• Title/Summary/Keyword: MONTHLY

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Boost Mobile Banking Monthly Active Customers with Vending Machines (자판기로 모바일뱅킹 월별 고객 활성화)

  • Yongjie Zhu
    • Journal of Digital Policy
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    • v.2 no.1
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    • pp.1-7
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    • 2023
  • In China, commercial banks have launched mobile banking one after another, and the homogeneous products make the competition of mobile banking extremely fierce. Mobile banking monthly active users (MAU) is an important indicator to evaluate the operation results of mobile banking. How to improve mobile banking monthly active users is a problem faced by commercial banks. The purpose of this study is to explore strategies to increase monthly active customers of mobile banking with the help of vending machines. This research is carried out through the literature method and case method. The research results show that the use of vending machines can not only effectively increase the monthly active customers of mobile banking, but also realize the differentiation strategy to occupy the mobile banking terminal market. At the same time, this study is helpful and instructive for commercial banks to develop their business.

Research on Ionospheric Variations Associated with Solar Activity Covering One Complete Solar Cycle (1991-2002) in Korea

  • Lee, Sang-U;Kim, Jeong-Hun;Kim, Yu-Seon
    • Bulletin of the Korean Space Science Society
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    • 2004.04a
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    • pp.36-36
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    • 2004
  • Ionospheric data from DGS-256 ionosonde operated by Radio Research Laboratory in Anyang archived during 1991-2002 was extracted and analyzed firstly in Korea. Daily, monthly and annual variations of the 12-year F2 layer critical frequency(foF2) are derived to investigate the statistical ionospheric characteristics during one complete solar cycle. Positive correlation between the mean values of 24-hourly monthly median foF2 and the monthly smoothed sunspot number(SSN) for the same period is found. (omitted)

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Stochastic Reservoir Model for the Estimation of Optimal Water Supply (적정 용수 공급량 산정를 위한 추계학적 저수용량 모델)

  • 장인수;박정규;유일준
    • Journal of Environmental Health Sciences
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    • v.21 no.1
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    • pp.29-38
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    • 1995
  • The purpose of this study is to improve the present methodology-for the estimation of optimal water supply from an impounding reservoir. The stochastic reservoir storage model presented in this paper is believed to be rational in that. the probability of reservoir depletion (return period) is to be calculated for the various monthly demands and storage capacities. The monthly flows are used to derive the reservoir storage capacity-monthly demand-probability curves at Dalcheon damsite and Hongcheon damsite in Han river basin.

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MONITORING OF LAND SURFACE TEMPERATURE CHANGE OF THE NORTHEAST REGION IN CHINA BY MODIS DATA

  • SHAO, Ming;Park, Jong-Geol;YASUDA, Yoshizumi
    • Proceedings of the KSRS Conference
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    • 2003.11a
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    • pp.927-929
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    • 2003
  • Using received northeast region in China of Terra/MODIS data at Tokyo University of information Sciences. Make monthly division Land Surface Temperature maximum composite image. Using monthly division Land Surface Temperature maximum composite image, considered characteristic of monthly variation of Land surface temperature and relation with land covering and NDVI at the northeast region in China.

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A Study of the hydrological generation - The generation and comparison with annual and monthly dicharge at Wacgwan in the Nakdong River (수문학적 모의기법에 대한 연구 - 낙동강 왜관지점의 연유량과 월유량의 모의발생 및 비교 -)

  • 천덕진;최영박
    • Water for future
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    • v.13 no.1
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    • pp.49-56
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    • 1980
  • The thesis of this analytical study includes 1) the generation of annual and monthly discharge regarding single hydrological variable at single site, 2)comparsion with the historical records and the generation, and 3) changing the monthly generatied discharge into annual. The conclusion of this will be used for the future plan for water resources development. Annual discharges at waegwan are characterized by log-normal distirbution and persistence-absent. Also, the random number generator causes the errors in the generation of annual discharge. The serial correlation coefficients of the generated annual discharge have less value than that of historical records, while the correlation coefficient and slope in January have(+) value and opposite to historical record. To change the monthly generated discharge into annual is not proper.

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ARIMA 모형에 의한 하천수질 예측

  • 류병로;한양수
    • Journal of Environmental Science International
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    • v.7 no.4
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    • pp.433-440
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    • 1998
  • This study was carried out to develop the stream water quality model for the intaking station of Kongju waterworks in the Keum River system. The monthly water quality(total nitrogen and total phosphorus) with periodicity and trend were forecasted by multiplicative ARIU models and then the applicability of the models was tested based on 7 years of the historical monthly water quality data at Kongju intaking strate. The parameter estimation was made with the monthly observed data. The last one year data was used to compare the forecasted water Quality by ARU model with the observed one. The models are ARIMA(2,0,0)$\times$(0,1,1)l2 for total nitrogen, ARIMA(0,1,1)x(0,1,1)l2 for total phosphorus. The forecasting results showed a good agreement with the observed data. It is implying the applicability of multiplicative ARIMA model for forecasting monthly water quality at the Kongju site.

