• 제목/요약/키워드: Commercial data

검색결과 3,435건 처리시간 0.032초

던저네스 게 성체와 유생의 역학: 지역 개체군 지표로서의 유생의 풍도 (Dynamics of Adult and Larval Dungeness Crabs: Larval Abundance as an Indicator of Adult Abundance in Regional Populations)

  • 박원규
    • 수산해양교육연구
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    • 제24권1호
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    • pp.9-17
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    • 2012
  • The relationship between adult abundance and zoea I (ZI) density of Dungeness crabs was investigated in southeastern Alaska. Commercial harvest data (catch per pot) for male crabs larger than 165 mm in carapace width were collected from the Alaska Department of Fish and Game (ADF&G) management area, district 114 and a subdivision of district 114, 114C from 1996 to 2003. Commercial harvests of Dungeness crabs in the management area varied interannually. Commercial harvests decreased until 2000 but increased beginning in 2001. ZI density was obtained from zooplankton samples collected monthly from sampling stations within the same management district from 1997 to 2004. ZI occurred mostly in May and June, but as late as July in 1997 and 2002. ZI densities increased beginning in 1999. Total densities of ZI were significantly correlated with the commercial harvest data of adult male crabs within the management area, 114C (tens of square kilometers), containing the plankton sampling stations, but were not related to total commercial harvests within the larger geographic management area 114 (hundreds of square kilometers). We suggest that larval density may be an indicator of abundance of adult populations of Dungeness crabs.

The Effects of Credit Risk on the Profitability of Commercial Banks in Afghanistan

  • RASA, Rahmanullah
    • The Journal of Asian Finance, Economics and Business
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    • 제8권7호
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    • pp.477-489
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    • 2021
  • The purpose of this study is to examine the effects of credit risk on commercial banks' profitability in Afghanistan. Due to the availability of limited data, this study applies the Fixed Effects estimator on balance panel data of six domestic private commercial banks over the period 2014-2018. The study uses LLRTL, TLTA, and TLTD as credit risk indictors, size as bank-specific determinant, ROAA, ROAE, and NIM as profitability indicators. The study finds a robust negative and significant effect of LLRTL on ROAA, and ROAE, but positive and insignificant on NIM. The results also reveal significant positive effect of TLTA on NIM, however insignificant negative on ROAA while insignificant positive on ROAE. The study finds negative effect of TLTD on ROAA, ROAE, and NIM, but only significant on NIM. Further, this study reveals a robust negative and significant effect of size on all profitability indicators. The mean comparison of profitability demonstrates that NIM is in a better situation than others profitability indicators, which is a good sign for the Afghan banking sector. The findings of this study suggest that improving credit management, increasing efficiency of asset management or effectiveness of business model can increase commercial banks' profitability in Afghanistan.

Determining Dimensions of Job Satisfaction among Employees: Evidence from Commercial Bank Industries in Bangladesh

  • Md. Sayed, UDDIN;Md. Atikur, RAHAMAN;Wasib Bin, LATIF
    • The Journal of Asian Finance, Economics and Business
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    • 제10권2호
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    • pp.195-201
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    • 2023
  • Since the banking industry relies so heavily on strong customer-staff interactions, measuring employee job satisfaction has become a critical problem. To achieve benefits for both individuals and organizations, it is crucial to foster and ensure employee job satisfaction. The main objective of this study is to determine the influencing factors of employees' job satisfaction in commercial banks in Bangladesh. This study focused on some significant factors such as employee empowerment, job security, management support, and attractive compensation in an organization. In terms of research purpose, non-probability convenience sampling has been used, and the study is quantitative in nature. For data collection purposes, an online survey questionnaire was prepared based on previously published articles. The targeted population was the bank employees of commercial banks in Bangladesh where the final sample size was n = 200. For analyzing the collected data, SPSS 26.0 version has been used to test the study model and the proposed hypotheses. This study also shows that employee empowerment, job security, management support, and attractive compensation have positive and significant effects on employees' job satisfaction at the workplace. Finally, this study has offered some extraordinary directions and implications for future research on commercial bank authorities in Bangladesh.

