• Title/Summary/Keyword: Green Insurance

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A Study on the Improvement Plans of Green Insurance Industry (녹색보험산업의 발전방안에 관한 연구)

  • Han, Nak Hyun;Cho, Sung Woo;Kim, Eun Joo
    • THE INTERNATIONAL COMMERCE & LAW REVIEW
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    • v.57
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    • pp.305-331
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    • 2013
  • The purpose of this study aims to the improvement prospect of green insurance industry in Korea. Green insurance includes all classes of general insurance business including unoccupied property insurance and empty building insurance, business insurance, personal insurance, etc. Green policies often cover expensive systems that are not covered under most property policies. The same is true for some underground property, which is also exempted from many property policies. At least insurers already offer products designed to fund rebuilding damaged properties to meet certain environmental and building standards. While the products are in their infancy, insurers and brokers say the huge interest in environmental issues will increase demand. Green buildings that improve energy efficiency and air quality and reduce waste are designed to reduce their effects on the environment and the health of building occupants. Buildings account for 39% of U.S. carbon dioxide emissions, according to the Department of Energy. Insurers say that, as sustainable buildings become more common, green insurance will become more popular and some of its features might become a standard part of property policies.

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Who Occupies the Green Building: a Case of Australia

  • Kim, Sumin;Kim, Jinu;Lim, Benson T.H.
    • International conference on construction engineering and project management
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    • 2015.10a
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    • pp.549-553
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    • 2015
  • For successful outcome of real estate development projects, it is important to understand the potential tenants as they drive the demand for properties. The aim of this study is to investigate tenant characteristics of the Australian green office building sector. The specific objectives are to; (1) compare and contrast the increment trend of green buildings within the green office building sector; (2) identify the tenancy profile of green buildings; (3) ascertain the possible industry concentrations within the current green building sector; and (4) explore the relationship between green building occupants' characteristics and their tenancy. Descriptive statistics shows that Finance, Insurance and Real Estate (FIRE) industries along with government owned companies are the major tenants of green office buildings in the NSW State of Australia. In particular, real estate companies occupy more than half of the NSW based green office buildings whilst one third of them are the tenants of the 6-star rated buildings - the highest rated building in the current form of Australian Green Star accreditation scheme.

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Ureteral Washing Cytology of Localized Ureteral Amyloidosis - A Case Report- (요관 세척 세포학적 검사로 진단된 요관 아밀로이드증 - 1 예 보고 -)

  • Lee, Won-Ae;Kie, Jeong-Hae;Jeen, Yoon-Mi;Lee, Mi-Kyung
    • The Korean Journal of Cytopathology
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    • v.13 no.1
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    • pp.38-41
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    • 2002
  • Localized amyloidosis of the ureter is rare and clinically confused with neoplasm. We describe a case of localized amyloidosis of the ureter in which the presence of amyloid was detected in ureteral washing cytology. A 75-year-old female presented with gross hematuria. Abdominal CT and retrograde pyelography revealed hydronephrosis and hydroureter on the left side with abrupt narrowing of the distal ureter. Ureteral washing cytology yielded a hypocellular smear with many irregular clumps of amorphous, extracellar, waxy material. Biopsy sections demonstrated submucosal deposits of eosinophilic amorphous material which gave characteristic apple green birefringence with Congo-red stain under the polarized light. Familarity with the cytologic features of amyloid is helpful for preoperative diagnosis and proper treatment.

Implementation Method of Insurance Object GIS DB for the Storm and Flood Hazard Risks Premium Rate Mapping (풍수해보험 관리지도를 위한 보험 목적물 GIS DB 구축)

  • Lee, Jun-Seok;Lee, In-Su
    • Journal of Cadastre & Land InformatiX
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    • v.45 no.2
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    • pp.87-100
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    • 2015
  • Currently, Korea government has strongly recommended the storm and flood insurance system to reduce the damage caused by natural disasters. The storm and flood insurance operated by private insurance company is the type of policy insurance. and is supervised by Minister of Public Safety and Security. It is the advanced disaster management system which is able to protect the public interests through unexpected natural disaster by assisting some part of the insurance premium from a central or local government. The main purpose of the present investigation is to build the insurance object GIS DB which should be necessary to calculate the premium rate in the map for storm and flood insurance, and also, to perform GIS analysis. The service model in this study is aimed to general single house, apartment and green house. The service management plan targeting the whole country has been investigated in terms of building DB and service operation.

