1 |
Hamza, S. M. (2017). Impact of Credit Risk Management on Banks Performance: A Case Study in Pakistan Banks. European Journal of Business and Management, 9(1), 57-64.
|
2 |
Madugu, A. H., Ibrahim, M., & Amoah, J. O. (2020). Differential effects of credit risk and capital adequacy ratio on profitability of the domestic banking sector in Ghana. Transnational Corporations Review, 12(1), 37-52. https://doi.org/10.1080/19186444.2019.1704582
DOI
|
3 |
Rachman, R. A., Kadarusman, Y. D., Anggriono, K., & Setiadi, R. (2018). Bank-specific Factors Affecting Non-Performing Loans in Developing Countries: Case Study of Indonesia. Journal of Asian Finance, Economics and Business, 5(2), 35-42. https://doi.org/10.13106/jafeb.2018.vol5.no2.35
DOI
|
4 |
Ishak, I., Ismail, N., Razali, N. A., Bakar, R., & Ramlan, H. (2016). Credit Risk Management and Profitability of Bank Listed on Bursa Malaysia. In: International Symposium & Exhibition on Business and Accounting 2016, March, 1-7.
|
5 |
Gathigiamuriithi, J., Munyuawaweru, K., & Muturi, W. M. (2016). Effect of Credit Risk on Financial Performance of Commercial Banks Kenya Effect of Credit Risk on Financial Performance of Commercial Banks Kenya. IOSR Journal of Economics and Finance, 7(4), 72-83. https://doi.org/10.9790/5933-0704017283
DOI
|
6 |
Gilces, P. V., Mogro, S. C., Rodriguez, X. O., & Marcos, G. C. (2020). A look inside banking profitability: Evidence from a dollarized emerging country. The Quarterly Review of Economics and Finance, 75, 147-166. https://doi.org/10.1016/j.qref.2019.05.002
DOI
|
7 |
Guru, B. K., Staunton, J., & Shanmugam, B. (1999). Determinants of commercial bank profitability in Malaysia. Paper Presented at the Proceedings of the 12th Annual Australian Finance and Banking Conference, Sydney, Australia, December 16-17, 22.
|
8 |
Heffernan, S. (2005). Modern Banking. Hoboken, NJ: John Wiley & Sons Ltd.
|
9 |
Horton, M. (2019). The Difference Between Profitability and Profit. Investopedia. https://www.investopedia.com/ask/answers/012715/what-difference-between-profitability-andprofit.asp
|
10 |
Kaaya, I., & Pastory, D. (2013). Credit Risk and Commercial Banks Performance in Tanzania: A Panel Data Analysis. Research Journal of Finance and Accounting, 4(16), 55-63.
|
11 |
Garcia-herrero, A., Gavila, S., & Santabarbara, D. (2009). What explains the low profitability of Chinese banks? Journal of Banking and Finance, 33(11), 2080-2092. https://doi.org/10.1016/j.jbankfin.2009.05.005
DOI
|
12 |
Kasana, S. I. (2016). The Determinants of Credit Risk in Commercial Banks of Pakistan. Journal of Poverty, Investment and Development, 25, 65-72.
|
13 |
Boahene, S. H., Dasah, J., & Agye, S. K. (2012). Credit Risk and Profitability of Selected Banks in Ghana. Research Journal of Finance and Accounting, 3(7), 6-15.
|
14 |
Poudel, S. R. (2018). Impact of credit risk on profitability of commercial banks in Nepal. Journal of Applied and Advanced Research, 3(6), 161-170.
DOI
|
15 |
Dietrich, A., & Wanzenried, G. (2011). Determinants of bank profitability before and during the crisis: Evidence from Switzerland. Journal of International Financial Markets, Institutions & Money, 21(3), 307-327. https://doi.org/10.1016/j.intfin.2010.11.002
DOI
|
16 |
Gadzo, S. G., Kportorgbi, H. K., & Gatsi, J. G. (2019). Cogent Economics & Finance Credit risk and operational risk on financial performance of universal banks in Ghana: A partial least squared structural equation model (PLS SEM) approach Credit risk and operational risk on financial performance of universa. Cogent Economics & Finance, 7(1). https://doi.org/10.1080/23322039.2019.1589406
DOI
|
17 |
Haris, M., Yoa, H., Tariq, G., Malik, A., & Javaid, H. M. (2019). Intellectual Capital Performance and Profitability of Banks: Evidence from Pakistan. Journal of Risk and Financial Management, 12(56). https://doi.org/10.3390/jrfm12020056
DOI
|
18 |
Margono, H., Wardani, M. K., & Safitri, J. (2020). Roles of Capital Adequacy and Liquidity to Improve Banking Performance. Journal of Asian Finance, Economics and Business, 7(11), 75-81. https://doi.org/10.13106/jafeb.2020.vol7.no11.075
DOI
|
19 |
Samuel, O. L. (2015). The effect of credit risk on the performance of commercial banks in Nigeria. African Journal of Auditing and Finance, 4(1), 29-52.
