• 제목/요약/키워드: General Insurance

검색결과 774건 처리시간 0.025초

병원의 구매대행업체 유형별 치료재료 청구가격 비교: 일반척추수술 재료를 중심으로 (Price Analysis of Therapeutic Materials for General Spinal Surgery by the Type of Wholesalers)

  • 변진옥;이주향
    • 보건행정학회지
    • /
    • 제30권3호
    • /
    • pp.409-417
    • /
    • 2020
  • Background: It is well known that the distribution of therapeutic materials is very complex. However, it is not easy to demonstrate the concrete problems caused by distribution channels empirically. The purpose of this study was to investigate the differences in the price of therapeutic materials according to the type of purchasing agency and the way in which medical institutions purchase therapeutic materials. Methods: This study compared the claimed prices and the maximum allowable prices for the items of therapeutic material used for general spinal surgery. Results: Ilsan Hospital, which purchased directly without a purchasing agent, had the lowest claimed prices, followed by a large professional purchasing agency, a foundation-related purchasing agency, and a general purchasing agency. In addition, the difference between the claimed prices and the maximum allowable prices according to the purchase type was larger in the expensive treatment materials, and in the case of the lower price treatment materials, it tended to converge to the maximum allowable prices. Conclusion: National health insurance spending for therapeutic materials are to be affected by the distribution channels of them. We proposed several ideas to rationalize the expenditure such as classification of therapeutic materials on the basis of price or other criteria.

미더덕 양식보험 상품화 방안 연구 (A Study on Commercialization of Styela clava HERDMAN aquaculture Insurance)

  • 송정헌
    • 수산해양교육연구
    • /
    • 제29권2호
    • /
    • pp.607-611
    • /
    • 2017
  • The purpose of this study is to present the concept of merchandising Styela clava HERDMAN developed in 2016. The main contents of this study are analyzing the general condition of Styela clava HERDMAN, We intend to promote stable and sustainable development of Korean aquaculture by activating the aquaculture insurance system by expanding coverage items and coverage, and increasing insurance coverage.

10년간 일개 한의대 부속 한방병원에 입원한 환자에 대한 연도별 이용실태 분석 : 침구의학과를 중심으로 (The Analysis on Annual Utilization Patterns of Inpatients in Korean Medical Hospitals for the Past 10 years)

  • 김혜수;김소연;김정호;김영일
    • Journal of Acupuncture Research
    • /
    • 제33권2호
    • /
    • pp.61-76
    • /
    • 2016
  • Objectives : This study was designed to clarify population-social characteristics that influence the utilization patterns of hospitalized patients in a traditional korean hospital, thereby providing clinical data which would help further improvements of traditional korean medical service in particular the Acupuncture and Moxibustion. Methods : We investigated population-social characteristics and annual utilization patterns of all patients who were hospitalized for more than 24 hours in a Korean Medical Hospital from January 2005 to December 2014. The obtained data were recorded in the EMR chart and statistical analysis was performed using SPSS 21.0. Additionally, data from the patients admitted to the department of Acupuncture and Moxibustion were analyzed separately. Results : 1. All inpatients had a significant annual difference in age, gender, hospitalized department, and disease code annually but not in re-hospitalization number. Inpatients of the department of Acupuncture and Moxibustion also varied in their age, gender, and disease code annually, but not in re-hospitalization number. 2. Pearson correlation analysis on all inpatients showed that the mean days of hospital treatments had a negative correlation with all variables except medical care insurance. Total cost, cost per day per person and recuperation cost had a positive correlation with all variables except medical care insurance. There was no meaningful relationship between nonrecuperation cost and the variables. 3. Stepwise multiple regression analysis on all inpatients showed that the mean days of hospital treatments had a negative correlation with all variables except automobile insurance. The total hospitalization costs had a positive correlation with both general insurance and medical care insurance. Cost per day per person and recuperation cost had a positive correlation with the females. There was no meaningful relationship between non-recuperation cost and the variables. 4. Pearson correlation analysis on inpatients of the department of Acupuncture and Moxibustion inpatients showed that the mean days of hospital treatments had a positive correlation with all variables except general insurance and automobile insurance. Total cost and recuperation cost had a positive correlation with all variables except medical care insurance, and cost per day per person had a positive correlation with females and general insurance. There was no meaningful relationship between non-recuperation cost and the variables. 5. Stepwise multiple regression analysis on inpatients of the department of Acupuncture and Moxibustion inpatients, the mean days of hospital treatments, total cost, cost per day per person and recuperation cost had a positive correlation with general insurance. There was no meaningful relationship between non-recuperation cost and the variables. Conclusion : Population-social characteristics of inpatients annually varies, and the change influences the utilization pattern.

