• 제목/요약/키워드: Financial behaviors

검색결과 182건 처리시간 0.03초

금융시장 건전성을 해치는 모바일단말 위협에 대한 대응방안(금융투자회사를 중심으로) (Countermeasures and Mobile Terminal Threats to harm the Financial Market Soundness(focusing on the Financial Investment Companies))

  • 유길상;박태형;임종인
    • 정보보호학회논문지
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    • 제21권6호
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    • pp.119-132
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    • 2011
  • 스마트폰과 같은 모바일단말은 '모바일 빅뱅'이라 불릴 만큼 일상생활과 기업경영에 거스를 수 없는 커다란 변화를 가져왔다. 시간과 장소에 제한 없이 모바일뱅킹, MTS(모바일트레이딩시스템)을 이용할 수 있고, 회사 외부에서도 직원 간 의사소통이 간편해졌고 모바일오피스를 통해 업무까지 처리할 수 있다. 모바일단말은 금융회사에게 생산성 향상과 경쟁력 확보를 위한 '스마트모바일 이노베이션'으로 다가오고 있지만, 금융업을 영위함에 있어 직무관련 미공개정보와 모바일단말을 이용하여 '불건전 영업행위' 또는 '불공정거래'에 악용할 소지가 상당히 크며 고객정보를 유출할 위협 역시 증가하고 있다. 따라서 금융시장의 건전성을 확보하고 고객정보를 보호하기 위해 모바일단말로 인해 발생가능한 문제점을 분석하고 대책을 마련하는 등 선제적 대응이 필요하다. 본 논문에서는 '자본시장과 금융투자업에 관한 법률'에 의한 금융투자회사를 중심으로 금융회사에서 모바일단말 이용과 관련하여 발생할 수 있는 모바일단말의 위협을 문제점으로 분석하고 이에 대한 대응방안을 제시하고자 한다.

사교육비 부담의 대처행동 유형에 관한 연구 (A Study of Coping Behavior Types of Private Education Expenditure)

  • 김시월;박배진
    • 대한가정학회지
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    • 제37권10호
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    • pp.67-80
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    • 1999
  • The purpose of this study is to classify the types of coping behaviors of the burden of private education expenditure and to identify the characteristics of the households representing certain coping behaviors. For empirical analysis, the data of the study were collected from 868 housewives living in Seoul and Sungnam. The statistical methods adopted for data analysis are frequency, percentage, mean, Factor analysis, Cluster analysis and Logit analysis. In this study, it is assumed that the coping behaviors are classified by three factors - financial management, negative, positive. The reset of the logit analysis shows that private education expenditure and subjective burden are the most critical variables for classifying the coping behaviors.

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최근 경제위기들과 ASEAN 주요국의 무역 (Recent Economic Crises and Foreign Trade in Major ASEAN Countries)

  • 원용걸
    • 동남아시아연구
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    • 제20권3호
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    • pp.41-64
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    • 2010
  • The recent global financial crisis triggered by the sub-prime mortgage debacle in the United States hit hard most ASEAN countries that have just recovered from the unprecedented economic crisis ten years ago. This paper, using individual time-series and panel data from 1990 to 2009, intends to investigate and compare the impacts of the two aforementioned economic crises on trade in the four developing ASEAN countries that encompass Indonesia, Malaysia, the Philippines and Thailand. In doing so, the paper traces the behaviors of main macroeconomic variables before and after the crises on graphs, and then estimates classical export and import demand functions that include real exchange rate, home and foreign GDPs as explanatory variables. In the estimation functions, two dummy variables are added to consider the effects of the two economic crises separately. Individual country data analyses reveal that by and large the 1997 economic crisis seems hit those ASEAN countries' exports and imports harder than the recent global financial crisis. Surprisingly the recent financial crisis turns out more or less statistically insignificant for those countries' export and import performances. The fixed effect model estimation using panel data of those four ASEAN countries also shows that the 1997 economic crisis had affected exports and imports of those countries negatively while the recent global financial crisis was not statistically significant. These results indicate that overall the effect from the 1997 crisis was more devastating than that of the recent global crisis for those ASEAN countries.

중소기업의 사업영역과 기술역량이 경영성과에 미치는 영향 (Business Scope, Technological Capability and Performance)

  • 이병헌;김영근;박상문
    • 기술혁신연구
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    • 제16권1호
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    • pp.23-46
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    • 2008
  • The purpose of this research is to analyze the impact of business scope and technological capability on firm performance in SMEs. Existing studies on business scopes and technological capabilities have focused on the unilateral relationships with financial performances. This study examines the independent and interaction effects of business scopes and technological capabilities on financial performances of SMEs in capital industries. Based on 228 firm-level data, technological capabilities have positively significant impacts on performance. Business scope measured by product variety and number of buyers have been significantly positive relationships to financial performances. Also SMEs with technological capabilities can moderate the effects of business scope on their performances. However, the results show different relationships depending on measurements on business scope, technological capabilities and performance. The results provide interesting findings on strategic behaviors of SMEs when they pursue growth strategy through expanding business scopes and building technological capabilities.

