• Title/Summary/Keyword: Bank-Level Data

Search Result 206, Processing Time 0.038 seconds

Measuring Bitcoin Literacy in Indonesia

  • HIDAJAT, Taofik;KRISTANTO, Rudi Suryo;OCTRINA, Fajra
    • The Journal of Asian Finance, Economics and Business
    • /
    • v.8 no.3
    • /
    • pp.433-439
    • /
    • 2021
  • The purpose of this research is to discuss the concept of measuring cryptocurrency literacy, especially Bitcoin. This research uses a qualitative approach. The data source comes from a literature review on cryptocurrency and opinions from Bitcoin academics, traders, and investors. Data collection was conducted through desk evaluations and interviews to determine what attributes should be considered for assessing Bitcoin literacy. The results of a literature review reinforced by discussion show that eight attributes can be used to assess basic level Bitcoin literacy, namely Bitcoin supply, regulatory guarantees, transaction recording, the role of third parties, treatment of transfer transactions, initial coin offerings, the smallest Bitcoin unit, and conversion with another currency. These eight attributes can be used to measure Bitcoin literacy through various questions with the choice of true, false, and do not know answers. This research is essential because there is no method to measure Bitcoin literacy. This research can be a measuring tool that becomes a reference or standard in assessing or measuring Bitcoin literacy. This study's results provide benefits to the development of science in the form of a tool that can be used to assess Bitcoin literacy and become a standard in assessing a person's level of understanding of Bitcoin.

The Effects of Cultural Capital and Social Welfare Expenditure on the Elder's Subjective Happiness

  • Bang, Sung-a;Park, Hwie-Seo
    • Journal of the Korea Society of Computer and Information
    • /
    • v.22 no.12
    • /
    • pp.163-170
    • /
    • 2017
  • The purpose of this study is to introduce policy and theoretical implications by analyzing affecting factors for the elder's happiness. For this study, we analyzed data using HLM. Data include a world value survey(hereafter, WVS) as personal level analysis data and also OECD's Social Expenditure Database(hereafter, SOCX) and database from the World Bank as national level analysis data. The subjects of personal level analysis were the elder who are over 65-years od age, and they were total 3,297 people, and while the subjects of national level analysis were total 9 OECD countries. For the data analysis, hierarchial linear model(HLM) analysis was done by using HML 7.0 program. As a result of analysis, First, for the elderly's happiness, they should improve self-disposition, members of social groups, and social class. Second, the old-age pension and the survivor's pension had no meaningful effect on the happiness. but it was found that self - disposition, social class, gender, and health status showed meaningful interaction effect according to old - age pension, survivor pension, per capita GDP, income inequality. This suggests that efforts to improve the happiness of the elderly should be made at the individual level and the national level at the same time.

The Design of Optimum Hierarchical Subband Filter Bank (최적화된 계층구조를 갖는 서브밴드 필터뱅크의 설계)

  • Park, Kyu-Sik;Park, Jae-Hyun
    • The Transactions of the Korea Information Processing Society
    • /
    • v.3 no.4
    • /
    • pp.938-946
    • /
    • 1996
  • Hierarchical subband codec has been widely promoted in the field of data compression/decompression because of their simplicity and modular nature. Over the past years, the study has received great attention to the perfect reconstruction (PR)system which perfectly recovers the original input signal at the reconstructed output. However, in the actual subband codec system, the signals that passed through the analysis filter bank are quantized before transmission to the receiver side and reconstructed by the synthesis filter bank. Thus the PR system is impossible and the quantization effects must be carefully considered in the system design such that the system recovers the reconstructed output as possible to the the original input signal with minimum quantization error.In this paper, we propose an optimum hierarchical subband codec structure in the presence of quantizer. The optimality criteria of the code is given to the deign of the hierarchical analysis/synthesis subband filter bank and the quantizer that minimize then output mean square error due to the quantizer in the codec. Specific opti-mum design esamples are shown with level-1, level-2 hierarchical structure. The optimal designs are verified by computer simulation.

