• 제목/요약/키워드: Business Surplus

검색결과 106건 처리시간 0.026초

금융회사의 통합위험 측정에 관한 연구 (A Study on Measuring the Financial firm's Integrated Risk)

  • 장경천;이상헌;김현석
    • 경영과정보연구
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    • 제29권4호
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    • pp.207-223
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    • 2010
  • 본 연구에서는 국내 금융회사중 내부모형을 승인받아 사용하고 있는 국내 은행의 실제 위험유형별 자료를 이용하여 시장위험과 신용위험간 관계를 고려한 통합위험을 측정하였으며, 이를 통하여 위험유형간 분산효과가 존재하는지 검증해 보았다. 검증방법은 법규상 규제자본과 내부모형을 통해 산출되는 시장위험과 신용위험의 단순 합산 및 위험액 자체에 직접 임의의 상관관계를 고려하는 단순통합모형을 이용하여 비교 검증하였다. 실증분석 결과, 다음과 같은 사실들을 확인할 수 있었는데, 먼저 내부모형은 시장위험에서는 평균적으로 규제자본에 비해 40.4%, 신용위험은 45.4%의 분산효과를 보였으며, 통계적으로도 유의한 차이를 보였다. 이는 내부모형의 경우 하위 위험요인간 분산효과로 인하여 규제자본에 비해 필요자본이 작아진 다는 것을 의미한다. 다음으로 실무에서 이용하는 위험액 자체에 임의의 상관관계를 적용하여 산출한 단순 통합위험을 경제적 자본의 대용치인 내부모형의 단순합산과 비교해 본 결과 분산효과는 크지 않았으며, 통계적으로도 유의하지 않은 것으로 나타났다. 이는 은행의 시장위험이 신용위험에 비해 규모면에서 과소하여 분산효과가 크게 나타나지 않는 것으로 설명할 수 있다.

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가산자료모형을 이용한 송정 해수욕장의 경제적 가치추정: - 비수기 해수욕장의 가치추정 - (Estimating the Economic Value of the Songieong Beach Using A Count Data Model: - Off-season Estimating Value of the Beach -)

  • 허윤정;이승래
    • 수산경영론집
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    • 제38권2호
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    • pp.79-101
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    • 2007
  • The purpose of this study is to estimate the economic value of the Songieong Beach in Off-season, using a Individual Travel Cost Model(ITCM). Songieong Beach is located in Busan but far away from city. These days, however, the increased rate of traffic inflow to the Songieong beach and the five-day working week are reflected in the trend analysis. Moreover, people have changed psychological value. For that reason, visitors are on the increase on the beach in off-season. The ITCM is applied to estimate non-market value or environmental Good like a Contingent Valuation Method and Hedonic Price Model etc. The ITCM was derived from the Count Data Model(i.e. Poisson and Negative Binomial model). So this paper compares Poisson and negative binomial count data models to measure the tourism demands. The data for the study were collected from the Songjeong Beach on visitors over the a week from November 1 through November 23, 2006. Interviewers were instructed to interview only individuals. So the sample was taken in 113. A dependent variable that is defined on the non-negative integers and subject to sampling truncation is the result of a truncated count data process. This paper analyzes the effects of determinants on visitors' demand for exhibition using a class of maximum-likelihood regression estimators for count data from truncated samples, The count data and truncated models are used primarily to explain non-negative integer and truncation properties of tourist trips as suggested by the economic valuation literature. The results suggest that the truncated negative binomial model is improved overdispersion problem and more preferred than the other models in the study. This paper is not the same as the others. One thing is that Estimating Value of the Beach in off-season. The other thing is this study emphasizes in particular 'travel cost' that is not only monetary cost but also including opportunity cost of 'travel time'. According to the truncated negative binomial model, estimates the Consumer Surplus(CS) values per trip of about 199,754 Korean won and the total economic value was estimated to be 1,288,680 Korean won.

