• 아태비즈니스연구
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• 제11권4호
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• pp.189-203
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• 2020

Purpose - This study aims in analyzing the dynamic relationship between household loans and housing prices according to the characteristics of depository institutions after the financial crisis, identifying the recent trends between them, and making policy suggestions for stabilizing house prices. Design/methodology/approach - The monthly data used in this study are household loans, household loan interest rates, and housing prices ranging from January 2012 to May 2020, and came from ECOS of the Bank of Korea and Liiv-on of Kookmin Bank. This study used vector auto-regression, generalized impulse response function, and forecast error variance decomposition with the data so as to yield analysis results. Findings - The analysis of this study no more shows that the household loan interest rates in both deposit banks and non-bank deposit institutions had statistically significant effects on housing prices. Also, unlike the previous studies, there was statistically significant bi-directional causality between housing prices and household loans in neither deposit banks nor non-bank deposit institutions. Rather, it was found that there is a unidirectional causality from housing prices to household loans in deposit banks, which is considered that housing prices have one-sided effects on household loans due to the overheated housing market after the financial crisis. Research implications or Originality - As a result, Korea's housing market is closely related to deposit banks, and housing prices are acting as more dominant information variables than interest rates or loans under the long-term low interest rate trend. Therefore, in order to stabilize housing prices, the housing supply must be continuously made so that everyone can enjoy housing services equally. In addition, the expansion and reinforcement of the social security net should be realized systematically so as to stop households from being troubled with the housing price decline.

• 대한건축학회논문집:계획계
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• 제35권4호
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• pp.3-14
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• 2019

The purpose of this study is to analyze the distribution characteristics of the agency-managed shared housings in Seoul and draw the possible implications from it. The needed data for the study was obtained from an on-line shared housing portal service which provides housing information from various shared housing management agencies. By mapping out the locations and other related data into a GIS(Geographic Information System) program, this study shows that shared housings in Seoul can be sorted into four large clusters. Each cluster has a different ratio of housing types and room capacities reflecting each regional circumstance and common causes. Women-only shared housing takes up 79% of the overall shared housing ratio and, while multi-family housing type has the most count, the apartment type has a noticeably high ratio in women-only housing compared to the apartment type ratio among the other gender-specific housings. Given the high crime rate against the single-person household of young adult women, the reason for the popularity of shared-apartment housing among young women can be deduced. However, the potential tenants' practical choices and their concern for safety are not the only causes that drive the current shared housing market. The young adults in their 20's and 30's choose to live in popular places where they can engage social activities. A new tier of shared housing market has also appeared in places where young adults could not have afforded if they lived alone. Choosing where we live is no longer about just meeting the requirements for a house based on what she/he needs but also about satisfying the preferences for a living based on what she/he desires. This paper indicates that although there is an undeniable premise that 'sharing a house' revolves around the realm of housing welfare and is not a typical topic for the upper-income households, the way we live and how we choose our place to live is shifting.

• 토지주택연구
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• 제11권1호
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• pp.21-38
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• 2020

This study examined the population movement of the young generation in accordance with the characteristics of housing market focusing on the housing problem of youth issues. Targeting 64 local governments in the seoul metropolitan area, the temporal range was decided as 2015. Setting up the rising population in 19-34 as a dependent variable, supposing that each age group shows different characteristics, it was divided into age groups in 19~34, 19~29, and 25~34. The population movement of the young generation in accordance with the characteristics of housing market was considered through the multiple regression analysis. In the results, the population movement of the young generation was influenced by the change in detached multi-family housing and the rate of housing supply. The increase of detached multi-family housing promoted the population inflow of the young generation while the population movement of the young generation was disturbed by the rising rate of housing supply. Also, when the local characteristics are not controlled, the young generation hesitates to enter the region where relatively high rent should be paid while the new housing supply focusing on apartment is hard to be selected by the young generation for residence because of the size and price. The population movement of the young generation looked quite different in each age group. The population inflow of the young generation in 19~29 was influenced when there were many officetels and non-apartments on top of detached multi-family housing. On the contrary, the population movement of the young generation in 25~34 was significantly influenced by the increase of the whole size of completed apartment area. Even though it was not the research subject of this study, among control variables, the financial independence and daily average number of get-on/off had effects on the movement of the young generation. It means that the housing type preferred by college students and social novices is different from the housing type preferred by the group with experiences in marriage and childbirth within the same young generation. Thus, it would be necessary to divide the purposes of policies for each subject when executing the youth housing policies.

