• Journal of the Korean housing association
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• v.23 no.1
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• pp.55-66
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• 2012

Present study investigates on the impact of resources and characteristics of the tenure choice for divorced women in Korea. The authors utilize the micro data from the Korea Census (2% sample) provided by the National Statistical Office. The authors apply the bivariate probit model to eliminate selection bias that could incur due to sample selectivity, from a chain of marital disruption and tenure choices. This study starts with a descriptive explanation of homeownership after divorce from 1985 to 2005. It concluded that divorce results in a substantial attrition of homeownership. The authors found that out for many women, divorce initiates a process of downward mobility on the housing ladder. The probability to own housing is much lower for divorced women than for women who are not divorced. The present study concludes by suggesting some policy implications for divorced women who have limited access to housing stability. The authors also suggest some future studies that can compensate the empirical limitations of the present study.

• Journal of the Korean Institute of Rural Architecture
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• v.2 no.1
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• pp.101-112
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• 2000

Green environment is most important factor to human being taking a side view of psychological aspect. But, as the civilization progresses rapidly, the green environment decreases. At present, various environmentally friendly methods are developed to prevent the ill effect of the concretes. n this study, Ecostone retaining wall method, which is a kind of environmentally friendly block, are used for verifying the application to the slope stability and protection of rural hosing. In case of rural hosing and structure, the height of the slope is not high and additional loading doesn't act on the slope except the gravity loading of housing and structure. From the result of the stability analysis of Ecostone, 3m to 7m Ecostone retaining wall can have an equivalence capacity comparing with the concrete retaining wall. Therefore, Ecostone method can apply to retaining wall with the structural safety and environmentally friendly aspect using the plants and vegetation.

• Land and Housing Review
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• v.9 no.2
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• pp.51-57
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• 2018

The causes of landslides are dependant on rainfall events and the soil characteristics of a slope. For the conventional slope stability, the slope stability analysis has been carried out assuming the saturated soil theory. But, in order to clearly explain a proper soil slope condition by rainfall, the research should be performed using the unsaturated soil mechanism suitable for a soil slope in the field. In the study, by using two major categories of soils in Korea, such as granite and gneiss weathered soils, landslide model test and finite element method have been compared with the difference of seepage and soil stability analysis. The hydraulic conductivity of gneiss weathered soil is slower than that of granite weathered soil, and the gneiss weathered soil contains much finer soils than the granite weathered soil. It was confirmed that the instability of the slope was progressing slowly due to the slow rate of volumetric water content of the surface layer.

• International Journal of Human Ecology
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• v.13 no.1
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• pp.129-145
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• 2012

The purpose of this study was to investigate housing cost burden of U.S. households according to current and previous tenure types and explore influences on their housing affordability. The public-use microdata of the 2009 American Housing Survey was analyzed in the following two stages: In the first stage, households were classified into eight groups by combining their current and previous tenure types, year moved into current housing units and mortgage status of current owners and their characteristics were compared. In the second stage, the factors that influenced the housing cost burden by each combined tenure group were explored using multiple regression analyses. The findings are as follows: (1) The mortgage status was more influential than the previous housing experiences of owner households to distinguish one owner household from another. (2) Renter households who had been owners of previous housing units showed significantly different characteristics compared to continuing and new renter households in terms of income, educational attainment, and householder's marital status as well as housing costs and housing cost burdens. (3) To see the multiple regression analysis results, households with different current and previous tenure types were found to have different factors that influenced the housing cost burdens. In addition, household characteristics were found to have significant influences on housing cost burdens as strong as cost-related variables such as annual mortgage payments and rent per square footage.

• Journal of Korea Planning Association
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• v.54 no.3
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• pp.49-62
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• 2019

In order to balance with supply policy, public housing management and operation policies have been implemented in terms of housing welfare, but citizens have not yet achieved the results that the citizens are experiencing. The purpose of this study is to analysis the residential satisfaction of the including the housing performance through the characteristics of the public housing residents in Seoul. The data used in this study is based on the survey data of public housing panel survey in Seoul (2016). The study method used ordered logistic regression analysis based on the fact that dependent variables appeared as ordered responses. Major research results are as follows. Firstly, housing performance and residential satisfaction may not match. Even though the satisfaction of housing area, type, and management fee is high, satisfaction with residential environment is low if commuting distance, the number of small libraries, and hospitals are small. Secondly, it showed different characteristics of residential environment factors among types of public housing. Rather than focusing on supply, customized supply is needed considering characteristics of public housing types. Thirdly, the policy for public housing needs to be realized by a fair policy on the residential environment. It is necessary to contribute to better housing stability as a customized policy considering the local residential environment.

