• Title/Summary/Keyword: Housing Burden

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The effects of housing poverty on adolescents' subjective well-being (주거빈곤기간이 청소년의 주관적 행복감에 미치는 영향)

  • Lim, Se Hee;Kim, SunSuk
    • Journal of the Korean Society of Child Welfare
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    • no.56
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    • pp.133-164
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    • 2016
  • This study investigated the effect of housing poverty in childhood on adolescents' subjective well-being. Specifically, this study examined whether the major factors that have been known to affect adolescents' well-being (i.e., family relationships, peer relationships, school adjustment etc.) mediated the relationship between housing poverty and adolescents' well-being. And then this study aimed to present an empirical evidence for establishing policies against housing poverty in order to enhance adolescent's subjective happiness. Data were derived from the $1^{st}$, $4^{th}$, and $7^{th}$ surveys of the Korea Welfare Panel Study(KOWEPS), and the sample included. 512 high school children in the $7^{th}$ survey. This study utilized structural equation modeling. Housing poverty was measured by the sub-minimum standard housing condition and the household's burden of housing expenditure. Family relationship, as a mediator, was measured by parental involvement in education, parental monitoring, and family conflicts. Another mediator, school adjustment was measured by school environment and school bonding, and the last mediator, peer relationship was measured by friend attachment and peer attachment. The results showed that housing poverty had significant negative effects on the adolescents' subjective well-being. The sub-minimum standard housing condition with inadequate size and facilities negatively affected adolescents' relationships with family directly and subjective well-being indirectly. In addition, the negative family relationships due to the sub-minimum standard housing condition negatively affected adolescents' subjective well-being through school adjustment and peer relationships. The greater the proportion of income a household spends on housing expenditure, the less likely for adolescents to report positive well-being. The sub-minimum standard housing condition had indirect effects through family relationships, whereas the household's housing expenditure directly affected adolescents' subjective well-being. This study suggested the necessity of interventions to alleviate housing poverty for adolescents' families and lays the groundwork for housing poverty policies in Korea.

Incongruence Between Housing Affordability and Residential Environment Quality of Young Renters Living Independently in Non-Seoul Metropolitan Area (비수도권 지역에 독립 거주 중인 미혼 청년 가구의 월세 부담 및 거주성 비교 분석)

  • Hyunjeong Lee;Sangjun Nam
    • Land and Housing Review
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    • v.15 no.1
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    • pp.1-22
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    • 2024
  • This research explores the household and housing characteristics of young renters aged between 19 and 34 living independently in rental housing of non-Seoul Metropolitan Area (non-SMA) and to determine the factors of their housing affordability and residential environment qualities in two districts of non-SMA - metropolises and non-metropolises. Using the 2020 Korean Housing Survey (KHS), this study identified 1,191 unmarried young renters, and most were single adults in mid-twenties who were salaried workers with a bachelor's degree or higher. Also, many lived in single-room occupancy of non-APT housing for less than 2 years and rarely relied on social services. The findings showed that the distinction of local housing market between metropolises and non-metropolises forced the former to spend more housing expense (tenancy deposit and rental fees) than the latter. With regard to housing affordability indices (Schwabe index, housing expense ratio and rent to income ratio), most were housing cost-burdened and nearly one quarter were severely rent-burdened. The regression analysis indicated that housing affordability in both districts was positively affected by income increase and social services, and housing satisfaction in non-metropolises was added to its determinants. Further, residential environment qualities were largely divided into two groups of livelihood and urban infrastructure, and the two factors influenced residential assessment in both districts. Since young renters interdependently living had suffered with housing affordability, both income growth and housing assistance are critically required to enable them not just to reduce the burden but to ensure livability.

Repair Accumulation Cost for the Long-Term Repair Plan in Multifamily Housing Using the Forecasting Model of the Repair Cost (공종별 수선비용 추계모델을 활용한 공동주택 장기수선충당금 적립금액 산정)

  • Lee, Kang-Hee;Chae, Chang-U
    • KIEAE Journal
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    • v.16 no.3
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    • pp.137-143
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    • 2016
  • Purpose: Apartment housing should conduct a cyclic repair to keep and maintain the building performance since they are constructed. Therefore, the repair plan would be provided for long term period which explains the repair time, items and repair cost. Residents of apartment housing are responsible to pay for the repair activities. For repair cost, residents would reserve the money for repair little by little continuously until the required repair time because the repair cost takes a big burden for residents and lots of money a time. But, there is no systematic approach to provide the long term repair cost because it is no proper forecast of the repair cost to the upcoming repair time. In this study, it aimed at providing the monthly accumulation of the long term repair cost with the survey data in Seoul. Method: For these, the surveyed data are classified into 6 categories and number of data are 1,918. In addition, it developed the repair cost model for the 24 repair works and the cumulation function which is reflected with the each cost model. Result: This study are shown as follows : First, among the various estimation for the repair cost, the power function has a goodness of fit in statistics. Second, the monthly accumulation would be 12,840 won/household in size of $100,000m^2$ management area and $81.7won/m^2$ in size of the 1,000 household number during 40 years.