  • PDF

An Empirical Study of the Determinant Factors of Banking Efficiency of China (중국 은행효율성의 결정요인에 관한 실증적 연구)

  • Cho, Dae-Woo;Zhu, Hui-Qin
    • International Area Studies Review
    • /
    • v.12 no.2
    • /
    • pp.79-97
    • /
    • 2008
  • After entering into the WTO in October, 2001, China started opening her bank industry on a full scale and her financial markets from the end of 2006. It is true that the Chinese commercial banks should make efforts to enhance their operational efficiency for adapting the rapid change of financial environments. In this paper, the efficiency of 4 Chinese state-owned commercial banks and 11 share holding commercial banks has been estimated. Our Tobit model to find out the determinants of these banks' efficiency. The results are as follows: The efficiency of these banks kept being improved from 1999 to 2003. With regard to the relationship between the determinants and the bank efficiency, their capital ratios, ownership structures and government subsidies are significant at the 5% level while the return on asset(ROA) is significant at the 10% level. The relationship between the determinants and the efficiency has showed that the size, capital ratios, ROA and ownership structure showed significantly before the entry to WTO, on the other hand, after WTO their capital ratios are the only factor to determine their efficiencies.

Mitochondrial Genetic Diversity and Phylogenetic Relationships of Siberian Flying Squirrel(Pteromys volans) Populations

  • Lee, Mu-Yeong;Park, Sun-Kyung;Hong, Yoon-Jee;Kim, Young-Jun;Voloshina, Inna;Myslenkov, Alexander;Saveljev, Alexander P.;Choi, Tae-Young;Piao, Ren-Zhu;An, Jung-Hwa;Lee, Mun-Han;Lee, Hang;Min, Mi-Sook
    • Animal cells and systems
    • /
    • v.12 no.4
    • /
    • pp.269-277
    • /
    • 2008
  • Siberian flying squirrel, an endangered species in South Korea, is distributed through major mountain regions of South Korea. The number of Siberian flying squirrel(Pteromys volans) in South Korea has decreased and their habitats are fragmented and isolated because of anthropogenic activities. So far no molecular genetic data has, however, been available for their conservation and management. To obtain better information concerning genetic diversity and phylogenetic relationships of the Siberian flying squirrel in South Korea, we examined 14 individuals from South Korea, 7 individuals from Russia, and 5 individuals from northeastern China along with previously published 29 haplotypes for 1,140 bp of the mtDNA cytochrome b gene. The 14 new individuals from South Korea had 7 haplotypes which were not observed in the regions of Russia and Hokkaido. The level of genetic diversity(0.616%) in the South Korean population was lower than that in eastern Russia(0.950%). The geographical distribution of mtDNA haplotypes and reduced median network confirmed that there are three major lineages of Siberian flying squirrel, occupying; Far Eastern, northern Eurasia, and the island of Hokkaido. The South Korean population only slightly distinct from the Eurasia, and eastern Russian population, and is part of the lineage Far Eastern. Based on these, we suggest that the South Korean population could be considered to belong to one partial ESU(Far Eastern) of three partial ESUs but a different management unit. However, the conservation priorities should be reconfirmed by nuclear genetic marker and ecological data.

Review and Applications of NLL Estimation Method for Diffusion Processes (확산모형에 대한 NLL 추정법의 특성과 적용)

  • Hong, Jin-Young;Lee, Yoon-Dong
    • Communications for Statistical Applications and Methods
    • /
    • v.17 no.4
    • /
    • pp.599-609
    • /
    • 2010
  • Many of financial data are explained via diffusion models in modern financial research. Various types of estimation methods of diffusion processes were suggested by many authors. In this paper, we tested the properties of the NLL estimation method, suggested by Shoji and Ozaki (1998), of diffusion processes in the view of the bias and variance of the estimators and applied the method to estimate the model parameters for the U.S. fedral funds rate data and Korean inter-bank exchange rate data. By simulation study we showed that the NLL method provides relatively good estimators, in the meaning that the estimator has less bias than the Euler method, while keeping the variance similar level. We also provide the NLL estimates of U.S fedral funds rate data and Korean inter-bank exchange rate data.

