• The Journal of Asian Finance, Economics and Business
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• 제8권5호
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• pp.885-896
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• 2021

The general role of commercial banks is to provide financial services to the general public and business, ensuring economic and social stability and sustainable growth of the economy. Commercial banks play an important role in mobilizing and channelizing funds for investment activities. This study analyzes the impact of the key financial variables on the net profit of the selected commercial banks in Oman. The study employs times series panel data - cross-sectional analysis of the key financials of five leading commercial banks for a period of 13 years from 2007 to 2019. The results reveal that the correlation matrix of the selected variables has a positive relationship with net profit, assets, deposits, loans, and interest income. However, the findings also shows a negative relationship between net profit and net loans to total deposits ratio. The study found net loans is the main independent variable that influences the profitability of the banks since the key source of revenue comes from the lending operations. The assets, total capital adequacy ratio have a mixed effect on the profitability of commercial banks. The total deposits and capital adequacy ratio have a negative effect on profitability mainly because excessive liquidity will increase the cost of capital and reduce the return on investment. Focusing on lending operations with a sound credit portfolio will improve profitability.

• 벤처창업연구
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• 제16권6호
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• pp.157-175
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• 2021

본 연구는 기술보증기금이 2017년부터 2019년까지 기술평가를 통하여 보증 지원한 기술 중소기업 중 3,214개 기업을 대상으로 4차 산업혁명 기업과 일반 중소기업으로 구분한 후 경영 특성이 고성장 기업 결정에 미치는 영향을 실증 분석하였다. 고성장 기업 판단은 OECD(2007)의 정의를 적용하여 최근 2년간 매출액 증가율이 연간 평균 20% 이상인 기업이다. 표본 대상의 두집단이 비정규분포를 따르고 있어 Mann-Whitney U test 비모수 검증으로 평균치 차이 분석을 하였다. 또한 정규성 가정이 덜 엄격한 이변량 로지스틱 회귀분석을 실시하였다. 독립변수는 대표자 역량, 인적자본 역량, 기술혁신 역량, 기본 특성, 지역더미, 기술수준 더미이다. 이에 대응하는 하위변수는 대표자 학력, 대표자 동업종 경험 수준, 상시 종업원, 연구 인력, 지식 재산권 수, 연구개발 투자금액, 기업 업력, 총자산, 지역_수도권, 지역_중부권, 기술수준_첨단기술, 기술수준_중기술이다. 분석결과, 4차 산업혁명 기업은 대표자 동업종 경험수준, 상시종업원, 기업업력, 총자산, 기술수준_첨단기술의 연구가설이 지지되었다. 일반 중소기업은 대표자 동업종 경험수준, 연구인력, 총자산, 지역_수도권의 연구가설이 지지되었다.

• 경제분석
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• 제27권2호
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• pp.71-123
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• 2021

본 연구는 북한당국이 발표하는 지역별 토지가격이나 토지의 특성에 관한 자료들이 없는 조건에서 북한지역의 토지가격과 토지자산의 규모를 추정하는 방법론과 모형을 제시하고 이를 이용하여 북한 시가화지역 전체를 대상으로 시장가격 기준의 토지자산 규모를 실험적으로 추정하였다. 우선 관련 사회경제적 변수를 이용가능하면서 최근의 북한과 소득수준의 격차가 상대적으로 크지 않았던 것으로 평가되는 남한의 1970년대 중후반, 그리고 도시화 수준이 유사했던 1980년대 초반 남한의 시, 군, 구별 실거래가격을 기준으로 시가화지역 토지에 대한 지가결정함수를 도출하였다. 다음으로 북한지역에 대한 지리정보분석을 통해 도출되는 지가결정요인의 대리변수들을 대입하여 2015년경 북한 시가화지역 토지의 시, 군, 구역별 상대가격비율을 산출하였다. 더 나아가서 최근 북한지역 일부 도시들을 대상으로 조사된 주택거래가격과 본고에서 추정한 상대가격비율을 결합하여 북한전역을 대상으로 시가화지역의 토지자산 규모를 추정하였다. 추정결과 북한 시가화지역의 토지가격은 시, 군, 구역별 상대가격비율로 볼 때 평양시 동대원구역이 100으로 제일 높고 양강도 풍서군이 1.70으로 가장 낮은 것으로 평가되었다. 한편 시가화지역의 토지자산 규모는 2015년 기준 216억 달러로 추정되었는데, 이는 동년 북한GDP의 1.2~1.3배에 달하는 규모이다. 이 비율은 남한의 1978~1980년과 비슷한데, 해당시기의 남한의 경제성장률이 평균 6%인데 반해 북한은 1%대 수준인 것을 고려하면 상당히 높은 것으로 보인다.