기록영화 식코를 활용한 수업콘텐츠가 국민건강보험제도에 대한 인식과 태도에 미치는 효과 (The effects of General Education Content using Documentary Film on Perception and Attitudes towards National Health Insurance System)

  • 허재헌
    • 한국콘텐츠학회논문지
    • /
    • 제15권10호
    • /
    • pp.374-386
    • /
    • 2015
  • 이 연구에서는 기록영화 <식코>를 활용한 교양수업이 수강생의 국민건강보험제도에 대한 인식과 태도에 미치는 영향을 분석하였다. 우리나라는 전 국민을 대상으로 공적 건강보험제도를 운영하고 있으나 선진국보다 상대적으로 낮은 보장성과 의료공급자의 저수가에 대한 불만, 그리고 민간의료보험 가입 확대로 인해 공보험의 역할 강화 노력에 대한 국민의 지지를 당연하게 기대하기 어려워 보인다. 국민건강보험제도는 전 국민의 의료서비스에 대한 접근성 강화 뿐 아니라 보험료에 따른 급여서비스 차별이 없어 민간보험에 비해 저소득층에 대한 의료보장에 있어 중요한 기능을 한다. 노인인구가 급격하게 증가하고 건강에 대한 국민적 관심이 높은 만큼 공적 건강보험제도의 지속과 역할 강화는 중요한 사안이며, 이는 국민적 지지를 바탕으로 이루어져야 할 것이다. 이에 일개 대학의 교양과목 수강생을 대상으로 민간보험의 부정적인 측면을 지적한 <식코>의 내용을 수업 콘텐츠로 학습하고, 학습 전후의 국민건강보험에 대한 태도를 비교하였다. 실증분석 결과를 바탕으로 제도에 대한 이해를 도모하는 데에 활용할 수 있는 교육콘텐츠 개발에 대하여 논하였다.

서울지역 의료기관의 급식서비스 및 환자식 급여화 현황 분석 (Analysis of Hospital Foodservice Management and Health Insurance Coverage of Inpatient Meals in Seoul)

  • 김혜진;김은미;이금주;이정주;임정현;이정민;전현정;이해영
    • 대한영양사협회학술지
    • /
    • 제16권4호
    • /
    • pp.378-396
    • /
    • 2010
  • The objectives of this study were to explore hospital foodservice management and to investigate conditions related to health insurance coverage of inpatient meals. A questionnaire was distributed to the nutrition departments of 44 hospitals in Seoul on July 2009. The average kitchen area was 0.5 $m^2$, and centralized distribution systems were in place. Partition walls from contamination zones, separate work tables to prevent cross-contamination, exclusive areas for preparing tube feeding, and split carts with refrigerated and convection heat settings were largely used in tertiary hospitals. Most dietitians did meal rounds (93.2%) and surveyed for patient satisfaction (86.4%). The major theme of QI (Quality Improvement) was menu management (31.8%). The health insurance fees for meals were (won)4,938.9 for a general diet, (won)5,199.8 for a therapeutic diet, (won)4,067.0 for tube feeding, (won)9,950.0 for sterilized diet, and (won)18,383.4 for diets not covered by health insurance. The prices for general and therapeutic diets were significantly lower in hospitals compared to tertiary or general hospitals (P<0.001). The cost composed of 48.3% food, 44.0% labor and 7.7% overhead for general diets and 47.9%, 44.5% and 7.6% for therapeutic diets. In the case of health insurance coverage for patient meals, the number of items applied to general diets averaged 2.8 out of 4 and for therapeutic diets it averaged 1.9 out of 3. To reform the health insurance coverage system for patient meals, it is urgent that the qualified level of patient meals is presented from a national viewpoint, and monitoring should be performed consistently by developing the evaluation tools.

최근 작업치료(OT)의 의료보험 삭감요인에 대한 대처방안 연구 (A Study on Preparation for Reduction Factors of Health Insurance in the Latest Occupational Therapy)

  • 조윤경;최병옥;김종대
    • 대한물리치료과학회지
    • /
    • 제10권2호
    • /
    • pp.226-235
    • /
    • 2003
  • Under the present occupational therapy 6 items of overall coverage objects of health insurance are being applied and among them, only 3 items including the simple therapy, complex therapy, and special therapy can be demanded in the hospital. The treatment for Activities of Daily Living(ADL), Oral Motor Exercise and Functional Electrical Stimulation(FES) is exempted from an issue of reduction object, because it was covered 100% by the person himself. The reason why there are a lot of reduction factors is attributed mainly to vagueness of criteria and lack of exact understanding between therapists of insurance-applied hospitals. The reduction factors are characterized to confine them to only special treatment which demands the highest insurance cost claimed and to be applied without consideration of treatment times or days of hospital treatment. Moreover, the 56.38%, rate of reduction results from its uniform application based on willful convenience of health insurance not on embodiment of criteria or characteristics of various type of patients.

