• International Journal of Computer Science & Network Security
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• 제22권4호
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• pp.67-72
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• 2022

The main purpose of the study is to analyze the main aspects of state regulation of the banking business in the context of social and digital transformation. One of the key elements of the functioning of the economy of any country are banks that ensure the redistribution of financial resources and stimulate economic growth. However, the banking sector, like other activities, is dynamic and depends on the pace of development and forms of technological progress that affect the forms and types of information and digital technologies, as well as the globalization and remoteness of banking services. Accordingly, the need for effective implementation of the latest technologies becomes relevant, which will not only help increase consumer satisfaction with the banking product, but also ensure the development of the country's financial sector. As a result of the study, trends in the development of state regulation of the banking sector in the digital economy were identified.

• 한국지역지리학회지
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• 제9권4호
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• pp.592-607
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• 2003

본 연구는 대구시 도심의 토지이용 변화와 재개발의 실태를 파악하고, 도심 공간의 쇠퇴가 토지이용에 어떻게 반영되고 있는지를 고찰하였다. 1980년대이래 우리나라의 대도시가 겪는 공통의 현상으로서 도심의 쇠퇴는 인구뿐만 아니라 경제활동에서도 영향을 미치고 있다. 이 같은 도심의 공동화 현상과 관련하여 도심에서 토지이용을 크게 용도지역과 실제 토지이용의 측면에서 중심상업지구와 주거지역에서 변화를 파악하였다. 그 결과 중심상업지역은 중심상점가에서 상업적인 기능이 강화되고, 업무적 기능은 정체 혹은 쇠퇴로 나타나는데 비해 주거용 토지이용은 다른 용도지역과 혼합되어 나타나지만 실제 개발은 필지 규모의 제약 때문에 도심 공간의 효율화에 저해가 되는 것으로 밝혀진다. 아울러 건축물에 기초한 토지이용 전환의 정도에 의해서 주거용도의 변화정도를 뒷받침하고 있다. 끝으로 도시재개발사업의 일환으로서 도심재개발 사업을 살펴보고, 현재의 문제점과 그 과정을 기술하였다.

• 한국주거학회논문집
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• 제10권4호
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• pp.1-10
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• 1999

The purpose of this study was to investigate the environmental factors having a influence on the preference of residential district and to furnish basic information for the successful settlement. For the purpose, residential preference and values on the residential district were estimated according to the housing life cycle. Data were collected through questionnaires designed for this study, and the objects of this research were university students. To analyze the data were used spsswin program. The major results were as follows. 1. According to the housing life cycle, there were significant differences in the preference of the residential district, living area and housing type in the future. Metropolitan and seoul, residential area and commercial area, apartment, office-hotel and row house were preferred in the housing formative. In the stable period, seoul and metropolitan, tower apartment, residential area were preferred. But in the housing reductive period, they preferred a green zone in the rural, the detached house. 2. The degree of consideration of living convenience facilities was high in the housing formative period. Both education-leisure, business facilities and marketing facilities were highly valuated in the housing stable period. But the value of welfare facilities was high in the housing reductive period. 3. The 4 dimensions of values in environmental conditions were extracted through factor analysis. They were natural, human, social, and economic factors. According to the housing life cycle, there were significant differences in factors being considered as the environmental conditions. The values of human and economic factors were high in the housing formative and stable period. Natural factor were highly considered in the housing reductive period.

• 국제학술발표논문집
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• The 6th International Conference on Construction Engineering and Project Management
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• pp.54-55
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• 2015

Increase of impervious areas due to expansion of housing area, commercial and business building of urban is resulting in property change of stormwater runoff. Also, rapid urbanization and heavy rain due to climate change lead to urban flood and debris flow damage. In 2010 and 2011, Seoul had experienced shocking flooding damages by heavy rain. All these have led to increased interest in applying LID and decentralized rainwater management as a means of urban hydrologic cycle restoration and Natural Disaster Prevention such as flooding and so on. Urban development is a cause of expansion of impervious area. It reduces infiltration of rain water and may increase runoff volume from storms. Low Impact Development (LID) methods is to mimic the predevelopment site hydrology by using site design techniques that store, infiltrate, evaporate, detain runoff, and reduction flooding. Use of these techniques helps to reduce off-site runoff and ensure adequate groundwater recharge. The contents of this paper include a hydrologic analysis on a site and an evaluation of flooding reduction effect of LID practice facilities planned on the site. The region of this Case study is LID Rainwater Management Demonstration District in A-new town and P-new town, Korea. LID Practice facilities were designed on the area of rainwater management demonstration district in new town. We performed analysis of reduction effect about flood discharge. SWMM5 has been developed as a model to analyze the hydrologic impacts of LID facilities. For this study, we used weather data for around 38 years from January 1973 to August 2014 collected from the new town City Observatory near the district. Using the weather data, we performed continuous simulation of urban runoff in order to analyze impacts on the Stream from the development of the district and the installation of LID facilities. This is a new approach to stormwater management system which is different from existing end-of-pipe type management system. We suggest that LID should be discussed as a efficient method of urban disasters and climate change control in future land use, sewer and stormwater management planning.

