• Proceeding of Spring/Autumn Annual Conference of KHA
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• 2011.04a
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• pp.236-240
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• 2011

The purpose of this qualitative study are to understand housing environmental conditions of the beneficiaries of housing welfare program. A case study was adopted to collect and analyze data from 6 persons who are low-income dwellers in 'Dagagu' housing purchase and public rental program and permanent rental apartment. Data were collected by in-depth interview. The lowest income bracket would be the beneficiaries of housing welfare program, consider the type of the target households are selected directly by visiting there home life, housing and welfare-related aspects of interviewing evaluate the significance of the housing satisfaction and residential conditions.

• KIEAE Journal
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• v.13 no.3
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• pp.121-128
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• 2013

There is a rental housing policy in Korea to support low income citizen. However, the living condition of tenants through this rental program is not work for improving, unlike the initial purpose of providing rental housings. Rental housings, which were planned to improve the residential welfare and enhance self-reliance ability of low income groups and the elderly. It's not effective any more in terms of policy purpose. To solve this problem, plans are needed to support for the construction by Farm-Housing(FH) so that the residents of can support their self-reliance by promoting creating jobs and cooperation. This paper analyze and propose some solution in terms of legal system, financing and streamlining of planing process and permission to support FH program. The paper focus purpose to help identify a new area through such proposals and retain a power of leading technology by bridging the gap between the realistic aspect and ideal aspect.

• Journal of the Korean housing association
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• v.26 no.5
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• pp.113-121
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• 2015

Several housing improvement programs for low-income have done by Ministry of Health & Welfare, Ministry of Trade, Industry & Energy, Ministry of Security and Public Administration, Ministry of Environment, and Ministry of Land, infrastructure and Transport up to now. Each program practiced separately based on each agency's function and territory, but there are also negative opinion on beneficiary duplication, beneficiary omission, and the inefficient execution of the government budget. This study analyzes the housing improvement programs of each agency on the aspects of coordination, and suggests the integration system with coordination and delivery system. We selected 3 indexes such as similarity, integration effect and availability for integration system and analyzed the effects of integrated programs into one based on cost, repair effect and management. We proposed that the similar housing improvement programs of each agency should be coordinated for integration. But it is not easy to integrate similar programs into one program, therefore similar programs which support the house owner are needed to integrate into housing benefit except same beneficiary who owned own house.

• Land and Housing Review
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• v.4 no.4
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• pp.361-370
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• 2013

The purpose of this paper is to appraise Bogeumzari Housing Program(BHP) which is providing public housing of different types for the target brackets on a matching system basis. Especially, on government's announcing BHP plan with the designation of several Bogeumzari districts in Seoul Metropolitan area, they raised a question about target groups' receiving the benefits of BHP plan and this paper focuses on the question. We tried to analyze two topics. First one is about the exorbitant windfall profits to the future potential residents derived from low price or rental cost of Bogeumzari Housing in comparison with neighborhood's market price. Second one is the low possibility of low-moderate income household's access to absolutely high price Bogeumzari Housing that is because the market price is so high in some area. BHP includes not only long-term public rental hosing(Permeant rental housing, National rental housing) for low income households but also other types of public rental housing(10-year rental housing, shared-ownership rental housing) for moderate income households. So, in this study we tried to find out the affordability of each bracket in three public housing types, which are public sales housing(condominium), 10-year rental housing and shared-ownership rental housing. Through analyzing the housing affordability by types, regions, size, we tried to seek the answer to the controversy and propose policy implications related to the future public housing programs.

• Korean Journal of Social Welfare Studies
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• v.40 no.3
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• pp.243-265
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• 2009

Using the children supplements of Korea Welfare Panel Study(first wave), this study examined that the correlation and differences between income-poverty(minimum cost of living)and housing- poverty(sub-standard housing) and analyzed the effects of living in sub-standard housing conditions on children's school achievement. The findings of the study are as follows. First, there is low correlation between income-poverty and housing-poverty. Second. there is differences of household characteristics between only housing-poverty household and only income-poverty household or income and housing poverty household. Third, living in sub-standard housing conditions has statistically significant negative effect on school achievement even after controlling for income-poverty, sex, self-esteem, adaptation to school life, family type, mother's education, private education cost, rearing behavior. The findings of this study suggest that more active housing policy approach is needed to support development of children living in sub-standard housing conditions. Based on this research, we present needed policies in the conclusion.

