• The Journal of Asian Finance, Economics and Business
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• 제8권10호
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• pp.129-138
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• 2021

Several studies have revealed that information on borrower characteristics plays an important factor in approving their credit requests. Though the extent to which such characteritics are also applicable to the case of fintech lending remain uncertain. The aim of this study is, thus, to investigate the determinant factors that influence MSEs in obtaining credit through fintech lending. Here, we emphasize virtual trust in fintech lending encompasing the dimension of social network, economic attributes, and risk perception based on several indicators that are used as proxies. Primary data used in the study was gathered from an online survey to the respondents of MSEs in Java. The result of the study indicates that determinants of MSEs in obtaining credit from lender through fintech lending are statistically influenced by internet usage activities, borrowing history, loan utilization, annuity payment system, completeness of credit requirement documents and compatibility of loan size with the business need. These factors have a significant effect on credit approval because they can generate virtual trust of fintech lender to MSEs as potential borrowers. It concludes that the probability of obtaining fintech loans in accordance with their expectations are influenced by the dimensions of social network, economic attributes and risk perception.

• 한국전산유체공학회:학술대회논문집
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• 한국전산유체공학회 2011년 춘계학술대회논문집
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• pp.441-446
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• 2011

To investigate aerodynamic performance of high-lift devices, 2D design is the base of the success of high-lift system design for transport aircraft, which can shorten the periods of three-dimensional design and analysis. For the simulation coupled viscous and inviscous euler method (MSES) is used. In this parametric study, Gap and Overlap which can define position of flap is used as design variables and we investigale relation between angle of attack and flap position for lift enhancement.

• 중소기업연구
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• 제32권2호
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• pp.209-223
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• 2010

본고에서는 일본 중견기업의 위상, 특징, 관련 정책을 검토함으로써 우리나라에서의 중견기업 정책의 방향을 모색하고자 한다. 일본의 경쟁우위업종인 기계, 전자부품업의 출하와 고용비중은 여타 업종보다 높아, 그 저변에 두터운 중견기업이 존재하고 있음을 알 수 있다. 일본의 중견기업 육성정책은 연구개발과 환경대책을 위한 기업간 제휴 유도라는 측면에서 간접적으로 지원하고 있다. 우리나라도 특정 정책사업에 있어서 기업간 협력 유도를 통하여 중견기업을 육성할 수 있을 것이다.

• Safety and Health at Work
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• 제15권1호
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• pp.96-101
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• 2024

Background: Silicosis among workers who fabricate engineered stone products in micro or small-sized enterprises (MSEs) was reported from several countries. Workplace exposure data of these workers at high risk of exposure to respirable crystalline silica (RCS) dust are limited. Methods: We surveyed workers performing cutting, shaping and polishing tasks at 6 engineered stone fabricating MSEs in Sydney, Australia prior to regulatory intervention. Personal exposure to airborne RCS dust in 34 workers was measured, work practices were observed using a checklist and worker demography recorded. Results: Personal respirable dust measurements showed exposures above the Australian workplace exposure standard (WES) of 0.1 mg/m³ TWA-8 hours for RCS in 85% of workers who performed dry tasks and amongst 71% using water-fed tools. Dust exposure controls were inadequate with ineffective ventilation and inappropriate respiratory protection. All 34 workers sampled were identified as overseas-born migrants, mostly from three linguistic groups. Conclusions: Workplace exposure data from this survey showed that workers in engineered stone fabricating MSEs were exposed to RCS dust levels which may be associated with a high risk of developing silicosis. The survey findings were useful to inform a comprehensive regulatory intervention program involving diverse hazard communication tools and enforcing improved exposure controls. We conclude that modest occupational hygiene surveys in MSEs, with attention to workers' demographic factors can influence the effectiveness of intervention programs. Occupational health practitioners should address these potential determinants of hazardous exposures in their workplace surveys to prevent illness such as silicosis in vulnerable workers.

