• 제목/요약/키워드: Housing Asset

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A Study on the Improvement of Youth Housing Support Policy

  • KIM, Sun-Ju
    • 산경연구논집
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    • 제11권11호
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    • pp.29-38
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    • 2020
  • Purpose: The problem of housing poverty among young people is a very important problem for the nation. Therefore, the main purpose of this paper is to identify the problems of the government's housing support policy for young people. And it is in presenting specific solutions by fully reflecting the opinions of experts. Research design, data and methodology: This study consisted of analyzing the following three research topics: 1) the differences of youth residential support housing policy impact on young adults' housing stability, 2) the problems and solutions of youth housing support policy, and 3) the differences of experts' opinions on the impact of government policy on youth housing stability. The subject of this study is the government's seven housing policies for young people. The targets include Happy Public Rental Housing (Happiness Housing), Station Area Rental Housing for youth (Station Area 2030), Public Dormitory for College Students (Public Dormitory & Hope Dormitory), Jeonse Rental Housing for College Students (Subject Lease Rental Housing for College Students), Social Housing for Young People, and Share House. The data was organized through expert surveys from 1st to 30th June 2020. The experts surveyed include professors & researchers, public officer & public institutions staff, and private developers of young adults' housing. The methodology of analysis on the problem and the solution of government policy was Frequency analysis. And analysis methods on differences of experts' opinion were ANOVA, Levene' test, and Schefe test. Results: Problems in Government's youth residential support housing policy include high rents, lack of supply, difficulty in acquiring rental housing, inconvenience in using shared spaces, conflicts with cohabitants, and invasion of privacy. Solutions include expanding supply to urban areas, establishing long-term plans, securing privacy, diversifying business methods, establishing platforms for rental housing transactions, and expanding various public support (financial support, etc). Conclusions: There was a difference in perception among groups of experts on the impact of public rental housing (called 'happiness housing') in youth housing stability. It is very urgent to come up with the most reasonable policy to support youth housing. This requires in-depth discussions by experts to narrow their differences.

태백산간지역 농촌재래주택의 현대적 주생활 도입에 따른 주거공간의 변화 (The Residential Space Transformations according to the Introduction of Current Housing Life of Rural Traditional Houses in Taebaek Mountainous Regions)

  • 최장순
    • 한국농촌건축학회논문집
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    • 제15권3호
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    • pp.33-40
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    • 2013
  • The rural traditional houses in Taebaek mountainous regions play important roles in figuring out values and social aspects of past time including housing life. But due to the introduction of convenient facilities in the current housing life style after industrialized society, many transformations have been taken place even to exist rural traditional folk houses such as installation of new equipment and furniture, the arrangement and function change of rooms, expansion of residential area and etc. So this study aims to secure basic data to prepare installation standard of the convenient facilities as examining convenience facility installation status of the cultural asset designated as rural traditional house, and to identify the meaning and usage of major room of rural traditional houses in order to prepare the proper balances between its original form preservation and residents' convenience living.

ASSET INTERVIEW-은퇴 후에도 일하는 즐거움, 북카페 '피스 오브 마인드'

  • 강구슬
    • 주택과사람들
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    • 통권221호
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    • pp.82-85
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    • 2008
  • 부동산뿐만 아니라 인생 전체라는 자산을 어떻게 관리하느냐가 중요하다. 부동산에 사고파는 적당한 시점이 있듯이, 인생에서도 터닝 포인트를 결정하고 철저하게 준비해야 한다. 30여 년간 회사에서 성공가도를 달리다가 제2의 인생을 살고 있는 부부가 있다. 춘천 석사동에 북 & 베이커리 카페를 열고 인생 2막을 누리고 있는 김종헌.이형숙 부부의 따스한 이야기.

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Effect of Real Estate Holding Type on Household Debt

