• Asia Marketing Journal
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• 제12권3호
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• pp.43-62
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• 2010

은행서비스에서 고객지향성의 중요성이 더욱 커지고 있다. 조직의 고객지향적 문화와 전략이 급증함에도 불구하고, 국내 마케팅 문헌에서 고객지향성과 그에 따른 성과를 분석한 논문이 제한적이었다. 특히, 최근의 기준금리 상승에 따른 고객들의 금리민감도가 더욱 커질 수 있는 상황에서, 본 연구의 목표는 기업의 마케팅 노력인 고객지향성의 효과를 측정한다. 먼저 고객지향성과 금리민감도, 고객지향성과 고객애호도, 그리고 금리민감도와 고객애호도의 관계를 고찰한다. 또한 예금이자율과 대출이자율의 조절효과를 통해 고개지향성-금리민감도, 고객지향성-고객애호도의 관계에 어떠한 영향을 미치는가를 조사한다. 본 연구의 모형을 테스트하기 위하여, 국내 은행을 이용하는 304명의 고객을 이용하였다. 연구 결과 고객지향성과 고객애호도의 관계는 유의하게 평가된 반면, 고객지향성-금리민감도, 금리민감도와 고객애호도의 관계는 유의하지 않게 나타났다. 고객지향성이 높이 평가되어도 금리변동에 따른 경쟁상품간의 금리비교에 의해 고객의 금리민감도는 고객지향성의 효과가 상쇄되는 결과를 발생시키고, 금리민감도는 고객애호도에 유의한 영향을 미치지 않는다. 무엇보다도, 예금이자율과 대출이자율에 따른 조절효과가 완전히 상반되는 결과를 가져온 것이 흥미롭다. 예금이자율의 경우, 고객지향성-금리민감도, 고객지향성-고객애호도에 영향을 주지 않았으나, 대출이자율은 두 관계에 유의한 조절효과를 나타내었다. 본 연구의 결과는 아직 위의 관계에 대한 조명이 미숙한 상태에서, 향후 은행들이 어떻게 전략을 구축하여야 하는가에 대한 방향을 제공하였다는 점에서 그 연구의 공헌과 의의를 찾을 수 있다.

• 대한조선학회논문집
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• 제51권6호
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• pp.451-458
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• 2014

The purpose of this study is to compare the economics between a diesel propulsion vessel and a LNG fuel propulsion vessel through the analysis of the present value using the LCC(Life Cycle Cost) method. This study is also to judge the economics for long-term operation of a LNG fuel propulsion vessel as a result of analysis about the equivalent uniform annual cost. In particular, LCC method was strengthened by sensitivity analysis based on combined interest rate which is considering discount rate and inflation rate simultaneously.

• 대한산업공학회지
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• 제13권2호
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• pp.1-8
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• 1987

In this paper, a deterministic EOQ model with interest rate in which a proportion (${\beta}$) of the demand is backlogged and the rest (1-${\beta}$) is lost. The optimal order quantity is derived and the corresponding average cost is obtained, Sensitivity analysis is performed to sec the influence of interest rate on the optimal order quantity and the average cost. Finally a numerical example is given in which optimum quantities of the model developed in this study and those of the conventional EOQ model are compared.

• 대한산업공학회지
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• 제26권3호
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• pp.249-256
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• 2000

Bond immunization model is used to minimize interest rate risk for investing in fixed-income market, the model equalizes asset and liability values using the duration which is the sensitivity of portfolio value with respect to the interest rate. However this model might generate an error in practice because the model is based on unreal hypothesis, so called "Parallel Shift Term Structure". In this paper, we use the neural network approach to overcome the parallel shift term structure and try to employ this term structure function to the traditional immunization model. Finally, we present some computational test results that show the superiority of the partial immunization model to the traditional methods.

• 한국전기전자재료학회논문지
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• 제23권11호
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• pp.831-836
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• 2010

In this paper, Plasma Enhanced Chemical Vapor Deposition (PECVD) $SiO_2$ film properties are modeled using statistical analysis and neural networks. For systemic analysis, Box-Behnken's 3 factor design of experiments (DOE) with response surface method are used. For characterization, deposited film thickness and film stress are considered as film properties and three process input factors including plasma RF power, flow rate of $N_2O$ gas, and flow rate of 5% $SiH_4$ gas contained at $N_2$ gas are considered for modeling. For film thickness characterization, regression based model showed only 0.71% of root mean squared (RMS) error. Also, for film stress model case, both regression model and neural prediction model showed acceptable RMS error. For sensitivity analysis, compare to conventional fixed mid point based analysis, proposed sensitivity analysis for entire range of interest support more process information to optimize process recipes to satisfy specific film characteristic requirements.