|
20 |
Tafri, F. H., Hamid, Z., Meera M., Kameel, A., & Omar, M. A. (2009). The Impact of Financial Risks on Profitability of Malaysian Commercial Banks: 1996-2005. International Journal of Economics and Management Engineering, 3(6), 1320-1334.
|
21 |
Berger, A. N., Hasan, I., & Zhou, M. (2010). The effects of focus versus diversification on bank performance: Evidence from Chinese banks. Journal of Banking and Finance, 34(7), 1417-1435. https://doi.org/10.1016/j.jbankfin.2010.01.010
DOI
|
22 |
Bessis, J. (2002). Risk Management in Banking. Hoboken, NJ: John Wiley & Sons Ltd.
|
23 |
Brightam, E. F., & Houston, J. F. (2009). Fundamentals of Financial Management (12th ed.). Boston, MA: South-Western Cengage Learning.
|
24 |
Bucevska, V., & Misheva, B. H. (2017). The Determinants of Profitability in the Banking Industry: Empirical Research on Selected Balkan Countries. Eastern European Economics, 55(2), 146-167. https://doi.org/10.1080/00128775.2016.1260473
DOI
|
25 |
Noman, A. H., Pervin, S., & Chowdhury, M. M. (2015). The Effect of Credit Risk on the Banking Profitability: A Case on Bangladesh. Global Journal of Management and Business Research: C Finance, 15(3).
|
26 |
Yanikkaya, H., Gumus, N., & Pabuccu, Y. U (2018). How profitability differs between conventional and Islamic banks: A dynamic panel data approach. Pacific-Basin Finance Journal, 48, 99-111. https://doi.org/10.1016/j.pacfin.2018.01.006
DOI
|
27 |
Yao, H., Haris, M., & Tariq, G. (2018). Profitability Determinants of Financial Institutions: Evidence from Banks in Pakistan. International Journal of Financial Studies, 6(53), 1-28. https://doi.org/10.3390/ijfs6020053
DOI
|
28 |
Yuksel, S., Mukhtarov, S., Mammadov, E., & Ozsari, M. (2018). Determinants of Profitability in the Banking Sector: An Analysis of Post-Soviet Countries. Economies, 6(41), 1-15. https://doi.org/10.3390/economies6030041
DOI
|
29 |
Kayode, O. F., Obamuyi, T. M., Ayodeleowoputi, J., & Ademolaadeyefa, F. (2015). Credit Risk and Bank Performance in Nigeria. IOSR Journal of Economics and Finance, 6(2), 21-28. https://doi.org/10.9790/5933-06222128
DOI
|
30 |
Kishori, B., & Sheeba, J. J. (2017). A Study on the Impact of Credit Risk on Profitability of the Bak. International Journal of Science Research and Technology, 3(1), 37-45.
|
31 |
Ozili, P. K. (2017). Bank Profitability and Capital Regulation: Evidence from Listed and non-Listed Banks in Africa. Journal of African Business, 18(2), 143-168. https://doi.org/10.1080/15228916.2017.1247329
DOI
|
32 |
Pervan, M., Pelivan, I., & Arneric, J. (2015). Profit persistence and determinants of bank profitability in Croatia. Economic Research-Ekonomska Istrazivanja, 28(1), 284-298. https://doi.org/10.1080/1331677X.2015.1041778
DOI
|
33 |
Poudel, R. P. S. (2012). The impact of credit risk management on financial performance of commercial banks in Nepal. International Journal of Arts and Commerce, 1(5), 9-15.
|
34 |
Rasa, R. (2017b). Reasons of Kabul Bank Devaluation (1st ed.). Lamer Graphic, Khost, Afghanistan.
|
35 |
Sufian, F. (2011). Profitability of the Korean Banking Sector: Panel Evidence on Bank-Specific and Macroeconomic Determinants. Journal of Economics and Management, 7(1), 43-72.
