• Title/Summary/Keyword: Micro-payment

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A Micro Payment Service based on Open API (개방형 인터페이스 기반의 소액 지불 서비스)

  • Lim, Sun-Hwan;Lee, Jae-Yong;Kim, Byung-Chul
    • Proceedings of the IEEK Conference
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    • 2008.06a
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    • pp.357-358
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    • 2008
  • In this paper, we propose a micro payment service based on Open API (Payment & Account Management API). To support a business model that enables operators to offer integrated billing, a payment and an account management API is crucial. This service is based on the architecture of Parlay X web services[1, 2]. We described the network architecture and the logic procedure for a micro payment service.

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Design of NFC-based Mobile Electronic Micro-payment System for Traditional Market Activation (전통시장 활성화를 위한 NFC 기반 모바일 전자소액결제 시스템의 설계)

  • Cha, ByungRae;Kim, Dae-Gue;Kim, YongIl;Kim, JongWon
    • Smart Media Journal
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    • v.2 no.3
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    • pp.23-33
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    • 2013
  • In this paper, we find out about the effort and status of GwangJu metropolitan city to reinvigorate traditional market. And we propose the micro payment model based on Android NFC and tokenization technique to support the small trader's micro payment in aspect of information technology more than the physical infrastructure and environmental improvement projects to reinvigorate the traditional market. The micropayment model supports facilities of payment using smart phone based on NFC, and the encryption and tokenization support the indirection authentication and privacy of users.

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Design of MD Authentication and Privacy for Mobile Micro-payment based on NFC (NFC 기반 모바일 소액 결제를 위한 MD 인증과 프라이버시 설계)

  • Kim, Yong-Il;Kim, Dae-Gue;Cha, Byung-Rae
    • Journal of Advanced Navigation Technology
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    • v.17 no.1
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    • pp.47-55
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    • 2013
  • In this paper, we propose the micropayment model based on NFC, authentication, and privacy technique to support micro-payment in aspect of information technology to reinvigorate the traditional market. The micropayment model supports facilities of payment using smart phone based on NFC, and the encryption and tokenization support the functions of MD authentication, indirection authentication, and privacy of user's payment.

Concept Design to support Authentication and Privacy of Micropayment Model for Traditional Market Activation (전통시장 활성화를 위한 소액 결제 모델의 인증 및 프라이버시 지원하기 위한 개념 설계)

  • Cha, Byung-Rae;Park, Bong-Goo;Kim, Dae-Gue
    • Journal of Advanced Navigation Technology
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    • v.16 no.4
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    • pp.665-672
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    • 2012
  • In this paper, we find out about the effort and status of GwangJu metropolitan city to reinvigorate traditional market. And we propose the micro payment model based on Android NFC and tokenization technique to support the small trader's micro payment in aspect of information technology more than the physical infrastructure and environmental improvement projects to reinvigorate the traditional market. The micropayment model supports facilities of payment using smart phone based on NFC, and the encryption and tokenization support the indirection authentication and privacy of users.

A Micro Payment Service Method based on Open API (개방형 인터페이스를 이용한 소액 지불 서비스 제공 방법)

  • Lim, Sun-Hwan;Kim, Sang-Ki
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2008.10a
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    • pp.878-881
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    • 2008
  • In this paper we designed a micro payment service. This service is based on Parlay X web services. In the design process we described a high level functional block architecture. Also, we described the flow of payment and account management for a micro payment service.

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ID-based Payment Protocol for Mobile Electronic Commerce (모바일 전자상거래를 위한 ID 기반 지불 프로토콜)

  • 이현주;김선신;이충세
    • Journal of KIISE:Information Networking
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    • v.31 no.4
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    • pp.405-413
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    • 2004
  • Design an efficient and secure electronic payment system is important for M-Commerce. In this paper, we propose an efficient Micro-Payment Protocol that allows multiple transactions using ID-based public key cryptosystem. Current PayWord system requires to generate certificate of the vendor for each transaction. In this paper, we use a session key instead of certificate key generated by Weil Pairing which use an Elliptic Curve Cryptosystem over finite field $F_q$ for transactions Therefore, it is more secure in Known key attacks as well as Man-in-the-middle attacks.

