• Title/Summary/Keyword: Bank-Level Data

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The discussion on the Plasma blasting Experimentation (Plasma파암 실험토론회)

  • 박철화
    • Explosives and Blasting
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    • v.16 no.3
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    • pp.35-48
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    • 1998
  • An overview of the plasma rock fragmentation system, the first commercial application of plasma blasting, is presented. Plasma blasting is based on the fast delivery of stored electrical energy to fracture the rock. The capacitor bank, switching device, cable and blasting electrode employed in the system are described. Utilization of the chemical energy delivered from the electrolyte and the development of a large charge transfer switch using pseudospark enabled the commerciailzaion. The vibration and noise level of the blasting is acceptable in the most ground breaking.

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What Drives the Stock Market Comovements between Korea and China, Japan and the U.S.?

  • Lee, Jinsoo;Yu, Bok-Keun
    • KDI Journal of Economic Policy
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    • v.40 no.1
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    • pp.45-66
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    • 2018
  • This paper measures the extent of comovements in stock returns between Korea and three major countries (China, Japan and the U.S.) using industry-level data for Korea from 2003 to 2016 in the spirit of the international capital asset pricing model. It also examines what drives the comovements between Korea and the three countries. We find that the comovements of Korean stock returns with those of the U.S. and Japan became smaller after the global financial crisis. In contrast, the comovement in stock returns between Korea and China became larger after the crisis. After an additional analysis, we conclude that trade linkage is the main driver of the comovements between Korea and the three countries.

Exploratory Study of Identifying Factors for PC Banking Utilization in Korea (PC뱅킹 사용에 영향을 미치는 요인에 관한 탐색적 연구: 국내 8개 은행을 대상으로)

  • Kim, Young-Gul;Kim, Bum-Soo
    • The Transactions of the Korea Information Processing Society
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    • v.7 no.8
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    • pp.2361-2369
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    • 2000
  • Increased competitionfrom non-bank financial serviecs and the advent of new informationand telecommunication technologies have forced banks to expedite the adoptionof electroni banking. In this thesis we identify factors that affect PC bankimg utilization. Empirical data analysis was performed for eight Korean banks. A relatively significant relationship was fuoung between the level of tecnological factors and PC banking utilization while no such relationships were foung between organizational factors and PC banking utilization.

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Input-Output Structure and Economic Effects of Oriental Medicine Industry in Korea (한방의료 관련 산업의 국민경제적 기여도 및 파급효과)

  • Kim Jin-Hyun;Lim Byung-Mook
    • Journal of Society of Preventive Korean Medicine
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    • v.8 no.1
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    • pp.163-186
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    • 2004
  • The purpose of this parer is to identify the input-output structure of oriental medicine and its alternative medicine industries in an inter-industry context and to estimate its forward and backward effects on macroeconomic variables such as production, employment and price level. Input-output tables released by The Bank of Korea were used as data in this research and inter-industry analysis was adopted as research methodology. The industry takes less share of production, price and trade in a Korean economy, compared with other industry. However, the industry's capability of creating value added is estimated to be well above that of other industry and that of making new employments is as more than 4 times as other industries. This result gives us policy implications that the government should enhance its subsidy policy and economic (tax) incentives for oriental medicine and its related alternative medicine industries.

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Variation of Manning's Coefficient due to Vegetation in Open Channel (개수로내 식생에 의한 Manning계수의 변화)

  • Kwon, Kab-Keun;Kim, Hyung-Seok;Yoon, Sung-Bum
    • 한국방재학회:학술대회논문집
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    • 2008.02a
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    • pp.401-404
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    • 2008
  • The vegetation in the surrounding area of river is a primary factor to increase water level during flood. The influence of vegetation on the river flow in a bank has been investigated by using a hydraulic experiment. For a hydraulic experiment square-shaped piers are used as a model of unsubmerged rigid vegetation in a open channel. For fully developed uniform flows, the water elevation of the experiment was measured as varying the interval of piers and the porosity which presents the fraction of water flowing area in the cross-sectional area. The Manning's roughness coefficient, which implicates energy losses due to the vegetation, was obtained by using the experimental data. As a result, the energy losses were varied when the distance of piers and the porosity of area were changed, and the Manning's coefficient increased nonlinearly when a water elevation increased.

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The Influence Factors on Usage and Performance of Group Support System (GSS 사용과 성과 요인 : TAM, TTF, 조직구조화이론(AST) 혼합모형)

  • Kang, So-Ra;Yang, Hee-Dong;Park, Hyun-Yoe
    • Journal of Information Technology Services
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    • v.7 no.1
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    • pp.63-87
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    • 2008
  • This study investigates the effects of individual and group level factors on the use of GSS (Group Support System) and task performance from GSS use. GSS facilitates the group work, so that GSS adoption is not necessarily influenced only by individual perceptions on information systems as TAM insists. Adaptive Structuration. Theory (AST) joins with TAM in our study to explain the adoption and success from GSS use. AST contends that the success of IS is not necessarily the technical fit between tasks and technology, instead the political outcome among user socializations. We found that collected data from 303 individual IT staffs in a national bank. Our results demonstrate that traditional theories on TAM (Technology Acceptance Model) need to be refined, when considering the TTF(task-technology fit). TTF render high influences on PU(perceived usefulness). PEU(perceived ease of use) and FOA(faithfulness on appropriation). And FOA influences highly on our dependent variable. Implications and directions for future research are discussed.