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공유자원의 효율적 경영을 위한 전략적 시나리오분석 (The Strategical Scenario Analysis for the Efficient Management of Resource in Open Access)

  • 최종두
    • 수산경영론집
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    • 제42권3호
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    • pp.31-39
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    • 2011
  • This paper attempts to extend such analysis to the rather more difficult problem of optimal management of transnational fish stocks jointly owned by two countries. Transboundary fish such as Mackerel creates an incentive to harvest fish before a competitor does and leads to over-exploitation. This tendency is especially poignant for transnational stocks since, in the absence of an enforceable, international agreement, there is little or no reason for either government or the fishing industry to promote resource conservation and economic efficiency. In the current paper I examine a game theoretic setting in which cooperative management can provide more benefits than noncooperative management. A dynamic model of Mackerel fishery is combined with Nash's theory of two countries cooperative games. A characteristic function game approach is applied to describe the sharing of the surplus benefits from cooperation and noncooperation. A bioeconomic model was used to compare the economic yield of the optimal strategies for two countries, under joint maximization of net benefits in joint ocean. The results suggest as follows. First, the threat points represent the net benefits for two countries in absence of cooperation. The net benefits to Korea and China in threat points are 2,000 billion won(${\pi}^0_{KO}$) and 1,130 billion won(${\pi}^0_{CH}$). Total benefits are 3,130 billion won. Second, if two countries cooperate one with another, they reach the solution payoffs such as Pareto efficient. The net benefits to Korea and China in Pareto efficient are 2,785 billion won(${\pi}^0_{KO}$) and 1,605 billion won(${\pi}^0_{CH}$) or total benefits of 4,390 billion won : a gain of 1,260 billion won. Third, the different price effects under the two scenarios show that total benefit rise as price increases.

The Express-Assessment of Main Monetary Indicators of Russia and the Countries of CIS

  • Vyborova, Elena Nikolaevna
    • 동아시아경상학회지
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    • 제6권1호
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    • pp.1-31
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    • 2018
  • Purpose - This study is to analyze indicators characterizing the monetary turnover and its determining factors. Also this paper looked at the evolution of monetary aggregates of the Russian Federation, Australian, Sweden, Denmark, countries of CIS at the present stage of development and in the historical context. Research design, data, and methodology - The scale of research on Russia: to be analyzed the amount of data from the 2011 by 2016. In the historical context of the estimated data in the 1900-2011. On Belarus - the 2007-2017, on Tajikistan - the 2000 - 2017, on Kazakhstan - the 2000-2017, on Kyrgyzstan - the 2000-2017, on Australian - the 1959-2017, on Sweden - the 2009-2017, on Denmark - the 1999-2017. Results - Hypothesis 1. In Russian Federation the monetary stock has the steady tendency to growth. The dynamics of money supply in Russia is largely determined by historical events. Hypothesis 2. The dynamics of money supply the leading countries-partners has the tendency to grow. The monetary amount of countries-partners are analyzed is largely determined by external debt, GDP, the exports, the imports, the international reserves. Conclusions - The dynamics of monetary stock of Russia is determined by the historical events in many respects. The Russian Federation maintains a steady and the liquid economic position in the case of considerable amount of monetary stock and the high degree of its surplus. In most of the countries studied, the monetary supply has a significant volume exceeding the needs of the economy. If the distribution of monetary mass is adequate and there is a vertical of financial control, this will not have a negative impact on the country's economic stability and the development.

한국의 원양어업관련 국제분쟁 사례연구 (A Study on International Disputes with Korean Distant-Water Sea Fisheries)

  • 김민종
    • 수산경영론집
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    • 제34권1호
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    • pp.69-85
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    • 2003
  • The primary objective of this thesis is to study, case by case, the international disputes for fishing rights between fishing nations and costal states never imagined till the introduction of the UN Convention on the Law of the Sea adopted in 1982 and came into effect in November 16, 1994, which governs the high seas and EEZ in a new manner. Such a study is to provide help in the understanding on this new marine system and how to deal with. This is addressed by the perspectives of disputes (a) in the high seas between fishing nations having traditionally enjoyed the principle of the freedom of the high seas and costal states, (b) in the EEZ between fishing nations and costal states possessing the exclusive jurisdiction over living marine resources and sovereign rights for determining allowable catch and the surplus in its EEZ. The article can be divided into four main parts. First, both the general principles of the settlement of international disputes, and the nature and procedures described in the UNCLOS are introduced. Second, it gives cases of tuna long-liner, North Pacific trawler and squid jigger occurred in the coastal states EEZ, and analyses the problem in both terms of its background and final judgment. It further describes the possible issues in case it depends on the International Tribunal for the Law of the Sea for its settlement. Third, closely tied to above, important points such as the right of hot pursuit, prompt release of vessel and crew, and the limits of cooperation with costal states inspector on board fishing vessels are considered mostly based on the UNCLOS, Bilateral Agreement and UNIA. Finally, the article concludes as follows ; The need for broad analyses on the nature of international suits and legal system for the settlement, to win the case before the International Tribunal for the Law of the Sea or coastal states court, is really acknowledged. However, considering the lack of previous studies about it, it is preferably recommended that governmental efforts for making legal standards to cover the judicial costs, for helping industry out of becoming bankrupt.

