• 제목/요약/키워드: Insurance industry

검색결과 438건 처리시간 0.027초

RFID를 활용한 컨테이너 보안기술의 현황분석 (Analysis of Technology for Secure Container with RFID)

  • 변의석;변지석
    • 산업경영시스템학회지
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    • 제34권4호
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    • pp.11-16
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    • 2011
  • Information of freight tracking and tracing is one of core elements in logistics point of view. We can monitor the vehicle or vessel where freights are loaded and get the in-transit data via GPS. However, security problem exists after the shipments are unloaded. RFID is well utilized for securing the container which products are stuffed into. International standard organization sets relevant specification and e-seal appears to be at issue. The paper investigates current status of corresponding technology and proposes the policy for development of logistics industry.

COMPARISON OF DESIGN & PERFORMANCE OF SPRINKLER SYSTEM IN KOREA FIRE CODE AND NATIONAL FIRE CODE

  • Kim, Won-K
    • 한국화재소방학회:학술대회논문집
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    • 한국화재소방학회 1997년도 International Symposium on Fire Science and Technology
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    • pp.610-616
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    • 1997
  • One of the notable changes in Korean Industry in 1990's was globalization. Many of Korea plants have been built In the foreign countries and many of foreign plants have been build in Korea. And it is believed that many foreign insurance companies will begin their business in Korea soon, as Korea will open their insurance market to them. While sprinkler system plays very important role in total fire protection system, Korean sprinkler system design has not been studied in depth. Thus, it is not easy to convince the performance of Korean sprinkler system and compare it to NFPA 13, Standard for the Installation of Sprinkler System. Design guideline from both system will be listed and compared in detail. Fire water demand from both system will be reviewed to evaluate its adequacy. Water spray density and actuation time will be estimated, too.

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민간의료보험 가입 및 가입유형별 의료이용 특성 분석 (Healthcare Utilization and Expenditure Depending on the Types of Private Health Insurance in Korea)

  • 이정찬;박재산;김한나;김계현
    • 한국병원경영학회지
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    • 제19권4호
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    • pp.57-68
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    • 2014
  • Since the introduction of National Health Insurance(NHI) in 1977, it has grown rapidly and contributed to extend patient's access to the health care services. However, limited coverage for health care services of NHI has been ongoing challenge and private health insurance(PHI) has been rising as an alternative source of enhancing coverage and saving out-of-pocket(OOP) expenditure for patients. In this study, after controlling for socio-demographic, economic, health related variables, we identified the patients' healthcare utilization and subsequent OOP expenditure depending on their PHI enrollment and their enrollment types(fixed benefit, indemnity, fixed benefit plus indemnity). Data were collected from the 2010 Korean Health Panel. The unit of analysis was a member of household(n=13,324). Of the 13,324 cases, 70.7% of patients held PHI, in detail, fixed benefit(47.0%), indemnity(3.6%), fixed benefit plus indemnity(20.1%). Major findings showd that patients who enrolled in PHI used more outpatient services(outpatient visit, number of physician visit, number of examination) and spent more OOP expenditure than non-PHI patients. There were also differences of healthcare utilization and OOP expenditure among the types of PHI. In addition, PHI patients used more inpatient services(inpatient use, number of hospitalization, LOS), but there was no significant difference between PHI and non-PHI patients with regard to the OOP expenditure. Thus, we could not find any distinct relationship between the types of PHI and patients' tertiary hospital use. Policy-makers should need careful political deliberation for monitoring the effect of PHI on health care utilization and subsequent expenditure not only to improve patients' coverage but also to save their OOP expenditures.

