• 제목/요약/키워드: Housing Finance

검색결과 103건 처리시간 0.023초

농촌 노인단독가구의 가정경영 실태와 문제 (Home Management Performance and Problem of Rural Elderly Living Alone)

  • 채옥희
    • 대한가정학회지
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    • 제38권3호
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    • pp.85-97
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    • 2000
  • The goal of this study is mainly to improve the quality of life for the elderly by understanding the actual condition of the home management which includes their family relationship, family finance, and household work carried out in their domestic lives and diagnosing problems possibly restated from the condition. The result includes the following. The characteristics of rural elderly living alone: They have lived in rural area since their marriage which is over 40 years long in average, The tend to be satisfied with living apart themselves. The majority of the families are the first son in their family. In home management regard: First, in family relationship, the way the elderly in their nuclear family state communicate with their spouse is limited, and they hardly speaks together. So it is encouraged for couples to forge their own specific relationship and to plan for their odd age in their younger age. Also, they tend to be satisfied with living separated from their children, but at the same time, the closer they live in distance from their children, the more often they meet their children as well as they talk on the phone. They especially depend on their first son for offerings for ancestors and matters to occur after their death, while they get emotional support from daughters. Second, in family finance, their income varies in range from 200,000 to 3,000,000 won. In the majority f the famines, the wives are in charge of finance. The cost of living is mainly spent on flood, clothing, and housing, or the cost of offerings for ancestors if they are the head family. Third, Meanwhile, the housewives under 70 years old are positive about household work and tend to consider it pleasant for their children and their husband. Generally, the older they are, the more they dislike household labor. For example, food preparation is especially considered a major problem. Community dinning rooms, food delivery service, volunteers, and home helper and neighborhood could be help.

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도시의 인구이동과 지방재정에 관한 연구 (An Analysis of Urban Migration and Local Government Finance)

  • 김헌민
    • 한국인구학
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    • 제14권2호
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    • pp.1-17
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    • 1991
  • While various fiscal measures have been used to influence regional capital inflow or industrial location, the effect of fiscal variables on labor mobility has been little understood. Understanding the relationship between the composition of local public and urban migration would enhance the city govenment's ability to pursue an appropriate population policy. In order to examine the potential for local public finance to be utilized as a policy tool in directing urban population growth, this paper analyzes the impact of local government financial structure on urban migration. In examining the data on local government finance and the changes in population of Korean cities during the last ten years, it was found that cities with high per capita expenditure in regional development have experienced high population growth rates. In this study migration equations were constructed using various fiscal variables such as the proportion of special account expenditures which are mostly spent for local development purposes, per capita regional development expenditure, degree of local financial independence and per capita net fiscal benefit, along with other explanatory variables. The results of regression analysis showed that city government's regional development expenditure variables have a positive effect on urban net migration and a negative effect on outmigration. Fiscal independence and per capita net fiscal benefit had mixed effects on in and out migration variables, implying that local tax burden does not consistently deter inmigration or induce outmigration. Based on the results of this study some important policy implications can be found regarding local government's fiscal policies. Those cities seeking to attract higher population inflow should make a greater effort in appropriating local expenditures for regional development purposes such as infrastructure, housing, and transportation. city governments should not be too concerned about high local tax burden or necessarily seek to enhance financial independence for these factors do not exert a clear influence on urban population growth or labor supply.

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공공실버주택의 적정 공급에 대한 연구 (A Study on the Proper Supply of Public Silver Houses)

  • 남영우
    • 디지털콘텐츠학회 논문지
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    • 제18권1호
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    • pp.203-208
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    • 2017
  • 한국은 빠르게 고령사회로 변화하고 있으므로 노인들의 주거안정문제에 대비가 시급한 상황이다. 이렇게 고령화에 따른 문제의 해결을 위해서 한국정부는 공공실버주택의 공급을 추진하고 있다. 공공실버주택의 공급이 성공적으로 정착하기 위해서는 적절한 입지선정과 재무적 타당성 분석이 필수적이다. 본 연구에서는 지리적 정보와 인구통계정보, 사회복지비용에 대한 정보를 활용한 통합데이터베이스 구축의 필요성을 제기하였다. 또한 이들 정보를 활용하여 최적입지 및 타당성분석을 실행할 수 있는 시스템의 개념을 제시하였다.

