• 정보처리학회논문지D
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• 제8D권6호
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• pp.781-788
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• 2001

금융환경의 변화속도가 빨라지고 금융시스템으로의 접속채널이 다양해 짐에 따라 신속한 상품개발과 배포 기능, 용이한 유지보수성을 지닌 새로운 뱅킹시스템이 요구되고 있는 요즘 컴포넌트 기반 개발방법은 이런 요구를 충족시킬 수 있는 소프트웨어 개발방법으로 주목받고 있다. 본 논문에서는 EJB뱅킹컴포넌트의 구성 및 기능을 소개하고 뱅킹컴포넌트 시스템에서 사용할 수 있는 승인시스템을 설계하고 구현하였다. 승인시스템의 구현을 위하여 뱅킹시스템에서 사용되는 승인사항들을 분류하여 등록하였으며 등록된 승인조건을 이용하여 트랜잭션의 승인필요여부를 판단할 수 있도록 하였다. 또 승인클라이언트를 웹기반으로 구현함으로써 웹환경으로의 클라이언트 표준화 원칙을 준수하고 클라이언트 프로그램의 배포 및 버전관리 문제를 해결하도록 하였다.

• 한국전자통신학회논문지
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• 제6권5호
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• pp.749-756
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• 2011

최근 지가의 상승으로 인하여 공익사업들이 상당한 차질을 빗고 있다. 그동안 사업주체는 공익사업에 필요한 토지를 단기간에 조달하기 위하여 강제수용정책 등을 활용하였으나 이는 토지 소유자들의 집단 저항과 민원에 부딪히고, 보상가격 상승을 초래하여 사업이 지연시키는 원인이 되고 있다. 따라서 이러한 문제를 해결하기 위하여 토지비축제도를 시행하고 있는데 토지비축제도가 성공하기 위해서는 저렴한 가격으로 공익사업과 시장조절에 필요한 충분한 양의 토지 매입을 해야 한다. 그러나 현행 토지비축법은 도입 당시의 기대와는 달리 문제점을 노출하고 있으므로 법제 전체의 내용을 면밀히 분석해 문제점을 살펴보고 이를 바탕으로 토지 비축제도가 당초 의도한 공익사업의 원활한 추진, 수급조절을 통한 토지시장의 안정 등 토지문제해결에 기여 할 수 있도록 안정적으로 운영하는데 장애가 될 만한 문제들에 대한 해결방안을 제시한다.

• 디지털융복합연구
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• 제2권2호
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• pp.77-87
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• 2004

The main purpose of this study is to establish the empirical model of internet banking system. The results of this study shows that the statistical significant lies in confidentially and response among many factors. And additionally another result for recommendation factor by legit analysis that there is the significant result. Thus in the present period, bank company will focus to rise up the reliance of the internet banking system.

• 한국시스템다이내믹스연구
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• 제13권1호
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• pp.63-80
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• 2012

This paper is aiming at providing the systems thinking perspective on the collapse of the savings and loan banking system in Korea. Two causal loop diagrams are developed to conduct the analysis: The first is focusing on the structural problems included in the establishment of S&L banking in 1990s. The later is developed based on the project financing mechanism by controlling the credit standard required during the due diligence. The result of this study shows that the main cause of the collapse of the S&L banking is the structural problem connected to real estate market including the failure of regulation.

• Asia pacific journal of information systems
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• 제23권1호
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• pp.65-86
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• 2013

Understanding success factors in electronic banking is important to helping banks succeed. In this study, we extend DeLone and McLean's IS success model to the electronic banking by adding trust as a success variable. We tested the extended model by comparing internet banking and mobile banking in Indonesia. Using a structural equation modelling approach. We found that system quality had positive impacts on perceived usefulness and end-user satisfaction for both internet banking and mobile banking. The development of e-banking (internet banking and mobile banking) in Indonesia is in its initial stage. Finally, although we tested for the common method bias to relieve concern, further research may use multiple methods when collecting the data. This study investigated the role of each dimension of IS success in the electronic banking environment. While the original IS success model emphasizes individual and organizational impacts, we have argued that trust is an important indicator of IS impact on an individual socially in the banking industry. The contribution of our study is two-fold. Conceptually, the study is the first to extend the IS success model to the e-banking context. We provide an extension of the updated IS success model by adding trust as an outcome variable in the research model.