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데이터마이닝 기법을 활용한 맞춤형 고혈압 사후관리 모형 개발 (A Development of a Tailored Follow up Management Model Using the Data Mining Technique on Hypertension)

  • 박일수;용왕식;김유미;강성홍;한준태
    • 응용통계연구
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    • 제21권4호
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    • pp.639-647
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    • 2008
  • 본 연구는 국민건강보험공단의 건강검진데이터, 자격 및 보험료 그리고 진료비 데이터를 활용하여 고혈압 관리를 위한 맞춤형 고혈압 사후관리모형(고혈압 진료예측모형 및 고혈압 진료순응도세분화모형)을 개발하고자 하였다. 모형 개발에는 데이터마이닝의 로지스틱 회귀모형, 의사결정나무 그리고 앙상블 모형을 활용하였다. 고혈압 진료예측모형에서는 3가지 모형 중 로지스틱 회귀모형이 가장 우수한 모형으로 채택되었으며, 고혈압 진료순응도세분화모형은 의사결정나무모형을 통해 개발되었다. 본 연구는 전국 규모의 수년간 축적된 자료를 데이터마이닝을 활용함으로써 고혈압의 진료 및 진료순응도에 이르는 고혈압 사후관리 프로세스 전반에 걸친 결과를 도출함으로써 우리나라 고혈압 사후관리체계 구축에 기여할 것으로 사료된다.

투자수익(投資收益)이 보험수요(保險需要)에 미치는 영향(影響)에 관한 이론적(理論的) 고찰(考察) (Effect of Capital Market Return On Insurance Coverage : A Financial Economic Approach)

  • 홍순구
    • 재무관리연구
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    • 제10권1호
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    • pp.249-280
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    • 1993
  • 보험업자는 보험계약자가 사전에 납부(納付)한 보험료를 사채 주식등의 유가증권에 투자하여 보험본연의 업무에서 보다 더 큰 수익을 얻고 있다. 한편, 보험수요자도 보험을 구입함과 동시에 효율적인 부(富)의 운용을 위해 투자에 참여하는 것이 일반적이다. 이런 관점에서 본 논문은 전통적인 보험수요모형 에 채권과 수익에의 투자결정을 내재화(內在化)함으로써 투자수익이 고려된 균형보험료의 재무경제학적인 의미(意味)를 규명하고 전통적인 보험이론을 수정 보완하는데 그 의의가 있다. 본 논문에서 논의된 결과를 요약해 보면 다음과 같다. 균형보험료는 담보위험의 보험계리적 현상(現像)인 순보험료와 보험계약자가 위험회피성향에 의해 추가적으로 부담하는 부가보험료와의 합으로 구성됨을 보였다. 여기서, 부가보험료는 명백히 투자소득의 함수로 나타나는데, 이 결과는 투자에 대한 기회비용이 수요와 공급에 의거한 합리적 보험요율에 영향을 주는 근본 요인임을 보여준다. 아울러, 보험수요자의 주식시장에의 참여가 최적보험수준에 미치는 영향을 Arrow-Pratt의 위험회피척도를 사용하여 분석하였다. 그러나 보다 일반적인 분석에서 투자위험이 담보위험과 동시적으로 존재하는 분석모형의 경우 Arrow-Pratt의 위험회피척도는 충분한 역할을 하지 못한다. 본고에서는 Ross에 의해 개발된 강력한 위험회피척도를 도입하여, 보험계약자의 최적보험과 최적포트폴리오에 미치는 위험회피심도(深度)의 효과 및 부(富)의 효과를 도출하였다. 최근 보험산업환경은 금융산업 전반의 국제화, 자유화 및 개방화 조류를 타고 급변하고 있다. 소비자는 보험가격의 적정성에 대한 요구를 증대시키고 있으며 감독당국은 보험 상품의 가격자유화를 시급한 현안 문제로 검토하고 있다. 본 논문의 연구결과는 경쟁에 의해 균형보험요율의 합리적 수준이 유지되기 위해서는 요율산정과정에 투자소득이 필수적으로 반영되어야 함을 지적하고 있다.모두에 있어서 수술 후 유의한 감소를 확인할 수 있었다(p<0.01). 대동맥 판막 크기에 따른 판막 전후의 압력차에 관한 분석에서는 19 mm와 21 mm의 판막을 사용한 경우가 그보다 큰 판막을 사용한 경우에 비하여 유의하게 큰 것을 확인할 수 있었다(p<0.001, p<0.001). 결론: 10년간의 사용결과 ATS 인공판막은 우수한 혈역학적 결과와 함께 낮은 판막과 관련된 합병증의 빈도를 나타내었다. ATS 기계 판막은 임상적으로 비교적 안전하게 사용할 수 있는 판막이라고 생각된다.다.미숙밭, 중점밭, 고원밭, 화산회밭으로 6개 유형으로 분류할 경우 각각의 분포면적은 41.9%, 23.3%, 17.5%, 13.9%, 1.1. 2.2% 이었다. 도시화 및 도로확대 등 다양한 토지이용 및 지형개변으로 과거의 토양정보가 많이 변경되었다. 그래서, 앞으로는 인공위성자료 및 항공사진을 이용하여 빠르고 쉽게 활용할 수 있는 토양조사 방법개발과 기 구축된 토양도의 수정, 보완 작업이 필요한 절실히 요구되고 있는 현실이다.브로 출시에 따른 마케팅 및 고객관리와 관련된 시사점을 논의한다.는 교합면에서 2, 3, 4군이 1군에 비해 변연적합도가 높았으며 (p < 0.05), 인접면과 치은면에서는 군간 유의차를 보이지 않았다 이번 연구를 통하여 복합레진을 간헐적 광중합시킴으로써 변연적합도가 향상될 수 있음을 알 수 있었다.시장에 비해 주가가 비교적 안정적인 수준을 유지해 왔다고 볼 수 있다.36.4%)와 외식을 선호(29.1%)${\lrcorner}$ 하기 때문에 패스트푸드를 이용하게 된 것으로 응답 하였으며, 남 여 대학생간에는 유의한 차이(p<0.05)가 인정되었다. 응답자의 체형은 ${\ulcorner}$적당하다${\lrcorner}$고 응답한 경우가 가장 많이 이러한 음식을 즐겨 먹었으며(49.5%),

