• Title/Summary/Keyword: Average income

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The Effects of Social Exclusion and Social Network on Parental Attitude and Behavior of Adolescents Female Single Parent - To Investigate Moderating Effects of Public Support for Single-parent Family - (청소년 여성 한부모의 사회적 배제와 사회적 관계망이 양육 태도 및 행동에 미치는 영향: 한부모가족 정책 지원의 조절효과)

  • Lee, Yoon-Jung
    • Korean Journal of Family Social Work
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    • no.57
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    • pp.125-157
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    • 2017
  • The purpose of this study was to analyse effects of public support for single-parent family for adolescent single-parent who experienced social exclusion and social network. This study utilized a part of National Youth Policy Institute's 'Research on the Actual Condition of the Adolescent Pregnancy, Birth and Rearing Children'. Participants of the study were 262 adolescent single-parents at the age of 24 and below. In order to understand the effect, this study verified the moderating effect of public support for single-parent family in the context of social exclusion and social network on parental attitude and behavior(parenting efficacy, parenting stress, negative parenting behavior). Results of this study are as follows; First, Nearly half of adolescent single-parent has economic hardship in original family and most they lived with preschool children on unemployed state that the average monthly income of them was about 600,000 won. It means that their financial independence difficult. Second, family support was only significant factor for parenting efficacy and positive relationship with family and acquaintances was major influence factor for causing positive parental behavior of adolescent single-parent. As a result, social network was verified more important factor than social exclusion on parental attitude and behavior. Lastly, public support for single-parent family was confirmed as social mitigation mechanism that has the moderating effect of social exclusion and social network on parental attitude and behavior.

Artificial Intelligence Techniques for Predicting Online Peer-to-Peer(P2P) Loan Default (인공지능기법을 이용한 온라인 P2P 대출거래의 채무불이행 예측에 관한 실증연구)

  • Bae, Jae Kwon;Lee, Seung Yeon;Seo, Hee Jin
    • The Journal of Society for e-Business Studies
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    • v.23 no.3
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    • pp.207-224
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    • 2018
  • In this article, an empirical study was conducted by using public dataset from Lending Club Corporation, the largest online peer-to-peer (P2P) lending in the world. We explore significant predictor variables related to P2P lending default that housing situation, length of employment, average current balance, debt-to-income ratio, loan amount, loan purpose, interest rate, public records, number of finance trades, total credit/credit limit, number of delinquent accounts, number of mortgage accounts, and number of bank card accounts are significant factors to loan funded successful on Lending Club platform. We developed online P2P lending default prediction models using discriminant analysis, logistic regression, neural networks, and decision trees (i.e., CART and C5.0) in order to predict P2P loan default. To verify the feasibility and effectiveness of P2P lending default prediction models, borrower loan data and credit data used in this study. Empirical results indicated that neural networks outperforms other classifiers such as discriminant analysis, logistic regression, CART, and C5.0. Neural networks always outperforms other classifiers in P2P loan default prediction.

Analysis of Factors Influencing the Utilization Rate of Public Health Centers in Korea (한국의 보건소 이용률에 영향을 미치는 요인 분석)

  • Park, Eun-A;Choi, Sung-Yong
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.20 no.3
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    • pp.203-215
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    • 2019
  • This study was conducted to identify the utilization of public health centers, as well as the individual characteristics and regional characteristics that affect their utilization based on data from the 2016 Community Health Survey, National Statistical Portal, and National Institute of Environmental Research. Independent samples t-tests, variance analysis, and multiple logistic regression analysis were used for analysis. Hierarchical multiple regression was used to analyze individual and regional characteristics. The results of hierarchical multiple regressions revealed that aged regions, women, older age individuals, respondents with lower education level and income level, walking practitioners, nutrition label readers, individuals experiencing depression, those who have received health checkups, those who are not covered by essential care, those who have spouses, and basic livelihood beneficiaries have increased use of public health centers. However, the use of public health centers decreased in stressors, and regions in which the population per 1,000, number of health care workers, health and welfare budget, fiscal independence, and unemployment rate were above the national average. As above, the central government and local governments need to analyze not only individual characteristics such as health behavior and psychological factors, but also regional characteristics, when establishing local health care policy.

