• 제목/요약/키워드: Bank-Level Data

검색결과 210건 처리시간 0.034초

푸드뱅크 조리기탁식품의 안전성 확보를 위한 위생관리 실태 평가 (Evaluation of the Perceived Performance on Sanitary Management of Cooked Foods in Foodbanks)

  • 황윤경;박기환;류경
    • 대한지역사회영양학회지
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    • 제11권2호
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    • pp.240-252
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    • 2006
  • A survey was implemented to suggest basic data for assuring the safety of cooked foods in foodbank operations. A questionnaire consisted of total 48 items including general characteristics, basic inputs and perceived importance/performance of sanitary management. One hundred twenty-eight responses among the 267 nationwide foodbanks were used for the statistical analysis. About forty-one percent of foodbanks was operated a period of 1-3 years and 43.0% of them were managed by social welfare organizations. The number of staff was only 0.5 person per operation with the whole responsibility and 1.0 with additional work, and thus most of the work was managed by volunteers. Job satisfaction was shown to be moderate and was affected by specialty and salary mostly. The facilities and equipment in foodbanks were not enough to operate and freezers/refrigerators were the top priority to supplement. Most of the respondents attended a nationwide level sanitary education program (79.7%); but complained not enough frequency of education (90%). The sanitary status of the donated foods was considered as satisfactory but some safety practices had to be improved, including personnel expenses and operating costs in the district level, a sanitary awareness of the donors and a general management of the facilities arid equipment. An assessment on sanitary management resulted in an overall average of 4.45 out of 5 points in importance and 3.85 in performance showing the high level of sanitation perception in foodbank managers. From the IPA analysis, the fields found to be improved were sanitation management during cooking and temperature control as well as cleanliness and sanitation of both transport vehicle and refrigerator/freezer. To secure the food safety in foodbanks, consequently, personnel support, supplement of facilities and equipment, intense sanitation education and development of sanitation management program is needed.

문헌분석을 통한 인터넷전문은행에 관한 국내 연구동향 및 향후 연구방향 고찰 (Analyses of the Domestic Research Trends and Future Research Directions of the Pure Play Internet Banks through Literature Review)

  • 김재덕;옥성환;황경태
    • 디지털융복합연구
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    • 제17권7호
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    • pp.49-58
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    • 2019
  • 본 연구의 목적은 인터넷전문은행의 국내 연구 현황을 분석하고, 향후 연구 방향을 제시하는 것이다. 이를 위해 본 연구에서는 먼저, 인터넷전문은행의 기본 개념과 현황을 간략히 정리하고, 문헌 분석 기준을 수립하고, 수립한 기준을 바탕으로 인터넷전문은행에 관련된 56편의 문헌을 분석하였다. 인터넷전문은행 분야의 학술적인 연구와 실무에서 참고할 수 있는 주요한 연구 결과와 향후 연구방향을 요약하면 다음과 같다. 첫째, 연구 방법적으로 비실증 연구는 의견/주장보다는 수학적/개념적 모델 수립의 연구를, 실증 연구의 경우에는 2차 데이터 분석 방법을 활용하고, 둘째, 개인수준의 연구의 경우, 은행 인력에 대해 연구와 고객 대상의 연구에서 활용과 성과에 대한 심도 있는 연구가 필요하고, 셋째, 조직 단위의 연구 활성화가 필요하고, 넷째, 사회 수준 연구에서는 인터넷전문은행의 파급효과를 보다 체계적으로 분석할 필요가 있다고 판단된다.

Epidemiology, Incidence and Mortality of Bladder Cancer and their Relationship with the Development Index in the World

