• 제목/요약/키워드: Internet finance

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Artificial neural fuzzy system and monitoring the process via IoT for optimization synthesis of nano-size polymeric chains

  • Hou, Shihao;Qiao, Luyu;Xing, Lumin
    • Advances in nano research
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    • 제12권4호
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    • pp.375-386
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    • 2022
  • Synthesis of acrylate-based dispersion resins involves many parameters including temperature, ingredients concentrations, and rate of adding ingredients. Proper controlling of these parameters results in a uniform nano-size chain of polymer on one side and elimination of hazardous residual monomer on the other side. In this study, we aim to screen the process parameters via Internet of Things (IoT) to ensure that, first, the nano-size polymeric chains are in an acceptable range to acquire high adhesion property and second, the remaining hazardous substance concentration is under the minimum value for safety of public and personnel health. In this regard, a set of experiments is conducted to observe the influences of the process parameters on the size and dispersity of polymer chain and residual monomer concentration. The obtained dataset is further used to train an Adaptive Neural network Fuzzy Inference System (ANFIS) to achieve a model that predicts these two output parameters based on the input parameters. Finally, the ANFIS will return values to the automation system for further decisions on parameter adjustment or halting the process to preserve the health of the personnel and final product consumers as well.

국립대학 재정.회계시스템 운영 실태에 관한 연구 (A Study on the Operating Status of National University Financial and Accounting System)

  • 이광수;안성진
    • 인터넷정보학회논문지
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    • 제12권1호
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    • pp.71-83
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    • 2011
  • 국립대학 재정.회계법 제정 추진에 따라 국립대학은 발생주의.복식부기를 반영한 새로운 학교회계제도를 도입할 예정이며, 제도의 안정적 시행을 위해 새로운 학교회계제도에 따라 일괄적으로 처리할 수 있는 국립대학 재정.회계시스템 구축이 필요하다. 따라서 본 연구에서는 "국립대학 재정.회계법" 법안의 국회통과에 대비하여 기존 국립대학의 재정.회계시스템 운영 실태를 조사하여 문제점을 도출하고, 이를 근거로 국립대학 재정.회계시스템 구축 방안을 제언하였다. 본 연구 결과를 통해 제시된 제언들이 교육과학기술부, 국립대학에서 대학 재정의 투명성 제고와 신속한 경영정보를 제공하는 국립대학 재정.회계시스템 구축 사업의 기초 자료로 활용되기를 기대한다.

Determinants of Accepting Internet Banking System: A Case Study in Bangladesh

  • RAHAMAN, Md. Atikur;LUNA, Kaniz Fatema;KEJING, Zhang;PING, Zhao Lin;TARU, Rupali Dilip
    • The Journal of Asian Finance, Economics and Business
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    • 제8권5호
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    • pp.931-937
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    • 2021
  • Since the service organizations have been moving towards digitization across the world, there is a wide range of technological innovations that have been integrated within the service firms, especially in banking services. As such, Internet banking is one of the innovative services that have reshaped the traditional banking activities, particularly in Bangladesh. In line with this, the research is designed to examine the Internet banking adoption based on five variables: perceived usefulness, perceived ease-of-use, trust, social influence, and perceived enjoyment, and the study also explores differences among respondents on these study variables based on gender and academic disciplines. The study has selected university students as study samples as they are the prospective customers to use Internet banking. Sample size in the research is 300, and a well-designed questionnaire was distributed to collect data. SPSS is used for statistical analysis. The research used ANOVA test to capture any difference on variables based on gender and academic disciplines. The findings indicate that male students in business have more intention to adopt Internet banking and preference for ease-of-use than female students, and business students will be more favorably inclined to adopt Internet banking service than students in other academic disciplines.