• 대한전자공학회논문지TC
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• 제41권6호
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• pp.9-15
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• 2004

MIMO OFDM 시스템에서 comb형태의 훈련심볼을 사용하는 기존의 채널 추정방식은 가장자리 반송파 영역에서 채널 추정의 MSE(Mean Squared Error)가 큰 단점이 있다. 본 논문에서는 이러한 문제점을 해결하기 위해 순환구조를 갖는 comb형태 훈련심볼을 제안한다. 제안된 순환구조에서는 모든 종류의 comb 훈련심볼이 각 안테나로부터 순환 전송되며 수신 단에서는 각 comb 형태의 훈련심볼들을 이용해 채널을 추정한 후, MSE로부터 구해진 최적의 가중치를 곱함으로써 채널 주파수 응답을 추정한다 모의실험을 통해 제안된 방식이 기존의 comb 형태의 훈련심볼에 비해 높은 성능을 나타냄을 확인하였다.

• The Journal of Asian Finance, Economics and Business
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• 제8권1호
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• pp.863-871
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• 2021

This study aims to document empirically the mediating role of corporate social responsibility (CSR) on the influence of competitive pressure toward business performance on the batik industry in Central Java, Indonesia. This study also examined the effect of competitive pressure and CSR on business performance of small- and medium-sized enterprises (SMEs) in the batik industry in Central Java. This study used an explanatory quantitative approach. Samples of 254 MSEs in the batik industry have been successfully collected. Hypothesis testing uses SEM-PLS. The results of this study indicate that competitive pressure has a positive and significant effect on the batik MSEs business performance in Central Java. Competitive pressure also has positive direct effect on corporate social responsibility, and CSR has a significant and positive direct effect on business performance. The results of this study have successfully documented empirically that CSR has a mediating role on the relationship of competitive pressure toward business performance in the batik MSEs in Central Java, Indonesia. This study provides a comprehensive understanding of the owners of the batik MSMEs in coping with competitive pressure by using CSR as a strategy to create uniqueness that is difficult to imitate and can create an organizational reputation that eventually can increase business performance.

• 대한치과교정학회지
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• 제51권3호
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• pp.145-156
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• 2021

Objective: The aim of this retrospective study was to assess the midfacial soft tissue changes following maxillary expansion using micro-implant-supported maxillary skeletal expanders (MSEs) in young adults by cone-beam computerized tomography (CBCT) and to evaluate the correlations between hard and soft tissue changes after MSE usage. Methods: Twenty patients (mean age, 22.4 years; range, 17.6-27.1) with maxillary transverse deficiency treated with MSEs were selected. Mean expansion amount was 6.5 mm. CBCT images taken before and after expansion were superimposed to measure the changes in soft and hard tissue landmarks. Statistical analyses were performed using paired t-test and Pearson's correlation analysis on the basis of the normality of data. Results: Average lateral movement of the cheek points was 1.35 mm (right) and 1.08 mm (left), and that of the alar curvature points was 1.03 mm (right) and 1.02 mm (left). Average forward displacement of the cheek points was 0.59 mm (right) and 0.44 mm (left), and that of the alar curvature points was 0.61 mm (right) and 0.77 mm (left) (p < 0.05). Anterior nasal spine (ANS), posterior nasal spine (PNS), and alveolar bone width showed significant increments (p < 0.05). Changes in the cheek and alar curvature points on both sides significantly correlated with hard tissue changes (p < 0.05). Conclusions: Maxillary expansion using MSEs resulted in significant lateral and forward movements of the soft tissues of cheek and alar curvature points on both sides in young adults and correlated with the maxillary suture opening at the ANS and PNS.