  • Mahdavifar, Neda;Ghoncheh, Mahshid;Pakzad, Reza;Momenimovahed, Zohre;Salehiniya, Hamid
    • Asian Pacific Journal of Cancer Prevention
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    • 제17권1호
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    • pp.381-386
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    • 2016
  • Background: Bladder cancer is an international public health problem. It is the ninth most common cancer and the fourteenth leading cause of death due to cancer worldwide. Given aging populations, the incidence of this cancer is rising. Information on the incidence and mortality of the disease, and their relationship with level of economic development is essential for better planning. The aim of the study was to investigate bladder cancer incidence and mortality rates, and their relationship with the the Human Development Index (HDI) in the world. Materials and Methods: Data were obtained from incidence and mortality rates presented by GLOBOCAN in 2012. Data on HDI and its components were extracted from the global bank site. The number and standardized incidence and mortality rates were reported by regions and the distribution of the disease were drawn in the world. For data analysis, the relationship between incidence and death rates, and HDI and its components was measured using correlation coefficients and SPSS software. The level of significance was set at 0.05. Results: In 2012, 429,793 bladder cancer cases and 165,084 bladder death cases occurred in the world. Five countries that had the highest age-standardized incidence were Belgium 17.5 per 100,000, Lebanon 16.6/100,000, Malta 15.8/100,000, Turkey 15.2/100,000, and Denmark 14.4/100,000. Five countries that had the highest age-standardized death rates were Turkey 6.6 per 100,000, Egypt 6.5/100,000, Iraq 6.3/100,000, Lebanon 6.3/100,000, and Mali 5.2/100,000. There was a positive linear relationship between the standardized incidence rate and HDI (r=0.653, P<0.001), so that there was a positive correlation between the standardized incidence rate with life expectancy at birth, average years of schooling, and the level of income per person of population. A positive linear relationship was also noted between the standardized mortality rate and HDI (r=0.308, P<0.001). There was a positive correlation between the standardized mortality rate with life expectancy at birth, average years of schooling, and the level of income per person of population. Conclusions: The incidence of bladder cancer in developed countries and parts of Africa was higher, while the highest mortality rate was observed in the countries of North Africa and the Middle East. The program for better treatment in developing countries to reduce mortality from the cancer and more detaiuled studies on the etiology of are essential.

노인의 경제적 수준에 따른 의료이용이 주관적 건강수준과 행복감 지수 및 삶의 질에 미치는 영향 (The Impact of Medical Utilization on Subjective Health and Happiness Index and Quality of Life according to the Economic Level of the Elderly)

  • 소권섭;황혜정;김은미
    • 한국산학기술학회논문지
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    • 제20권3호
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    • pp.544-552
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    • 2019
  • 이 연구는 경제적 수준에 따라 노인들의 주관적 건강수준과 행복감 및 삶의 질을 높이기 위한 구체적인 방안을 모색하고 그에 따른 사회적 정책적 대안을 제시하고자 실시하였다. 연구방법으로는 지역사회건강조사_지표뱅크(2015)_v09를 이용하여 65세 이상 노인 63,929명을 대상으로 경제적 수준에 따른 건강이용 정도가 주관적 건강수준과 행복감 및 삶의 질에 미치는 영향에 대해 빈도분석 및 카이제곱 분석과 독립표본 t-검정을 실시하였으며, 주관적 건강수준을 종속변수로 다중로지스틱 회귀분석을 실시하였으며, 행복감과 삶의 질에 미치는 영향요인을 파악하기 위해서는 다중 선형회귀분석을 실시하였다. 연구결과는 다음과 같다. 수급자의 경우 의료이용은 비수급자에 비해 낮았고, 교육수준이 낮을수록, 여성일 경우, 나이가 75세 이상, 스트레스를 많이 느낄수록 낮은 의료이용을 보였다. 현재 또는 과거 수급자인 경우 미수진 한 결과는 주관적 건강수준이 나쁠수록 증가하였고, 비수급자의 경우 행복감과 삶의 질은 높았다. 결과적으로 수급 대상자의 의료이용에 대한 기회를 늘릴 수 있는 대안이 필요하며, 그 중에서도 여성과 75세 이상 노인에 대한 각별한 사회적 관심이 필요하다. 추후 저소득층 노인인구의 건강증진 및 행복감 및 삶의 질을 효과적으로 향상시킬 수 있는 기초자료로 활용될 것으로 기대된다.