|
36 |
Bangladesh Bank. (2005). Managing Core Risks of Financial Institutions, Credit Risk Management Industry Best Practices. https://www.academia.edu/15345232/MANAGING_CORE_RISKS_OF_FINANCIAL_INSTITUTIONS_CREDIT_RISK_MANAGEMENT_Industry_Best_Practices, access on: 15.10.2020.
|
37 |
Almekhlafi, E., K., Kargbo, M., & Hu, X. (2016). A Study of Credit Risk and Commercial Banks' Performance in Yemen: Panel Evidence. Journal of Management Policies and Practices, 4(1), 57-69. https://doi.org/10.15640/jmpp.v4n1a4
DOI
|
38 |
Amuakwa-Mensah, F., & Marhuah, G. (2015). The Determinants of Net Interest Margin in the Ghanaian Banking Industry. Journal of African Business, 16(3), 272-288. https://doi.org/10.1080/15228916.2015.1069679
DOI
|
39 |
Athanasoglou, P. P., Brissimis, S. N., & Delis, M. D. (2008). Bankspecific, industry-specific and macroeconomic determinants of bank profitability. Int. Fin. Markets, Inst. and Money, 18, 121-136. https://doi.org/10.1016/j.intfin.2006.07.001
DOI
|
40 |
Banna, H., Ahmad, R., & Koh, E. H. Y. (2017). Determinants of Commercial Banks' Efficiency in Bangladesh: Does Crisis matter? Journal of Asian Finance, Economics and Business, 4(3), 19-26. https://doi.org/10.13106/jafeb.2017.vol4.no3.19
DOI
|
41 |
Lee, C., & Hsieh, M. (2013). Beyond Bank Competition and Profitability: Can Moral Hazard Tell Us More? Journal of Financial Services Research, 70, 87-109. https://doi.org/10.1007/s10693-012-0151-1
DOI
|
42 |
Sufian, F., & Habibullah, M. S. (2009). Determinants of bank profitability in a developing economy: Empirical evidence from Bangladesh. Journal of Business Economics and Management, 10(3), 207-217. https://doi.org/10.3846/1611-1699.2009.10.207-217
DOI
|
43 |
Tan, Y. (2016). The impacts of risk and competition on bank profitability in China. Journal of International Financial Markets, Institutions & Money, 40, 85-110. https://doi.org/10.1016/j.intfin.2015.09.003
DOI
|
44 |
Zidan, K. A. (2014). Impact of credit risk policies on profitability of commercial banking sector in Palestine. Prague: Czech University of Life Sciences Prague, Faculty of Economics and Management, http://www.diva-portal.org/smash/get/diva2:743402/FULLTEXT01.pdf, access on 9.12.2020.
|
45 |
Chowdhury, M. A. F., & Rasid, M. E. S. M. (2017). Determinants of Performance of Islamic Banks in GCC Countries: Dynamic GMM Approach. In Advances in Islamic Finance, Marketing, and Management, 49-80.
|
46 |
Dietrich, A., & Wanzenried, G. (2014). The determinants of commercial banking profitability in low-, middle-, and highincome countries. Quarterly Review of Economics and Finance, 54(3), 337-354. https://doi.org/10.1016/j.qref.2014.03.001
DOI
|
47 |
Ekinci, R., & Poyraz, G. (2019). The Effect of Credit Risk on Financial Performance of Deposit Banks in Turkey. Procedia Computer Science, 158, 979-987. https://doi.org/10.1016/j.procs.2019.09.139
DOI
|
48 |
Abbas, F., Iqbal, S., & Aziz, B. (2019). The impact of bank capital, bank liquidity and credit risk on profitability in postcrisis period: A comparative study of US and Asia. Cogent Economics & Finance, 7(1). https://doi.org/10.1080/23322039.2019.1605683
DOI
|
49 |
Al-homaidi, E. A., Tabash, M. I., Farhan, N. H. S., & Almaqtari, F. A. (2018). Bank-specific and macro-economic determinants of profitability of Indian commercial banks: A panel data approach. Cogent Economics & Finance, 6(1), 1-26. https://doi.org/10.1080/23322039.2018.1548072
DOI
|
50 |
Fang, J., Lau, C. M., Lu, Z., Tan, Y., & Zhang, H. (2019). Bank performance in China: A Perspective from Bank efficiency, risk-taking and market competition. Pacific-Basin Finance Journal, 56(June), 290-309. https://doi.org/10.1016/j.pacfin.2019.06.011
DOI
|
51 |
Zou, Y., & Li, F. (2014). The Impact of Credit Risk Management on Profitability of Commercial Banks: A Study of Europe (Dissertation). http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-92799, access on: 3.1.2021.
