• 경영과정보연구
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• 제5권
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• pp.139-160
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• 2000

Todays our private universities have been facing with serious survival competition according to the opening of education market, the diminishment of college voluntarists and the increase of education supply. In coming the beginning of the year of 2000, though the equal formula. 'The fixed number of students of universities = The number of graduates of high schools' will he formed, even though the tendency of the fixed number of students of universities is maintained as it is, and it has been expected the unlimited competition would be unvaoidable, so private universities and private junior colleges which are weak in financial power are roaring the crisis consciousness that they may have to close doors before making every effort. Based on such presentation of problem as its study object, the range of study is limitted to the educational financial portion related to higher education field. Especially, the financial portion of private universities of higher educational field is discussed in priority. Besides, the present status of financial condition of our universities was portionally compared with that of in the advanced nations. It is true that pursuing the academic superiority of university education in our country, and attaining object of university as well as developing reflection in future should stand side by side. Therefore, payment of fee, supporting subsidy, etc. is attached too much importance to the financial problem. In our country, the financial allotment is attached too much importance to national universities. This is against the principle of equity to the tax payers, and equality of opportunity, so the level of supporting national funds should be upward formed and supported from 1.0% to higher than 20%. In conclusion, our private universities should adopt as many alternatives of rationalization of finance as possible, such as securing lots of funds and subsidies, and rationalized management of finance, and ensuring finance according to the increasing number of students after university specialization, etc.

• East Asian Economic Review
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• 제21권2호
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• pp.167-197
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• 2017

I build a small open economy (SOE) dynamic stochastic general equilibrium (DSGE) model to investigate the effect of a heterogeneous wage contract between regular and temporary workers on a macroeconomic volatility in a financially fragile economy. The imperfect financial market condition is captured by a quadratic financial adjustment cost for borrowing foreign assets, and the labor market friction is captured by a Nash bargaining process which is only available to the regular workers when they negotiate their wages with the firms while the temporary workers are given their wage which simply equals the marginal cost. As a result of impulse responsesto a domestic productivity shock, the higher elasticity of substitution between two types of workers and the lower weight on the regular workers in the firm's production process induce the higher volatilities in most variables. This is reasoned that the higher substitutability creates more volatile wage determination process while the lower share of the regular workers weakens their Nash bargaining power in the contract process.

• 경영과정보연구
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• 제25권
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• pp.321-337
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• 2008

The house price rise suddenly is not only Economic stability but economic, mental state of a heavy burden to people. This paper is a house finance environment analyzed in this research about the rise factor of the house price and the result to present the plan to the natural disposition. The financial institute has an influence on the disguised demand extension of the house and The mortgage Lending in commercial Banks with the earnings as the stability high than the industry loaning. A house finance environment changes and will go from economic factor of the variety of the life style, the housing conditional according to the income level, a children education condition, and the population structure many this little. The disposition of the house need changes according to this and will have an influence on the house price. Necessary for a house market environment house policy of the market need which the consistency reflects so that we are suitable and is desired.

• 한국노년학
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• 제37권3호
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• pp.527-547
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• 2017