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곡선 절개형 바지의 패턴사이즈 변형방법과 가상착의곡면3D (Methods to determine the size of pant patterns with curved design lines and their three dimensional construction using 3D virtual fitting)

  • 이희란
    • 패션비즈니스
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    • 제20권4호
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    • pp.153-171
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    • 2016
  • With the advent of smart clothing for health care and sports, the sophisticated designs with curved seams are drawing attention. One of the problems in those clothing is to determine the design curves in 2D pattern, such that it corresponds to the lines on the intended 3D body. Moreover, the difficulty increases when the original pattern needs to be changed for various sizes and body types. We compare two methods of pattern enlargement in this paper: one is the offset/projection type, and the other is the split grading type. For the enlarged pattern with offset/projection type, the 3D surface offset was first adopted to transform the standard lower body to the target larger size; next, the design lines were projected to the new 3D surface, following which the 3D pattern was developed from the newly transformed 3D surface. In the second method, the enlarged pant patterns were developed by the split grading method. Here, a 3D pattern was developed from the initial body, and then enlarged to the target size by the conventional split grading method. Two feminine pants patterns were examined by 3D virtual fitting. We observed that the 3D offset/projection pants pattern was well fitted, having an evenly distributed surplus, as compared with the sample developed using the split grading method. The difference between the two patterns were apparent at the location where several curved lines merged.

병원의 수익성 관련 요인 분석 - 의료수익의료이익율을 중심으로 - (Factors Affecting Profitability of General Hospitals Focused on Operating Margin)

  • 박병상;이용균;김윤신
    • 한국콘텐츠학회논문지
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    • 제9권6호
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    • pp.196-206
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    • 2009
  • 병원의 수익성이란 병원이 회계년도 기간동안 환자 진료 및 기타 경영활동을 통해 달성한 경영성과를 말한다. 본 연구는 병원의 수익성 측정 지표로 병원을 운영하여 얻은 의료수익에서 의료비용을 뺀 순수한 의료이익인 의료수익의료이익율을 사용하였다. 이를 통해 수익성에 영향을 미치는 다양한 지표를 대상으로 병원 수익성 관련 요인을 도출하였다. 이 결과를 토대로 병원의 수익성 제고 방안을 강구할 수 있는 보다 유용한 기초자료를 산출하고자 하였다. 분석결과 공공병원이 민간병원보다 수익성이 낮았다. 각 지표의 수익성을 적자병원군과 흑자병원군으로 구분하여 분석한 결과 인건비 비율, 관리비 비율, 전문의 1인당 수술건수, 의료장비 회전율와 관련한 지표에서 유의한 차이를 보였다. 관련 지표가 수익성에 미치는 영향을 보면 모형에 따라 설명력은 25%-74.5%였다.

서비스무역통계를 활용한 업종별 경쟁력 분석 (Analysing Competitiveness by Service Classifications using EBOPS)

  • 강효원
    • 무역학회지
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    • 제41권5호
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    • pp.163-185
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    • 2016
  • 2015년 우리나라는 약 9,632억 달러의 무역규모와 약 902억 달러의 상품무역흑자를 달성한 반면, 서비스무역은 약 152억 달러의 적자를 기록하였다. WTO에 따르면 서비스무역은 부가가치 및 고용 창출효과가 높고, 국민의 소득수준, 삶의 질 등과 밀접하게 연결되는 특성을 가지고 있다. 본 연구는 2006년부터 2015년까지 12개 항목의 서비스무역 세분류통계 정보를 분석하고 지난 10년간 업종별 서비스무역의 대외경쟁력을 측정해 보았다. 분석결과 첫째, 상품무역규모대비 서비스무역규모는 점차 증가하고 있다. 둘째, 서비스무역 업종별 경쟁력분석을 통해 정책의 수립 및 지원의 우선순위를 고려할 수 있다. 마지막으로 서비스무역 내 업종 간 연계성과 서비스무역과 상품무역 간 연계성을 고려한 정책과제 수립이 필요하다고 할 수 있다.