Caring Services in Specialized Facilities for Handicapped Children in Gyeongbuk Province : Users' Needs and Satisfaction (장애아동 전담보육시설 이용자의 보육서비스에 대한 요구와 만족도 - 경상북도를 중심으로 -)

  • Nam, Sang Soon;Choi, Wae Sun
    • Korean Journal of Child Studies
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    • v.28 no.4
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    • pp.209-227
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    • 2007
  • A structured questionnaire was distributed to families using some of the ten specialized caring facilities throughout Gyeongbuk Province. Of the 294 responses, 242 were usable. Results showed that (1) facilities were most used by families of children with autism (31.3%) and by families with severely handicapped children (96.3%). (2) Suggestions for improving facilities, included physical-, performance-, and language-therapies (60%) and teachers with expertise in special education (47.8%).(3) More than half of the respondents were satisfied with the degree of care. (4) Satisfaction with degree of caring services varied with academic background of mothers, mothers' job status, degree of child's disability, length of usage, average expenditure for hospital visits, and burden to the family.

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Effects of Easing LTV·DTI Regulations on the Debt Structure and Credit Risk of Borrowers

  • KIM, MEEROO;OH, YOON HAE
    • KDI Journal of Economic Policy
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    • v.43 no.3
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    • pp.1-32
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    • 2021
  • With CB data in South Korea, this study examines whether the credit risk of borrowers changes when the regulation on bank mortgage supply is relaxed. We analyze the effect of deregulation on LTV and DTI limits in the Seoul-metropolitan area in August 2014 with a difference-in-difference approach. We find that the probability of delinquency is lower in the Seoul metropolitan area after the deregulation than in other urban areas. The effect is noticeable among low-income and low-credit borrowers. We also find that borrowers change their debt structure to reduce the interest costs utilizing their improved access to bank mortgages. The findings suggest the necessity to consider the burden of the high interest costs of unsecured loans for debtors with low incomes and low credit ratings in designing housing finance regulations.

A Study on the Story Increase for Securing the Feasibility of Aged-Housing Remodeling (노후공동주택 리모델링의 사업성 확보를 위한 수직증축 제안)

  • Han, Ju-Yeon;Shin, Dong-Woo
    • Korean Journal of Construction Engineering and Management
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    • v.13 no.3
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    • pp.152-159
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    • 2012
  • Remodeling the existing building structure by recycling has great advantages compared with reconstruction in terms of environmentally contributions and reduced use of national resources. And no matter the existing floor area ratio, extension up to 30% of the exclusive using area and short project period have made remodeling a good alternative to reconstruction. However, the residents of aged housings that were being remodeled are either abandoning the remodeling project and turning to reconstruction. The main reason is remodeling project cannot increase the number of householders. In principal, it is prohibited to increase the number of floors during remodeling due to matters of safety. That is, all remodeling construction costs are borne by the residents, which leads to great financial pressure. Therefore, in order to improve these conditions, the residents' burden of remodeling charges should be reduced, and one of the ways to do so is to increase the number of householders. In this study, there will be suggestions of alternatives, including the story increase during remodeling, and compare the burden of remodeling charges on each of the residents, between proposed alternatives and the current remodeling plans by calculating the construction costs in order to prepare a foundation for a system that will promote remodeling.

Child-rearing Experience of Ex-offenders' Wives: Focus on Developmental Stage of Children (남편의 수감 생활 및 출소 과정에서 경험하는 출소자 아내의 자녀양육: 자녀의 발달수준을 중심으로)

  • Jeon, Ji-Yeol;Lee, Dong-Hun;Yang, Ha-Na;Kim, Ju-Yeon
    • The Journal of the Korea Contents Association
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    • v.18 no.6
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    • pp.1-26
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    • 2018
  • This study examines 17 ex-offenders' wives who is receiving housing support from the Korea Rehabilitation Agency to understood the difficulties child-rearing experiences with the grounded theory. Based upon the research outcomes, supporting that needs for prisoners' wives who feel a huge burden on taking care of infants and preschool children by themselves was discussed. The prisoners' wives with children at school age and initial/middle adolescent need to get strong support due to not only the shock about husbands in prison but also the burden and stress that should follow the role as parents of students. Those late adolescent/adulthood who were supposed to follow their dreams, were required for their financial and emotional sacrifice. Result indicates children need to get support to form the right identity, not to get exhausted or shrink from being stigmatized and prejudiced as children of released prisoners.