Cultural Practices Affecting the Growth and Tuber Yield of Yam Bean (Pachyrhizus erosus L.) (얌빈 생육과 괴경 수량에 영향을 미치는 재배요인)

  • Nam, Hyo-Hoon;Kwon, Jung-Bai;Lee, Joong-Hwan;Son, Chang-Ki;Seo, Young-Jin
    • Korean Journal of Plant Resources
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    • v.32 no.1
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    • pp.38-44
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    • 2019
  • This study was conducted to establish a domestic cultivation system of a newly introduced yam bean (Pachyrhizus erosus L.). Growth and yield were investigated in response to various cultural practices, such as seedling raising, planting distance, pinching, and flower pruning. Optimum conditions for raising of seedling were an average temperature of $22^{\circ}C$ for 30 days. Considering of the raising efficiency and the convenience of transplanting, 128 cells per tray was a suitable size. When pinching at a height of 120 cm from late July to early August, yield increased by 22% compared to no pinching. Flower pruning between late August and early September increased the number of tubers and tuber yield by 32% in comparison with no flower pruning. Yam bean seedlings planted at $50cm{\times}30cm$ spacing resulted in 30% yield increase as compared to wider spacing of $100cm{\times}30cm$. Our results thus suggested that the optimal combination of cultural practices ($50{\times}30cm$ planting distance, pinching at 120 cm height, and one time of flower pruning) increase profitability by 107%. All these results suggest high possibility of yam bean as a new income crop in Korea.

A Comparative Study on Unemployment Insurance, Social Assistance and ALMP in OECD Countries (실업안전망 국제비교연구: 실업보험, 사회부조, 적극적노동시장정책의 제도조합과 유형화)

  • Lee, Sophia Seung-yoon
    • 한국사회정책
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    • v.25 no.1
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    • pp.345-375
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    • 2018
  • This study examines labour market and unemployment protection policies as a configuration in 12 OECD countries in order to investigate how countries from different regime conform to or diverse from previous welfare state regime discussion, and to examine its relationship with poverty and inequality. In analyzing the combination of the unemployment insurance, the unemployment assistance, and active labour market policy, firstly, fuzzy scores of unemployment insurance was calculated by analyzing the strictness of eligibility, duration of benefit and the generosity of income replacement rate. For unemployment assistance, the ratio of public assistance expenditure to the GDP in each country and the ratio of unemployment benefit level to the average wage in each country have been considered. As for the active labour market policy, the total expenditure per GDP of this policy was converted into fuzzy points and analyzed. As a result, 5 types in 2005 and 6 types in 2010 were generated. Specifically, 'assistance type(iAp)', 'insurance type (Iap)', 'comprehensive safety net type (IAP)', 'weak safety net type(iap)' were analyzed. This paper suggested policy implication for South Korean case, which consistently had high score for weak safety net type(iap).

An exploration of the factors affecting the social capital building of the youth (청년층의 사회적 자본 형성에 영향을 미치는 요인 탐색)

  • Kim, Young-sik;Shin, Cholkyun;Moon, ChanJu
    • Journal of vocational education research
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    • v.37 no.4
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    • pp.45-66
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    • 2018
  • The purpose of this study is to explore the factors affecting the social capital of youth and to draw implications for the policies related to development of the social capital of them. To this end, we utilized the OLS regression model and the quantile regression model exploiting the 12th year dataset of the Korean Education & Employment Panel(KEEP). First, this study shows that the effect on trust is higher than that of the counterpart when the case is a) unmarried, b) with the high level of education, c) with a large asset, d) with high self-respect and the satisfaction for financial situation, and e) social media user. On the other hand, the higher the monthly average income, the lower the trust level. In addition, when the cases are grouped into 25 quantile, 50 quantile, and 75 quantile according to the level of trust, it is revealed empirically that the factors affecting social capital formation are somewhat different. Second, this study also shows that the effect is higher in a specific condition. The effect is higher compared to the counterpart when the case is a) male, b) with children, c) metropolitan city resident, d) non-employee, e) with a large asset, f) with high level of happiness, g) with high expense of purchasing books, and h) social media user. As a result, it is found that there are no personal characteristics that have statistically significant influence on students belonging to the 25th quantile of social capital. This study suggests that, in order to support the formation of social capital of Korean youths, it is necessary to enhance their psychological satisfaction and to provide cultural support or policies. In addition, it suggests that a tailored social capital accumulation program is needed according to the level of social capital, and the support for this need to be changed according to the amount of social capital of young people.