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Association between Electronic Medical Record System Adoption and Healthcare Information Technology Infrastructure

  • Lee, Youn-Tae;Park, Young-Taek;Park, Jae-Sung;Yi, Byoung-Kee
    • Healthcare Informatics Research
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    • 제24권4호
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    • pp.327-334
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    • 2018
  • Objectives: The objective of this study was to investigate the relationship between the level of Electronic Medical Record (EMR) system adoption and healthcare information technology (IT) infrastructure. Methods: Both survey and various healthcare administrative datasets in Korea were used. The survey was conducted during the period from June 13 to September 25, 2017. The chief information officers of hospitals were respondents. Among them, 257 general hospitals and 273 small hospitals were analyzed. A logistic regression analysis was conducted using the SAS program. Results: The odds of having full EMR systems in general hospitals statistically significantly increased as the number of IT department staff members increased (odds ratio [OR] = 1.058, confidence interval [CI], 1.003-1.115; p = 0.038). The odds of having full EMR systems was significantly higher for small hospitals that had an IT department than those of small hospitals with no IT department (OR = 1.325; CI, 1.150-1.525; p < 0.001). Full EMR system adoption had a positive relationship with IT infrastructure in both general hospitals and small hospitals, which was statistically significant in small hospitals. The odds of having full EMR systems for small hospitals increased as IT infrastructure increased after controlling the covariates (OR = 1.527; CI, 1.317-4.135; p = 0.004). Conclusions: This study verified that full EMR adoption was closely associated with IT infrastructure, such as organizational structure, human resources, and various IT subsystems. This finding suggests that political support related to these areas is indeed necessary for the fast dispersion of EMR systems into the healthcare industry.

