• 제목/요약/키워드: Green Insurance

검색결과 17건 처리시간 0.022초

녹색보험산업의 발전방안에 관한 연구 (A Study on the Improvement Plans of Green Insurance Industry)

  • 한낙현;조성우;김은주
    • 무역상무연구
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    • 제57권
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    • pp.305-331
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    • 2013
  • The purpose of this study aims to the improvement prospect of green insurance industry in Korea. Green insurance includes all classes of general insurance business including unoccupied property insurance and empty building insurance, business insurance, personal insurance, etc. Green policies often cover expensive systems that are not covered under most property policies. The same is true for some underground property, which is also exempted from many property policies. At least insurers already offer products designed to fund rebuilding damaged properties to meet certain environmental and building standards. While the products are in their infancy, insurers and brokers say the huge interest in environmental issues will increase demand. Green buildings that improve energy efficiency and air quality and reduce waste are designed to reduce their effects on the environment and the health of building occupants. Buildings account for 39% of U.S. carbon dioxide emissions, according to the Department of Energy. Insurers say that, as sustainable buildings become more common, green insurance will become more popular and some of its features might become a standard part of property policies.

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Who Occupies the Green Building: a Case of Australia

  • Kim, Sumin;Kim, Jinu;Lim, Benson T.H.
    • 국제학술발표논문집
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    • The 6th International Conference on Construction Engineering and Project Management
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    • pp.549-553
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    • 2015
  • For successful outcome of real estate development projects, it is important to understand the potential tenants as they drive the demand for properties. The aim of this study is to investigate tenant characteristics of the Australian green office building sector. The specific objectives are to; (1) compare and contrast the increment trend of green buildings within the green office building sector; (2) identify the tenancy profile of green buildings; (3) ascertain the possible industry concentrations within the current green building sector; and (4) explore the relationship between green building occupants' characteristics and their tenancy. Descriptive statistics shows that Finance, Insurance and Real Estate (FIRE) industries along with government owned companies are the major tenants of green office buildings in the NSW State of Australia. In particular, real estate companies occupy more than half of the NSW based green office buildings whilst one third of them are the tenants of the 6-star rated buildings - the highest rated building in the current form of Australian Green Star accreditation scheme.

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요관 세척 세포학적 검사로 진단된 요관 아밀로이드증 - 1 예 보고 - (Ureteral Washing Cytology of Localized Ureteral Amyloidosis - A Case Report-)

  • 이원애;기정혜;진윤미;이미경
    • 대한세포병리학회지
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    • 제13권1호
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    • pp.38-41
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    • 2002
  • Localized amyloidosis of the ureter is rare and clinically confused with neoplasm. We describe a case of localized amyloidosis of the ureter in which the presence of amyloid was detected in ureteral washing cytology. A 75-year-old female presented with gross hematuria. Abdominal CT and retrograde pyelography revealed hydronephrosis and hydroureter on the left side with abrupt narrowing of the distal ureter. Ureteral washing cytology yielded a hypocellular smear with many irregular clumps of amorphous, extracellar, waxy material. Biopsy sections demonstrated submucosal deposits of eosinophilic amorphous material which gave characteristic apple green birefringence with Congo-red stain under the polarized light. Familarity with the cytologic features of amyloid is helpful for preoperative diagnosis and proper treatment.

풍수해보험 관리지도를 위한 보험 목적물 GIS DB 구축 (Implementation Method of Insurance Object GIS DB for the Storm and Flood Hazard Risks Premium Rate Mapping)

  • 이준석;이인수
    • 지적과 국토정보
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    • 제45권2호
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    • pp.87-100
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    • 2015
  • 우리나라는 자연재해로 인한 피해를 복구하기 위해 풍수해보험을 시행하고 있다. 풍수해보험은 국민안전처가 주관하며 민간보험사가 운영하는 정책보험으로 보험계약자가 부담해야 하는 보험료의 일부를 국가 및 지방자치단체에서 보조함으로써 국민이 저렴한 보험료로 예기치 못한 풍수해에 대해 능동적으로 대처할 수 있도록 하는 선진국형 재난관리제도이다. 본 연구에서는 이러한 풍수해보험 관리지도상의 보험요율 산정 시 필요한 보험목적물 GIS DB 구축과 피해율 산정과 GIS를 분석하는 방법에 대하여 연구하였다. 이번 연구에서 구축한 풍수해 보험의 보험목적물은 단독주택, 공동주택, 온실을 대상으로 하였으며 우리나라 전역의 광범위한 데이터를 어떻게 구축하고, 이 데이터를 실제 시스템을 통해 어떻게 운영할 것인지에 대한 방안을 제시하였다.