Molecular analysis of c-terminus structure for elucidating the stabilization effect of site-specific immobilization

  • Baek, Seung-Pil;Yu, Yeong-Jae
    • 한국생물공학회:학술대회논문집
    • /
    • 2001.11a
    • /
    • pp.886-889
    • /
    • 2001
  • C-terminus specific immobilization often results in a increased structural stability resistant to various denaturation factors. In order to elucidate the immobilization effect on the c-terminus in molecular level, we made over 200 protein data set from Protein Data Bank(PDB), analyzed c-terminus structure of each protein, and investigated the structural relationship with the stabilizing factors such as hydrogen bond, ion pairs, cation pi, disulfide bond, solvation free energy, surface area, flexibility and so on.

  • PDF

만경강 하천부지의 수리지질학적 특성화 (대수층의 분포파악을 중심으로)

  • 하규철;염병우;김강주
    • Proceedings of the Korean Society of Soil and Groundwater Environment Conference
    • /
    • 2004.09a
    • /
    • pp.431-434
    • /
    • 2004
  • To understand the stratigraphy for a hydrogeological setting, borehole logging data are used. The test site is located in Mangyeong-river bank area in Dodeok-dong Jeonju. 11 boreholes are developed to monitor groundwater level and quality. Based on the borehole data, SOLID model is used to get the distribution of each layer.

  • PDF

Consumer Credit Use and Credit Problems in Korea (우리 나라 소비자신용의 이용실태와 합리화 방안)

  • 김경자
    • Journal of the Korean Home Economics Association
    • /
    • v.38 no.2
    • /
    • pp.79-89
    • /
    • 2000
  • The purpose of this study was to investigate the consumer credit use in Korea at the macro and micro level. For this purpose, various published data from the Korean Bank and other institutions were analyzed. The data showed that the total amount of consumer credit use has been rapidly increased although it decreased a little bit after the 1977 economic crisis, for a while. The influencers of consumer credit use were also investigated. Finally, implications for consumer credit use in the future were suggested.

  • PDF

Research on Characteristics of Vegetation Subsequent to Crossing Structure of the Urban Streams - Centering on the Cases of Dorimcheon, Banghakcheon, Seongnaecheon and Yangjaecheon in Seoul - (도시하천의 횡단구조에 따른 식생분포특성 연구 -서울시 도림천, 방학천, 성내천, 양재천을 사례로-)

  • Bae, Jung-Hee;Lee, Kyong-Jae;Han, Bong-Ho
    • Korean Journal of Environment and Ecology
    • /
    • v.22 no.3
    • /
    • pp.268-279
    • /
    • 2008
  • This study is aimed at typifying the crossing structure and inquiring into the characteristics of vegetation distribution by type targeting Dorimcheon(stream), Banghakcheon(stream), Seongnaecheon(stream) and some sections of Yangjaecheon(stream) in Seoul through the establishment of basic data for restoring vegetation in urban stream. This research classified the crossing structure into 56 slope types and 31 vertical types in combination with the three items, such as bank slope(vertical style, slope style) of bank, absence or presence of waterside, and revetment structure. This research derived nine slope types including SB1 (revetment of low water level-revetment with vegetation, and revetment of high water level-nature riverside) including SG5(revetment of low water-concrete, and revetment of high water level-riprap work), and three vertical types, such as VH4(bank revetment-wet masonry), and VH7(bank revetment - concrete )from the target survey areas. Among these, both revetment of low water level and high water level were found to be distributed on the longest section as the type of SG7 and VG7 structured in concrete. As a result of inquiry and analysis of micro topography structure and vegetation structure of eight major types, this research could find out the influence of crossing structure on plant vegetation according to the characteristic by typified item, but there appeared no distinct characteristic of vegetation distribution by crossing structure.