건강보험 빅데이터를 통한 전체 근로자 및 공무원 근로자의 암 발생률 분석 (Analyzing Cancer Incidence among Korean Workers and Public Officials Using Big Data from National Health Insurance Service)

  • 백성욱;이완형;유기봉;이우리;이원태;김민석;임성실;김지현;최준혁;이경은;윤진하
    • 한국산업보건학회지
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    • 제32권3호
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    • pp.268-278
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    • 2022
  • Objectives: This study aimed to establish a control group based on the big data from National Health Insurance Service. We also presented presented the number of incidences for each cancer, and analyzed the cancer incidence rate among Korean workers. Methods: The cohort definition was separated by 'baseline cohort', 'dynamic cohort', and 'fixed- industry cohort' according to the definition. Cancer incidence was calculated based on the Korean Standard Classification of Disease code. Incidence rate was calculated among the group of all workers and public officials. Based on the study subjects and each cohort definition, the number of observations, incidences, and the incidence rate according to sex and age groups was calculated. The incidence rate was estimated based on the incidence per 100,000 person-year, and 95% confidence intervals calculated according to the Poisson distribution. Results: The result shows that the number of cancer cases in the all-worker group decreases after the age of 55, but the incidence rate tends to increase, which is attributed to the retirement of workers over 55 years old. Despite the specific characteristics of the workers, the trend and figures of cancer incidence revealed in this study are similar to those reported in previous studies of the overall South Korean population. When comparing the incidence rates of all workers and the control group of public officials, the incidence rate of public officials is generally observed to be higher in the age group under the age of 55. On the other hand, for workers aged 60 or older, the incidence rates were 1,065.4 per 100,000 person-year for all workers and 1,023.7 per 100,000 person-year for civil servants. Conclusions: This study analyzed through health insurance data including all workers in Korea, and analyzed the incidence of cancer of workers by sex and age. In addition, further in-depth researches are needed to determine the incidence of cancer by industry.

인천지역 일부 근로자들의 피부질환으로 인한 의료이용에 관한 연구 (Health Care Utilization of Workers with Skin Disease in Inchon)

  • 송재석;원종욱;노재훈;안연순
    • Journal of Preventive Medicine and Public Health
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    • 제32권2호
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    • pp.206-214
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    • 1999
  • Objectives: This study was carried out to identify relation of health care utilization due to skin disease(ICD-10, L00-L99) and characteristics(sex, age, exposure status, type of industry, size of enterprise) of workers. Methods: We made new database composed of 30,536 workers' health examination results in one specific health examination institute in Inchon and data of medical insurance utilization due to skin disease in 4 medical insurance associations for enterprise from January, 1995 to December, 1997 And we analyzed determinants of health care utilization due to skin disease of workers. Results: Among 30,536 study subjects, 8,837(28.9%) workers and 4,181 (13.7%) workers utilized medical insurance due to total skin disease(ICD-10, L00-L99) and contact dermatitis(ICD-10, L23-L25), respectively. Female workers(p<.001), workers exposed to organic solvents(p<.05), workers if manufacturing industries(p<.05, p<.01, respectively) and in large scale enterprises(p<.001) utilized more medical insurance due to total skin disease and contact dermatitis than male workers, workers not exposed to organic solvents, workers in non-manufacturing industries and small scale enterprises. With multiple logistic regression analysis, significant explanatory variables affecting workers' medical utilization due to total skin disease and dermatitis and eczema(ICD-10, L20-L30) in total workers were sex, age, specific chemicals and size of enterprises. And age, type of industries, organic solvents, specific chemicals and size of enterprises were significant explanatory variables related to medical insurance utilization due to dermatitis and eczema and contact dermatitis in male workers. Conclusion: From the above results, we found that workers exposed to organic solvents utilized more medical insurance due to skin disease than workers not exposed to. And, comparing to workers in large scale enterprises, workers in small scale enterprises may have unmet medical care utilization due to skin disease. Therefore we have to establish counterplan to manage occupational skin disease of high risk group(organic solvent exposure group) and to satisfy unmet medical care utilization of workers in small scale enterprises.

