• Title/Summary/Keyword: Dependency Ratio

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A Study on Decision Making Factors Affecting Bank Performance: Focusing on US Banks (은행의 성과에 영향을 미치는 의사결정 요인에 관한 연구: 미국은행을 중심으로)

  • Ik-Sung Choi;Jae-Sung Kim
    • Journal of Industrial Convergence
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    • v.22 no.2
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    • pp.1-12
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    • 2024
  • This study investigates what decisions have an impact on bank performance. A panel regression analysis was conducted using data from the financial statements of banks located in the United States from 2013 to 2022, and the effects of explanatory variables were examined through hierarchical panel regression analysis divided into financial decision-making and management decision-making. In addition, by analyzing performance separately from the creditor and shareholder perspectives (hereinafter referred to as overall) and from the shareholder perspective alone, it suggests which elements should be utilized and how to improve performance from each perspective. When a panel regression analysis was performed using only liquidity and stability, dependency on deposits and the interest coverage ratio had a statistically significant impact from the perspective of overall performance, and the debt ratio also had a statistically significant impact from the perspective of shareholder performance. When adding non-technical factors, only the labor cost ratio among non-technical factors was found to be statistically significant from the overall performance perspective, and although the non-technical factors were not statistically significant from the shareholder performance perspective, the cash ratio was found to have a statistically significant impact. Lastly, when adding technical innovation elements, the intangible asset ratio was not statistically significant from the overall performance perspective, but was significant from the shareholder performance perspective. The significance and implications of this study are that there are differences in factors that can affect the performance of overall or shareholder and that various decision-making factors can affect a bank's performance.

미숙아와 신생아의 동맥과 개존증에 대한 수술요법(소개흉 결찰술과 흉강경 보조하의 clipping과의 비교)

  • 장지원;한재진;원용순;원태희;안재호;박영식;최수승
    • Journal of Chest Surgery
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    • v.33 no.1
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    • pp.26-31
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    • 2000
  • Background: This study was aimed at analyzing the preoperative conditions post-operative results indication and methods of surgical closure of patent ducturs arterio년 in prematures low birth weight infants and neonates. Patients and Methods: We retro-spectively studied two groups of patients (prematures group and neonates group) who underwent surgical closure of the patent ductus arteriosus between March 1995 and June 1998. Results: The premature group consisted of 9 patients(3 males and 6 females) Their mean gestational period was 30.7 weeks(ranging from 26 weeks to 33 weeks) mean age 27.8 days(11 days to 55 days) and mean body weight 1.56 kg. Prominent preoperative symptoms were dependency on mechanical ventilation generalized edema and hepatomegaly. We performed PDA ligation via thoracotomy in all premature patients. The neonate group consisted of 16 patients and their mean body weight was 3.75 kg. Major symptoms of this group was tachypnea and intercostal retraction resistant to medical treatment. We performed video-assisted PDA clipping to them all. There were no postoperative complications or operation-related mortality in both groups. Comparing the ratio of size of PDA(mm)/body weight(kg) the ratio of premature group (ligation through thoracotomy) was higher than that of neonate group ( video-assisted clipping) that is 3,89:1.21(p=0.03) Conclusion : We conclude that the surgical closure of PDA can be a safe method of treatment for prematures low birth weight infants and neonates with compromised general conditions. Choice of surgical technique depends on the surgeon's preference but there was a tend-ency to choose the ligation method through thoracotomy for patients with small body weight and large PDA.

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MOTION DESIGN OPTIMIZATION OF AUV DOUBLE HYDROFOIL FOR IMPROVEMENT OF THRUST AND EFFICIENCY (추력과 효율 향상을 위한 AUV Double Hydrofoil의 모션 최적설계)

  • So, H.K.;Jo, T.H.;Lee, Y.H.;Kim, J.S.;Han, J.H.;Koo, B.C.;Lee, D.H.
    • Journal of computational fluids engineering
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    • v.21 no.1
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    • pp.78-85
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    • 2016
  • While most AUV researches have concerned about single hydrofoil, practical AUV's are generally operated with multiple hydrofoils. Double hydrofoil study attempts to evaluate thrust and efficiency with various flapping motions, and carries out design optimization using parametric analysis. Flow patterns such as vortex shedding and wake-body interaction are carefully investigated during design variable sensitivity analysis. The purpose of this design optimization is to find out the optimal motion that yields maximum thrust and efficiency. The design optimization employes several techniques such as table of orthogonal arrays, Kriging method, ANOVA analysis and MGA. Throughout this research, it is possible to find the optimal values of heaving ratio, heaving shift and pitch shift: Heaving ratio 0.950, heaving shift $23.120^{\circ}$ and pitch shift $89.991^{\circ}$ are found to be optimal values in double hydrofoil motions. Thrust and efficiency are 16.7% and 35.1% higher than existing AUV that did not consider nonlinear dependency of motion parameters. This results may offer an effective framework that is applicable to various AUV motion analyses and designs.

