• Title/Summary/Keyword: National Banks

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Experimental Study of Secondary Flow Using Real-scale Experiment Channel (실규모 실험수로를 이용한 이차류 특성에 대한 실험적 연구)

  • LEE, Du Han;SON, Minwoo;KIM, Young Do;KIM, Jung Min
    • Journal of The Geomorphological Association of Korea
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    • v.19 no.4
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    • pp.13-25
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    • 2012
  • This study aims to experimentally investigate the characteristics of secondary flows in a natural channel. For this objective, various conditions of water discharge and depth are tested in a real-scale experimental channel which has 1.2 of meandering. From results of experiments, it is observed that the maximum flow velocity exists in the outer zone of ben. This result is different from the previous studies conducted with laboratory experiments. The bank of 1:2 slope replicating the condition of natural channel is considered to cause this result. The location of the maximum flow velocity moves to the center of channel as the channel changes to be straight. It is also known from this study that two vorteces coexist on the left and right banks of bend.

An Empirical Study of Loan Commitment Fees: Evidence from Japanese Borrowers (대출 약정수수료에 관한 실증연구: 일본 차입자를 중심으로)

  • Lee, Sang Whi;Lee, Sa Young
    • International Area Studies Review
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    • v.13 no.3
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    • pp.29-49
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    • 2009
  • We examine the effects of information transparency, lender identity, and credit rating on the commitment fees of syndicated loans originated in Japan, employing a sample of 331 facilities. A syndicated loan is a financing instrument offered to a single borrower by multiple lenders, and Japanese syndicated loan volume increased 36% to a record-high of $283 billion in 2008 compared to 2007. We find that the more informational opaque the borrower, the higher the commitment fees the lender charges to the Japanese borrowers. There is evidence that a syndicate involving a Japanese lead agent is able to extract rents through higher commitment fees. We document that there is a significant relation between the credit rating of the borrower and the commitment fee cost of syndicated loans originated in Japan. Most importantly, our results provide evidence that banks in Japan extract higher returns on syndicated loans through the commitment fees in addition to higher loan spreads. Using a micro-level of Japanese borrowers, we contribute to existing literature by providing our empirical evidence after controlling for borrowing spread.

The Preservation of maul-gut and meaning of the folklore-transmission (마을굿의 보전과 민속전승의 의미 - 서울지역의 부군당굿을 중심으로 -)

  • Yu, Seung-Hun
    • Korean Journal of Heritage: History & Science
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    • v.35
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    • pp.320-343
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    • 2002
  • In Seoul city, The maul-gut(마을굿) called bugundang-gut(부군당굿) have been transmitted by people lived on the banks of han-river. The purpose of this document is to make a study the present meaning of bugundang-gut that have been transmitted in metropolitan city. The bugundang-gut was the official ritual in a government office during the Chosun dynasty. However, the bugundang-gut had been spread along kyunggang(경강, Han-river in Seoul) in the late Chosun period. At that times, the population kyunggang area was increased with the inflow of outside population and the commercial destrict was extended to many district along kyunggang. The main points of this study are as follows. Firstly, I investigate that bugundang-gut have been transmitted by a Seoulite to the backbone. They are the main body of bugundang-gut transmitting from generation to generation. Secondly, I study about nami-janggun-sadangje(남이장군사당제) appointed to seoul city immaterial cutural properties. It is a kind of bugundang-gut. So namijanggun-sadangje was appointed to seoul city immaterial cutural properties, as it was supported by a local autonomous entity. Thirdly, I investigate a plan that can be handed down an offspring in seoul city. We must revise the cultural properties system like that of Japan. Even though many bugundang-gut isn't appointed to cutural propertie except nami-janggun-sadangje, we must recognize their importance and keep a record character of bugundang-gut by investigation in detail. Fourthly, I think that bugundang-gut must be developed a regional public holiday. If it is developed a regional public holiday, many young person can be take part in bugundang-gut.