The Detrimental Effect of Customer Demotion on Customer Profitability in Hierarchical Loyalty Programs

  • Chang, Woojung
    • Asia Marketing Journal
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    • v.22 no.1
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    • pp.1-26
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    • 2020
  • Firms employing hierarchical loyalty programs (HLPs) periodically demote customers from higher to lower status level to divest from unprofitable customers and boost profitability. However, existing literature lacks objective evidence on how customer demotion affects demoted customers' future purchase behaviors and ultimately profitability for the firm. Moreover, customers in the HLP's higher position may respond to customer demotion differently from those in the HLP's lower position. Drawing upon emotions and equity theories, this study quantifies how the profits that customers contribute to the firm change after customer demotion, and compares demoted customers' behavioral reactions from top-tier with those from bottom-tier based on customers' actual behavior data from a major retail bank in South Korea. The findings show that withdrawing customer status actually deteriorates customer profitability, and customers with top-tier status decrease their profitability more dramatically than those with bottom-tier status after demotion. The results contribute to previous literature on customer demotion and relationship marketing, and provide specific guidelines into how firms should design and implement customer demotion in HLPs.

統計職業敎育에 관한 調査硏究

  • Paik, U.B.;Jhang, I.S.
    • Journal of the Korean Statistical Society
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    • v.1 no.1
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    • pp.66-78
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    • 1973
  • In Korea, the statistical system is very weak because it is not functional. Knowledge of statistical theory remains iosolated from applications: routine tasks of collection or processing of data are continued often without utilization, and programms are started in a superficial imitation of other without any purpose. It is essential, in Korea, to make statistics purposive. The only way is to give training statistics-fully developed technology of a multi-discipline character in applied statistics. The purpose of this study is primarily to survey the necessity of, or desire for, statistical tarining for the statistical personnel of the government agencies or bank offices in Seoul, Korea and discuss an adequate method of vacational training in statistics. This survey can be summarized as follows : (1) about 94 percent of the sampled people (478) do not consider their present statistical background adequately trained and 128 persons out of 478 request a graduate level training in respective fields. (2) The statistical fields on job in the sample are : Economic statistics : 138, Sampling survey : 228, management statistics : 50, other fields : 62. (3) Educational background are * College graduate : 369 (male 347, female 22) Economics 99, Business administration 99, Law 71, Mathematics and statistics 24, Others 76 * High school graduate : 109 (male 43, female 66)

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The Impact of Weakened Global Value Chain on the Productivity of Sectors and Firms in Chungnam Area (글로벌 가치사슬 약화가 충남지역 산업 및 기업 생산성에 미치는 영향)

  • Kiyoung Jeon;Soo-Yeon Park
    • Korea Trade Review
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    • v.46 no.3
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    • pp.25-44
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    • 2021
  • This paper analyzes the impact of the recent change in global value chain on the productivity of manufacturing sectors and firms in Chungnam area using ADB MRIO. Forward participation significantly increases sector productivity in Chungnam area and backward participation affects the sector productivity after 2015. In the analysis for firm productivity in Chungnam area, GVC participation does not enhance the productivity of firms in Chungnam area. However, firms in the top 25% of productivity in 2007 improved their productivity with higher GVC participation and the productivity of firms in the top 25% of asset in 2007 was positively affected by forward pariticipation and negatively affected by backward participation. The productivity of firms that were in international market in 2007 was significantly worsened by GVC participation.

Analysis of Stress level of Korean Household Members due to Household Debt (한국국민의 가계 금융부채에 대한 체감도 분석)

  • Oh, Man-Suk;Hyun, Seung-Me
    • The Korean Journal of Applied Statistics
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    • v.22 no.2
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    • pp.297-307
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    • 2009
  • Korean household debt is one of the main sources of the current financial crisis. This paper studies the impact of household members' attributes such as a type of housing(self-own or rent), education, age, average monthly income of the head of household, and the area of residence, on the stress level of the household members due to household debt. We analyze a real data set collected by KB Kookmin Bank in 2004. We consider low and high stress level as a binary response variable and use a logistic regression model with the attributes of household members as explanatory variables. A simple but well-fitting model is selected by backward elimination method based on the likelihood statistic for goodness-of-fit test, and the impact of the attributes on the stress level is studied from parameter estimates of the selected model. We also perform the similar analysis on a binary response variable which distinguishes households with no debt from the rest. From the analysis, the stress level tends to be low for households with self-own houses, high average monthly income, low education level, and young members.