• 한국콘텐츠학회논문지
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• 제10권4호
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• pp.282-291
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• 2010

본 연구는 아산시 재정비촉진지구를 대상으로 사업과정에서 어떻게 하면 원주민 재정착을 높일 수 있는가 하는 방향을 제시하기 위해 이루어졌다. 연구방법은 현황조사, 원주민설문조사, 관련법제 검토 등을 통해 이루어졌으며, 연구결과 첫째, 주민의 84%, 상인의 80%가 재정착을 희망하고 있다. 둘째, 주민 상인의 요구에 부응한 사업추진이 필요하다. 이를 위해서는 아파트뿐 아니라 단독주택, 상가주택 등 1억 이하로 선호하고 있기 때문에 이에 대응한 주택공급정책과 단지설계기법이 요구된다. 또한 원도심 기능을 활성화시킬 수 있는 신규업종도 필요하지만 현재의 상인들이 지속적으로 영업활동을 할 수 있는 상업공간조성이 요구된다. 셋째 물리적 환경개선뿐 아니라 경제, 사회, 문화, 복지, 커뮤니티가 강조된 도시재생 개념확대가 필요하다. 넷째 도시재생에 대한 정부역할의 강화와 제도적 정비가 필요하다. 국가는 지방도시 재생을 위해 재정지원을 포함한 지속적인 지원이 필요하며, 특히 커뮤니티가 지속될 수 있는 시책을 발굴하고 우선적으로 지원하여야 한다. 이를 위해 사업지구내의 국공유지는 '원주민용 임대주택 건설' '선도핵심시설 유치' 등에 활용하여야 한다. 다섯째 선진국의 원주민 재정착을 위한 다양한 계획수법을 검토하고, 실현하여야 한다.

• Asian Journal of Innovation and Policy
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• 제6권1호
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• pp.58-84
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• 2017

This article aims at demonstrating location specific approach for agricultural technology promotion and adoption in improving the livelihood of the small farmers in the haor basin and coastal belt of Bangladesh. Innovative technologies that have potentials are initially screened by ex-ante investigation and instrumented by the business model canvas, which is used as a bottom-up approach for sustainability of the adoption of proposed technology innovations. Village-level extension farmers, sub-district extension officers and farmers' cooperative are the unique and central features to the business models and forward linkages. Extension service, power tiller, low-lift pump, sunflower, shallow tube well, quality seed, forward linkage for farmed duck eggs, live ducks and open catch fish etc. are the suggested potential technology innovations for the small farmers. The technology adoption business model can be reinvented for different locations within or beyond the country considering the local agricultural problems and prospects for greater sustainability.

• The Journal of Asian Finance, Economics and Business
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• 제7권4호
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• pp.223-233
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• 2020

This study aims to analyze the influence of apparatus resources, organizational commitment, internal control on the accountability of village fund allocations with the level of education as a moderating. Accountability analysis of village fund allocation is carried out at every stage of planning, implementation stage, administration stage, reporting stage, and accountability stage. The study was conducted in 18 villages in Undaan District, Kudus Regency - Indonesia, with a total sample of 115 village officials. Structural Equation Model analysis techniques with Warp Partial Least Square were used to test the research hypotheses. The results showed that apparatus resources, organizational commitment, and internal control had a positive effect on the accountability of village fund allocations. The level of education strengthens the influence of apparatus resources on the accountability of village fund allocations. The findings of the study further prove that commitment has positive implications for achieving accountability. It means that the higher the commitment made by the government apparatus, the better and higher the effect on accountability in managing public funds. With an ethical commitment of the government apparatus in managing the budget, the use of funds can be in accordance with the planning and designation so that goals can be achieved.