An Analysis of the Elderly Care and Management in Hospital-Based Home Care Agencies (노인대상 의료기관 가정간호사업의 운영실태)

  • Song, Chong-Rye;Kang, Im-Ok;Kim, Yun-Ok;Jo, Hea-Sook;Hwang, Moon-Sook
    • Research in Community and Public Health Nursing
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    • v.19 no.4
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    • pp.660-672
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    • 2008
  • Purpose: To analyze the home care services provided to the elderly aged 65 and older by a hospital-based home care agencies and to investigate the effects of long-term care insurance for the elderly. Method: The subjects were the home care service recipients aged 65 and older in 172 hospital-based, home care agencies registered in Health Insurance Review & Assessment Service in January, 2007. The data were collected using a questionnaire from March 16 to April 15, 2007. The questionnaire return rate was 43.8%. Result: The hospital-based home care agencies were able to visit 66.5% of the national administrative districts. Of the home care service recipients, over 50% were 65 years old and older. About 43% of the agencies reported that over 50% of their patients would be subject to the long-term care insurance. They expressed concern that home care services would be withdrawn once the insurance system is initiated. Conclusion: This study suggests that hospital-based home care agencies need to manage home care services with long-term care insurance. It also recommends developing guidelines for the use of services and referrals.

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Retrospective Drug Utilization Review of Antibiotics for Respiratory Tract Infection(RTI) in Ambulatory Outpatient Care (외래 호흡기계 질환에서 항생제 사용에 대한 후향적 평가방안)

  • Kim, Dong-Sook;Bae, Green;Kim, Su-Kyeong;Lee, Hak-Seon;Kim, Yoon Jin;Lee, SukHyang
    • Korean Journal of Clinical Pharmacy
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    • v.22 no.4
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    • pp.291-303
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    • 2012
  • As respiratory tract infections (RTI) account for about 60% of all antibiotic prescriptions in outpatient care setting, there are significant concerns about emerging resistance that are largely due to the excessive or inappropriate use of antibacterial agents for viral respiratory infections. This study was aimed to develop retrospective drug utilization review (DUR) program of antibiotics for RTIs using Delphi methods. Retrospective DUR criteria of antibiotics for RTIs were identified based on clinical practice guidelines and opinion of experts. Expert panel members were clinical doctors and pharmacists and Delphi method was applied by survey on 16 members of panels. The claim data from Korean Health Insurance Review & Assessment (HIRA) were used to examine trends in outpatient antibiotic prescription between Janunary to December of 2008. As results, Quality index for RTI was assessed for the claim type, antibiotics use of quantity, duration, number and cost. Antibiotic prescription rate for RTIs, Defined Daily Dose (DDD), and duration of antibiotics use were more recognized as significant quality index by experts' opinion. Use of first line agents suggested by guidelines was low and duration of antibiotics use was shorter compared to the recommendations. Antibiotics were over prescribed for RITs. However, dose and duration of antibiotics were under-used.

The Effects of Urban Land Use and Housing Form on Residents' Mental Health - Focusing on the Mental and Behavioral Disabilities Expense (F-code) in Jeonju-city (토지이용과 주택유형이 정신건강에 미치는 영향 연구 - 전주시 국민건강보험공단의 정신건강 진료비(F-code)를 중심으로 -)

  • Yu, Hyun-A;Kim, Young-Suk;Yang, Seung-Woo
    • Journal of the Korean Institute of Rural Architecture
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    • v.14 no.4
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    • pp.89-96
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    • 2012
  • The purpose of the study is to identify land use characteristics which have influence on residents' mental health. Land use and housing types indicators including green areas and parks were selected by analyzing the related environment and health researches. Research database for every variable from 33 neighborhoods in Jeonju city were established through National Health Insurance Corporation, where is available for getting mental and behavioral disabilities (F code) expenses. The relation between those indexes and mental health were analysed. The findings of this study are as follows : First, the higher price area like apartments and raw houses the residents lived in, the more expenditure of F-code was paid. It could be interpreted by the relatively high frequency of medical treatment and interests on the health. Second, the more green area except park were there, the more F-code expenditure was given, which could be explicated with the spatial co-relation between location of green area and apartments of Jeonju city. It was very high, and apartment element's affect on the F-code was much more than the green zone. Third, the nearer to park were the residents, the less F-code expenses was paid.

