• 무역상무연구
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• 제73권
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• pp.65-90
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• 2017

The rule of warranty in English insurance law was established in the second part of the $18^{th}$ century by Lord Mansfield, who laid the foundations of the modern English law of insurance contract and developed very different rule of insurance law, especially in the field of warranty. At the time of Lord Mansfield, warranty, that is, the promise given by the assured, played an important role for the insurer to assess the scope of the risk. Legal environments, however, have changed since the age of Lord Mansfield. English and Scottish Commissions proposed very dramatic reform of law in the field of warranty law to reflect the changes of legal environment through the Insurance Act 2016. This article intends to consider the legal implications through the comparative analysis between the new regime of warranty in the Insurance Act 2015 and MIA 1906. The major changes in the Insurance Act 2015 are summarized as following. First, Basis of the contract clauses in non-consumer insurance contracts should be of no effect and representations should not be capable of being converted into warranties by means of a policy term or statement on the proposal form. This requirement should not be capable of being avoided by the use of a contract term and the arrangement of contracting out by parties should be of no effect. Secondly, The existing remedy for breach of warranty, that is, automatic discharge of the insurer's liability, should be removed. Instead, the insurer's libility should be suspended from the point of breach of warranty and reattach if and when a breach of warranty has been remedies. Thirdly, A breach of warranty should genally be regarded as remedied where the insured ceases to be in breach of it. In the other hand, for time-specific warranties which apply at or by an ascertainable time, a breach should be regarded as remedies, if the risk to which the warranty relates later, becomes essentially the same as that originally contemplated by the parties. Fourthly, where a term of an insurance contract relates to a particular kind of loss, or loss at a particular location/time, the breach of that term should only give the remedy in relation to loss of that particular kind of loss, or at a particular location/time. Finally, whether a term of an insurance contrat relates to loss of a particular kind of at a particular location/time should be determined objectively, based on whether compliance with that ther would tend to reduce the risk of the occurrence of that category of loss.

• 한국식품영양과학회지
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• 제38권11호
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• pp.1625-1632
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• 2009

본 연구에서는 수입식품에 대한 인식을 조사하고, 수입식품 안전관리 개선점을 제안하고자 하였다. 서울, 용인, 천안, 대구, 부산, 광주 그리고 강원도에 거주하는 소비자 1065명을 대상으로 설문조사를 실시하였으며, 통계처리는 S-Plus 8.0을 통하여 분석하였다. 조사대상자의 일반사항, 수입식품 확인과 범위에 대한 인식도, 구입 시 가장 고려하는 사항 및 안전성 확보를 위하여 개선되어야 할 부분 등 12가지 문항에 대하여 조사하였다. 수입식품 구입 시, 수입식품인지 반드시 확인하는 경우는 35.7%, 가장 고려하는 사항은 원산지(56.7%)였으며, 수입식품 위해요인 중 가장 큰 것은 유해한 식품첨가물의 미확인(35.7%)이었다. 안전문제 발생 시, 어떤 내용인지 잘 알아본 후에 구입을 결정하는 경우는 50.0%였으며, 방송매체를 통하여 정보를 가장 많이 습득(53.3%)하였다. 안전성 확보를 위하여 개선되어야 할 부분은 수입 시 검사 강화(30.4%)였고, 제한적 정보 제공(42.3%)으로 인한 소비자 불만이 높았다. 전반적인 수입식품에 대한 소비자들의 우려가 높았으며, 이에 따른 엄격한 검사관리 기준과 제도적인 뒷받침이 필요하다고 사료된다.