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국내 하지손상의 발생현황에 대한 분석 (Incidences of Lower Extremity Injuries in Korea)

  • 김창선;최혁중;김재용;신상도;고상백;이국종;임태호
    • Journal of Trauma and Injury
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    • 제21권1호
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    • pp.36-45
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    • 2008
  • Purpose: We conducted this retrospective epidemiological study to assess the incidence and severity of lower extremity injuries in Korea Methods: For this study, we retrospectively reviewed nationwide lower-extremity injury data compiled from 2001 to 2003 based on the National Injury Database, what included National Health Insurance Corporation (NHIC), Car Insurance, and Industry Insurance data. Data were standardized in terms of demographic characteristics, region, and socioeconomic status by using NHIC data. To assess the degree of the injuries, we used the Modified Abbreviated Injury Scale (MoAIS), what has been changed from the International Classification of Disease-10 (ICD-10) code. By using the Excess Mortality Ratio-adjusted Injury Severity Score (EMR-ISS), we classified the degree of severity into four categories: mild, moderate, severe and critical. Results: From 2001 to 2003, lower extremity injuries increased slightly, with a yearly average of 2,437,335. Insurance data should that lower-extremity injuries were the most common, followed by upper-extremity injuries. Significant difference were seen in the numbers of lower extremity injuries based on gender and age. As for provinces, Seoul and Gyeongi provinces had the highest numbers of cases. Junlabukdo had the highest rate of 55,282 cases per 1 million people for standardized gender and population. The annual incidence of the insured patients with lower extrimity injuries was higher than the employer's medical insurance contributions to the medical insurance program. Daily cases occur most often in May and June, with the lowest occurrences being in January and February. Conclusion: The result of this study shows that lower extremity injuries comprised common cause of all injuries. In addition, differences associated with gender, location and socioeconomic status were observed. Further studies are needed to find reasons and then this knowledge will allow strategies to prevent the lower extremity injuries.

DRG 지불제도 도입에 따른 의료보험청구 행태 변화 (Impacts of DRG Payment System on Behavior of Medical Insurance Claimants)

  • 강길원;박형근;김창엽;김용익;하범만
    • Journal of Preventive Medicine and Public Health
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    • 제33권4호
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    • pp.393-401
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    • 2000
  • Objectives : To evaluate the impacts of the DRG payment system on the behavior of medical insurance claimants. Specifically, we evaluated the case-mix index, the numbers of diagnosis and procedure codes utilized, and the corresponding rate of diagnosis codes before, during and after implementation of the DRG payment system. Methods : In order to evaluate the case-mix index, the number of diagnosis and procedure codes utilized, we used medical insurance claim data from all medical facilities that participated in the DRG-based Prospective Payment Demonstration Program. This medical insurance claim data consisted of both pre-demonstration program data (fee-for-service, from November, 1998 to January, 1999) and post-demonstration program data (DRG-based Prospective Payment, from February, 1999 to April, 1999). And in order to evaluate the corresponding rate of diagnosis codes utilized, we reviewed 820 medical records from 20 medical institutes that were selected by random sampling methods. Results : The case-mix index rate decreased after the DRG-based Prospective Payment Demonstration Program was introduced. The average numbers of different claim diagnosis codes used decreased (new DRGs from 2.22 to 1.24, and previous DRGs from 1.69 to 1.21), as did the average number of claim procedure codes used (new DRGs from 3.02 to 2.16, and previous DRGs from 2.97 to 2.43). With respect to the time of participation in the program, the change in number of claim procedure codes was significant, but the change in number of claim diagnosis codes was not. The corresponding rate of claim diagnosis codes increased (from 57.5% to 82.6%), as did the exclusion rate of claim diagnosis codes (from 16.5% to 25.1%). Conclusions : After the implementation of the DRG payment system, the corresponding rate of insurance claim codes and the corresponding exclusion rate of claim diagnosis codes both increased, because the inducement system for entering the codes for claim review was changed.

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