Analysis of the Efficient Clutter Removal Method Using an Array Antenna in a Local Weather Radar (국지적 기상 레이다에서의 배열 안테나를 이용한 효율적인 클러터 제거 방법 분석)

  • Lee, Jonggil
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.26 no.8
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    • pp.1180-1187
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    • 2022
  • As the likelihood of occurrence of the localized microbursts or severe flooding is increased due to the unusual weather changes, it is the very urgent problem to detect these weather hazards with a local weather radar. For a local weather radar of this purpose, it is essential to detect the low altitude and the fast varying weather conditions. Therefore, the very fast update of the weather information and the efficient clutter removal is very important. To achieve this goal, the appropriate method should be applied which does not need the mechanical elevation scanning and has the capability of the efficient clutter removal. Therefore, in this paper, the usefulness of the implementation of elevational filter banks with the spatial FFT algorithm was analyzed and investigated using a simple array antenna. It is shown that the suggested method can be used for both the minimization of the ground clutter and the fast update of weather information.

Natural Regeneration Potential of the Soil Seed Bank of Land Use Types in Ecosystems of Ogun River Watershed

  • Asinwa, Israel Olatunji;Olajuyigbe, Samuel Olalekan
    • Journal of Forest and Environmental Science
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    • v.38 no.3
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    • pp.141-151
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    • 2022
  • Soil seed banks as natural storage of plant seeds play an important role in the maintenance and regeneration of watershed. Natural regeneration potential of the soil seed bank of Land use types (LUTs) in Ogun River watershed (ORW) was investigated. ORW was stratified using proportionate sampling technique into Guinea Savannah (GS), Rainforest (RF) and Swamp Forest (SF) Ecological Zones (EZs). Three LUTs: Natural Forest (NF), Disturbed Forest (DF) and Farmland (FL) were purposively selected in GS: GSNF, GSDF, GSFL; RF: RFNF, RFDF, RFFL and SF: SFNF, SFDF, SFFL, respectively. Systematic line transects was used in the laying of the sample plots. Sample plots of 25 m×25 m were established in alternate positions. Ten 1 m×1 m quadrats were randomly laid for soil core sampling from previously randomly selected ten plots. The core samples (10) were pooled per plot in each LUT and placed in individual trays. Ten trays with sterilized soil were used as control. The trays were watered regularly and checked for seedlings emergence fortnightly for 18 months. The experimental design used was 3×3 factorial experiments. ANOVA, Diversity index (H') and Similarity index (SI) were used to analyze the data. There was significant difference in seedling emergence among ecological zones and land use types (p<0.05). A total of 4,400 seedlings emerged from the soil samples. All species were distributed among 32 families. FL in the RF had the highest number of germinated seeds (705±37.33 seedlings) followed by DF in the RF (701±49.6 seedlings). The lowest emergence was in NF of the SF (199±28.41 seedlings). DF in the RF had highest number of species (34) distributed among 22 families. Emergence from soil seed bank of NF in ORW was generally with more of tree species than herbs that were predominant in FL and DF.

The Impact of Employee's Attributes on Corporate Pension Insurance Products Preference (기업연금보험상품 선호도에 대한 종업원 속성의 영향)

  • Joo, Heon
    • The Korean Journal of Franchise Management
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    • v.7 no.2
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    • pp.27-35
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    • 2016
  • Purpose - The primary objective of this study is to investigate the impact of employee characteristics on employees' preference towards corporate pension products. This study can provide a guidance for maximization of benefits for employees and their affiliated corporation. Employee characteristics include average length of labour, wage system of annual salary, age, types of interest rates and size of corporation. Existing research generally concentrate on vitalizations of corporate pension product raising an imperfection, improvements, tax benefit analysis and legal consideration. Thus, this study intensively analyses the effect of employee attributes on firms' decision for corporate pension products, such as DB(defined benefit) and DC(defined contribution) type. Research design, data, and methodology - The data were collected using self-administrated questionnaire survey on corporate pension products from CEOs or HR directors 250 foreign-invested companies', purchasing pension plans in practice with domestic financial trustees (insurance companies, banks and security companies). Hypotheses testing was conducted using Logistic Regression analysis with SPSS/PC+ 21.0. Results - The findings of the study are as follows. Employees with the long length of labour are more likely to have DB plan; more likely to prefer DC plan with the dividend distribution product regarding the types of interest rate. SMEs(less than 100 employees) are more likely to select DC plan whereas high fluctuation in wage with annual salary has no impacts. In addition, the ages has no significant effect on the preference. Conclusions - This study has examined with the empirical testing that employees' variable attributes and qualities are one of the vital factors for corporation pension plan selection. Currently, majority employees are highly likely to join DB plan and Defined interest types. Corporation with less than 10 employees prefer IRP scheme while most of corporation are intended to join DC plan. In a very near future, corporation more than 300 employees will be required to purchase mandatory plan under national regulation. For maximization of employees' contentment to corporation pension insurance and for complementing the flaws of existing plans, the future studies shall also research in a perspective of employee benefit.