• 한국건축시공학회지
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• 제10권1호
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• pp.121-126
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• 2010

주택건설시 책정되는 주택가격에는 다양한 요소가 영향을 미친다. 특히 이러한 요소들은 주택 시공 전 단계에서 고려하여 향후 발생될 수익성을 검토하여 사업을 진행해야 한다. 최근 고급빌라는 잠재적이지만 고정적인 수요자들을 바탕으로 국내 건설 산업에서 비교적 큰 비중을 차지하는 시장을 형성하게 되었다. 하지만 고급빌라와 관련된 논문은 미비한 실정이다. 이에 본연구는 고급빌라의 가격형성에 영향을 미치는 요인들을 도출하고 영향정도를 분석하는 것을 목적으로 하였다. 이는 향후 고급 빌라 주택시장에서의 빌라 시공업체들의 경쟁력 확보와 사업 비지니스 모델 구축에 있어 기초적인 자료로서 활용이 가능할 것으로 판단된다.

• 한국건설관리학회논문집
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• 제4권4호
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• pp.96-105
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• 2003

타 산업, 특히 제조업 분야의 경우 급격한 기술 및 인터넷 환경의 발전으로 인해 시장이 세분화되고 다품종 소량생산의 체제로 변화하였다. 이러한 사회적 변화는 주택 시장에도 변화를 가져와 공급자 중심에서 수요자 중심의 시장으로 변화하고 있으며 주택에 대한 소비자의 요구사항도 날로 다양해지고 있다 한편 주택의 장수명화를 실현하고 지속가능 한 건축 및 환경 구현을 위해 오픈 하우징 시스템에 관한 연구가 활발히 진행되고 있는 시점에서, 오픈 하우징 개념을 도입한 맞춤형 아파트의 도입이 증가하고 있는 추세이다. 그러나 아직 도입 초기 단계이기 때문에 맞춤형 아파트의 운영에 있어 많은 문제점이 드러나고 있다. 따라서 본 연구에서는 맞춤형 아파트 사업이 효율적으로 이루어질 수 있도록 하기 위하여 최근 입주가 완료된 맞춤형 아파트의 실무자들과의 인터뷰 및 운영 사례를 조사하여 문제점을 분석하고 그에 따른 개선방안을 제시하였다.

• 한국주거학회논문집
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• 제19권3호
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• pp.31-38
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• 2008

Recently, Seoul residential real estate market showed a big change, especially in 2007. The residential property price in Seoul had been mainly affected by 5 provideces: Kangnam-gu, Seocho-gu, Songpa-gu, Gangdong-gu and Yangchun-gu, but these providences started to show the decrease in price while the other providences ironically showed the opposite direction. Therefore, this project was derived from this phenomenon recognition and the necessity as the new market trend requires. The pre-research was carried out with the point of social-population academic view, but this project provides the analysis on the new market trend by simplifying the complex valuation indexes, originated from the pre-research. In result, the aspects of the change could be categorized into time-manner classification and territorial-manner classification, in cope with the change in the satisfaction degree on the residential environment and the selection tendency of the residential property. Based on the the moving-preferred area criteria, the territorial classification was categorized into 3 areas: 5 providences, which showed the initial decrease in real estate price (area 1), the other Kangnam area (area 2), and Kangbuk area (area 3). The result illustrated the reasonable change in the satisfaction degree on the residential environment and the selection tendency of the residential property. This project was able to reach the following conclusion : Firstly, the housing development planning should be devised by the residential environment, including the view and the natural environment, not by the area. Secondly, the housing development planning in the other Kangnam area (area 2) and Kangbuk area (area 3) should embrace the business function, not the housing development only. Last, the housing development planning in Kangbuk area (area 3) should be able to enhance education and culture function and be connected by various transportation system. This project analyzes the change in the satisfaction degree on the residential environment and the selection tendency of the residential property. Thereafter, this project has the purpose of providing the aid in understanding of the basis of housing development information.

• International Journal of Human Ecology
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• 제8권1호
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• pp.53-66
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• 2007

The purpose of the study is to microscopically re-clarify the reality of renovation and conflicts that females faced within their families since the modernization period. The research method is the literature review. Families have been considered based on the formation of individual spaces for housing by husband and wife. The study will analyze changes in daily lives and housing consciousness to understand how such housing areas are transforming. The results of the study are as follows. From the perspective of symbolic interaction, in a traditional society, Korean females have been experiencing alienation and isolation in private areas in their daily lives due to family centrism and male chauvinism. Since industrialization, the female's role as the major consumer has been emphasized. Also, in terms of housing space, the symbol of family interaction was influenced more by utility, rationality, and equality than spatial hierarchy. From the perspective of the dailiness of phenomenological traditions, the modern girl's housing consciousness, which appeared during modernization under colonial rule, is considered as revolutionary from traditional society. Soon after in industrialized society, females appeared as leaders of 'sweet home'. They also became the main body to create the space for living by giving meaning to the interior of housing. Considering dailiness from the Marxist perspective, under the colonial social system, females became the subject of colonization through education, socialization, and the labor market. The modern public system presents the female as 'a wise mom and good wife' or laborer causing the colonization of her life. After industrialization, the socialization of housing and prioritization of spending caused the daily lives of females to become colonized by the consumption market.