• 보건행정학회지
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• 제32권1호
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• pp.94-106
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• 2022

Background: The efforts to build more "people centered," "patient centered" health system has been emerging all over the world. Aligning with it, the Korean government is conducing the survey called "Medical Service Experience Survey (MSES)." There are critics, however, that MSES is not scrutinizing the medical experiences of patients in various healthcare settings. For this reason, this study aims to perform an empirical analysis of the differences in answers of patients responding to various healthcare settings. Methods: There are two steps in this study. First, explanatory analysis is conducted to compare the tendency of statistical concentration on questionnaires by divided healthcare settings. Second, confirmative analysis is carried out to evaluate the construct validity, reliability, and discriminant validity of the questionnaire in each healthcare setting. The raw data of MSES, which was conducted in 2020 by the Ministry of Health and Welfare in Korea and the Korean Institute for Health and Social Affairs is used. Results: As a result of exploratory factor analysis for all outpatients, the items were classified into four factors statistically: "doctor experience," "nurse experience," "outpatient service experience," and "patient satisfaction." It was confirmed that the reliability of all factors extracted was secured. However, for patients who visited hospitals, questionnaires related to personal privacy, such as "experiences on medical staffs considering physical exposure" or "experiences related to personal information exposure," were answered in conjunction with items of "nurse experience." Besides, patients responded that administrative elements of medical services, such as "experiences of comfort in medical institutions" and "experiences of satisfactory administrative services," were related to the items of "nurse experience." The answers of patients who visited traditional medical hospitals and clinics about "doctor experience" and "nurse experience" were not discerned statistically, and the answers to "doctor experience," "nurse experience," and "medical institution experience" were entangled with the responses of patients who visited dental hospitals and clinics. On the other hand, as a result of the confirmatory factor analysis, it was found that the inquiries of MSES generally had intensive validity. Conclusion: The collection of objective and scientific data is the prominent component to enlighten the patient-centered healthcare system alongside with change of the worldwide paradigm of measuring the healthcare system performance as follows the transition of perspective of health care from provider-centered to patient-centered. This study empirically shows that the patient experience can vary as the healthcare settings. Furthermore, to make an advance in measuring the experience of patients with medical services, this article proposes the deliberate consideration of the different kinds of healthcare settings and articulate design of the survey.

• 수산해양교육연구
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• 제13권2호
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• pp.178-193
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• 2001

This paper is written for the aim of the system improvement to the activation of industrial man power in fisheries on the basis of '73 military special except system (MSES). As the results of the purpose, several points to be improved are as follows : 1. It is necessary to reminder on the important of man power maintenance by the cooperative system between industry and school. 2. MSES should be known to the people broadly and positively through the Korea pelagic fishery association and related industry, for example, their internet homepages. 3. The students should be opened the choice opportunity to applicant to lower license grade than their general study level. 4. More companies will be relaxed the restricted items upon new criteria about the nominated companies, revised system on March 27, 2001. 5. If any nominated company has unemployed man power under the system, it entrust the power of attorney in military office to other recommended authority or association for the purpose of the prompt performance to other nominated companies.

• 한국콘텐츠학회논문지
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• 제22권7호
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• pp.478-485
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• 2022

본 연구는 치과의사의 태도가 환자 만족에 미치는 영향을 규명하고자 수행되었다. 본 연구에서 활용한 자료는 한국보건사회연구원에서 전국 규모로 수행한 2020 의료서비스경험조사이다. 본 연구에서는 치과 의료기관을 방문한 총 560명의 환자들을 연구대상자로 선정하였으며, 모든 통계처리는 SPSS 26.0 통계 패키지를 활용하여 분석하였다. 본 연구의 주요 분석 결과는 다음과 같다. 회귀분석 결과 치과의사의 태도 중 환자만족도에 유의한 영향을 미친 변수들은 '예의', '불안 공감', '충분한 대화', 그리고 '알기 쉬운 설명'으로 나타났다. 본 연구는 치과를 방문한 환자들의 만족도와 치과의료기관의 서비스 질 향상을 위한 기초자료를 제공하였다는 의의가 있다.