Studies on the Development of Accelerating Measures of Establishment of Vegetation on Bare Slopes (황폐산지(荒廢山地)의 속성녹화공법개발(速成綠化工法開發)에 관(關)한 연구(硏究))

  • Woo, Bo-Myeong
    • Journal of Korean Society of Forest Science
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    • v.24 no.1
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    • pp.1-24
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    • 1974
  • A national programme of erosion control for soil and water conservation needs to be based on factual information about rates and quantities of soil erosion and of water runoff. The best and simplest way of reducing sedimentation pollution is to prevent or control the erosion at its sources. Steeply sloping earth banks are liable to both surface erosion and land-slides and the key to the control of these form of erosion lies with drainages and dense vegetation establishment including surface mulching on the slopes. Micro-plots having $1.6m^2$ (1 metre in width and 1.6 metres in slope length, and 1:1.2 in gradient) of banking slopes on the coarse sand soil are used to establish the order of magnititude of the difference in controlling of soil erosion and water runoff, and in potentiality of execution in consideration of the values of landscapes, performed on the 2 repetetions of six-experiment plots consisted of five surface mulches including seedings and one bare slope as a control treatment. The main results obtained may be summarized as follows: 1. The significant difference is realized in the quantities of soil erosion between the measures of six treatments. 2. Excepting the differences between treatment III and VI, the significant difference is realized in the rate of surface runoff between each treatment measures. 3. Both measures of treatment II and IV are recognized as the most effective measures in controlling the soil erosion and water runoff and also in establishing the ground vegetation. (Treatment II is a measures of the coarse straw-mat mulchings on the micro-strip seedings, Treatment IV is a measures of the "SPRAY-ON method" on the micro-strip seedings). In consideration of the potentiality of execution as well as the value of landscapes, the measures of treatment II could be recommendable for establishing the vegetation cover on the denuded gentle slopes in hillsides while the measures of treatment IV could be suitable for accelerating the establishment of vegetation on steeply sloping earth banks and cuts.

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Analysis of Kap-Chon's Water Level by the Waterside Planting (수변 식재에 따른 갑천의 수위 분석)

  • Woo, Won-Jae;Chung, Dong-Yang
    • Journal of the Korean Society of Environmental Restoration Technology
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    • v.1 no.1
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    • pp.3-17
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    • 1998
  • The purposes of this study is to investigate the possibility of planting trees at space land in the riverside. The space land is for the green space. Calculating the plantable space in the representation section and the flood flowing stability of the existing banks based on the hydrological and meteorological data of the Kap-Chon riverbasin located in Tae-jon, the following results are drawn. (1) The flood discharges in each flow section are $698.7m^3/s$ in section 1, $654.6m^3/s$ in section 2, and $1353.3m^3/s$ in section 3 during 100 years recurrence interval. Because the designed-flood discharges in those sections are $1719.9m^3/s$, $2119.7m^3/s$, and $1512.8m^3/s$ respectively, safety for flood flowing is sufficient in existing banks. (2) The possible clearance for planting trees is 1.80m in section 1, 3.90m in section 2, and 0.01m in section 3. Planting clearance is enough in section 1 and 2. However, planting should be planned after estimating a rise-height due to the bridge piers, because many piers under riverine-highway are now on the construction in section 2. The section 3 does not have sufficient clearance for planting trees, but the planting is possible after getting enough flow area with slope by cutting the terrace land on the river artificially heightened. (3) In case of planting a tree 70cm diameter in $1m^2$ in section 1, the water level increases by 0.60m. Planting a tree in a $48m^2$ area increases the water level by 0.90m. Considering that plantable clearance is 1.8m in section 1, it is sufficient to flow safely. But if the trees are planted so compactly from the upper stream, expected heavy resistance is expected due to caught materials on the trees. So, trees have to be planted widely in upper streams but compactedly in lower streams. (4) The river width without changing, Kap-Chon's flow channel can be snaked in accordance with the nature law the wide terrace land in the riverside. Decreased flow area due to planting trees will be compensated by the inclination of terrace land. And, it is theoretically proved that the flood discharge is safe even though the terrace land on the river is parked similar to the nature. Planting trees in the terrace land of the Kap-chon river to the extent that flood flowing is not adversely affected, we can get the enjoyable park to citizens not spending expensive cost. It also contributes to the recovery of ecosystem, which gives the natural beauty of river and shade to citizens and becomes good natural-educational places for children.