• Asian Journal of Business Environment
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• 제8권2호
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• pp.5-13
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• 2018

Purpose - The aim of this study is to investigate the problems, challenges, opportunities and future prospects of Islamic banking and finance in the UK. However, this study brings forward into 3 main purposes. Firstly, to explore the development of financial institutions, products and regulatory reforms. Secondly, to find out the performance of Islamic banking institutions. Lastly, to identify the problems, challenges and Islamic banking future prospects. Research design, data, and methodology - An in-depth literature review was carried out to fulfil the research objectives. Results - The findings point out the basic problems of Islamic banking industry in UK such as unfavorable regulatory environment, unfamiliarity with the Islamic Banking System, lack of portfolio management, absence of liquidity instruments, in need of professional bankers, and blending of approach of Islamic scholars with the approach of the conventional bankers. The findings also indicate that there are greater opportunities in the UK for development and growth of Islamic financial system because Muslim community is eager to take financial products. Conclusions - It is hoped that issues pertaining to Islamic banking products can be resolved through consensus of Shariah scholars. There is need to educate the Muslim community about Islamic financial products and service.

• 한국산학기술학회논문지
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• 제8권6호
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• pp.1530-1536
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• 2007

본고에서는 무선 인터넷을 통해 은행 업무에 적용 할 수 있는 모바일 뱅킹 시스템을 소개하고자 한다. PDA는 소형 컴퓨터라 할 만큼 성능도 뛰어나고 이동할 수 있는 기기이기 때문에 영업사원 등이 많이 활용하고 있다. 따라서 PDA의 무선통신 기능을 활용하여 일상적인 은행업 업무를 실행할 수 있다면 많은 편리함을 줄 수가 있다. 또한 PDA는 윈도우기반의 운영체제를 갖고 있기 때문에 클라이언트측의 소프트웨어 개발과 유지보수가 편리한 장점이있다. 본 논문에서는 PDA 뱅킹 시스템의 최적 솔루션을 소개하는데, 이 시스템은 무선 인터넷 기술, 공개키 기반 보안 기술, PDA 응용 기술이 접목되어 실질적으로 뱅킹 업무에 사용 할 수 있도록 설계되었으며 프로토타입을 구현되었다. 분석 및 설계 방법은 UML을 이용한 객체 지향 설계 방법을 사용하였으며 Java Beans를 이용하여 구현하였다.

• 유통과학연구
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• 제18권6호
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• pp.83-91
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• 2020

Purpose: Research on the behavior of using digital banking services plays an important role for banks in the context of increasingly competitive banks, not only for domestic banks but also for foreign banks. Along with the development of science and technology brings new approaches to banking industry, digital banking increases the effectiveness of banking activities. Besides, information safety brings different feeling about digital banking system. Therefore, this research evaluates the relationship between Information safety and Intention to use banking services in Vietnam. Research design, data and methodology: With 329 Vietnamese customers using digital banking, reliability test, and structural equation model (SEM) analysis method. Results: the research shows that information safety has directly effects on perceived ease of use (PU), perceived risk (RIS) of customers to digital banking services. Perceived trust (TRU) has a negative impact on RIS. Perceived of usefulness (PEU) has a positive impact on attitude towards service (ATT), and RIS has a negative impact on ATT. RIS, PEU, ATT, convenience and enterprise image have positive effects on intention to use digital banking service. Conclusions: From the research results, the authors also propose some recommendations to enhance the intention to use digital banking services in Vietnam.

• 한국전자거래학회지
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• 제4권2호
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• pp.95-113
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• 1999

Recently, Internet services are rapidly spreading all over the world. Internet will have a great influence on financial market and banking industry. Customers will obtain full banking services over Internet. Thus, Internet banking is an unavoidable choice to strengthen the competitive edge of banks. This paper designs and develops an application for Internet banking services in the existing banks. The implementation of Internet banking requires the construction of website, web pages and links to other related information. Using Oracle DBMS(Database Management System), Oracle Application Server, PL/SQL(Procedural Language/SQL), Java Applet, and Java Script, a prototype for Internet banking is implemented.

• 융합경영연구
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• 제7권2호
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• pp.15-23
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• 2019

Purpose - This describes a comparative study about the Online banking system between developing country (Bangladesh) and developed country (South Korea). Research design, data, and Methodology - Use comparison as the descriptive situation, secondary data were used to determine the differences between both countries with respect to Online banking. And also show the representative cases of online banking, kakao bank and bKash. Result - The results showed that the data indicate that both nations are dissimilar in providing basic and additional services offered by their traditional commercial banks. And different cultures and traditions in financial industry will play a major role in the adaption and development of online banking industry among different nations. Belief on lack of effort on educating the consumers toward online banking further affected the usability of online banking in both countries. Conclusions - this comparative study provides insightful guidelines for the future development of online banking industry in developing nations and worldwide. Also, managerial and empirical implications are discussed with suggestions for future research.