Evaluation of Water Productivity of Thailand and Improvement Measure Proposals

  • Suthidhummajit, Chokchai;Koontanakulvong, Sucharit
    • 한국수자원학회:학술대회논문집
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    • 한국수자원학회 2019년도 학술발표회
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    • pp.176-176
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    • 2019
  • Thailand had issued a national strategic development master plan with issues related to water resources and water security in the entire water management. Water resources are an important factor of living and development of the country's socio-economy to be stable, prosperous and sustainable. Therefore, water management in both multidimensional and multi-sectoral systems is important and will supports socio-economic and environmental development. The direction of national development in accordance with the national strategic framework for 20 years that requires the country to level up security level in terms of water, energy and food. To response to the proposed goals, there is a subplan to increase water productivity of the entire water system for economical development use by evaluating use value and to create more value added from water use to meet international standard level. This study aims to evaluate the water productivity of Thailand in each basin and all sectors such as agricultural sector, service and industrial sectors by using the water use data from water account analysis and GDP data from NESDB during the past 10 years (1996-2015). The comparison of water productivity with other countries will also be conducted and in addition, the measures to improve water productivity in next 20 years will be explored to response to the National Strategic Master Plan goals. Water productivity is defined as output per unit of water depleted. The simplest way to compare water productivity across different enterprises is in monetary terms. World Bank presents water productivity as an indication of the efficiency by which each country uses its water resources. There are two data sets used for water productivity analyses, i.e., the first is water use data at end users and the second is Gross Domestic Product. The water use at end users are estimated by water account method based on the System of Environmental-Economic Accounting for Water (SEEA-Water) concept of United Nations. The water account shows the analyses of the water balance between the use and supply of each water resource in physical terms. The water supply and use linkage in the water account analyses separated into each phases, i.e., water sources, water managers, water service providers, water user at end user under water regulators of all kinds of water use activities such as household, industrial, agricultural, tourism, hydropower, and ecological conservation uses. The Gross Domestic Product (GDP), a well- known measuring method of the national economic growth is not actually a comprehensive approach to describe all aspects of national economic status, since GDP does not take into account the costs of the negative impacts to natural resources that result from the overexploitation of development projects, however, at present, integrating the environment with the economy of a country to measure its economic growth with GDP is acceptable worldwide. The study results will show the water use at each basin, use types at end users, water productivity in each sector from 1996-2015 compared with other countries, Besides the productivity improvement measures will be explored and proposed for the National Strategic Master Plan.

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웹에서 문제 해결 기반 및 자기 주도적학습 시스템의 설계와 구현 (Design and Implementation of an Problem-Solving Based and Self-Directed Learning System on Web)

  • 김경덕;이상운
    • 한국멀티미디어학회논문지
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    • 제7권7호
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    • pp.944-955
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    • 2004
  • 현대 사회는 고도의 정보화 사회로서 평생 교육을 강조하며, 학교 현장에서는 학습자의 창의적 학습의 강조와 더불어 다양한 교수-학습 방법을 요구한다. 이러한 요구사항을 만족시키는 학습중의 하나가 웹을 활용한 자기 주도적 교수-학습 방법이다. 그러나 현재까지 개발된 대부분의 학습 자료는 단순 학습을 위한 웹 기반 교수-학습 자료이거나 단순한 문제 은행 시스템이 개발되어 있으며, 이러한 기존 학습 시스템들은 문제 해결 학습을 자기 주도적으로 수행할 수 있는 학습을 지원하기는 미흡하다. 그러므로 본 논문에서는 웹에서 문제 해결 학습과 자기 주도적 학습을 함께 활용하는 학습 시스템을 제안한다. 제안한 학습 시스템을 이용하여 학습자는 교과의 기본 개념과 원리를 학습한 후, 문제를 기반으로 하여 학습자의 사고력을 배양하고 스스로 학습 수준의 조정을 통하여 효율적인 학습을 수행한다. 제안한 학습 시스템은 중등학교 수학 교육에 적용을 보였으며, 학습자 스스로 문제 은행으로부터 선택한 문제를 이용하여 시험과 학력 수준의 파악 및 교수자와 온라인 게시판을 통하여 의문점 해결을 지원한다. 또한 자료실과 묻고 답하기를 이용한 학습자와 학습자, 교수자와 학습자간의 상호 정보를 공유함으로써 학습의 효율성을 높일 수 있는 것으로 확인하였다.

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How Do the Banks Determine Regulatory Capital, Risk, and Cost Inefficiency in Bangladesh?

  • RAHMAN, Mohammad Morshedur;CHOWDHURY, Md. Ali Arshad;MOUDUD-UL-HUQ, Syed
    • The Journal of Asian Finance, Economics and Business
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    • 제7권12호
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    • pp.211-222
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    • 2020
  • This study examines simultaneous relationships between regulatory capital, risk, and cost-inefficiency for a sample of 30 commercial banks in Bangladesh from 2006 to 2018. To conduct the analysis, we used the Generalized Methods of Moments (GMM) in an unbalanced panel data framework. The empirical results show that there is a negative and significant relationship between capital regulation and credit, and overall risk. It is also evident from the results that the capital adequacy ratio is positively and significantly related to default risk and liquidity risk. Therefore, higher capitalized banks take an effort to prevent more credit risk and promote financial stability by reducing liquidity risk. Results also report that banks have been characterized as inefficient, less capitalized, and high risk. On the other hand, efficient banks are more stable but have a high level of liquidity risk. Besides, from the size of the bank, large banks are defined as having lower regulatory capital, are more risk seekers but stable with higher cost-efficiency. Notably, higher capitalized banks are more profitable and cost-efficient by reducing risk. Finally, this study also provides some insightful policy suggestions to the stakeholders.