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A Study on Characteristics of Seed Germination of Native Plants for Revegetation on the Slope of River bank (하천 제방 비탈면 녹화용 자생 지피식물의 종자발아 특성에 관한 연구)

  • Cho, Yong Hyeon;Kim, Eun Su;Kang, Hee Kyoung;Cheong, Yong Moon
    • Journal of the Korean Society of Environmental Restoration Technology
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    • v.15 no.2
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    • pp.103-115
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    • 2012
  • To investigate the attributes of seed germination of the plants for greening of river bank slope, low-temperature treatment, chemical treatment, plant hormones treatment, and stratification were conducted using the seeds of 6 herbs growing naturally around river banks, such as Setaria glauca and faberii, Imperata cylindrica var. koenigii, Miscanthus sinensis, Pennisetum alopecuroides, Lespedeza cuneata and the seeds of 3 shrubs, such as Lespedeza bicolor., Rosa multiflora, Spiraea prunifolia for. simpliciflora. The findings are as follows. In case of herbs, Setaria glauca and faberii. have stone seeds. In the treatment with $H_2SO_4$, they were germinated through dormancy breaking, even though there were some differences depending on immersion time, and the germination rate of Setaria faberii was a bit higher than that of Setaria glauca. The germination rate of Imperata cylindrica var. koenigii was low in the treatment with $GA_3$, NAA, and the plant hormone, but the seed germination rate has improved and the germination rate of Miscanthus sinensis and Pennisetum alopecuroides showed the improved seed germination rate in low temperature treatment. In case of Lespedeza cuneata and bicolor, the leguminous plants, the treatment with $H_2SO_4$ was most effective for the improvement of seed germination and the decrease in germination time. Only Spiraea prunifolia for. simpliciflora, the rose among 3 woody plants showed the seed germination rate above 50% without any additional treatment. Thus, it was thought to be appropriate for greening. Rosa multiflora showed the attribute of germination in a dark condition at low temperature through stratification, despite its low germination rate. Based on the results as above, with respect to the greening using directly collected seeds, Miscanthus sinensis, Pennisetum alopecuroides, and Spiraea prunifolia for. simpliciflora are suitable for greening, because they do not need any additional treatment, and Lespedeza cuneata and bicolor are also suitable for greening because it is possible to improve the germination rate and reduce the germination time through the treatment on the seeds before sowing.

Vegetation and Landscape Analysis and Management Methods of Ip-am Wetland in the Naejang National Park (내장산국립공원 입암습지의 식생 및 경관 변화와 관리방안)

  • Lee, Seon-Mi;Myeong, Hyeon-Ho
    • Korean Journal of Ecology and Environment
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    • v.48 no.1
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    • pp.26-31
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    • 2015
  • This study was performed to evaluate the Ip-am wetland located in the Naejang National Park by analyzing vegetation and landscape and to suggest management plans. We carried out field survey in 2013 and analyzed aerial photos in 1976 and 2010 for landscape change. As a result, the places that were paddy fields in the past were dominated by 5 communities such as Salix koreensis Community (21.6%), Persicaria thunbergii Community (2.8%), Phragmites communis Community (1.1%), Molinia japonica Community (4.9%), Persicaria thunbergii-Molinia japonica Community (0.5%). On the other hand, the places that were upper fields in the past were occupied mostly by Rosa multiflora Community (6.8%), Humulus japonicus-Rosa multiflora Community (42.0%), Humulus japonicus Community (10.6%). In order to maintain and manage the wetland, water should be supplied continuously by making use of the six among the seven reservoirs located in the upper part through the hydrological survey should be accomplished. In addition, it was necessary to reinforce the banks for minimizing water outflow. It contributes to prevent dry peat and decrease in decomposition speed. Thus, it is hard to invade and settle of terrestrial plants and then secondary succession would be delayed.