  • KIM, Sun-Ju
    • 산경연구논집
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    • 제12권2호
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    • pp.41-52
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    • 2021
  • Purpose: This study aims to provide implications for the government's housing supply policy by analyzing the factors that determine the type of real estate holding and household debt. This study started from the awareness that the determinants of household debt differ depending on the type of real estate holding. Research design, data and methodology: Real estate ownership type was classified and analyzed into 4 models: model 1 (1 household 1 house and self-resident), model 2 (1 household multiple real estate ownership and self-resident), model 3 (1 household 1 house and rent residence), model 4 (1 household holds a large number of real estate and rent residence). The analysis method used multiple regression analysis. The dependent variable was household total debt. As independent variables, household debt, annual gross household income, financial assets, real estate net assets, annual repayment, demographic & residential characteristics were used. Results: 1) Model 4 has the highest household debt and the highest gross income, Model 2 has the most real estate mortgage loans and real estate net asset, and Model 1 has the highest real estate mortgage payments. 2) The positive factor of common household debt determinants is real estate net assets, and the negative factor is financial assets. 3) It was the net assets of real estate that acted as a positive factor in common for the four models. In other words, the more financial assets, the less household debt. It was analyzed that the more net assets of real estate, the more household debt. The annual repayment of financial liabilities had no influence on household debt, while the annual repayment of loan liabilities and household debt had a positive relationship. Conclusions: 1) It is necessary to introduce benefits and systems that can increase the proportion of household financial asset. Specific alternatives include tax benefits and reduced fees for financial asset investment. 2) In the case where a homeless person prepares one house for one household, it is necessary to prepare various support measures according to the income level. The specific alternative is to give additional points for pre-sale or apply an interest rate cut incentive for mortgage loans.

노인가구의 소득빈곤과 다차원빈곤에 관한 연구 (Income Poverty and Multidimensional Poverty of Elderly Households)

  • 김순미
    • Human Ecology Research
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    • 제56권2호
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    • pp.175-193
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    • 2018
  • This study identified the rate of income poverty and multidimensional poverty, correlation between income poverty and multidimensional poverty, and adjusted multidimensional poverty rate. We also analyzed the factors that affected the number of poverty dimension and the probability of belonging to the poor or not in 3,159 elderly households including 474 poor households and 2,685 middle class households. First, in poor households, the employment poverty rate was the highest and the housing poverty rate was the lowest. In middle class households, the relation poverty rate was the highest and the employment poverty rate was the lowest. Second, in poor households, correlation between asset poverty and relation poverty had the highest coefficient of .205 and asset poverty and housing poverty had the lowest coefficient of .149. In middle class households, the correlation between income poverty and relation poverty had highest coefficient of -.290 and employment poverty and relation poverty had the lowest coefficient of .038. Third, in poor households, the number of average poverty dimension was 4.30, but the number of average poverty dimensions of middle class households was 2.310. Fourth, the variable affecting the number of poverty dimensions in poor households were gender, age, level of education, marital status; however, the significant variables were gender, education level, marital status, income poverty in the middle class households. The variable that affected the probability of belonging to the poor or not in poor households was age. However, the significant variables were gender, education level, marital status, residence, and income poverty in middle class households.

트렌드 창출을 통한 삼성물산 래미안의 브랜드 마케팅전략 (Making Trend-Based on Brand Marketing Strategy of Samsung Raemian)

  • 전중옥;조봉진;이명식
    • Asia Marketing Journal
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    • 제6권3호
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    • pp.123-141
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    • 2004
  • 국내 아파트 시장에서 래미안을 통해 브랜드 마케팅을 본격적으로 도입한 삼성물산 건설부문은 고객의 추구가치를 마케팅믹스전략에 철저히 반영하는 한편 새로운 브랜드 마케팅전략의 트렌드를 창출하고 주도한 결과, 업계 최고의 파워브랜드 구축과 함께 괄목할 만한 경영성과를 단기간에 이룰 수 있었다. 본 사례는 삼성물산 건설부문이 래미안을 최고의 파워 브랜드로 만들기 위해 기울인 체계적 노력을 브랜드 마케팅전략을 중심으로 소개하고, 주요 성공요인이 무엇인지 알아본 후, 시사점과 함께 향후 래미안의 전략적 과제를 제시하고 있다.

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유수지 공간을 활용한 주거지개발 사례연구 -일본 철학당 공원(테츠가쿠도 코우엔) 주거단지 사례를 중심으로- (A Case Study on the Housing Development by Using the Space of Retarding Basin - Focused on the Tetsugakudo Kouen Collective Housing Development Project -)

  • 백승관;김영훈
    • KIEAE Journal
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    • 제15권1호
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    • pp.129-137
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    • 2015
  • The purpose of this study is to analyze the Tetsugakudo Kouen Collective Housing Development Project in Japan. Project implemented cooperatively by the Tokyo Metropolitan Government in charge of river management, Shinjuku and Nakano-ku responsible for park management, and the UR, a housing project developer. This project set a significant precedent for three-dimensional river use by realizing the three-dimensional integrated development of a flood control reservoir, a park, and collective housing. The major effectiveness of this project can be summarized into four points. 1) The costs borne by individual project developers were significantly reduced by realizing a high degree of application and multipurpose use of the land through a joint project. 2) This project, which was designed to accommodate rainfall of 30 to 40mm per hour, is expected to contribute to reducing flood damage and generating significant investment effects, in terms of asset value in downstream areas, thereby increasing flood control security. 3) Local disaster prevention function were enhanced by providing an evacuation site in the case of an earthquake. 4) The living environment was improved by adding the function of a park.