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A STUDY ON SYNTHETIC GENERATION OF MONTHLY STREAMFLOW BY BIVARIATE ANALYSIS (BIVARIATE ANALYSIS에 의한 월류량에 모의발생에 관한 연구)

  • Seo, Byeong-Ha;Yun, Yong-Nam;Gang, Gwan-Won
    • Water for future
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    • v.12 no.2
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    • pp.63-69
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    • 1979
  • The sequences of monthly streamflows constitute a non-statonary time series. The purely stochastic model has been applied to data generation of non-stationary time series. Tow different mothods--single site and multisite generation--have been used on the hydrologic time series. In this study the synthetic generation method by bivariate analysis, studied by Thomas Fiering, one of multi-site models, has been applied to the historical data on monthly streamflows at two sites in Nakdong River, and also for validity of this model the single site Thomas Fiering model applied. Through statistical analysis it has been shown that the performance of bivariate Thomas Fiering model was better than that of the other. By comparison of mean and standard deviaion between the historical and the generated, and cross correlogram interpretation, it has been known that the model used herein has good performance to simultaneously generate the monthly streamflows at two sites in a river hasin.

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Development of a Simulation Model for Reservoir Sizing in a Region with Insufficient Hydrological Data (수문자료 빈곤지역에서의 저수지 규모 결정 모의 모형 개발)

  • 최진규
    • Magazine of the Korean Society of Agricultural Engineers
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    • v.42 no.4
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    • pp.67-75
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    • 2000
  • A simulation model for reservoir sizing was developed to be applied in a region with insufficient hydrological data. Reservoir storage balance equation was formulated on a monthly basis. Gajiyama equation was generalized to estimate monthly reservoir inflow more accurately. Monthly evaporation equation on a reservoir water surface was introduced , which was functioned with monthly mean temperature. Generalized Gajiyama equation was applied to estmate reservoir inflow of the Sayeon dam. Nash-Sutcliffe's model efficiency was 0.793. Using developed model for reservoir sizing, water supply capacity was analyzed with 118.000㎥/day on the Sayeon dam. This showed a reasonable result as compared with 110000㎥/day in other technical report. For general application of developed model, a virtual reservoir was considered and its dta of surface area and volume by elevation was prepared using DEM. Using the model, size of reservoir was determined and water supply capacity was anlayzed on a virtual reservoir.

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A Study on Development of Long-Term Runoff Model for Water Resources Planning and Management (수자원의 이용계획을 위한 장기유출모형의 개발에 관한 연구)

  • Cho, Hyeon-Kyeong
    • Journal of the Korean Society of Industry Convergence
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    • v.16 no.3
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    • pp.61-68
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    • 2013
  • Long-term runoff model can be used to establish the effective plan of water reources allocation and the determination of the storage capacity of reservoir. So this study aims at the development of monthly runoff model using artificial neural network technique. For this, it was selected multi-layer neural network(MLN) and radial basis function neural network(RFN) model. In this study, it was applied model to analysis monthly runoff process at the Wi stream basin in Nakdong river which is representative experimental river basin of IHP. For this, multi-layer neural network model tried to construct input 3, hidden 7, and output 1 for each number of layer. As the result of analysis of monthly runoff process using models connected with artificial neural network technique, it showed that these models were effective in the simulation of monthly runoff.

The Impact of Financial Attitudes and Financial communication On Financial Satisfaction (재무 태도와 재무 의사소통이 재무 만족도에 미치는 영향력)

  • 황덕순;정운영
    • Journal of the Korean Home Economics Association
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    • v.39 no.8
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    • pp.121-136
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    • 2001
  • The purpose of this study was to analyze the effects of financial attitudes and financial communication on financial satisfaction. For this study, in 2000, questionnaires developed by the researcher were given to 320 households in Kwangju. resulting in 262 households with usuable data. The data were analyzed by various statistical methods such as frequency, percentile, correlation analysis, t-test, Anova, Multiple Regression analysis. The major findings of this study were as follows; 1) Financial attitudes were significantly different according to age and monthly savings 2) Financial communication was significantly different according to age and financial subjective variables. 3) Financial satisfaction was significantly different according to monthly income, monthly savings, monthly living costs, debt, financial subjective variables and financial communication. The set of socio- economic characteristics variables accounted for 3% of the variance in the financial satisfaction. But the addition of subjective characteristics variables, financial attitude, financial communication resulted in an $R^2$ change of 20, 23, 26%.

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