Korean-American Women's Experience of Cancer Prevention in the U.S. (재미 한인 여성의 암 예방 경험)

  • Jun, Myunghee;Choi, Kyungsook;Kim, Hye-Kyung;Vipavee, Thongpriwan;Shin, Gyeyoung
    • Journal of muscle and joint health
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    • v.29 no.2
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    • pp.100-112
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    • 2022
  • Purpose: This study is a qualitative analysis of Korean-American (K-A) women's cancer prevention in the US. Methods: Qualitative research was conducted. Fifteen K-A women in four states were interviewed. Content theme analysis was used to analyze verbatim transcriptions of interviews. Results: Participants experienced difficulties in utilizing cancer screening programs. Factors include unfamiliarity with the US health care system, high health care costs or lack of health insurance, language barriers, and irregular and sporadic cancer screening participation. Participants also actively pursued non-institutional approaches to cancer prevention. They engaged in word-of-mouth informational exchanges in K-A communities, sought cancer screening in hospitals in Korea, conducted internet searches, autonomously decided on their health issues, and adopted healthy practices including better diets, physical exercise, and spiritual practices. Conclusion: It is necessary to implement measures to increase K-A women's utilization of the US cancer screening services and to encourage their active engagement in hands-on cancer prevention practices. K-A women should be empowered through increased familiarity with US cancer screening services and through the establishment of improved K-A community social services.

Weed Population and Rice Yield in Organic Rice-Green Manure Crops Rotation System (녹비작물 이용 유기벼 재배지의 논잡초 발생과 벼 수량)

  • Choi, Bong-Su;Jeon, Weon-Tai;Lee, Yong-Hwan;Kim, Min-Tae;Eum, Sun-Pyo;Oh, Gae-Jung;Cho, Hyun-Suk;Park, Tae-Seon;Seong, Ki-Yeong
    • Korean Journal of Weed Science
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    • v.31 no.4
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    • pp.360-367
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    • 2011
  • The use of green manure crop is one of the methods for alternative of chemical fertilizer as well as maintain of soil sustainability, therefore we evaluated the effect of green manure crops on rice growth and weed occurrence in rice-green manure crop double cropping system. The treatments consisted of incorporation of hairy vetch, barley or combined hairy vetch and barley without any agrochemical or fertilizer. In hand weeding, rice yield in hairy vetch only or hairy vetch and barley incorporated fields was attained by 90% and 93% of the conventional practice, respectively, while the value in barley incorporated fields was just 79%. Although the rice yields were lower than the hand weed control, similar trends in non-weed control were observed among all treatments. At maximum tillering stage, occurred weeds in hairy vetch, barley or hairy vetch and barley incorporated fields were five, five and two species, respectively, while those in conventional practice were six species. Also, the dry weight of weeds in hairy vetch and barley incorporated fields was decreased by 33% and 53% compared to it of conventional practice, while the value in hairy vetch and barley incorporated field was increased by 34%. Among all treatments, although occurrence density of Echinochloa crus-galli was lower than another weed species, the dry weight of it significantly increased. These results suggested that although continuous incorporation of proper amount of legume green manure crops was possible to productivity insurance of crop, but to attain it was essential to the effective management of weeds.

Assessment of Lodged Damage Rate of Soybean Using Support Vector Classifier Model Combined with Drone Based RGB Vegetation Indices (드론 영상 기반 RGB 식생지수 조합 Support Vector Classifier 모델 활용 콩 도복피해율 산정)

  • Lee, Hyun-jung;Go, Seung-hwan;Park, Jong-hwa
    • Korean Journal of Remote Sensing
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    • v.38 no.6_1
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    • pp.1489-1503
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    • 2022
  • Drone and sensor technologies are enabling digitalization of agricultural crop's growth information and accelerating the development of the precision agriculture. These technologies could be able to assess damage of crops when natural disaster occurs, and contribute to the scientification of the crop insurance assessment method, which is being conducted through field survey. This study was aimed to calculate lodged damage rate from the vegetation indices extracted by drone based RGB images for soybean. Support Vector Classifier (SVC) models were considered by adding vegetation indices to the Crop Surface Model (CSM) based lodged damage rate. Visible Atmospherically Resistant Index (VARI) and Green Red Vegetation Index (GRVI) based lodged damage rate classification were shown the highest accuracy score as 0.709 and 0.705 each. As a result of this study, it was confirmed that drone based RGB images can be used as a useful tool for estimating the rate of lodged damage. The result acquired from this study can be used to the satellite imagery like Sentinel-2 and RapidEye when the damages from the natural disasters occurred.