노인대상 의료기관 가정간호사업의 운영실태 (An Analysis of the Elderly Care and Management in Hospital-Based Home Care Agencies)

  • 송종례;강임옥;김윤옥;조혜숙;황문숙
    • 지역사회간호학회지
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    • 제19권4호
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    • pp.660-672
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    • 2008
  • Purpose: To analyze the home care services provided to the elderly aged 65 and older by a hospital-based home care agencies and to investigate the effects of long-term care insurance for the elderly. Method: The subjects were the home care service recipients aged 65 and older in 172 hospital-based, home care agencies registered in Health Insurance Review & Assessment Service in January, 2007. The data were collected using a questionnaire from March 16 to April 15, 2007. The questionnaire return rate was 43.8%. Result: The hospital-based home care agencies were able to visit 66.5% of the national administrative districts. Of the home care service recipients, over 50% were 65 years old and older. About 43% of the agencies reported that over 50% of their patients would be subject to the long-term care insurance. They expressed concern that home care services would be withdrawn once the insurance system is initiated. Conclusion: This study suggests that hospital-based home care agencies need to manage home care services with long-term care insurance. It also recommends developing guidelines for the use of services and referrals.

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외래 호흡기계 질환에서 항생제 사용에 대한 후향적 평가방안 (Retrospective Drug Utilization Review of Antibiotics for Respiratory Tract Infection(RTI) in Ambulatory Outpatient Care)

  • 김동숙;배그린;김수경;이학선;김윤진;이숙향
    • 한국임상약학회지
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    • 제22권4호
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    • pp.291-303
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    • 2012
  • As respiratory tract infections (RTI) account for about 60% of all antibiotic prescriptions in outpatient care setting, there are significant concerns about emerging resistance that are largely due to the excessive or inappropriate use of antibacterial agents for viral respiratory infections. This study was aimed to develop retrospective drug utilization review (DUR) program of antibiotics for RTIs using Delphi methods. Retrospective DUR criteria of antibiotics for RTIs were identified based on clinical practice guidelines and opinion of experts. Expert panel members were clinical doctors and pharmacists and Delphi method was applied by survey on 16 members of panels. The claim data from Korean Health Insurance Review & Assessment (HIRA) were used to examine trends in outpatient antibiotic prescription between Janunary to December of 2008. As results, Quality index for RTI was assessed for the claim type, antibiotics use of quantity, duration, number and cost. Antibiotic prescription rate for RTIs, Defined Daily Dose (DDD), and duration of antibiotics use were more recognized as significant quality index by experts' opinion. Use of first line agents suggested by guidelines was low and duration of antibiotics use was shorter compared to the recommendations. Antibiotics were over prescribed for RITs. However, dose and duration of antibiotics were under-used.

토지이용과 주택유형이 정신건강에 미치는 영향 연구 - 전주시 국민건강보험공단의 정신건강 진료비(F-code)를 중심으로 - (The Effects of Urban Land Use and Housing Form on Residents' Mental Health - Focusing on the Mental and Behavioral Disabilities Expense (F-code) in Jeonju-city)

  • 유현아;김영석;양승우
    • 한국농촌건축학회논문집
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    • 제14권4호
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    • pp.89-96
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    • 2012
  • The purpose of the study is to identify land use characteristics which have influence on residents' mental health. Land use and housing types indicators including green areas and parks were selected by analyzing the related environment and health researches. Research database for every variable from 33 neighborhoods in Jeonju city were established through National Health Insurance Corporation, where is available for getting mental and behavioral disabilities (F code) expenses. The relation between those indexes and mental health were analysed. The findings of this study are as follows : First, the higher price area like apartments and raw houses the residents lived in, the more expenditure of F-code was paid. It could be interpreted by the relatively high frequency of medical treatment and interests on the health. Second, the more green area except park were there, the more F-code expenditure was given, which could be explicated with the spatial co-relation between location of green area and apartments of Jeonju city. It was very high, and apartment element's affect on the F-code was much more than the green zone. Third, the nearer to park were the residents, the less F-code expenses was paid.

재미 한인 여성의 암 예방 경험 (Korean-American Women's Experience of Cancer Prevention in the U.S.)