• 한국의류학회지
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• 제23권4호
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• pp.609-620
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• 1999

The purpose of the study were first to propose and determine the influence of sensation seeking tendency on exploratory behavior related to clothing would be mediated by consumer's clothing involvement and second to examine whether sensation seeking tendency is applicable variable on segmenting market expecially using underlying factors of sensation seeking tendency. A questionaire was developed and data were collected from 342 women ranged in age from 0 to 34 years. They were conveniently selected as a proper sample for applying and examining sensation seeking tendency. Arousal seeking tendency scale(Mehrabian & Russel 1974) was selected for operationalizing sensation seeking tendency and exploratory behavior related to clothing. As a result of regression the indirect effect mediated by clothing involvement of sensation seeking tendency on exploratory behavior was larger than the direct one. The influences of factors of sensation-seeking tendency behavior was larger than the direct one. The influences of factors of sensation-seeking tendency were also investigated. The influence of change-seeking tendency and new enviornment seeking tendency was considerably mediated by clothing involvement but that of risk-seeing tendency was not. Artistic sensation seeking tendency had little effect on clothing involvement and exploratory behavior related to clothing. As a result of regression the indirect effect mediated by clothing involvement of sensation seeking tendency on exploratory behavior was larger than influence of change-seeking tendency and new enviornment seeking tendency was considerably mediated by clothing involvement but that of risk-seeking tendency was not. Artistic sensation seeking tendency had little effect on clothing involvement and exploratory behavior related to clothing.

• 정보처리학회논문지:컴퓨터 및 통신 시스템
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• 제5권10호
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• pp.339-346
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• 2016

1인 미디어가 개인의 욕구분출과 인터넷의 발달이 맞물리면서 정보화 시대의 대세로 자리매김하였다. 하지만, 인터넷의 접근성은 의도치 않던 사생활 침해 우려를 낳고 있으며 폐쇄적인 SNS의 수요를 중가시키는 실정이다. 본 논문에서는 PWW(Person Wide Web)를 이용하여 1인 미디어를 생성하고 타인과 공유하는 1인 미디어 체계를 제시한다. PWW는 스마트폰과 모바일 앵커, 개인의 클라우드 스토리지로 구성된 웹 기반의 정보체계이다. 현장의 객체에 부착된 모바일 앵커로부터 개인 클라우드 저장소의 주소를 얻고 그 주소에 저장된 웹문서를 가져와 스마트폰의 웹뷰에서 처리한다. 또한, PWW 방식의 1인 미디어 체계를 설명하고 현장에서 1인 미디어를 활용한 예를 제시한다. WWW 방식의 1인 미디오와 PWW 방식의 1인 미디어의 보안성을 비교, 분석하였으며, PWW 방식의 1인미디어가 더 높은 보안성을 갖는 것을 보였다.

• 한국콘텐츠학회논문지
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• 제6권3호
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• pp.75-84
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• 2006

인터넷은 다양한 정보를 소비자에게 제공하며 구매의사결정을 지원하는 중요한 매체이다. 특히 인터넷의 상호작용적 특성과 정보 생성자라는 소비자 역할의 변화는 구매행동에서 구전커뮤니케이션을 통해 교환되는 정보의 효용가치를 증가시키는 계기가 되었다. 본 연구의 목적은 온라인 쇼핑환경에서 구전커뮤니케이션을 통한 정보의 지각된 유용성에 미치는 영향요인을 규명하고, 지각된 유용성과 구전커뮤니케이션스타일과의 관계를 규명하는 것이다. 분석결과 선택 불확실성, 지식불확실성, 지각된 위험 등의 요인이 커뮤니케이션을 통한 정보의 유용성에 유의미한 영향을 미쳤으나 관계불확실성은 영향을 주지 않았다. 또한 소비자 간에 교환되는 정보의 유용성을 높게 지각할수록 수동적인 커뮤니케이션보다는 상호작용적 커뮤니케이션 방식을 선택하는 것으로 조사되었다.