The Nexus between Urbanization, Gross Capital Formation and Economic Growth: A Study of Saudi Arabia

  • KHAN, Uzma
    • The Journal of Asian Finance, Economics and Business
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    • 제7권12호
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    • pp.677-682
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    • 2020
  • To investigate the nexus between urban population, gross capital formation, and economic growth in the Kingdom of Saudi Arabia, yearly data was collected from the World Bank for the period 1974- 2018. Basic statistics test and correlation matrix was used to investigate the causal effect among the tested parameters, followed by Augmented Dickey-Fuller (ADF) stationary test, co-integration analysis by Johansen test after that Vector Auto-Correction Model for both short-run and long-run and finally the Granger-Causality tests. Result of unit root test analysis shows that the urban population became stationary at I (0) level while economic growth and gross capital formation became stationary at I (1). Johansen co-integration analysis indicates that there is presence of both long-run and short-run relationship between the three variables in the Kingdom of Saudi Arabia. The result of the VECM Model reflects that both economic growth and gross capital formation have a negative impact on urban population in the short run. According to the Granger-Causality tests, there is unidirectional causality with the urban population by both gross capital formation and economic growth. Also, the result of the Granger Causality tests show that there is unidirectional causality between economic growth and gross capital formations.

한강 이촌-반포 만곡부의 편수위 연구 (Study of Superelevation of Ichon-Banpo Bend Flow in the Han River)

  • 이정규;김주영;박현진;강지예
    • 한국수자원학회:학술대회논문집
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    • 한국수자원학회 2009년도 학술발표회 초록집
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    • pp.810-814
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    • 2009
  • Two dimensional steady and unsteady numerical models are applied to bend reaches of the Lower Han River and the superelevation at the Ichon-Banpo bend area of Han River was observed. The flow characteristics in the meandering river are complicated due to the effects of the centrifugal force. The centrifugal force makes the outside water surface level increase and the outside velocity decrease. To study this complex flow studying two dimensional flow is important and useful to design flood control countermeasures, the analysis of sedimentation and the site selection of intake structures. Especially, the superelevation between inside and outside of the bend should be considered to determine the height of embankment. In this study, the water surface elevations in both bank sides of the bend were measured in two reaches during floods in 2007 and 2008. And then the two-dimensional simulation using RMA-2 model was carried out. The upstream and downstream boundary conditions on bend reaches were determined by FLDWAV which is one-dimensional unsteady model. Finally, the observed data are compared with simulation results and the results of the several superelevation formulas, and the flow characteristics of the bend are discussed.

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The Board Size and Board Composition Impact on Financial Performance: An Evidence from the Pakistani and Chinese's Listed Banking Sector

  • MAJEED, Muhammad Kashif;JUN, Ji Cheng;ZIA-UR-REHMAN, Muhammad;MOHSIN, Muhammad;RAFIQ, Muhammad Zeeshan
    • The Journal of Asian Finance, Economics and Business
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    • 제7권4호
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    • pp.81-95
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    • 2020
  • The main objective of this research is to investigate the impact of board size and board composition on financial performance of banks. The sample of this study consists on two countries listed bank sector Pakistan and China. The annul data is used from 2009-2018 to find the objective of this study. The Panel regression model is used to check the relationship between dependent and independent variables. Return on Asset and Return on Equity is used as performance checker dependent variables. The results of this study confirm board size coefficient value positive for ROA and negative for ROE but shows insignificant behavior for Pakistani banking sector while in Chinese banking sector the coefficient value of board size positively for ROA and ROE at 10% level. The board composition coefficient shows the negatively significant with ROA but insignificantly related to ROE for Pakistani banking sector. However, in Chinese banking sector the coefficient value of board composition is insignificant for both ROA and ROE. This study is helpful for banks, management of banks, policy makers, researcher as well as Government.