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구역전기 사업시 CHP와 신재생에너지 하이브리드 시스템의 최적공정 모델 (Optimization Process Models of CHP and Renewable Energy Hybrid Systems in CES)

  • 이승준;김래현
    • 에너지공학
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    • 제26권2호
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    • pp.99-120
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    • 2017
  • 한국지역난방공사 SS지사에서는 시설용량 전기 99MW, 열 98Gcal/h 규모의 열병합(Combined Heat & Power) 발전소를 구역전기사업으로 운영하고 있다. 이 지역은 경기불황과 수요감소로 하절기 6~9월 사이에 잉여열 처리문제가 발생하여 발전기를 가동하기 곤란한 상황이므로 경제성 있는 에너지 신사업모델 개발이 절실하다. 본 연구에서는 이곳의 실제 운영자료를 기반으로 신재생 에너지 하이브리드 시스템을 도입하여 최적화 운영모델을 개발하고자 한다. 특히 신재생에너지 중에서도 입지제약이 작고 열과 전기를 동시에 생산할 수 있는 연료전지(Fuel Cell)발전과 대표적인 신재생에너지인 태양광(Photovoltaic)발전과 심야발전시 전력을 저장하여 주간에 전력을 방출 할 수 있는 ESS(Energy Storage System)의 조합을 검토하였다. 이에 따른 최적화 모델 선정은 HOMER(Hybrid Optimization of Multiple Energy Resources) 프로그램을 활용하였다. 경제성 분석을 수행한 결과, 순 현재비용(NPC) 측면에서는 기존의 99MW 열병합발전이 가장 경제적이지만 신재생에너지를 사용하여 발생되는 탄소배출권 거래와 REC(Renewable Energy Certificate) 거래를 포함한 측면에서는 99MW의 CHP와 5MW의 연료전지, 521kW의 태양광을 하이브리드 시켜서 전력과 열을 공급하는 것이 99MW의 CHP 열병합발전만으로 전력과 열을 공급하는 것보다 최대 2,475억원 경제적인 것으로 나타났다. 구역전기사업에서 최적화 공정모델로 연료전지와 신재생에너지 하이브리드 시스템을 도입함으로써 경제성을 개선시킬 수 있는 결과를 확인하였다.

가상착의 평가에 따른 복부비만 중년남성의 재킷 길 원형 여유량 설정 (A Study on the Ease in Jacket Bodice Pattern for Abdomen-obese Middle-aged Men from Virtual Appearance Evaluation)

  • 임지영
    • 한국의류산업학회지
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    • 제12권6호
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    • pp.789-795
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    • 2010
  • The purpose of this study was to examine the appropriate surplus of clothing for a jacket bodice pattern of middle-aged obese men by using the 3D virtual twin and virtual garment simulation system. The results were as follows ; 1. BMI rate of middle-aged males was 28.13 which was equivalent to mild obesity, whereas WHR(W/H ratio from waist to hips) rate was near 1.00 which was highly dangerous against their obesity. In case of middle-aged obese men, the WHR was significantly higher than the entire middle-aged men's average and the section shape in which their thickness was relatively more than width. 2. As a result of appearances evaluation through virtual garment simulation, the cut-off amount of the side seam and the center back was regulated accordingly. Hereby, the final tolerance range was set up at 21.15 cm at the hips, so that the appearances became better and the bilateral distribution of the cross section and space length was formed symmetrically. Especially in case of increasing the cross amount of hems to produce a natural silhouette of the waist-to-hips parts, the ease of buttocks was judged to be moderate, but it turned out that a wavy cross section was made and the silhouette was not good. Thus it was found to be not good that the ease of the hips became excessively increased in proportion as circumference of waist and belly were increased in obesity. The use of the virtual twin made it impossible to comprehend the appearances and ease correspondent to motions. In order to evaluate wearing fitness, therefore, the system should be improved so as to change arm positions and perform various motions.