  • PDF

실손형 민간의료보험 가입 특성 및 의료이용행태 (Characteristics of Supplementary Private Health Insurance Insured and Medical Utilization Behavior)

  • 오향숙;김창윤
    • 보건의료산업학회지
    • /
    • 제8권2호
    • /
    • pp.115-125
    • /
    • 2014
  • This study tries to investigate inequity in supplementary private health insurance insured in terms of the analysis of insurance insured general characteristics and to analyze the influence of supplementary private health insurance on their admission and their outpatient medical utilization behavior. As a result of the analysis of the general characteristics of supplementary private health insurances insured, it has turned out that men, persons at low ages, people with a spouse and chronic diseases, and persons with a high income have applied such insurances more. We can also tell that low-income classes have difficulty in applying private health insurances as people in the fifth income quintile have applied such insurances about 9 times as much as those in the first income quintile. The analysis of supplementary private health insurance insured health care utilization behavior has revealed that both male and female insured aged less than 55 and without chronic diseases have increases the number of their use of health care, their patient charge, and their medical cost per visit.

해상보검에 있어서 항검증가의 교과에 관한 비교법적 고찰 (A Comparative Legal Study on the Effect of the Increase of Risk in Marine Insurance)

  • 김경식
    • 한국항해학회지
    • /
    • 제18권2호
    • /
    • pp.111-127
    • /
    • 1994
  • A Contract of marine insurance is a contract whereby the insurer undertakes to indemnity the assurd, in manner and to the extent thereby agreed, against marine losses that is to say, the losses incident to marine adventure. But the matter is that whether the problem of increased risk in insurance law should be understood by matching to nay state under general principle of contract law and whether that we should give any effect is more proper to the original object of the system. For this, it is understood that it is a case to be applied a "clausula rebus sic stantibus" in general today, but it is regarded as the matter that whether "clausula rebus sic stantibs" is charging any position in change of risk and whether we should understood the concept of the risk on the substance of the risk. Accordingly the recognition for the problem like this, study should examine closely into whether any system for the effect of increase in change of risk is more proper and rational system provide the supplementing points through our principle of insurance law and the study by comparing method.by comparing method.

  • PDF

불균형 데이터 집합에서의 의사결정나무 추론: 종합 병원의 건강 보험료 청구 심사 사례 (Decision Tree Induction with Imbalanced Data Set: A Case of Health Insurance Bill Audit in a General Hospital)

  • 허준;김종우
    • 경영정보학연구
    • /
    • 제9권1호
    • /
    • pp.45-65
    • /
    • 2007
  • 다른 산업과 달리 병원/의료 산업에서는 건강 보험료 심사 평가라는 독특한 검증 과정이 필수적으로 있게 된다. 건강 보험료 심사 평가는 병원의 수익 문제 뿐 아니라 적정한 진료행위를 하는 병원이라는 이미지와도 맞물려 매우 중요한 분야이며, 특히 대형 종합병원일수록 이 부분에 많은 심사관련 인력들을 투입하여, 병원의 수익과 명예를 위해서 업무를 수행하고 있다. 본 논문은 이러한 건강보험료 청구 심사 과정에서, 사전에 수많은 진료 청구 건 중 심사 평가에서 삭감이 될 수 있는 진료 청구 건을 데이터 마이닝을 통해서 발견하여, 사전의 대비를 철저히 하고자 하는 한 국내 대형 종합병원의 사례를 소개하고자 한다. 데이터 마이닝을 적용함에 있어, 주요한 문제점 중 하나는 바로 지도학습 기법을 적용하기에 곤란한 데이터 불균형 문제가 발생하는 것이다. 이런 불균형 문제를 해소하고, 비교 조건 중에 가장 효율적인 삭감 예상 진료 건 탐지 모델을 만들어 내기 위하여, 데이터 불균형 문제의 기본 해법인 Sampling과 오분류 비용의 다양한 혼합적인 적용을 통하여, 적합한 조건을 가지는 의사결정 나무 모델을 도출하였다.