• 동아시아경상학회지
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• 제5권2호
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• pp.38-47
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• 2017

In today's highly unpredictable marketing environment, where the consumer demands and behaviors are continuously and rapidly changing therefore various factors of consumer impulse buying behavior are proving to be challenging for the existing and new business organizations. Shopping has become a relaxing and rejoicing activity for the consumers making impulsive buying as a socially acceptable and common practice. So by taking into account all these aspects, the objective of this study was to understand the factors affecting impulse buying behavior of the consumer. Store atmosphere and fashion involvement were selected as independent variables while consumer impulse buying behavior was taken as dependent variable for this study. Likewise, impulse buying behavior of consumers with different monthly household income was also analyzed in this study. Primary data was collected through a questionnaire from 250 respondents of district Faisalabad, and then it was analyzed by using various statistical techniques. The results indicated a significant positive impact of store atmosphere and fashion involvement on consumer impulse buying behavior. The study also revealed that among consumer groups with different household incomes; at least one group differed from others in impulse buying behavior. These results were consistent with previous literature. These results could provide information to the marketers and retailers for planning and execution of various marketing techniques. Moreover, educators could expand on the findings by developing new studies examining consumer impulse buying behavior.

• 한국지리정보학회지
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• 제18권1호
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• pp.25-47
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• 2015

상업지역 내에 위치한 공원은 이용행태가 일반적인 근린공원과 다를 수 있으며, 인근 상업시설의 영향을 배제할 수 없다. 본 논문은 중심상업지역에 위치한 근린공원을 대상으로 주변 현황과 여건 변화에 의해 나타나는 공원 이용행태의 특성을 규명하여 추후 공원 조성이나 재정비 시 필요한 개선점 및 보완사항을 제시하고자 연구를 수행하였다. 그 결과, 국채보상운동기념공원과 2.28기념 중앙공원은 인근 지역의 지가가 높고 노후화된 건축물이 적은 반면, 경상감영공원 주변 지역은 지가의 하락과 함께 상업시설이 전반적으로 쇠퇴한 것으로 조사되었으며, 이용자의 연령대는 젊은 층보다 노년층이 많이 분포하는 것으로 나타났다. 공원의 이용목적에 있어 세 공원 모두 공원 내 시설을 직접 이용하기보다는 주변 상업시설 이용과 관련된 간접적인 형태가 많았으며, 공원이용자의 계층적 특성이 주변 상업시설 이용자와 유사한 특성을 갖는 것으로 확인되었다. 공원 이용만족도를 결정하는 요인은 각 공원의 특성 및 이용계층의 차이에 따라 다르게 나타났으며, 이에 공원 조성 및 정비에 있어 공원 외부 환경의 변화에 따른 이용계층의 영향을 필히 고려한 계획이 이루어져야 할 것으로 판단된다.

• 토지주택연구
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• 제13권2호
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• pp.91-115
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• 2022

본 연구는 상업 젠트리피케이션 지역에서 기존 상인(초기진입상인)과 후기진입상인간의 생존율 차이에 대해 비교·분석하였다. 2000년 무렵부터 젠트리피케이션이 진행되어온 홍대 일대 상업지역을 실험군 지역으로 정하고 마포구 내 그 외 상업지역을 대조군 지역으로 설정하여 초기 및 후기진입 상인 간의 생존율 차이를 업종별로 검토하였다. 아울러, 프랜차이즈업과 비프랜차이즈업의 소유구조에 따라 실험군과 대조군 지역에서 생존율의 차이 유무에 대해서도 분석하였다. 분석결과, 홍대 젠트리피케이션 지역에서는 요식업, 카페및베이커리업, 유흥업 전반에 걸쳐 기존 상인의 생존율이 후기진입상인에 비해 낮은 것으로 밝혀져 '기존상인 이탈현상' 가설을 증명하였다. 반면 대조군 지역에서는 두 그룹간 생존율 차이는 크지 않았으며 근린상업의 경우 기존 상인의 생존율이 후기진입상인보다 높은 것으로 확인되어, 젠트리피케이션 상권과는 확실하게 대별되었다. 프랜차이즈점의 경우 홍대 앞 상권이나 대조군 상권에서 모두 비프랜차이즈 업체보다 생존율이 높음을 확인할 수 있었다. 다만, 프랜차이즈점만을 비교할 경우 영업 3년차까지는 홍대 앞 상권에 위치한 프랜차이즈점이 생존확률이 더 높았지만, 영업 3년 이후에는 대조군 상권에 위치한 프랜차이즈점의 생존확률이 더 높은 결과를 보인다. 이는 프랜차이즈의 이점이 시장 변화가 급속한 젠트리피케이션 환경에서 오랫동안 유지될 수 없음을 암시하고 있다. 본 연구는 젠트리피케이션 지역에서 기존 상인의 이탈과 생존환경의 불리함에 대한 다양한 가설 및 일화적 스토리를 보다 체계적이고 정량적으로 검증하였다.