Aging in Place를 위한 재가노인복지서비스에 관한 연구 (A Study on the Welfare Service of the Elderly People for Aging in Place)

  • 조인숙;박남희;신화경
    • 한국주거학회논문집
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    • 제18권1호
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    • pp.95-102
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    • 2007
  • As the aging of this society, instead of growing numbers old protective functions of families decreased according to increasing tendency of nuclear families, increasing rates of females' participation of economic activities. Now, the problem of supporting the old is in need of social supporting system the cope with this situation. Thus it needs that welfare service for the elderly who stay at home that have local basis. The results are based on these factors are like this: 1) It is necessarily the instruction of medical welfare service. 2) The overlapped service is avoided and the service of specialized. 3) Most of the welfare service institution is Seoul and local city hall, so it needs the institution is transferred. 4) It needs the increase the number of home helper. 5) When the service is offered, the government must considers finance, elderly health condition and preference. 6) It needs the department for the welfare service for the old who stay at home.

부모의 성별에 따른 한부모가계의 경제자원 차이 및 영향 요인 분석 (Gender differences and influential factors on economic resources of single-parent households)

  • 고선강
    • 가족자원경영과 정책
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    • 제19권4호
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    • pp.95-120
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    • 2015
  • This study aimed to investigate the levels of assets and income of male- and female-headed households. A series of analyses of data from the 2013 Korean Household Finance and Welfare Survey on the economic resources of single-parent households were conducted. One of the major findings was that in a comparison between male-headed households and female-headed households, the levels of assets and income in female-headed households were lower than those in male-headed households. The labor income in male households was almost two times higher than that in female households. Housing conditions with respect to male households were more secure and better than those in female households. The factors influencing the levels of economic resources in single-parent households varied in terms of the type of economic resources. Gender, employment status, family characteristics and household income were statistically significant factors with respect to the levels of assets in single-parent households. The level of household income was influenced by gender, education, employment status and the number of household members. The effect of employment status on housing conditions was significant.

An Empirical Testing of a House Pricing Model in the Indian Market

  • HODA, Najmul;JAFRI, Syed Ashraf;AHMAD, Naim;HUSSAIN, Syed Mannawar
    • The Journal of Asian Finance, Economics and Business
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    • 제7권8호
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    • pp.33-40
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    • 2020
  • The main aim of the study is to test a house pricing model by combining hedonic and asset-based pricing models. An understanding of the relationship between house pricing and its return (the rental income) helps to establish houses as a significant asset class. The model tested the relationship between house pricing (dependent variable) and the house attributes (independent variables) derived from Freeman's framework of housing attributes. This study uses a large data-set of 1,899 sample of new, high-end houses purchased between 2016 and 2019 collected from the national capital region of India (Delhi-NCR). The algorithm was built in R-Script, and stepwise multiple linear regression was used to analyze the model. The analysis of the model proves that the three significant variables, namely, carpet area, pay-off, and annual maintenance charges explain the price function. Further, the model is statistically fit. The major contribution of the study is to understand the key factors and their influence on the house pricing. The model will be helpful in risk assessment in the housing investment and enhance the chances of investment. Policy-makers can use information about the underlying valuation drivers of the house prices to stabilize the market and also in framing the tax policies.

실버서비스를 위한 전문인력개발 프로그램의 분석 (Analysis of Service Occupation Types and Training Programs of Services for the Aged in Busan)

  • 김정순;정인숙;김명수;김윤희
    • 지역사회간호학회지
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    • 제20권2호
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    • pp.152-160
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    • 2009
  • Purpose: The purpose of this study was to analyze service occupation types and to develop training programs for the aged. Methods: This study used descriptive study design. The research process consisted of three stages: first, identified the demand of service manpower for the aged; second, investigated present jobs and education programs in Korea and Japan; and last, developed service jobs and education programs for the aged. Results: Potential users considered "health management" to be the most important area. They thought "providing job" as second most important. According to the result of analyzing Korean policies, there were 9 service occupations in 5domains. So, we derived 10 occupations such as 'daily living manager', 'care manager', 'care worker', 'health manager', 'education specialist', 'leisure manager', 'good manager', 'housing manager', 'financial specialist' and 'retirement consultant' in 5domains as healthcare, leisure, goods, housing and finance. Finally, we developed their tailored training programs. Conclusion: According to this study, there should be various occupations qualified by the government, and training programs should be settled. And healthcare providers must included in developing standardized training programs.