본 연구의 목적은 독거노인의 부정적 정서인 우울, 죽음불안과 함께 사회적 지지가 독거노인들이 스스로 회복할 수 있는 탄력성의 매개경로를 통해서 심리적 안녕감에 어떠한 경로의 영향력을 미치는지를 알아보기 위한 것이다. 이를 위하여 대전광역시와 충청남도에 거주중인 65세 이상의 독거노인 988명을 대상으로 설문을 실시한 후, 구조방정식모형으로 분석하였다. 분석결과 첫째, 인구학적 특성에 따른 측정변수 간 차이에서 우울은 성별, 학력, 건강상태, 경제상태에서, 죽음불안은 성별과 학력에서, 사회적 지지는 성, 연령, 학력, 지역, 건강상태와 경제상태에서, 탄력성에서는 성, 연령, 학력, 건강상태, 경제상태에서, 심리적 안녕감은 성, 학력, 건강상태, 경제상태에서 유의미한 차이를 보였다. 둘째, 독거노인의 우울과 죽음불안 및 사회적 지지 변수가 심리적 안녕감에 미치는 경로와 영향력에서 우울은 부적으로, 사회적 지지는 정적으로 직접적인 경로의 영향력이 유의하게 미치고 있으며, 죽음불안은 직접적인 영향력이 유의하게 미치지 않다는 것으로 나타났다. 셋째, 독거노인의 우울과 죽음불안 및 사회적 지지 변수가 매개변수인 탄력성에 미치는 경로와 영향력에서 우울은 부적인 관계, 사회적 지지는 정적인 관계에서 직접적인 경로의 영향력이 유의하게 미치는 것으로 나타났다. 넷째, 독거노인의 매개변수인 탄력성은 심리적 안녕감에 정적으로 유의한 영향력이 미치고 있었다. 또한 탄력성의 매개기능을 통해서 부정적 요인을 감소시키고, 긍정적 요인은 증진시켜서 심리적 안녕감을 증진시키는 것으로 나타났다. 본 연구는 독거노인의 심리적 안녕감에 영향을 미치는 변인들의 관계를 파악하는 기초자료를 제공하고 독거노인을 위한 정서지원 정책을 마련하는 근거자료로 활용될 수 있을 것이다.

• 토지주택연구
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• 제9권1호
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• pp.1-9
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• 2018

As the government announced Real Estate Policies on August 02, most areas except for Seoul cities face increasing business risks. Moreover, the government control over financial sectors' loan leads to the highly possible contraction of new distribution markets. The market trend could bring about the reduction of new demand in PF (Private Financing) business that large construction companies mainly concentrate on, and even the business already obtained has a high risk of being distributed, which could result in substantially low profitability. The currently unstable financial structure of most construction companies is caused by the hike of the prime cost of foreign plants except for that of a few construction companies. If PF (Private Financing) business also faces a difficult situation in such a financial condition, even large construction companies come to have the high possibility of a deficiency in credit rating. Accordingly, the major business that large construction companies concentrate on needs the sufficient business review. It is desirable to make a bid for business guaranteeing stability rather than business solely in consideration of profitability, when participating in a competition for a new construction contract.

• 산업경영시스템학회지
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• 제37권4호
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• pp.245-250
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• 2014

The purpose of this study is to introduce a empirical study of using Taguchi Method for the Entrepreneurial Orientation and Financial Performance. In this study, three factors of Entrepreneurial Orientation, innovation, pro-activity and risk taking, are used of the control factors and an element, period of establishment, is chosen as a noise factor. In order to carry out this research, we obtained 200 survey sheets and performed the reliability and validity analysis of the questionnaires and then the experiment was conducted by Taguchi's experimental design. To improve Financial Performance under the noise factor of period of establishment, optimal condition are as follows; the two factors of Entrepreneurial Orientation, innovation, pro-activity should be maintained to a high level. Also, other factor, risk taking should be performed as the level that the company has maintained. Through this paper, we find out that Taguchi method is applicable for analysis of questionnaire.

• 가족자원경영과 정책
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• 제18권4호
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• pp.27-52
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• 2014

This study aims to investigate the financial soundness of Korean households and its effects on the retirement preparation of these households. The sample consisted of 1,031 households selected from the 4th Korean Retirement and Income Study (KReIS) by the National Pension Research Institute in 2012. The empirical results are as follows. According to the logistic regression model, the statistically significant factors affecting the retirement preparation of Korean households are gender, occupation type, residence, satisfaction with economic condition, and type of financial soundness-sound households or insolvency-risky households. In other words, more female-headed households and households with higher levels of occupation are less likely to prepare for retirement. The households that are more likely to prepare for retirement are those that are lived in metropolitan areas as opposed to the countryside; further, households that are more economically sound are also more likely to prepare for retirement. In particular, sound households and insolvency-risky households are less likely to prepare for retirement compared to liquidity-risky households.