An Analysis of Urban Migration and Local Government Finance (도시의 인구이동과 지방재정에 관한 연구)

  • 김헌민
    • Korea journal of population studies
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    • v.14 no.2
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    • pp.1-17
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    • 1991
  • While various fiscal measures have been used to influence regional capital inflow or industrial location, the effect of fiscal variables on labor mobility has been little understood. Understanding the relationship between the composition of local public and urban migration would enhance the city govenment's ability to pursue an appropriate population policy. In order to examine the potential for local public finance to be utilized as a policy tool in directing urban population growth, this paper analyzes the impact of local government financial structure on urban migration. In examining the data on local government finance and the changes in population of Korean cities during the last ten years, it was found that cities with high per capita expenditure in regional development have experienced high population growth rates. In this study migration equations were constructed using various fiscal variables such as the proportion of special account expenditures which are mostly spent for local development purposes, per capita regional development expenditure, degree of local financial independence and per capita net fiscal benefit, along with other explanatory variables. The results of regression analysis showed that city government's regional development expenditure variables have a positive effect on urban net migration and a negative effect on outmigration. Fiscal independence and per capita net fiscal benefit had mixed effects on in and out migration variables, implying that local tax burden does not consistently deter inmigration or induce outmigration. Based on the results of this study some important policy implications can be found regarding local government's fiscal policies. Those cities seeking to attract higher population inflow should make a greater effort in appropriating local expenditures for regional development purposes such as infrastructure, housing, and transportation. city governments should not be too concerned about high local tax burden or necessarily seek to enhance financial independence for these factors do not exert a clear influence on urban population growth or labor supply.

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Theoretical Reflections on the Calculation of Development Impact Fees (도시개발부담금 산정에 관한 이론적 고찰)

  • Yeon-Taek Ryu
    • Journal of the Economic Geographical Society of Korea
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    • v.26 no.1
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    • pp.55-71
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    • 2023
  • This paper theoretically explores the calculation of development impact fees focusing on urban growth, new urban development, developer, urban planner, housing, real estate market, community planning, community financing, local government, land use planning, public facilities, and development cost. Many questions related to who bears the burden of paying impact fees beg for answers based on empirical analysis. Those questions involve the extent to which landowners bear the burden, the effect of different levels of impact fees on the socioeconomic mix of communities, the distribution of fiscal benefits within a region where urban communities assess different levels of impact fees, and the preparedness of urban communities to accommodate development displaced by impact fees. Broader questions also relate to how urban and regional form is affected by differential application of impact fees throughout an area and whether money gained from the impact fees makes regional growth more or less efficient. Who ultimately pays development impact fees? There has been little empirical evaluation of how the market responds to development impact fees, but there is considerable information to suggest that, on the whole, the occupants - residents and users - pay the majority of the development impact fees.

A Study on Estimating Housing Area per capita using Public Big Data - Focusing on Detached houses and Flats in Seoul - (공공빅데이터를 활용한 1인당 주거면적 추정에 관한 연구 - 서울의 단독 및 다세대 주택을 중심으로 -)

  • Lim, Jae-Bin;Lee, Sang-Hoon
    • Journal of the Korean Regional Science Association
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    • v.36 no.1
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    • pp.51-67
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    • 2020
  • The purpose of this study is to estimate the housing area per capita for verifying if the public Big Data, of the building ledger and resident registration ledger, can be used as well as the National Census and Housing Survey. The Mankiw and Weil (MW) model was constructed by extracting samples of general detached houses and flat houses from the public big data, and compared with the result from traditional survey method. Then, the MW models of 25 municipalities in Seoul was established. As a result, it can be confirmed that it is possible to establish MW models comparable to regular surveys using public big data, and to establish a model for each basic localities which was difficult to use as a regular survey method. Public Big Data has the advantage of expanding the knowledge frontier, but there are some limitations because it uses data generated for other original purposes. Also, the difficult process of accessing personal information is a burden to carry out analysis. It is expected that continuing research should be needed on how public Big Data would be processed to complement or replace traditional statistical surveys.