Development of Dataset Items for Commercial Space Design Applying AI

  • Jung Hwa SEO;Segeun CHUN;Ki-Pyeong, KIM
    • 한국인공지능학회지
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    • 제11권1호
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    • pp.25-29
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    • 2023
  • In this paper, the purpose is to create a standard of AI training dataset type for commercial space design. As the market size of the field of space design continues to increase and the time spent increases indoors after COVID-19, interest in space is expanding throughout society. In addition, more and more consumers are getting used to the digital environment. Therefore, If you identify trends and preemptively propose the atmosphere and specifications that customers require quickly and easily, you can increase customer trust and conduct effective sales. As for the data set type, commercial districts were divided into a total of 8 categories, and images that could be processed were derived by refining 4,009,30MB JPG format images collected through web crawling. Then, by performing bounding and labeling operations, we developed a 'Dataset for AI Training' of 3,356 commercial space image data in CSV format with a size of 2.08MB. Through this study, elements of spatial images such as place type, space classification, and furniture can be extracted and used when developing AI algorithms, and it is expected that images requested by clients can be easily and quickly collected through spatial image input information.

빅데이터를 활용한 젠트리피케이션 상권의 장소성 분류와 특성 분석 -서울시 14개 주요상권을 중심으로- (Classifying and Characterizing the Types of Gentrified Commercial Districts Based on Sense of Place Using Big Data: Focusing on 14 Districts in Seoul)

  • 김영재;박인권
    • 지역연구
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    • 제39권1호
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    • pp.3-20
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    • 2023
  • 본 연구는 젠트리피케이션이 발생한 상권의 장소성을 파악하여 상권의 확장과 쇠퇴 속에서 장소성의 구체적인 모습을 유형화하고 유형별 특징을 분석하는 것을 목적으로 한다. 소셜 미디어를 통해 수집된 대용량 문서를 활용하여 위계적 군집분석을 시행하였으며, 지역별 장소성을 인지적 차원의 <경험>과 실재적 차원의 <상권특성>으로 구분하여 상권 군집별 특성을 확인하였다. 이를 위해 잠재 디리클레 할당(Latent Dirichlet Allocation: LDA) 토픽모델링 기법과 서울시 우리마을가게 상권분석서비스를 통해 수집된 상권별 매출액 통계자료를 활용하였다. 분석 결과 서울시 젠트리피케이션 상권은 고유한 특성을 가진 '연극 상권', '전통문화 상권', '여성 미용 상권', '고급음식점 및 의료서비스 상권', '트렌디 상권'으로 분류되는 것으로 나타났다. 연구의 결과를 바탕으로 보다 효율적이고 지역별 특색에 맞는 상업정책들을 시행할 수 있을 것으로 기대한다.

DTG Big Data Analysis for Fuel Consumption Estimation

  • Cho, Wonhee;Choi, Eunmi
    • Journal of Information Processing Systems
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    • 제13권2호
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    • pp.285-304
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    • 2017
  • Big data information and pattern analysis have applications in many industrial sectors. To reduce energy consumption effectively, the eco-driving method that reduces the fuel consumption of vehicles has recently come under scrutiny. Using big data on commercial vehicles obtained from digital tachographs (DTGs), it is possible not only to aid traffic safety but also improve eco-driving. In this study, we estimate fuel consumption efficiency by processing and analyzing DTG big data for commercial vehicles using parallel processing with the MapReduce mechanism. Compared to the conventional measurement of fuel consumption using the On-Board Diagnostics II (OBD-II) device, in this paper, we use actual DTG data and OBD-II fuel consumption data to identify meaningful relationships to calculate fuel efficiency rates. Based on the driving pattern extracted from DTG data, estimating fuel consumption is possible by analyzing driving patterns obtained only from DTG big data.

Relationship between Ownership Structures and Earnings Management Behavior in Vietnamese Commercial Banks

  • TRAN, Thinh Quoc;LY, Anh Hoang;NGUYEN, Dung Khanh Ngoc
    • The Journal of Asian Finance, Economics and Business
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    • 제7권9호
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    • pp.401-407
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    • 2020
  • Earnings management behavior is the use of accounting procedures, through accounting policies, to intentionally purposeful control in the provision of information to users. The purpose of this paper is to examine the relationship between ownership structure factors and earnings management behavior of 30 Vietnamese commercial banks. The paper uses the ordinary least square method to examine this relationship and employs time series data of 15 years from 2005 to 2019. The study also uses agency theory an asymmetric information theory. The authors examined six independent variables related to the ownership structure and these variables are typical of Vietnamese commercial banks. The results of the study show that the foreign ownership ratio is an opposite effect, while the ownership concentration variable has a positive effect on earnings management behavior of Vietnamese commercial banks. Based on that, the article proposes a number of policy suggestions for the State bank of Vietnam and Board of directors of commercial banks as well as investors to identify and to limit the earnings management behaviors of Vietnamese commercial banks. This contributes to ensuring information transparency as well as improving the quality of accounting information of Vietnamese commercial banks in the coming years.

