• 제목/요약/키워드: Financial industry

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디지털기술의 발달에 따른 금융부문의 공유경제 비즈니스모델 탐색 (A Study on Financial Sharing Economic Business Model by the Digital Technology Development)

  • 송경석
    • Journal of Information Technology Applications and Management
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    • 제21권4_spc호
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    • pp.485-499
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    • 2014
  • Sharing Economy is the modern main item with ICT Development. Of course sharing economic item is the old and long run mainstream, but by the ICT technological development sharing economy is the fostering and affluent factors in the world economic growth. Though, in Korea, till now sharing economy is minimal, that will growth sharply. We can track various business models of sharing economy. Sharing economy is to buy use right not ownership. With the sharing economic business model wee can make also financial sharing model. In finance model we can divide two kind models. First, we can trace small size lending model with p2p type. And second, we can make financial information transaction model. But till now sharing economic system is not activated, because of many reasons. To activate, first we have to set law and various standards, and also government actively support many sharing economy firms and institutions. To catch up developed countries in the field of sharing economy we have to make aggressive and flexible rules and standards.

A Study on Strengthening Competitiveness of a State-owned Shipping Enterprise - A Case of Vinalines Corporation in Vietnam -

  • LE, Thanh-Van;Kim, Sung-June
    • 한국항해항만학회지
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    • 제40권5호
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    • pp.329-336
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    • 2016
  • The overall purpose of this paper is to conduct research on alternatives for strengthening the competitiveness of a state-run shipping company, Vinalines Corporation, the largest shipping and maritime enterprise in Vietnam. The first section of the introduction gives a panoramic overview of the current development situation of the Vietnam maritime industry and Vinalines. After summarizing a literature review in section 2, some alternatives are proposed in sections 3 and 4 to overcome the current difficulties of Vinalines and to improve the corporation's competitiveness for sustainable development by utilizing linear optimization and financial analysis. The final section presents a summary and recommendation for future study. It is concluded that privatization is the key solution for every problem faced by the corporation at present. Furthermore, modification of laws, restructuring of enterprise governance, financial situation, and fleet are also extremely necessary.

의료기관 자본조달 우선순위 분석 (The Priority Analysis on the Financing of Healthcare Institutions in Korea)

  • 이우천;안영창
    • 한국병원경영학회지
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    • 제13권3호
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    • pp.1-16
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    • 2008
  • According to Myers (1984) and Myers and Majluf(1984), there exists a financial hierarchy from internal to external financing, from long-tenn debt to equity, due to information costs. The purpose of this study is to assess the profit-making corporation of healthcare institutions. Data was collected from 130 hospital presidents and financial managers. We analysed the frequency and one way ANOVA by SPSS Windows 14.0K. The major findings of the study were as follows: We found that the priorities which a healthcare institutions financing were internal financial, other allowance, a credit loan, a security loan, and a lease through this study. The priorities which a healthcare institutions raised the capital differed as to the number of beds and revenues. The priorities were no difference from ownership, location and an annual business.

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IT프로젝트 규모와 유형에 따른 IT투자 의사결정기준의 차이 (The Impact of IT Project Size and Types on IT Investment Decision Criteria)

  • 이국희
    • Journal of Information Technology Applications and Management
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    • 제12권1호
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    • pp.191-211
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    • 2005
  • This study investigates the decision criteria used in the context of IT investment decision making and empirically analyzes the impact of IT project size and types on the importance of decision criteria. 5 criteria which have been extracted from the previous studies and industry practices are budget, financial benefits. strategic value. risk, and the degree of proposer's eagerness. Data of 120 IT project proposals have been collected from 5 companies including bank, insurance. and stock trading company. As results of ANOVA test. 7 out of 10 hypothesis have been accepted statistically. That is. the bigger the project size. the higher the evaluation weight of project budget and risk criteria and the lower the weight of proposer's eagerness. And in case of the infrastructure investment type. the emphasis is placed more on strategic value and risk criteria and less on financial benefit and proposer's eagerness. These findings provide insights for both IT practitioners and researchers.

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IT 비즈니스 가치 평가관점 : 사전-사후 평가시점 및 정보시스템 유형별 차이 (Evaluation Criteria of IT Business Value : The Difference Between Ex Ante and Post Implementation Evaluation)

  • 박소현;이국희
    • Journal of Information Technology Applications and Management
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    • 제15권1호
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    • pp.203-224
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    • 2008
  • The purpose of this study is to investigate the evaluation perspectives of IT business value and empirically analyze the differences of evaluation perspectives between ex ante evaluation and post implementation evaluation, and among various information system types. 4 evaluation perspectives which have been used in the previous studies and in the field of industry practices are financial, customer, internal process, and growth, which are based on the BSC model. Data of 98 information systems have been collected from 89 companies including manufacturers, banks, insurances, and stock trading companies. As results of multi-way MANOVA test, 3 out of 8 hypothesis have been accepted statistically. While the order of importance of 4 perspectives in ex ante evaluation is customer, financial, internal process, and growth, the order of post implementation evaluation appears to be much different : that is, internal process, customer, financial, and growth. These findings provide insights for both IT practitioners and researchers.