• Journal of Korea Trade
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• 제27권4호
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• pp.77-100
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• 2023

Purpose - Using the Model of Goal-Directed Behavior (MGB), this study identifies the critical factors that influence consumer intention to purchase an electric vehicle (EV). This study also provides differentiated policy implications to the Korean and Chinese governments and EV-related companies for the expansion of the EV market in both countries by comparing consumers' perceptions of EV purchase intentions. Design/methodology - Our extended MGB model adds to the standard model consideration of financial incentives, perceived risks, and environmental concerns. An online survey was conducted of Korean and Chinese consumers. Based on the collected responses, all tested hypotheses were verified using PLS-SEM (Partial Least Squares-Structural Equation Modeling). Differences in the path analysis results between Korea and China were compared and verified using Henseler's MGA (multi-group analysis), the parametric test, and the Welch-Satterthwaite test. Findings - The most critical factor that influences the intent to purchase an EV in consumers from both countries is personal desire. PBC and SN were identified as the critical factors that respectively increase personal desire in Korea and China. In addition, in Korea, among the three factors EC, FIP, and PR, environmental concerns were found to have the most significant impact on attitudes and purchase intention. In contrast, in China, economic factors (specifically financial incentives) had greater importance than environmental issues. Originality/value - This study has academic contributions in that it presents a new research model that includes financial incentive policies, environmental concerns, and perceived risk variables based on the MGB to explore consumers' purchase intentions. This study can also make a practical contribution in that it provides some meaningful implications to the governments and EV-related companies of both countries based on the differences in the analysis results of the Korean and Chinese markets.

• Asia pacific journal of information systems
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• 제24권3호
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• pp.325-344
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• 2014

Technical support of Window XP ended in March, 8, 2014, and it makes OS(Operating System) users fall in a state of confusion. Sudden decision making of OS upgrade and replacement is not a simple problem. Firms need to change the long term capacity plan in enterprise IS management, but they are pressed for time and cost to complete it. Individuals can not help selecting the second best plan, because the following OSs of Window XP are below expectations in performances, new PC sales as the opportunities of OS upgrade decrease, and the potential risk of OS technical support ending had not announced to OS users at the point of purchase. Microsoft as the OS vendors had not presented precaution or remedy for this confusion. Rather, Microsoft announced that the technical support of the other following OSs of Wndow XP such as Window 7 would ended in two years. This conflict between OS vendor and OS users could not happen in one time, but could recur in recent future. Although studies on the ways of OS user protection policy would be needed to escape from this conflict, few prior studies had conducted this issue. This study had challenge to cautiously investigate in such OS user's reactions as the confirmation with OS user's expectation in the point of purchase, three types of justice perception on the treatment of OS vendor, psychological contract violation, satisfaction and the other betrayal behavioral intention in the case of Window XP technical support ending. By adopting the justice perception on this research, and by empirically validating the impact on OS user's reactions, I could suggest the direction of establishing OS user protection policy of OS vendor. Based on the expectation-confirmation theory, the theory of justice, literatures about psychological contract violation, and studies about consumer betrayal behaviors in the perspective of Herzberg(1968)'s dual factor theory, I developed the research model and hypothesis. Expectation-confirmation theory explain that consumers had expectation on the performance of product in the point of sale, and they could satisfied with their purchase behaviors, when the expectation could have confirmed in the point of consumption. The theory of justice in social exchange argues that treatee could be willing to accept the treatment by treater when the three types of justice as distributive, procedural, and interactional justice could be established in treatment. Literatures about psychological contract violation in human behaviors explains that contracter in a side could have the implied contract (also called 'psychological contract') which the contracter in the other side would sincerely execute the contract, and that they are willing to do vengeance behaviors when their contract had unfairly been broken. When the psychological contract of consumers had been broken, consumers feel distrust with the vendors and are willing to decrease such beneficial attitude and behavior as satisfaction, loyalty and repurchase intention. At the same time, consumers feel betrayal and are willing to increase such retributive attitude and behavior as negative word-of-mouth, complain to the vendors, complain to the third parties for consumer protection. We conducted a scenario survey in order to validate our research model at March, 2013, when is the point of news released firstly and when is the point of one year before the acture Window XP technical support ending. We collected the valid data from 238 voluntary participants who are the OS users but had not yet exposed the news of Window OSs technical support ending schedule. The subject had been allocated into two groups and one of two groups had been exposed this news. The data had been analyzed by the MANOVA and PLS. MANOVA results indicate that the OSs technical support ending could significantly decrease all three types of justice perception. PLS results indicated that it could significantly increase psychological contract violation and that this increased psychological contract violation could significantly reduce the trust and increase the perceived betrayal. Then, it could significantly reduce satisfaction, loyalty, and repurchase intention, and it also could significantly increase negative word-of-month intention, complain to the vendor intention, and complain to the third party intention. All hypothesis had been significantly approved. Consequently, OS users feel that the OSs technical support ending is not natural value added service ending, but the violation of the core OS purchase contract, that it could be the posteriori prohibition of OS user's OS usage right, and that it could induce the psychological contract violation of OS users. This study would contributions to introduce the psychological contract violation of the OS users from the OSs technical support ending in IS field, to introduce three types of justice as the antecedents of psychological contract violation, and to empirically validate the impact of psychological contract violation both on the beneficial and retributive behavioral intentions of OS users. For practice, the results of this study could contribute to make more comprehensive OS user protection policy and consumer relationship management practices of OS vendor.