• The Journal of the Convergence on Culture Technology
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• v.10 no.1
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• pp.153-158
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• 2024

Recently, concerns about the spread of credit risk in China's real estate market are gradually increasing. Therefore, it is very meaningful to diagnose the management stability of Chinese commercial banks. This study analyzes the impact of housing prices on the loan proportion and management stability of Chinese commercial banks. In addition, we classify Chinese commercial banks according to size and verify whether there are differences in loan proportion and management stability. If there is a difference by scale, the effect of interaction with housing price changes is also verified. The analysis results are summarized as follows. First, it was found that as the housing price growth rate increases, the proportion of loans from Chinese commercial banks increases. Second, as the rate of increase in housing prices and the proportion of total loans increases, management stability appears to decrease. Third, larger banks were found to have a higher proportion of loans, and smaller banks were found to have greater management stability. The results of this analysis show that Chinese commercial banks' aggressive expansion of their loan proportion is lowering their management stability. Therefore, it is necessary to adjust the loan ratio to the appropriate size level and secure stability with differentiated strategies according to the loan ratio

• Journal of the Korean housing association
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• v.14 no.6
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• pp.185-192
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• 2003

This study selects 45 housing complexes in Munheung, Ilgok and Sangmu districts of housing side development zones of Gwangju Metropolitan City and conducts the experiment the visual characteristics of these housing complexes through visual-perceptive information with their residents. As a result of experiment for the evaluation and structurization by visual-perceptive information of view image, there were affirmative evaluations in the whole experimental subjects except variables as 'innovative' and 'new' According to cluster types, while simple reiterative types showed affirmative responses except such items as 'dull', 'common' and 'uniform'. Variational types were affirmative in the whole items. It extracted four evaluation factors including variety, stability, harmony and symbolism. From the above research, it is understood that since the current housing site development has been made after developing housing site by public agencies and sold them to construction companies, housing complexes of different types were built within the same district. Therefore, it cannot be connected to the view of the whole district even if it considered view in planning housing complex. then when future housing side development or housing complex are planned, it is required that view guideline in the dimension of the district should be prepared and housing site development district or housing complex must be able to contribute to urban view by introducing master architect system.

• Journal of Digital Convergence
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• v.18 no.9
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• pp.103-112
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• 2020

The purpose of this study is to examine the current status and components of Korean National Debt and to analyze the effects of each component on National Debt. In the Korean Statistical Information Service (KOSIS), we searched for data such as General Accounting Deficit Conservation, For Foreign Exchange Market Stabilization, For Common Housing Stability, Local Government Net Debt Public Funds, etc that constitute National Debt. The analysis period used a total of 23 annual data from 1997 to 2019. The data collected in this study use the rate of change compared to the previous year for each component. Using this, this study attempted index analysis, numerical analysis, and model analysis. Correlation analysis result, the National Debt has a high relationship with the For Common Housing Stability. For Foreign Exchange Market Stabilization, Public Funds, etc., but has a low relationship with the Local Government Net Debt. Since 1997, National Debt has been increasing similarly to the For Foreign Exchange Market Stabilization, For Common Housing Stability and Public Funds etc. Since 2020, Korea is expected to increase significantly in terms of For Common Housing Stability and Public Funds, etc due to Corona19. At a time when the global economic situation is difficult, Korea's National Debt is expected to increase significantly due to the use of national disaster subsidies. However, if possible, the government expects to operate efficiently for economic growth and financial market stability.

• Land and Housing Review
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• v.11 no.4
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• pp.105-113
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• 2020

In this research, the automated system for 3D modeling and stability evaluation of caisson was developed. It is possible to build a BIM model while examining the stability of the structures to improve the practical use of BIM technology. This study analyzed industry cases and guidelines for caisson stability evaluation and BIM-based modeling. As a result, the data for calculating the stability evaluation of caisson as well as the modeling parameters were derived. In particular, the automated system for 3D modeling, which reflects more than 30 parameters, allows for BIM models for various types of the caisson, such as open-cell caisson, open-cell caisson with uneven, slit caisson, slit caisson with uneven, and curved caisson. The study tested the proposed system using case studies and found that it helps not only to automate the BIM model with various caisson types as parameters but also to make partial shape changes accessible. The study also confirmed that the stability evaluation can be quickly carried out with shapes changed. Finally, the study results suggest that the proposed method should complete the task seven times as fast as the conventional work method.

• Management & Information Systems Review
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• v.25
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• pp.321-337
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• 2008

The house price rise suddenly is not only Economic stability but economic, mental state of a heavy burden to people. This paper is a house finance environment analyzed in this research about the rise factor of the house price and the result to present the plan to the natural disposition. The financial institute has an influence on the disguised demand extension of the house and The mortgage Lending in commercial Banks with the earnings as the stability high than the industry loaning. A house finance environment changes and will go from economic factor of the variety of the life style, the housing conditional according to the income level, a children education condition, and the population structure many this little. The disposition of the house need changes according to this and will have an influence on the house price. Necessary for a house market environment house policy of the market need which the consistency reflects so that we are suitable and is desired.