A Study on the Improvement of the Safety Insurance for the Laboratory at the Korean Worker's Compensation Insurance - Focusing on Disability Benefit Pension Type Payment - (산재보험 수준의 연구실안전보험 보장성강화 방안 - 장해보험금 연금형태 지급을 중심으로 -)

  • Song, H.S.;Yee, N.H.;Choi, J.G.;Chun, S.H.;Kim, Jai Jung;Lee, B.H.
    • Journal of the Korean Society of Safety
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    • v.34 no.1
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    • pp.115-121
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    • 2019
  • Background: Due to the diversification and advancement of research, researchers have become to deal with a variety of chemical and biological harmful materials in the laboratories of universities and research institutes and the risk has increased as well. Therefore, it is necessary to strengthen the social safety net for laboratory accidents by strengthening the compensation to the level comparable to that of Korean Workers' Compensation & Welfare Service, when the researchers become physically disabled by laboratory accidents. The purpose of this study is to secure researchers' health rights and to create a research environment where researchers can work with confidence by strengthening the compensation to the level comparable to that of Korean Workers' Compensation & Welfare Service. Method: We analyzed the laboratory accidents by year, injury type, severity of accident and disability grade with the 6 year data from 2011 to 2016, provided by Laboratory Safety Insurance. Based on the analysis result, we predicted the financial impact on Laboratory Safety Insurance if we introduce a compensation annuity by disability grade which is similar to Injury-Disease Compensation Annuity of Korean Workers' Compensation & Welfare Service. Result :As of 2011, the insured number of Laboratory Safety Insurance was approximately 700,000. The Average premium per insured was KRW 3,339 and there were 158 claims. Total claim amount was KRW 130 million, whereas the premium was about KRW 2.3 billion. The loss ratio was very low at 5.75%. If we introduce a compensation annuity by disability grade similar to Injury-Disease Compensation Annuity of Korean Workers' Compensation & Welfare Service, the expected benefit amount for 1 case of disability grade 1 would be KRW 1.6 billion, assuming 2% of interest rate. Given current premium, the loss ratio, the ratio of premium income to claim payment, is expected 41.4% in 2017 and 151.6% in 2026. The increased loss ratio due to the introduce of the compensation annuity by disability grade is estimated to be 11.0% in 2017 and 40.4% in 2026. Conclusion: Currently, laboratories can purchase insurance companies' laboratory safety insurance that meets the standards prescribed by Act on the Establishment of Safe Laboratory Environment. However, if a compensation annuity is introduced, it would be difficult for insurance companies to operate the laboratory safety insurance due to financial losses from a large-scale accident. Therefore, it is desirable that one or designated entities operate laboratory safety insurance. We think that it is more desirable for laboratory safety insurance to be operated by a public entity rather than private entities.