• Journal of the Korean housing association
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• v.25 no.1
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• pp.51-61
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• 2014

The purpose of this study was to explore housing characteristics of young single- or two-person households in the U.S. metropolitan urban areas and determinants of their housing cost burden. Total 764 single-person households, 744 two-person households and 424 households with three or more persons were selected from the 2011 American Housing Survey public-use microdata for the study based on specific sampling criteria. The major findings are as follows: (1) In comparisons with larger households, single- or two-person households were characterized to be headed by younger householders, to have less income, and to have a greater proportion of households living in central cities of metropolitan areas, renting housing units, living in smaller size units or multifamily structures; (3) housing cost of single- or two-person households were significantly less than a larger households while housing costs per unit square footage (SQFT) of single- or two-person households was significantly greater; (4) regardless of the household size, there are many household headed by young college graduates paying too much of their income for housing, and single-person households were found to have the greatest housing cost burden; and (5) a linear combination of low-income status, monthly housing costs per unit SQFT, annual household income, and unit SQFT per person was found to be most efficient to predict single- or two-person households with housing cost burden.

• KIEAE Journal
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• v.14 no.3
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• pp.39-45
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• 2014

Energy poverty has been defined as low-income households who paid energy cost more than 10% of their ordinary income. Therefore, there are various subsidy programs focused on house remodeling for low-income households and one of them is the Home Energy Efficiency Assistance Program which have done by Korea Energy Foundation since 2007. The aim of the program is to improve the thermal performance of dilapidated dwellings and analyzed the detached house for the low-income households to develop the building typology. The database contained approximately 3,061 households which was obtained from the program in 2013 and the results of the study were like this; 1) For the shape of residential houses, the number of rectangular shaped building was higher than non-rectangular shaped ones. 2) For the orientation of buildings, the south layout of the detached housing was dominant to gain heating energy into buildings. 3) For the floor area, the average floor area was $44.2m^2$, although its size varied wide variations, which range from $6.3m^2$ to $107.1m^2$. 4) For the windows and doors, the south-facing window was larger than the other side. Finally it would be possible to determine the characteristics of residential houses for low-income families. A future study could establish typology of low-income housing that it would estimate the performance of each model building before and after the retrofit to improve the energy performance.

• Proceeding of Spring/Autumn Annual Conference of KHA
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• 2004.11a
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• pp.405-411
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• 2004

This paper digests the residential environment of row-income households in South-East Asia, and governmental endeavor to the squalid dwellings from the perspective of residence welfare. Two projects related to residential environment improvement, UCDO in Thailand and KIP in Philippines, are chosen for deeper study. Some findings in South-East countries' experiences are expected to instructive clues for Korea situation.

• Korean Journal of Social Welfare Studies
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• v.49 no.1
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• pp.263-296
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• 2018

The purpose of this study is to examine the experience of case management practice for residents of low - income housing. The importance of the house for the vulnerable residents with homelessness is absolute, and case management that supports them to live as residents in the community is also very important. Nevertheless, the research so far has focused on the supply of affordable housing, the residential environment, the quality of life of the tenants, and the health, but there was a lack of interest in case management practices. In this study, we investigated the experience of case management practice by listening 10 case managers's experiences through FGI interview. As a result of the study, the case manager's experience is divided into four themes: 'Dilemma of support for the independent housing life after the facilities', 'Role competition between rent management and case management', 'Lonely practice for linkage and cooperation with the mainstream community support system', 'Double employment relationship and poor working environment' respectively. Based on their experiences, this study suggests practical and practical suggestions for case management of rental housing.

• Analyses & Alternatives
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• v.4 no.1
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• pp.105-123
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• 2020

This study analyzes the risk selection behavior of Japanese households. The study approaches the view of 'the hyperbolic discount' which is used in behavioral economics based on the rise in mortgage lending by low-income households in the late 2000s. The study focuses on how households risk preferences vary by income levels. The study analyzes the relationship of attitude of household interest rate risk using Binomial Logistic and Heckman two-step estimation method assuming that there are only two types of Adjustable-Rate Mortgage and Fixed-Rate Mortgage. As a result of the empirical analysis, low-income households annual income tend to have a higher proportion of housing debt as same as higher interest rate risk preferences households in proportion to income growth and interest rate risk preferences. Those results indicate that there is possibility of a hyperbolic discount on low-income households in Japan, and support the hypothesis that low-income households are relatively higher household debt ratio because of high utility due to home purchase in the near future (short-term).