|
52 |
Miguel, A., Paula, A., & Stevenson, S. (2019). Determinants of real estate bank profitability. Research in International Business and Finance, 49(April), 282-300. https://doi.org/10.1016/j.ribaf.2019.04.004
DOI
|
53 |
Mishkin, F. S. (2004). The Economics of Money, Banking and Financial Markets (7th ed.). London: Pearson Addison Wesley.
|
54 |
Munangi, E., & Sibindi, A. B. (2020). An Empirical Analysis of the Impact of Credit Risk on the Financial Performance of South African Banks. Academy of Accounting and Financial Studies Journal, 24(3), 1-15.
|
55 |
Muritala, T. A., & Taiwo, A. S. (2013). Credit Management Spur Higher Profitability? Evidence from Nigerian Banking Sector. Journal of Applied Economics and Business, 1(2), 46-53.
|
56 |
Basel Committee on Banking Supervision. (2000). Principles for the Management of Credit Risk. https://www.bis.org/publ/bcbs75.pdf, access on: 22.1.2020.
|
57 |
Batten, J., & Vo, X. V. (2019). Determinants of Bank Profitability-Evidence from Vietnam. Emerging Markets Finance and Trade, 55(6), 1417-1428. https://doi.org/10.1080/1540496X.2018.1524326
DOI
|
58 |
Kolapo, T. F., Ayeni, R. K., & Oke, M. O. (2012). Credit Risk and Commercial Banks' Performance in Nigeria: A Panel Model Approach. Australian Journal of Business and Management Research, 2(02), 31-38.
|
59 |
Tan, Y. (2019). Competition and Profitability in the Chinese Banking Industry: New Evidence from Different Ownership Types. Journal of Industry, Competition and Trade. https://doi.org/10.1007/s10842-019-00305-4
DOI
|
60 |
Trujillo-Ponce, A. (2013). What determines the profitability of banks? Evidence from Spain. Accounting and Finance, 53(2), 561-586. https://doi.org/10.1111/j.1467-629X.2011.00466.x
DOI
|
61 |
Psillaki, M., Tsolas, I. E., & Margaritis, D. (2010). Evaluation of credit risk based on firm performance. European Journal of Operational Research, 201(3), 873-881. https://doi.org/10.1016/j.ejor.2009.03.032
DOI
|
62 |
Cameron, A. C., & Trivedi, P. K. (2009). Microeconometrics Using Stata. College Station, TX: StataCorp LP.
|
63 |
Chowdhury, A. M. F., Haque, Md. M., & Masih, M. (2017). Re-Examining the Determinants of Islamic Bank Performance: New Evidence from Dynamic GMM, Quantile Regression, and Wavelet Coherence Approaches. Emerging Markets Finance and Trade, 53(7), 1519-1534. https://doi.org/10.1080/1540496X.2016.1250076
DOI
|
64 |
Charap, J., & Pavlovic, J. (2009). Development of the Commercial Banking System in Afghanistan: Risks and Rewards, IMF Working Papers 2009/150, IMF, https://www.imf.org/external/pubs/ft/wp/2009/wp09150.pdf, access on: 4.8.2020.
|
65 |
Alshatti, A. S. (2015). The effect of credit risk management on financial performance of the Jordanian commercial banks. Investment Management and Financial Innovations, 12(1-2), 338-345. https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/6515/Iimfi_en_2015_01cont_2_Alshatti.pdf
|
66 |
Crouhy, M., Galai, D., & Mark, R. (2006). The Essentials of Risk Management. New York: McGraw-Hill.
|
67 |
Rasa, R. (2017a). Measuring and managing risk in financial institutions in Afghanistan. Afghan Economic Society, 36, 1-11.
|
68 |
Athanasoglou, P. P., Delis, M. D., & Staikouras, C. K. (2006). Determinants of Bank Profitability in the South Eastern European Region, Working Papers 45, Bank of Greece. https://www.bankofgreece.gr/Publications/Paper200647.pdf, access on: 12.11.2020.
|
69 |
Petria, N., Capraru, B., & Ihnatov, I. (2015). Determinants of banks' profitability: Evidence from EU 27 banking systems. Procedia Economics and Finance, 20(15), 518-524. https://doi.org/10.1016/S2212-5671 (15)00104-5
DOI
|