• The Journal of Asian Finance, Economics and Business
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• 제9권6호
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• pp.105-114
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• 2022

With the help of this study, we aim to investigate the influence of Financial Distress (FD) and information and communication technology (ICT) on the operating performance and efficiency of banks in the Indian banking sector. FD can be defined as a position in which a company or individual is not in a condition to fulfill their promise of paying their obligations on time. The term "financial distress" refers to a situation in which a corporation or individual is unable to keep their promise of paying their debts on time. In this work, panel data analysis (PDA) was used to analyze data from 33 Indian banks over ten years (2010 to 2019). According to the findings, FD has a positive and significant impact on bank operational performance and efficiency. The current study will give the banking industry a better understanding of how a bank's performance can be negatively impacted by distressing conditions that render it inefficient and ineffective. Second, it will show investors how the level of distress can have a significant impact on bank performance in the market, finally resulting in the loss of money invested.

• 한국항해항만학회지
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• 제44권3호
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• pp.244-252
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• 2020

2008년 9월 미국의 서브프라임 모기지 부실에 의한 리먼브러더스 사태로 시작된 글로벌 금융위기가 세계 건화물해운시장에도 영향을 끼쳐 건화물 물동량 감소와 선박의 공급과잉으로 세계 건화물해운산업과 조선산업에 심각한 불황을 유발하였다. 이러한 상황에서, 국제경제의 동향에 민감한 한국경제의 구조 여건상 한국의 건화물선해운기업(또는 건화물선사)도 2008년 이후 현재까지 어렵게 경영을 헤쳐가고 있다. 이와 같은 심각한 불황과 그 여파로 건화물선사의 수익이 급감 할 수밖에 없게 되었으며 열악한 재무구조로 인해 경영이 부실해지고 급기야 도산과 파산하는 해운기업이 속출하게 되었다. 이러한 점을 고려하여 동 연구는 2008년 글로벌 금융위기를 기점으로 2005년부터 2007년까지와 그 후 2010년부터 2012년까지로 기간을 선정한 다음 한국의 외항 건화물 해운기업을 건전기업과 부실기업으로 구분하여 두 기업집단 간의 주요 재무비율에 어떠한 변화와 차이가 있었는지 t 검정을 통해 분석하였다. 실증분석에서 두 집단 간에 차이를 보인 주요 재무비율로는 수익성비율과 성장성비율이다. 본 연구의 의의는 첫째, 해운기업 경영에도 역시 재무건전성에 대한 체계적인 관리가 중요하며 이를 위해 수익성이 높은 화물을 계약하는 영업전략이 중요하다. 둘째, 선박의 효율적인 운항 및 관리로 성장성이 지속되는 기업으로 경영해야 한다는 것이다.

• 기술혁신학회지
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• 제16권3호
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• pp.724-753
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• 2013

본 연구는 중소벤처 녹색전문기업의 녹색기술 특허가 재무성과에 반영되는가를 살펴보았다. 중소벤처 녹색전문기업이 녹색기술로 취득한 녹색기술 특허의 특허출원 1년 전과 1년 후 및 2년 후에 대해 매출액, 영업이익, 순이익, 매출액영업이익률, 매출액순이익률을 선정하여 평균차이 분석을 수행하였다. 실증분석결과 중소벤처 녹색전문기업의 1,2년 후의 매출액과 1년 후의 영업이익과 매출액순이익률 및 2년 후의 매출액영업이익률만 증가하는 것으로 나타났다. 이러한 연구결과에 따라 정부는 중소벤처 녹색전문기업을 향후 녹색성장 시대의 국가경제의 핵심역할을 할 수 있도록 육성하기 위해서 녹색소비 시장의 활성화, 녹색금융정책의 강화, 자금조달 창구 개선 및 마련, 대중소기업 공정거래 및 상생협력 수준을 강화시킬 필요가 있다.