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MICE산업을 통한 KORAIL의 전략적 수익 창출 방안 연구 (A Study on solution for strategic profit of KORAIL via MICE industry)

  • 구숙경;고은희;이인경
    • 한국철도학회:학술대회논문집
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    • 한국철도학회 2010년도 춘계학술대회 논문집
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    • pp.408-414
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    • 2010
  • G20 summit is expected to be held in seoul this coming Nov. 2010 which is a typical case of international meeting in MICE industries have been rising in the world and can be considered as a new marketing paradigm. since IMF crisis in 1997 in korea via financial leeman turmoil in the wall street caused ruins of the middle class as financial resources of korea. it's like saying that we need to look for another practical marketing way not mass marketing any more to get through this comprehensive financial crisis. in this study, we are going to find out new marketing way using MICE industires.

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기업(企業) 물류비(物流費)와 재무구조(財務構造)의 상관관계(相關關係) 분석(分析) (A Correlation Analysis Between Firms' Physical Distribution Costs and Financial Structures)

  • 하영석;신상헌
    • 무역상무연구
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    • 제14권
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    • pp.219-233
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    • 2000
  • Korea has been faced a difficult situation with regard to the cost of physical distribution(PD). The problem have arisen from the fact that Korean firms have far different cost structures of the PD according to its industry or business. High PD costs sometimes reduce firms' operating income and perceived competitive disadvantages not only in domestic but in world-wide business. In this research, we examine the factors affecting firm's PD cost by investigating financial and non-financial variables such as variable cost to sales ratio and number of employee of a firm. Analyses are performed to construct research models with t-test and the logistic regression estimation.

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부가가치와 경제적부가가치를 결합한 경영성과평가에 관한 실증적 연구 (Study on the Business Performance Evaluation with VA and EVA)

  • 김태성;구일섭;임익성
    • 품질경영학회지
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    • 제29권4호
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    • pp.153-160
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    • 2001
  • The proposed system measures business performance by considering both VA(Value-Added), which represents stakeholder's point of view and EVA(Economic Value-Added), which represents shareholder's point of view. To do so, we suggest a business performance scheme which utilizes VA per Capita (Value- Added/Workers) and EVA to Invested Capital(Economic Value-Added /Invested Capital). For effective measurement of business performance, we consider simultaneously not only quantitative financial factors such as VA, EVA and cash flow but also qualitative value drivers such as defect ratio, inventory level, customer satisfaction, enterprise culture and so on. However, we don't consider the qualitative factors due to the limited data. To demonstrate the performance of the system, we conducted a case study using financial data of Korean automobile industry over 16 years from 1981 to 1996, which is taken from database of KISFAS (Korea Investors Services Financial Analysis System).

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최적화 기법을 활용한 주거형 오피스텔 프로젝트 수지 분석 모델 개발 기초연구 (A Basic Study on Financial Analysis Model Development by Applying Optimization Method in Residential Officetel.)

  • 장준호;김경룡;하선근;손기영
    • 한국건축시공학회:학술대회논문집
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    • 한국건축시공학회 2018년도 춘계 학술논문 발표대회
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    • pp.159-160
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    • 2018
  • The domestic construction industry is changing its preference for demand and supply along with urbanization and economic development. Accordingly, initial risk assessments is more important than before. Currently, the research related to risk analysis except for apartment studies is insufficient. Therefore, the objective is to suggest a basic study on financial analysis model development by applying optimization method in residential officetel. To achieve the objective. first, the previous studies are investigated. Second, the causal loop diagram is structured based on the collected data. Third, the financial model is developed by using optimization method. In the future, the proposed model can be helpful whether or not conduct execution of an officetel development project to the decision makers.

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주택 금융환경이 주택가격에 미치는 영향에 관한 연구 -수도권을 중심으로- (A Study of about the Influence of House Price on Housing Financial Environment -The Case of Seoul Metropolitan Area-)

  • 김영선
    • 경영과정보연구
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    • 제25권
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    • pp.321-337
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    • 2008
  • The house price rise suddenly is not only Economic stability but economic, mental state of a heavy burden to people. This paper is a house finance environment analyzed in this research about the rise factor of the house price and the result to present the plan to the natural disposition. The financial institute has an influence on the disguised demand extension of the house and The mortgage Lending in commercial Banks with the earnings as the stability high than the industry loaning. A house finance environment changes and will go from economic factor of the variety of the life style, the housing conditional according to the income level, a children education condition, and the population structure many this little. The disposition of the house need changes according to this and will have an influence on the house price. Necessary for a house market environment house policy of the market need which the consistency reflects so that we are suitable and is desired.

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