Factors Influencing Family Business Decision for Borrowing Credit from Commercial Banks: Evidence in Tra Vinh Province, Viet Nam

  • NGUYEN, Ha Hong;LIEN, Trinh To
    • The Journal of Asian Finance, Economics and Business
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    • 제6권2호
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    • pp.119-122
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    • 2019
  • The study aims to investigate factors influencing business households' decision for borrowing credit: the case of commercial banks in Tra Vinh Province, VietNam. The study was conducted by collecting data from 300 business households traded at four commercial banks in Tra Vinh province (Viet Nam bank for agriculture and rural development, Tra Vinh Branch; Viet Nam jointstock commercial bank industry and trade, Tra Vinh Branch; Asia joinstock commercial bank, Tra Vinh Branch; Viet Nam jointstock commercial bank for foreign trade, Tra Vinh Branch). By the use of the Binary Logistic regression method, the research found out that the factors influencing to borrow c redit of household business's decision including: banks brand names, loan interest rates, service attitude, and loan procedures. Of those, the banks brand names and lending interest rates have the strongest impacts on borrow credit decision of business households at commerc ials banks in Tra Vinh province. Since then, the study has proposed solutions to improve access to credit of business households in commercial banks in Tra Vinh province in the coming time, such as: developing a bank brand; the development of flexible lending interest rate policies; improve service style of bank staff; at the same time, simplifying lending procedures.

중국 상업은행의 서비스품질이 고객만족도와 이용의도에 미치는 영향에 관한 연구: 은행 이미지의 매개효과를 중심으로 (A Study on the Influence of Service Quality in Commercial Bank of China on Customer Satisfaction and Intent of Use: Focused on the Mediated Effect of Bank Image)

  • Liu, Zi-Yang;Liang, Yaqing
    • 한국컴퓨터정보학회:학술대회논문집
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    • 한국컴퓨터정보학회 2019년도 제60차 하계학술대회논문집 27권2호
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    • pp.401-402
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    • 2019
  • The purpose of this study is to find specific service quality factors of enterprises that can maximize the perception of banks' services to users of commercial banks in China, and to establish empirically how these quality factors affect the bank's image. They also want to verify the impact of the positive image of the bank on the user's satisfaction and the willingness to use the bank's services. For empirical verification of this study, questionnaires will be used to customers who have used the services of each of the four commercial banks in China, and the survey was conducted. The collected data were analyzed using the SPSS using statistical techniques such as Cronbach' ${\alpha}$, Investigative Factor Analysis, Reliability Analysis, Correlation Analysis, Regression and Difference Verification. The results of the verification were summarized below. First, the quality of service of commercial banks has a partial positive effect on the bank's image. Second, the image of a commercial bank has a positive effect on customer satisfaction. Third, the image of a commercial bank has a positive effect on the purpose of use. Fourth, the image of commercial banks has a partial mediated effect between service quality and customer satisfaction. Fifth, the image of a commercial bank has a partial mediated effect between the quality of service and its intended use.

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시판 식해의 관능적 특성 (Sensory Characteristics of Commercial Sik-haes)

  • 강상인;최유리;박선영;박시형;김진수
    • 한국수산과학회지
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    • 제56권4호
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    • pp.494-504
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    • 2023
  • Sik-hae is a traditional and well-liked salt-fermented seafood with a low salt concentration in Korea. However, it is challenging to find data on market degradation. This study was conducted to investigate sensual characteristics, such as taste, odor and color, of 10 types of commercial Sik-haes [flounder (5 type), Alaska pollock (2 type), black edged sculpin, anchovy, and sandfish] as basic data for developing new products. The salinities of the commercial Sik-haes were significantly difference in the range of 3.0-6.7%. The pH and total acidity of 10 types of commercial Sik-haes were 4.45-5.24 and 0.84-1.46 g/100 g, respectively. The amino acid nitrogen and free amino acid contents, and total taste value were 72.0-333.0 mg/100 g, 425.6-1,726.4 mg/100 g and 17.0-115.9, respectively. According to the taste value, the major taste-related amino acids were aspartic acid and glutamic acid. Volatile basic nitrogen content and Hunter redness value of commercial Sik-haes were 24.5-80.9 mg/100 g and 10.9-28.5, respectively. However, food-grade additives, such as citric acid and monosodium, are occasionally used in commercial Sik-haes to achieve a lower pH or enhance flavor and aroma.