• 산업경영시스템학회지
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• 제16권27호
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• pp.105-111
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• 1993

Human works shift its roll from physical condition to the system supervisory control task In this paper safety-presentation configuration is discussed instead of well-known fault-warning configuration. Of paticular interest was the personal factor which include the cognitive process. Through a performance between each person information processing(d') and decision process($\beta$) was pointed out to explain the sensitivity of personal cognitive process. Impact of uncertainty effect the supervisor having doubt situations. These facts are released by the use of flat fuzzy number of $\beta$ and its learning rate R.

• 한국산림과학회지
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• 제103권4호
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• pp.696-702
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• 2014

본 연구는 지속가능한 산림관리를 위한 산림경영인증림과 비인증림에서 생산된 펄프재의 가격차별화 방안을 합리적으로 제시하기 위해 수행하였다. 홍천과 인제, 신남지역의 산림경영인증림을 대상으로 투자비용과 목재가격을 조사하여 복리산식, 지불의사금액, 가격민감성분석을 실시하였다. 복리산식의 경우, 펄프재의 원가는 각 지역의 평균 $m^3$당 펄프재가격을 사용하였으며, 원금은 $m^3$당 펄프재가격에 투자비용을 합산하였다. 이율은 2~6%까지 적용해 보았으며, 투자 후 경과기간은 5년까지 계산하였다. 지불의사금액과 가격민감성분석은 설문분석을 통해 값을 도출하였다. 복리산식에서 이율 2%로 적용 시 경과기간 3년의 값과 이율 5~6%적용 시 경과기간을 1년으로 주어진 값이 추가 지불의사금액 5%와 가격민감성분석의 방법으로 도출된 최적가격 값과 유사한 결과 값으로 나타났으며 홍천, 인제, 신남지역에서 모두 결과 값이 동일한 패턴으로 나타났다.

• 대한기계학회:학술대회논문집
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• 대한기계학회 2007년도 춘계학술대회A
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• pp.1760-1765
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• 2007

This paper shows a derating design approach for LED reliability improvement. The LED is widely used in display devices or circuits. The main failure of interest is defined as 100% reduction of the light output intensity of LED resulting from corrosion due to stresses, i.e. temperature and humidity. The lifetime is varied according to the stress levels under where the LED operates so that correlation of the lifetime to these stress levels over time is modeled through accelerated life testings. A derating design approach to accomplish a required reliability level of LED is proposed to determine adequate the stress levels. In the approach, $B_{10}$ life, Failure rate, Sensitivity Analysis of LED are used as a reliability metric.

• 한국시뮬레이션학회논문지
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• 제13권2호
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• pp.35-43
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• 2004

The purpose of this study is an economic analysis of power plant utilities by comparing electricity generating cost including environmental costs. Considering the enormous role of electricity in the national economy, it is very important to study the effect of environmental regulation on the electricity sector. Because power utilities need for large investment during construction, operation and maintenance, and also require much construction lead time. Economic analysis is the important process in the electric system expansion planning. This paper compares the costs of electricity generation including environmental costs between a coal-fired power plant and an LNG combined cycle power plants. With the simulation, this study surveys the sensitivity of fuel prices, interest rate and carbon tax. In each case, this sensitivity can help to decide which utility is economically better in environmental regulation circumstance.

• 제어로봇시스템학회:학술대회논문집
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• 제어로봇시스템학회 2003년도 ICCAS
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• pp.1945-1950
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• 2003

Conceived to acquire personal information for an electronic medical record, the clinical interview contains probing questions. The number and type of inquiries are assumed to fulfill medical protocols, and therefore are deemed essential for treatment - but the rate can and should be controlled. High rates of inquiry merely intimidate the patient and affect replies. The purpose of this paper is to mathematically formulate permissible rates of clinical interviews held during telehomecare virtual visits and designed to avoid patient anxiety. Mental stress is derived as a function of the weight of importance assigned by the patient, virtual visit duration, and the rate of questioning in the direction of greater sensitivity. Two operations are of interest: Collecting and recording information by the provider, and maintaining synchrony of questions and answers by the patient. The Lorentz transformation yields the patient’s view of the operational rates. Conservation of information momentum is postulated and applied before and after replies are recorded. It is shown that the weight of importance designated by the patient to collecting and recording personal information is driven by a singularity that depends on the rate of questioning. The findings should serve as a guideline in interviewer training programs.