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공공관리 패러다임의 변화와 공기업에 미치는 시사점: NPM, NPG 그리고 NPS를 중심으로 (The Changes in a Public Management Paradigm and the Implications for Public Enterprises: A Perspective of NPM, NPG, and NPS)

  • 우윤석
    • 토지주택연구
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    • 제12권3호
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    • pp.1-10
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    • 2021
  • 공공관리 패러다임은 공기업의 경영관리 및 기재부의 공공기관 경영평가 결과에 직접적인 영향을 미치기 때문에 중요성이 매우 크다. 이러한 차원에서 본 연구는 1980년대 이후 공공관리 이론으로 주목받았던 신공공관리론, 신공공거버넌스론, 신공공서비스론의 주요 이론적 요소에 대해 검토하였다. 분석결과 이러한 공공관리 이론들은 효율성, 네트워크 그리고 공공서비스라는 차원을 각각 대표하고 있으며 나름대로의 장점과 단점을 갖는 것을 확인하였다. 이를 바탕으로 공기업을 둘러싼 환경변화에 적절히 대응하기 위해서는 공공관리에 대한 통합적이고 다차원적인 이해가 필요함을 제시하였다.

원도심 내 유휴시설을 활용한 도시재생사업 모델에 관한 연구 - 일본의 빈집과 빈 점포를 활용한 중심시가지활성화 사업을 중심으로 - (A Study on Urban Regeneration Business Model Utilizing Idle Facilities in Old Town - Focusing on the City Center Revitalization Projects Using Empty Houses and Empty Stores in Japan -)

  • 송기백
    • 대한건축학회논문집:계획계
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    • 제34권6호
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    • pp.127-134
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    • 2018
  • The purpose of this study is to derive a model of urban regeneration business using idle facilities in the old city center. The scope of the study was set as empty houses and empty stores owned by private companies, and analyzed the 50 central city revitalization projects using idle facilities in 14 local cities in Japan. The results of this study are follows; First, as an urban regeneration strategy using idle facilities in the old town, it was a combination of other functions centering on commercial functions or introducing new functions required in the city center. Second, various financial supports have been provided to induce the utilization of idle facilities by the private sector, and different strategies have been implemented for businesses that need maintenance first. Third, based on the analysis results, it was possible to derive urban regeneration business model. Fourth, in order to operate smooth business, it is a need for an organization that is in charge of reviewing the consistency of upper-level planning and urban guiding functions such as urban revitalization plan, balance review of expenditure and revenues by cost subsidy and loan repayment, consultation among the business partners.

주택자산이 고령자가구의 재정수지에 미치는 영향 (The Effects of Housing Wealth on the Balance of Elderly Household Accounts)

  • 김재용;정준호
    • 한국경제지리학회지
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    • 제15권4호
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    • pp.534-549
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    • 2012
  • 본 연구는 2011년 가계금융조사 자료를 이용하여 주택자산이 자산 감축기에 진입한 60세 이상 고령자가구의 재정수지에 미치는 영향을 순서화된 로짓모형으로 분석하였다. 인적 사회적 특성 변수들 중에 연령, 임금근로자, 고졸이상의 학력, 수익성을 선호하는 금융투자성향 등의 변수들은 가구의 재정수지에 정(+)의 효과를 미치지만 가구원수, 미은퇴가구의 은퇴준비가 부족한 경우 등은 부정적인 영향을 미쳤다. 주거특성 변수에서는 아파트와 수도권 거주가 부정적인 영향을 미치는 한편, 주택자산을 소유하는 것은 긍정적인 영향을 미쳐 주거비용이 가계수지에 영향을 미치고 있음을 보여주고 있다. 경제적 능력과 재무특성 변수들 중에 경상소득, 금융자산의 비중은 긍정적인 영향을 미치지만, 금융부채와 소득과의 관계를 나타내는 DSR은 가구의 재정수지를 악화시키고 있는 것으로 나타났다. 총자산에서 주택자산이 차지하는 비중은 부정적인 영향을 미치는 것으로 나타나 주택소유와 상반된 결과를 보여주고 있다. 이는 주택이 가지는 소비재와 투자재의 양면성에서 비롯되는 것으로 보인다. 주택이외 기타 부동산의 경우 총자산에서 차지하는 비중은 물론 소유자체도 가계수지에 부정적인 영향을 미치고 있다. 주택자산 소유가구와 기타부동산자산 소유가구 모두 자산대비 금융부채비율이 가계수지를 악화시키는 것으로 나타나 대출을 이용한 부동산구입은 가계를 위험에 빠뜨릴 수 있다는 것을 시사하고 있다.

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