• 지적과 국토정보
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• 제44권2호
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• pp.231-242
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• 2014

주택의 착공과 동시에 수분양자에게 주택을 분양하는 주택선분양제에서는 사업자가 분양의무를 이행하지 못할 위험이 항상 존재한다. 이러한 위험으로부터 수분양자를 보호하기 위해 주택분양보증제도가 도입 운영되고 있으나, 주택분양보증사고가 발생하면 수분양자 피해발생 등 여러 문제점이 발생한다. 따라서 주택분양보증사고에 대한 관심이 높지만, 지금까지 주택분양보증사고 발생요인에 대한 연구는 별로 없었다. 본 연구는 이러한 배경에서 주택분양보증사업의 사업장 특성과 사업자 특성 등의 자료를 기초로 주택분양보증사고에 영향을 미치는 요인을 분석하고 예측모형 개발의 가능성을 검토하였다. 분석방법으로는 이항로지스틱 회귀모형을 사용하였다. 분석결과 주택분양보증사고 발생은 주택분양사업장 소재지, 사업유형, 건설하는 주택의 유형, PF대출보증 유무 등의 사업장 특성과 시행사 시공사 신용등급, 주택건설 착공연도 등에 영향을 받는 것으로 나타났다.

• KIEAE Journal
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• 제10권5호
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• pp.101-108
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• 2010

It is estimated that the elderly will constitute 24.3% of the entire Korean population in 2030, when about 7,125,000 baby boomers reach retirement age. Therefore, this aging phenomenon might be the most urgent issue facing Korean society. The baby boom generation shows a strong tendency to dispose of existing residences or move into new housing after retirement, thereby exerting enormous impacts on social and economic sectors as well as the housing market. Against this backdrop, this study aims to identify both factors and patterns behind baby boomer retirees' post-retirement housing transfer trends. To this end, a survey is undertaken here with respect to those baby boomers living in Gangnam-gu and Seocho-gu with actual housing transfer plans in the foreseeable future, and who can act as a practical consumer group for the future housing market. This study verifies baby boomers' diverse preferences for housing type. Their preference for apartment houses still remains high in every situation, and this has significant implications for changed preferences of other housing types considering that most of the survey respondents currently reside in apartment houses. According to the survey, there are more than 80 kinds of baby boomers' housing transfer patterns, which demonstrates that more than half of the survey respondents pursue different housing mobility plans. When it comes to the factors behind their housing selection, the baby boom generation shows a strong preference for physical factors. However, environmental and psychological factors gain more momentum under unfavorable circumstances, while social factors play a decisive role in their housing selection in categories such as 'couple/deteriorating health' and 'single/healthy'.

• 지역연구
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• 제36권4호
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• pp.43-56
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• 2020

본 논문은 미국 포용주택 제도를 중심으로 사회적 혼합 달성가능성을 탐색하는 것을 주 목적으로 한다. 계획고권을 활용한 포용주택 제도의 발생 배경과 운영방식, 사회적 혼합 달성의 효과 및 한계를 검토하여 우리나라 주거정책에 대한 시사점을 도출하였다. 분석 결과, 시장중심적 정책이 우세한 국가임에도, 주택가격이 높고 부담가능주택이 부족한 대도시 중심으로 포용주택 제도가 활성화되고 있으며 용적률 보너스를 포함한 다양한 인센티브를 제공하며 민간의 참여를 유도하고 있었다. 또한 정책대상이 되는 중저소득층이 부담가능하도록 주택을 공급하며 최대한 장기간 저렴하게 유지되도록 의무화하고 있다. 이를 통해 확정적이지는 않지만, 사회적 혼합에 긍정적인 효과가 발견되고 특히 아이들의 교육 성취도가 높은 편이나, 유의미한 사회적 상호작용에 대해서는 여전히 그 성과가 실험중이다. 포용주택을 직접 해당부지에 건설하는 경우와 인근에 건설하는 경우로 나누어 사례분석한 결과 장단점이 모두 존재하는 것이 확인되었다. 이는 주택가격이 높고 빠르게 상승하는 대도시지역에서 중저소득층을 위한 부담가능한 주택공급 가능성의 단초를 제공한다.