  • 전명희;최경숙;김혜경;비파비 통프리완;신계영
    • 근관절건강학회지
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    • 제29권2호
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    • pp.100-112
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    • 2022
  • Purpose: This study is a qualitative analysis of Korean-American (K-A) women's cancer prevention in the US. Methods: Qualitative research was conducted. Fifteen K-A women in four states were interviewed. Content theme analysis was used to analyze verbatim transcriptions of interviews. Results: Participants experienced difficulties in utilizing cancer screening programs. Factors include unfamiliarity with the US health care system, high health care costs or lack of health insurance, language barriers, and irregular and sporadic cancer screening participation. Participants also actively pursued non-institutional approaches to cancer prevention. They engaged in word-of-mouth informational exchanges in K-A communities, sought cancer screening in hospitals in Korea, conducted internet searches, autonomously decided on their health issues, and adopted healthy practices including better diets, physical exercise, and spiritual practices. Conclusion: It is necessary to implement measures to increase K-A women's utilization of the US cancer screening services and to encourage their active engagement in hands-on cancer prevention practices. K-A women should be empowered through increased familiarity with US cancer screening services and through the establishment of improved K-A community social services.

녹비작물 이용 유기벼 재배지의 논잡초 발생과 벼 수량 (Weed Population and Rice Yield in Organic Rice-Green Manure Crops Rotation System)

  • 최봉수;전원태;이용환;김민태;엄순표;오계정;조현숙;박태선;성기영
    • 한국잡초학회지
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    • 제31권4호
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    • pp.360-367
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    • 2011
  • 녹비작물의 이용은 화학비료를 대체할 뿐만 아니라 토양의 지속성을 유지시킬 수 있는 방법 중의 하나이다. 본 연구에서는 동계기간 지속적으로 헤어리베치와 보리를 재배하고 이를 토양환원한 뒤 벼를 재배하는 윤작체계가 벼의 수량과 논 잡초 발생에 미치는 영향을 평가하였다. 손제초구에서 벼의 수량은 관행구와 비교하여 헤어리베치 재배구 및 헤어리베치와 보리 혼파구에서 각각 93%와 90%의 수량을 확보하였으나 보리 재배구는 79%수준이었다. 무제초구에서는 헤어리베치 재배구에서 관행구와 비슷한 수준이었고 헤어리베치와 보리 혼파구는 83%, 보리재배구는 54%수준으로 수량이 감소하였다. 벼의 최고분얼기의 논에서 발생한 잡초는 관행구에서는 물달개비가 포함된 6종이었고, 헤어리베치 재배구와 보리 재배구는 각 5종, 헤어리베치와 보리 혼파구는 2종(여뀌바늘, 돌피)이 발생하였다. 이들 잡초의 건물중은 헤어리베치 재배구와 보리 재배구에서 관행구보다 감소하였고 헤어리베치와 보리 혼파구에서 증가하였다. 헤어리베치 재배구에서는 방동사니과 잡초의 발생이 현저히 감소되었다. 피의 발생량은 관행구를 비롯하여 모든 처리구에서 다른 잡초보다 현저히 낮았으나 피가 차지하는 건물중 비율은 현저히 증가하였다.

드론 영상 기반 RGB 식생지수 조합 Support Vector Classifier 모델 활용 콩 도복피해율 산정 (Assessment of Lodged Damage Rate of Soybean Using Support Vector Classifier Model Combined with Drone Based RGB Vegetation Indices)

  • 이현중;고승환;박종화
    • 대한원격탐사학회지
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    • 제38권6_1호
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    • pp.1489-1503
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    • 2022
  • 드론(drone)과 센서(senor) 적용기술은 농업분야 작물의 성장 정보에 대한 디지털화를 가능하게 하면서 정밀농업 발전을 한층 가속화하고 있다. 이 기술은 자연재해 발생시 농작물 피해량 산정을 가능하게 하고, 현장 방문조사로 진행되고 있는 농작물재해보험 평가방법의 과학화에 기여할 수 있다. 본 연구는 콩을 대상으로 드론 기반 RGB영상을 취득하여 추출된 식생지수로 도복피해율을 산정하는 방법을 개발하고자 하였다. Support Vector Classifier (SVC) 분류 모델은 Crop Surface Model (CSM) 기반의 도복피해율에 식생지수를 추가하여 식생지수 적용성을 검토하였다. 식생지수 중 Visible Atmospherically Resistant Index (VARI), Green Red Vegetation Index (GRVI) 기반 콩의 도복피해율 분류 정확도는 각각 0.709, 0.705로 높은 분류정확도를 나타내었다. 연구 결과, 드론 기반 RGB 영상은 도복피해율 산정에 매우 유용한 도구로 활용 가능하다는 점을 확인할 수 있었다. 본 연구에서 얻어진 결과는 이상기후로 인한 광역 지역 자연재해에 대한 도복피해 산정 시 Sentinel-2, RapidEye 위성과 더불어 2025년 발사 예정인 농림업중형위성 영상과 연계해 활용 가능할 것으로 기대된다.