A Design and Implementation of the Easy Payment System by Using Mobile Device (모바일 휴대장치(스마트폰)를 이용한 간편 결제 시스템 설계 및 구현)

  • Kim, Dae-Kyu;Choi, Se-Ill
    • The Journal of the Korea institute of electronic communication sciences
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    • v.10 no.5
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    • pp.607-614
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    • 2015
  • In this paper, we propose about NFC-based mobile Easy Payment System. Already announced about kind of similar payment system by use smart phone NFC function. However this proposition system will uses an encrypted token and user indirect authentication. This feature makes through to simplify payment without other input necessary information. Also my proposition system has easy security certification process. This mean my system does not adequately to use payment of a large amount. But in retail payment will be very useful payment system.

An Empirical Study on User Acceptance of Micro e-Payment Systems : System Features, Transaction Cost, and Provider (소액 전자결제시스템 수용의지에 관한 실증연구 : 시스템 특성, 거래비용과 제공업체를 중심으로)

  • Chung, Suk-Kyun;Ryoo, Chang-Wan;Ku, Tae-Yong
    • Journal of Korean Society of Industrial and Systems Engineering
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    • v.33 no.4
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    • pp.130-137
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    • 2010
  • This paper analyzes the main factors affecting user selection of a small-sum electronic payment system using survey data of 396 users. Several findings emerge. First, users consider three pillars and eight factors in adopting a new system : system features(stability, security, and flexibility), transaction cost(payment commission and settlement period), and financial capability of provider(stability of financial structure, risk management capability, and funding capability). Second, the stability of the financial structure of the system provider is the most important factor to user acceptance of a new e-payment system. Users tend to consider uncertainty risk more seriously than transaction cost. This reflects the reality that electronic payment system service industry has not fully fledged yet. Third, some moderating effects exist according to payment methods and business usages. As for payment methods, speedy settlement cycle for wired/wireless phone payment, system stability for credit card and account transfer payment, and security for advance payment means are crucial factors. As for business usages, the stability of financial structure for online game content, system stability for music and video content, proxy payment commission for e-learning content, flexibility of the payment system for digital adult content, and security for public services are decisive ones.

Blind Signature based on Mobile Commerce (무선 인터넷에서의 은익기반 서명에 의한 전자상거래)

  • Kim, Jang-Hwan;Rhee, Chung-Sei
    • Convergence Security Journal
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    • v.8 no.2
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    • pp.1-6
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    • 2008
  • Designing efficient and secure electronic payment is important for M-Commerce. In this paper, we propose an efficient Micro-payment protocol that allows multiple transactions using ID-based public key encryption-system. The proposed payword system requires to generate authenticated key generated by Weil-pairing which uses an elliptic curve cryptosystem over finite field Fq for transactions. Therefore, it is more secure in known key attacks as well as man-in-the middle attacks.

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Design and implementation of Mobile Electronic Payment Gateway System based on M-Commerce Security Platform (M-Commerce 보안 플랫폼상의 무선 전자지불시스템 설계 및 구현)

  • 김성한;이강찬;민재홍
    • The Journal of Society for e-Business Studies
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    • v.7 no.1
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    • pp.35-50
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    • 2002
  • Recently, payment method is one of the most hot issues for transaction of contents in mobile and internet markets. Many kinds of mobile contents services are rapidly growing with the combination of internet application services. Payment method algorithms are demanded for the stable transaction between producer and consumer. Security protocol algorithms are widely adapted for mobile Platform terminals. In this Paper, we described security mechanism for the current wireless internet services and compared with the performance result. There are security protocols that based on java machine platform or WAP protocols. The system is based on J2ME technology for the java mobile platform. Based on this technology, a security system is proposed for the service of mobile commerce electronic payment. The system is designed for the stability of transaction so that it enables to apply into many kinds of internet payment system.

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