Integrative Analysis on Service Quality and User Satisfaction of Wired and Mobile Internet: A Case Study in Korea

  • Cho, Sung-Bin;Sung, Min-Je
    • Management Science and Financial Engineering
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    • 제13권2호
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    • pp.79-97
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    • 2007
  • This paper investigates the relationship of service quality and user satisfaction in the wired and mobile Internet services based on the integrative framework of both systems. Given a moderate level of reliability and validity, the commonly driven dimensions for measuring service quality include responsiveness, assurance, empathy, convenience, usefulness, and diversity. User satisfaction is measurable by the dimensions of communication/entertainment, finance/economics, location/geography, and information/consulting. We apply the MANOVA tests to evaluate whether each of the service quality dimensions has an overall influence on user satisfaction. Next, multiple regression analyses are conducted to check if unique positive effect exists between each combination of service quality dimensions and user satisfaction dimensions. The results show that service quality must be taken care of with respect to the assurance dimension in order to enhance customer satisfaction in the dimensions of location/geography, which will contribute to increasing the utilization of mobile service. For improving user satisfaction in the dimension of information/consulting, service quality must be supported with respect to assurance and empathy in the mobile Internet market, in addition to diversity, which is the only significant service quality in the wired Internet service.

인터넷전문은행의 신뢰 결정요인 연구 (A Study on the Determinants of Consumer Trust toward Internet-Only Banks)

  • 남상욱
    • 융합정보논문지
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    • 제8권2호
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    • pp.157-162
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    • 2018
  • 이 연구는 인터넷전문은행에 대한 금융소비자의 신뢰 수준과 신뢰 결정요인을 살펴보는 데 목적이 있다. 이를 위해 국내 금융소비자를 대상으로 한 설문조사 결과를 토대로 구조방정식 모형을 이용해 인터넷전문은행의 신뢰에 관한 실증분석을 하였다. 분석결과, 인터넷전문은행의 신뢰를 높이는 결정요인으로 금융거래 비용의 합리성, 금융이용의 편리성 그리고 금융 보안성 요인이 작용하는 것으로 나타났다. 그리고 이들 요인이 작동해 쌓여진 소비자 신뢰는 추후 금융거래의 지속과 타인 추천 등 관계몰입으로 이어짐을 보였다. 따라서 이러한 연구결과는 앞으로 인터넷전문은행이 지속가능성장을 위해 금융소비자 신뢰를 효율적으로 높이는 데 힘을 기울일 가치가 있음을 시사한다.

An Application of TAM and TRI on the Factors Affecting Internet Banking Adoption in Bangladesh

  • AMIN, Md. Iftekharul;ERFAN, Nafis;NAVID, Mashrur;KHAN, Mohammed Shafiul Alam;ISLAM, Md. Shariful
    • The Journal of Asian Finance, Economics and Business
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    • 제9권9호
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    • pp.75-91
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    • 2022
  • This study assesses the Internet banking adoption tendency by existing bank customers of Bangladesh. Currently, almost all the leading banks in the country have implemented Internet banking platforms. However, the active user count remains relatively low and there hasn't been any conclusive research on the drivers and inhibitors of Internet banking. This study evaluates the reasons and quantitatively establishes the factors leading to the adoption and usage continuance of internet banking by existing bank customers. Responses from 460 bank account holders were collected via online questionnaires using a purposive sampling approach, and a core conceptual framework based on Technology Acceptance Model (TAM) and Technology Readiness Index (TRI) was used. The study concluded that internet banking adoption is significantly impacted by the ease of use, customer service, and technology familiarity. Similarly, customer satisfaction is affected by the perceived value and the perceived risk. Through regression analysis, it was found that usage continuance is 89% explained by adoption and customer satisfaction. Multi-group moderation showed significant impact by groups divided based on usage frequency, income level, and age. Perceived risk weakened the impact of perceived value and technology familiarity on usage adoption. Additionally, perceived risk reduced the impact of consumer satisfaction and usage continuance.

Search-based Sentiment and Stock Market Reactions: An Empirical Evidence in Vietnam

  • Nguyen, Du D.;Pham, Minh C.
    • The Journal of Asian Finance, Economics and Business
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    • 제5권4호
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    • pp.45-56
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    • 2018
  • The paper aims to examine relationships between search-based sentiment and stock market reactions in Vietnam. This study constructs an internet search-based measure of sentiment and examines its relationship with Vietnamese stock market returns. The sentiment index is derived from Google Trends' Search Volume Index of financial and economic terms that Vietnamese searched from January 2011 to June 2018. Consistent with prediction from sentiment theories, the study documents significant short-term reversals across three major stock indices. The difference from previous literature is that Vietnam stock market absorbs the contemporaneous decline slower while the subsequent rebound happens within a day. The results of the study suggest that the sentiment-induced effect is mainly driven by pessimism. On the other hand, optimistic investors seem to delay in taking their investment action until the market corrects. The study proposes a unified explanation for our findings based on the overreaction hypothesis of the bearish group and the strategic delay of the optimistic group. The findings of the study contribute to the behavioral finance strand that studies the role of sentiment in emerging financial markets, where noise traders and limits to arbitrage are more obvious. They also encourage the continuous application of search data to explore other investor behaviors in securities markets.