Delivered Pollutant Loads of Point and Nonpoint Source on the Upper Watershed of Lake Paldang - Case Study of the Watershed of Namhan River and Gyeongan Stream (팔당호 상류유역의 점·비점오염원 유달부하 특성 - 남한강·경안천 수계를 대상으로)

  • Park, Ji Hyoung;Kong, Dong Soo;Min, Kyung Sok
    • Journal of Korean Society on Water Environment
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    • v.24 no.6
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    • pp.750-757
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    • 2008
  • This study is conducted to characterize and evaluate delivered pollutant loads of point and nonpoint source on the upper watershed of lake paldang. The study area consists of 12 watersheds in Namhan-river and Kyungahcheon, which are approximately 80% of total area of Namhan-river and Kyungahcheon. Based on daily delivered loads from watersheds, 61% of $BOD_5$, 81% of T-N and 70% of T-P were from nonpoint sources, suggesting that delivered loads of nonpoint pollutants be crucial to water quality. On the other hand, 78% of $BOD_5$, 92% of T-N and 87% of T-P as delivered load were from nonpoint sources in an upper watershed of Namhan-river, while 48% of $BOD_5$, 70% of T-N and 57% of T-P as delivered load were from nonpoint sources in a lower watershed of Namhan-river, suggesting higher dependency of point sources than upper watershed of Namhan-river. In the characteristic of delivered loading pollutants from point and nonpoint pollution sources, delivered load of nonpoint pollutants differed significantly by seasonal flow, and as though discharged load of point pollutants were yearly uniform, delivered load of point pollutants was found to be flow-dependent because its delivery ratio was changed.

A Study on the Electromagnetic Wave Absorption Properties by the Composition Ratio and Sintering Condition of NiCuZn Ferrite (NiCuZn 페라이트의 조성 및 소결조건에 따른 전자파흡수 특성에 관한 연구)

  • 이영구;박찬규;이문수
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.5 no.5
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    • pp.994-1000
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    • 2001
  • With the development of electromagnetic communication technology and increased use of electromagnetic wave, the countermeasure of EMI(Electromagnetic Interference) becomes more important socially, and interest for the electromagnetic wave absorber has also increased. In this paper, we have studied characteristics of frequency dependency on complex permittivity and complex permeability according to the changes of composition rate and sintering temperature of NiCuZn ferrite also known as electromagnetic wave absorber and further looked into effect of electromagnetic wave absorption properties. From the measurement where the composition of $Fe_2O_3$ and ZnO of NiCuZn ferrite was fixed at 49 and 34 mol% respectively while composition of NiO and CuO has been varied at each test, we found out that Initial permeability and permittivity were high and the absorbing ability of electromagnetic wave recorded best with $loss tangent(=\mur"/\mur')$ displays more than 1 within the frequency band of 2MHz~9.5MHz when the composition ratio of NiO was ranged around 8.5~9.5 mol% and the sintering temperature was $1080^{\circ}C$.TEX>.

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Modeling of Laminar Burning Velocities for Hydrocarbon and 7ethanol Fuels by Using Detailed Chemical Reaction Mechanisms (상세화학반응기구를 이용한 탄화 수소 및 메탄을 층류 화염 속도 모델링)

  • Bae, Sang-Su;Min, Gyeong-Deok
    • Transactions of the Korean Society of Mechanical Engineers B
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    • v.25 no.10
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    • pp.1303-1310
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    • 2001
  • In order to be applicable to the combustion modelling of stratified charged combustion like that of - lean burn and GDI engine, the correlations of laminar burring velocities fur several hydrocarbon fuels and methanol are needed over a wide range of equivalence ratio, pressure and temperature. In this study, these correlations are modeled in the 1311owing form based on the experimental and Muller\`s modeling results for several fuels, where $\alpha$, ξ, and ξ are functions of pressure and temperature, $S_{L}$ =$\alpha$ exp[-ξ($\Phi$-$\Phi$$_{m}$)$^{2}$ -exp {-ζ($\Phi$-$\Phi$$_{m}$)}-ζ($\Phi$-$\Phi$$_{m}$)]. By using the results calculated by PREMIX code with Sloane\`s detailed chemical reaction mechanism for propane, it is verified that the coefficients of the abode modeling can be determined by considering laminar burning velocity data only in a range of equivalence ratio less than $\Phi$$_{m}$. Therefore, Muller\`s modeling results can be adopted leer modeling of the pressure and temperature dependency. Compared with the results of the existing Keck'and Gulder's models, those of the present one showed the good agreement of the recent experimental data, especially in the range of lean and rich sides.s.des.s.