주택시장 모형을 이용한 그린벨트 축소의 경제적 효과 분석 (An Analysis on the Economic Effects of the Reduction of Green-Belt by Housing Market Model)

  • 최영준;김동엽
    • 자원ㆍ환경경제연구
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    • 제17권2호
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    • pp.235-254
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    • 2008
  • 본 연구는 주택시장 모형을 이용하여 그린벨트 축소의 경제적 효과를 분석하였다. 그린벨트는 개발이 제한된 토지의 한 종류로 소비자 후생에 영향을 미치게 된다. 그린벨트는 토지의 개발을 제한함에 따라 주택의 공급에 영향을 미치게 되며, 또 다른 한편으로는 주거환경에 녹지를 공급해 줌으로써 주거환경을 개선하는 효과가 있다. 따라서 그린벨트의 축소는 주택시장의 공급을 증가시켜 임대료의 하락을 일으켜 소비자의 후생을 증가시킬 것으로 예상되는 반면 녹지를 파괴함으로써 주거환경을 악화시켜 소비자의 후생을 감소시킬 것으로 예상된다. 따라서 그린벨트의 축소로 인한 임대료의 하락 효과가 녹지파괴로 인한 주거환경 악화 효과보다 클 경우 소비자의 후생을 증가할 수 있다. 본 연구에서는 임대료 하락의 효과가 보다 직접적으로 나타나 주거환경 악화 효과보다 커서 그린벨트 해제로 인해 소비자의 후생은 증가하였다.

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A Dynamic Study on Housing and Stock Market in Europe : Focused on Greece

  • JEONG, Dong-Bin
    • 동아시아경상학회지
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    • 제8권1호
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    • pp.57-69
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    • 2020
  • Purpose - This study examines what are the asset market fluctuations in Europe and how each economic variable affects major variables, and explore the dynamics of housing and stock market through Greece. The variables under consideration are balance on current account (BCA), index of stock (STOCK), gross domestic product (GDP), housing price indices (HOUSING), M3, real rate of interest (IR_REAL) and household credits (LOAN). We investigate the functional and causal relationships between housing and stock market. Research design, data, and methodology - Vector error correction model (VECM) is used to figure out the dynamic relationships among variables. This study also contains the augmented Dickey-Fuller unit root, cointegration, Granger causality test, and impulse response function and variance decomposition analysis by EViews 11.0. Results - The statistical tests show that all variables under consideration have one unit root and there is a longterm equilibrium relationship among variables for Greece. GDP, IR_REAL, M3, STOCK and LOAN can be considered as causal factors to affect real estate market, while GDP, LOAN, M3, BCA and HOUSING can bring direct effects to stock market in Greece. Conclusions - It can be judged that the policy that affects the lending policy of financial institutions may be more effective than the indirect variable such as monetary interest rate.

Residential Environment Satisfaction of One-person Households : Focused on Young (19-39) Women in Korea

  • KIM, Sun-Ju
    • 융합경영연구
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    • 제9권6호
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    • pp.15-24
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    • 2021
  • Purpose: The purpose of this study is to analyze the residential environment satisfaction of young women's one-person households and the characteristics of young one-person households, and to present policy implications for their housing problems. Research design, data, and methodology: This study used 11th Korea Financial Panel Data. Analysis methods in this study include basic statistical analysis, frequency analysis, multiple regression analysis, and artificial neural network analysis. Results: As a result of the analysis of this study, 1) young one-person households showed that women had higher ratios of non-regular workers, real estate debt than men, and lower average income. The percentage of young people owning their own homes was very low at about 5%. 2) For young women, the higher the education level and monthly consumption, the lower the housing satisfaction. 3) Young women living in rental housing had lower housing satisfaction than their own. Conclusions: Women are paying more for housing security than men in young one-person households. In addition, the proportion of their own houses is very low. Therefore, there is a need for a policy on the housing safety issue of young women's one-person households. And policies to support young one-person households to own their own homes are required.