• Fisheries and Aquatic Sciences
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• 제21권7호
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• pp.19.1-19.11
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• 2018

Background: Traditionally, East-Asians (Korea, Japan, and China) utilize seaweeds as a food source and ingredient in traditional medicine. Korea is one of the biggest seaweed producer and consumer in the global trade. Especially, side dishes made from seaweeds are very popular in the traditional Korean cuisines. Seaweeds are popular as fresh vegetable salads and soup or eaten as snacks. Main body: Seaweeds are rich in essential nutrients, minerals, and vitamins as well as a promising source of novel bioactive compounds. The compounds (polysaccharides, polyphenols, and sterols) present in the edible Korean seaweeds possess important bioactive properties such as antioxidant, anti-inflammation, anticancer, anti-diabetic, and anticoagulant properties. Thus, the long-term consumption of seaweed has a potential to reduce the risk of cancer, diabetes, obesity, and inflammation-related complications. However, seaweed consumption is limited to the small population around the globe. Thus, it is important to increase the awareness of the health benefits of seaweeds consumption among the general population. Short conclusion: In the present study, we discussed some popular green and red edible Korean seaweeds and their health-promoting properties. This study might be useful to increase the public awareness of the consumption of seaweed as a food source.

• Journal of Animal Science and Technology
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• 제57권6호
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• pp.22.1-22.7
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• 2015

Fresh pork belly is a highly popular meat in South Korea, accounting for 59 % of the approximately 100 g of meat per capita that is consumed daily. Fresh pork belly offers not only high-quality protein from the lean cuts but also substantial micronutrients including fat-soluble vitamins and minerals. However, fresh pork belly generally consists of about 30 % fat, with saturated fatty acids representing half of this value. Excessive consumption of saturated fatty acids increases total cholesterol, low-density lipoprotein-cholesterol, and triglycerides while decreasing high-density lipoprotein-cholesterol, raising concerns about an increased risk of hyperlipidemia, followed by cardiovascular diseases. In this review, we discuss the consumption and production trends in South Korea, the general characteristics, and health issues related to fresh pork belly to delineate the features of pork production and consumer welfare.

• 응용통계연구
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• 제18권1호
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• pp.129-135
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• 2005

일변량 자료의 경우 대표관찰치는 사분위수 등에 기초하여 자료의 분포와 변이를 함축적으로 표현하기 위한 목적으로 사용되는 소수 개의 관찰치이다. Jones와 Rice(1992)는 다변량 자료에 대한 대표관찰치를 선택하기 위해 주성분분석에 근거한 방법을 제시한 바 있다. 이 연구에서는 주성분의 자기일치성을 이용하여 대표관찰치를 선택하고, 이를 표현하는 방안을 고찰한다. 기존의 방법에 의한 대표관찰치가 자료의 표본변이에 민감한 한편, 여기에서 제안되는 방법의 결과는 자기일치성을 가진다.