A Sensitivity Study of the Number of Parcels to the Numerical Simulation of Sprinkler Sprays (통계적 액적군집수에 따른 스프링클러 분무해석의 민감도에 관한 연구)

  • Kim, Sung-Chan;Lee, Sang-Woo;Park, Won-Ju
    • Fire Science and Engineering
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    • v.23 no.1
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    • pp.48-54
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    • 2009
  • The present study has been performed to investigate the effect of statistical number of droplets on the simulation of the sprinkler spray using fire field model. In order to simulate the sprinkler spray characteristics, the present study uses NIST Fire Dynamics Simulator version 5.2. A group of Lagrangian particles with similar droplet characteristics, such as diameter, velocity, temperature and so on, is represented by parcel concept to decrease the total number of droplets tracked in the simulation. The present study introduces a new parameter to represent the ratio between real number of droplets and computational parcels. The dependency of the number of parcels on the fire suppression characteristics and spray patterns is quantitatively examined for different ratio between the real number of droplets and computational parcels.

Robust Primary-ambient Signal Decomposition Method using Principal Component Analysis with Phase Alignment (위상 정렬을 이용한 주성분 분석법의 강인한 스테레오 음원 분리 성능유지 기법)

  • Baek, Yong-Hyun;Hyun, Dong-Il;Park, Young-Cheol
    • Journal of Broadcast Engineering
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    • v.19 no.1
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    • pp.64-74
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    • 2014
  • The primary and ambient signal decomposition of a stereo sound is a key step to the stereo upmix. The principal component analysis (PCA) is one of the most widely used methods of primary-ambient signal decomposition. However, previous PCA-based decomposition algorithms assume that stereo sound sources are only amplitude-panned without any consideration of phase difference. So it occurs some performance degradation in case of live recorded stereo sound. In this paper, we propose a new PCA-based stereo decomposition algorithm that can consider the phase difference between the channel signals. The proposed algorithm overcomes limitation of conventional signal model using PCA with phase alignment. The phase alignment is realized by using inter-channel phase difference (IPD) which is widely used in parametric stereo coding. Moreover, Enhanced Modified PCA(EMPCA) is combined to solve the problem of conventional PCA caused by Primary to Ambient energy Ratio(PAR) and panning angle dependency. The simulation results are presented to show the improvements of the proposed algorithm.

Effects of Activated Carbon Particle Sizes on Caffeine Adsorptions (활성탄 입자 크기가 카페인 흡착에 미치는 영향)

  • Kim, Tae-Yang;Do, Si-Hyun;Hong, Seong-Ho
    • Journal of Korean Society of Water and Wastewater
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    • v.29 no.3
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    • pp.407-414
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    • 2015
  • The effect of activated carbon particle diameter (i.e. US sieve No. $8{\times}10$ ($d_p{\approx}2.19mm$), $18{\times}20$ ($d_p{\approx}0.92mm$), $50{\times}60$ ($d_p{\approx}0.27mm$) and $170{\times}200$ ($d_p{\approx}0.081mm$) on caffeine adsorption is investigated. BET surface area was increased with decreasing particle diameter ($d_p$), and caffeine adsorption rates increased with decreasing $d_p$. Moreover, pseudo-second order model is predicted the experimental data more accurately than pseudo-first order model, and the fastest rate constant ($k_2$) was $1.7g\;mg^{-1}min^{-1}$ when $d_p$ was 0.081 mm. Surface diffusion coefficient (Ds) was decreased with decreasing $d_p$ based on the minimum sum of square error (SSE). Practically, certain ranges of Ds are acceptable with high reliability ($R^2$) and it is determined that the effect of $d_p$ on Ds is unclear. The effect of pH on caffeine adsorption indicated the dependency of m/L ratio (mass liquid ratio) and $pH_{pzc}$. The $pH_{pzc}$ (i.e. $7.9{\pm}0.2$) was not affected by $d_p$. The higher caffeine adsorption at pH 4 and pH 7 than at pH 10 is due to $pH_{pzc}$, not $pk_a$ of caffeine.

Multispectral Image Data Compression Using Classified Prediction and KLT in Wavelet Transform Domain (웨이블릿 영역에서 분류 예측과 KLT를 이용한 다분광 화상 데이터 압축)

  • 김태수;김승진;이석환;권기구;김영춘;이건일
    • The Journal of Korean Institute of Communications and Information Sciences
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    • v.29 no.4C
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    • pp.533-540
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    • 2004
  • This paper proposes a new multispectral image data compression algorithm that can efficiently reduce spatial and spectral redundancies by applying classified prediction, a Karhunen-Loeve transform (KLT), and the three-dimensional set partitioning in hierarchical trees (3-D SPIHT) algorithm in the wavelet transform (WT) domain. The classification is performed in the WT domain to exploit the interband classified dependency, while the resulting class information is used for the interband prediction. The residual image data on the prediction errors between the original image data and the predicted image data is decorrelated by a KLT. Finally, the 3-D SPIHT algorithm is used to encode the transformed coefficients listed in a descending order spatially and spectrally as a result of the WT and KLT. Simulation results showed that the reconstructed images after using the proposed algorithm exhibited a better quality and higher compression ratio than those using conventional algorithms.