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Decrease in the Growth of Domestic Demand in Korea

  • Moon, Seongman
    • East Asian Economic Review
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    • 제19권4호
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    • pp.381-408
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    • 2015
  • This paper investigates a link between the significant decline in the growth of domestic demand and the dampened ripple effects from the export sector in Korea since the East Asian financial crisis. The dampened ripple effects are closely linked to the changed investment behaviors of the Korean large-sized exporting firms since the crisis: they do not invest in their export earnings any more to create new industries; they tend to use more foreign value added contents for their exports and to increase outward direct investment by actively participating in global value chains. The paper also examines a link between the growth of domestic demand and the growth of household disposable income and presents reasons for the decline in the growth of household disposable income since the East Asian financial crisis.

Foreigners' Short Selling in the Korean Stock Market around the Financial Crisis

  • Sang B. Hahn;Sehoon Kwon;Yeongseop Rhee
    • East Asian Economic Review
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    • 제27권2호
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    • pp.145-176
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    • 2023
  • This paper investigates short selling behavior, particularly by foreign investors, during event days of non-normal times on an intraday basis in the Korean stock market around the global financial crisis. Although, in the several subsamples, we cannot exclude the predatory short-selling possibility, we did not find any conclusive evidence of abusive short selling behaviors in the overall intraday trading activities. While foreign investors demonstrate higher levels of participation in short-sale trading, their impact on price declines is not as pronounced compared to the effects of pure selling. Following the lift of the short-sale ban, foreign investors appear to engage in long selling trading more frequently, and their influence on price changes primarily stems from long selling rather than short selling compared to the past.

신용카드 이용여부에 따른 대학생 소비자의 재무관리행동에 관한 연구 (Money management behaviors of college students according to credit card usage)

  • 김효정
    • 한국생활과학회지
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    • 제14권1호
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    • pp.95-105
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    • 2005
  • This study examined the factors affecting college students' money management behaviors according to credit card usage. The data were collected from 481 college students in Busan and Gyeongnam areas by a self-administered questionnaire. Frequencies, Cronbach's Alpha, factor analyses, t-test, Pearson's correlation analysis, and regression analyses were conducted by SPSS WINDOWS. The results from this study were as follows. First, there were significant differences between credit card usage group and non-usage group in the means for future preparation, stingy attitude, and planned expenditure. However, there was no significant difference in the mean of money management behaviors. Second, for the credit card usage group, the significant variables affecting money management behaviors included sex, grade, experience of consumer education, father's occupation, monthly household income, future preparation, stingy attitude, methods of emotional change, planned expenditure, and negative recognition. On the other hand, for the non-usage group, grade, experience of consumer education, father's occupation, way of success, future preparation, stingy attitude, planned expenditure, and conditional permission were significant. These results imply that financial management education including values about money and consumption patterns should be conducted.

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정보보안문화와 경영진 리더십이 조직 구성원의 정보보안 행동에 미치는 영향 (Impacts of Information Security Culture and Management Leadership Styles on Information Security Behaviors)

  • 박성환;김범수;박재영
    • 정보보호학회논문지
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    • 제32권2호
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    • pp.355-370
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    • 2022
  • 본 연구는 개인적 요인에 초점을 맞춘 기존 연구를 확장하여, 조직의 환경적 요인(정보보안문화, 경영진리더십)이 조직 구성원의 정보보안 행동(정보보안정책 준수 의도, 정보보안 참여 의도)에 미치는 영향을 살펴본다. 본 연구는 금융기관 구성원 236명으로부터 데이터를 수집하였으며, 본 연구에서 개발한 모형을 구조방정식모형으로 분석하였다. 분석 결과, 정보보안문화는 정보보안정책 준수 의도와 정보보안 참여 의도에 모두 긍정적인 영향을 주었다. 거래적 리더십은 정보보안정책 준수 의도와 정보보안 참여 의도에 모두 긍정적인 영향을 주었지만, 변혁적 리더십은 정보보안 참여 의도에만 긍정적인 영향을 주었다.

Firm Size and Different Behaviors in IT Investment Decisions

  • Shim, Seon-Young;Lee, Byung-Tae
    • Management Science and Financial Engineering
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    • 제16권2호
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    • pp.99-114
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    • 2010
  • The influencing factors of large-scale IT investment decisions are rarely investigated in an empirical perspective. We find out different behaviors in IT investment decisions according to the size of organization. Large scale IT-investment decisions (e.g. system downsizing) can be the outcome of decision-makers' motivation to adopt and control new IT systems- However, this phenomenon is salient in the large-sized organization rather than small-sized ones. Based on our investigation, we predict general IT decision-making behaviors in organizations when making IT investment decisions.

상용차 브레이크 캠샤프트 성형의 건전성 평가 (The Soundness Evaluation of Cam Shaft Moulding for the Commercial Vehicle Brake System)

  • 차용훈;성백섭;김재열
    • 한국생산제조학회지
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    • 제20권1호
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    • pp.60-66
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    • 2011
  • In this paper, the computer simulation analyzed the effective plastic strain and temperature behaviors. The quantitative analyses which proposed the effective mold design of S/CAM shaft was executed. The parameters of forging shape that affected on the optimize conditions that was calculated with simple equation were investigated. it is expected that the developed analysis model and design technique would greatly contribute to the drum brake optimal design considering effective plastic strain and temperature affected behaviors. This development could save more than 20% of production cost and reduced failure rate to more than 30%. By improving the life span of mold from 15,000 to 25,000, financial difficulty of company imposed on a mold manufacture could be overcome.