Using Fuzzy Neural Network to Assess Network Video Quality

  • Shi, Zhiming
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • 제16권7호
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    • pp.2377-2389
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    • 2022
  • At present people have higher and higher requirements for network video quality, but video quality will be impaired by various factors, so video quality assessment has become more and more important. This paper focuses on the video quality assessment method using different fuzzy neural networks. Firstly, the main factors that impair the video quality are introduced, such as unit time jamming times, average pause time, blur degree and block effect. Secondly, two fuzzy neural network models are used to build the objective assessment method. By adjusting the network structure to optimize the assessment model, the objective assessment value of video quality is obtained. Meanwhile the advantages and disadvantages of the two models are analysed. Lastly, the proposed method is compared with many recent related assessment methods. This paper will give the experimental results and the detail of assessment process.

Video Quality Assessment based on Deep Neural Network

  • Zhiming Shi
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • 제17권8호
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    • pp.2053-2067
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    • 2023
  • This paper proposes two video quality assessment methods based on deep neural network. (i)The first method uses the IQF-CNN (convolution neural network based on image quality features) to build image quality assessment method. The LIVE image database is used to test this method, the experiment show that it is effective. Therefore, this method is extended to the video quality assessment. At first every image frame of video is predicted, next the relationship between different image frames are analyzed by the hysteresis function and different window function to improve the accuracy of video quality assessment. (ii)The second method proposes a video quality assessment method based on convolution neural network (CNN) and gated circular unit network (GRU). First, the spatial features of video frames are extracted using CNN network, next the temporal features of the video frame using GRU network. Finally the extracted temporal and spatial features are analyzed by full connection layer of CNN network to obtain the video quality assessment score. All the above proposed methods are verified on the video databases, and compared with other methods.

Internet Revolution in Bangladesh

  • Rahman, Mizanoor
    • 한국전자거래학회:학술대회논문집
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    • 한국전자거래학회 2004년도 e-Biz World Conference
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    • pp.65-72
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    • 2004
  • The Internet is a social and economic foundation, apparently destined for human communication and interaction. It is supposed to allow for more interactive and innovative ways for people to do what they do in 'real lift'. There is no shilly-shallying to say that at present, Internet has become a commanding and useful tool for empowerment and income making in developing countries. It is very difficult to say that at present internet has turned into a popular and useful thing among the Bangladeshi people like students, doctors, engineers, businessmen, researchers as well as politician who are being logged into the internet for getting information what they want. Though the Internet was invented in 1970 but it came late in Bangladesh through UUCPs (Unix-to-Unix copy) email connectivity in 1993 and IP connectivity in 1996. Having launched Internet, on June 1996 National polls result were broadcast through the using of World Wide Web (WWW) that was the first ever practice trial in Bangladesh. On June 1996, the government has approved to allow VSAT (Very Small Aperture Terminal) in the country's private sector to operate as Internet Service Provider (ISPs). At the end of year, there were only two ISPs in the country and number of users near about one thousand only. But next year in 1997, the total number of ISPs was more than a dozen and the clientele growth was ten times higher than that of the previous year. From then, the number of Internet users and ISPs are increasing significantly in Bangladesh. About 40 ISP are providing internet service among as many as 3, 20,000 users at present out of almost 130 license holder ISP provider but among the ISPs, most of the ISPs are placed in Dhaka and few are working in Comilla, Sylhet, Rajshahi, Chittagong and Khulna. It should be mention that currently, broadband internet (Radio, Cable) connection is working side by side dial -up connection where broadband accounts 10,000. This paper will have a comprehensive discussion on the current situations of Internet and some of the contemporary issues in the matter concerned.

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