The Effects of Hearing Status on the Quality of Life in the New Middle Age and Elderly (신중년세대와 노인의 청력상태가 삶의 질에 미치는 영향요인)

  • Oh, Ji-Young;Kim, Seok-Hwan;Kim, Han-Sung
    • The Journal of Korean Society for School & Community Health Education
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    • v.20 no.1
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    • pp.1-14
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    • 2019
  • Objectives: There are few studies which reflects of each generation's own features, of the New Middle Age and the Elderly's hearing status and their quality of life even though the population of old age has been weighted as baby boom generation's entering into old age. This study is to identify the effects of the new middle age and the elderly's hearing status on their quality of life and to prepare the customized health policies for their health promotion and quality of life improvement as well as the base line data for hearing enhancement programs. Methods: This study was analyzed using the data of the 7th term of the National Health and Nutrition Survey of the Disease Management headquarters. Out of 8,150 adults over the age of 50 who participated in the hearing test, 3,306 were selected and analyzed. Results: At the result of identifying the correlation of hearing status and the quality of life between the New Middle Age and the Elderly, it was confirmed that hearing loss affects low quality of life. The average of quality of life between the New Middle Age and the Elderly was 0.95 and 0.85 each, resulting in higher quality of life in New Middle Age than in the Elderly. The factors affecting the quality of life of the New Middle Age were the level of the education, household income, the type of health insurance, subjective health status. The factors affecting the quality of life of the Elderly were gender, the type of health insurance, subjective health status. Conclusion: Hearing loss of the New Middle Age and the Elderly affects their low quality of life. Therefore the development and the provision of policy program is needed, so as to maintain and manage hearing through age-specific health education. It is expected that the second half of the New Middle Age's life will be much happier, if not taking the treatment-oriented approach of hearing loss only but strengthening the education needed for the maintenance and the management of healthy hearing at their work place, where 50 and 60 generations' workforce has been increased.

Study on Land Suitability Assessment of Grapes with Regards to Climate and Soil Conditions in South Korea (기후 및 토양 정보를 고려한 포도의 재배적지 구분 연구)

  • Kim, Yongseok;Choi, Wonjun;Hur, Jina;Shim, Kyo-Moon;Jo, Sera
    • Korean Journal of Agricultural and Forest Meteorology
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    • v.22 no.4
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    • pp.250-257
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    • 2020
  • It is difficult for farmers to select new crops for cultivation to increase income. So we conducted land suitability assessment of grapes with soil and climate information related to crop growth. At first, land suitabilities for grapes were classified into three categories (most suitable, suitable, low productive & not suitable areas) according to soil and climate conditions, respectively. In details, land suitability with respect to soil was assessed by soil morphological and physical properties including soil texture, drainage class, available soil depth, slope and gravel content, whereas one in accordance with climate was evaluated by average annual temperature, temperature during the growing season, temperature during maturation, the lowest temperature, chilling requirement and precipitation during the growing season. Secondly, we combined both soil and climate classification results using a most-limiting characteristic method. Maps showing the suitable land for grapes cultivation were drawn. The results indicate that the most suitable area of cultivation for grapes in south Korea was 3.43% and suitable (possible) area was 10.61%. This study may help to preserve land and increase the productivity through providing valuable information regarding where more suitable areas for grapes are located.

Economic Value Estimation of Agricultural ODA Projects Using Contingent Valuation Method : Focused on the KOPIA of Rural Development Administration (조건부가치측정법을 활용한 공적개발원조의 경제적 가치 추정: 농촌진흥청 해외농업기술개발사업(KOPIA)을 중심으로)

  • Moon, Kwang-Min
    • The Journal of the Korea Contents Association
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    • v.21 no.5
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    • pp.548-560
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    • 2021
  • This study estimates the amount of willingness to pay of the general public by applying the contingent value method to the Korea Program for International cooperation in Agricultural technology(KOPIA), a representative project of the Rural Development Administration. Prior to measuring the amount of willingness to pay for the KOPIA project, a survey of the perception of agriculture and rural areas and respondents' basic perception of public development assistance showed a positive perception of official development assistance in general. In particular, many respondents said that aid from the international community in the past contributed to Korea's economic and social development along with the importance of the international community helping the poor in underdeveloped countries. As a result of estimating the acceptance probability regression model by including the public awareness as a variable, the higher the income of the respondents and the more positive the perception of public development aid, the higher the amount of willingness to pay. The average annual payment amount per household derived from the acceptance probability regression model was estimated to be about 30,729 won.Based on the results of this analysis, several policy implications related to the public development aid policy of Korea were presented.