• 한국IT서비스학회지
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• 제11권3호
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• pp.89-101
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• 2012

The study investigated if IT investment in Korean financial markets for the past 18 years has grown following the s-curve pattern based on Nolan's growth model in order to find the correlation between IT investment and management performance in the financial industry. According to the research finding it can be said that the overall financial markets maintain s-curve pattern, and IT investment is related to management performance, particularly increase in total assets and net profit. However, each sector has defining features of growth patterns. The banking industry has grown similarly to the s-curve, and the insurance industry also shows the s-curve but it looks more like linear pattern. In terms of securities industry, its growth patterns can hardly be considered s-curve due to the irregular changes. his research outcome illustrates the analysis of IT growth patterns in the financial industry and thus, it is expected to be a useful reference when deciding the appropriate time for IT investment in the financial industry.

• 아태비즈니스연구
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• 제3권1호
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• pp.29-38
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• 2012

This study aims at evaluating the impact of network formation variables and found to have positive impact on the economic performance and growth of the enterprises. The calucation of the weighted scores of networking statements brought some affirmative results to influence the performance of the enterprises. Through multiple regression and logistic regression models it is identified that network formation variables like service receiving status, consultation of the family, other business dummy and attendance in fair have some significant positive impact both on the growth and performance of the enterprises. In addition to above variables, from the set of enterprise characteristics natural logarithm of the market value of total assets and from the entrepreneurs' characteristics set of variables, schooling year and squared value of the experience have been found to have significant positive impact. Finally, it is concluded in the study that to enhance the performance and growth of the enterprises, government and policy rlated organizations need to consider important variables that have positive impact in supplying the entrepreneurial resources especially, developing the net-working relationship.

• 유통과학연구
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• 제17권4호
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• pp.17-26
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• 2019

Purpose - Today's companies concentrate intensively on building consumer value and corporate reputation for continuing growth and advancement in an ever-changing global business management environment. This research intended to study the correlation between consumer value and corporate social responsibility (CSR) activities in building corporate reputation with consumers. Research design, data, and methodology - Online and offline surveys were conducted among male and female adults across Korea. Surveys were conducted for three weeks from August 21, 2018 to September 8, 2018. The samples consisted of 350 offline and 112 online surveys, and a combined total of 462 samples was used for final analysis. Result - Higher consumer value means a greater chance that consumers will select that company's products over those of competitors. For competitive advantage purposes, companies use various consumer management strategies to bolster consumer value and corporate reputation with consumers. Conclusions - Brand assets are subject to ethical responsibility, which is a dimension of corporate social responsibility. Of note, one relevant finding about brand assets (similar to findings in previous research) is the existence of confusion about brand recognition and brand image as perceived by customers.

• 기술혁신학회지
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• 제6권2호
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• pp.228-252
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• 2003

This research has been focused upon and analyzing Medison, once a leading New Technology-Based Finn (N1BF) in Korea with exceptionally advanced technology in 3D ultrasound diagnostic imaging devices (UDIDs) (armored with 23 subsidiaries at its peak expansion), from the perspective of Dynamic Finn Capability(DFC). The underlying hypothesis is that the various problems from its pointless pursuit of the business styles or precedents of the existing large firms might be traced to its specific characteristics as an NTBF, which should have more preferably been based upon the distinctive competences such as differentiated technologies, institutional linkages, organizational routines, and complementary assets, etc. In conclusion, for the NTBFs with different DFC domains from those of the large firms, the optimal external linkages and comprehensive integration efforts (Process) under their specific organizational characteristics and constraints (path) are highly recommended for the continuous accumulation of their core capabilities based upon the technological assets (Position).

• 산업경영시스템학회지
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• 제34권4호
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• pp.17-24
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• 2011

The government supports politic funds to Small Business having difficulties of insufficient capital and weak assets. Also the effect of governmental politic funds are evaluated better than the effect of substitute loans of the commercial bank. Especially governmental politic funds contribute to the external growth of the enterprise sales and the increment of total assets size. It is necessary however related supporting programs with funding provision to reduce the risk of insolvency politic funds of small business and reinforce the competitive power of company. This paper introduces the model of the corporate diagnosis system of the Small Business Corporation as part of these intention and analysis supported companies' management performance last four years and proposes direction of development.

• 한국항해항만학회지
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• 제43권2호
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• pp.134-141
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• 2019

The objective of this study was to establish whether global macroeconomic indicators affect the profitability of Korean shipping companies by using panel regression analysis. OROA (operating return on assets) and ROA (ratio of net profit to assets) were selected as proxy variables for profitability. OROA and ROA were used as dependent variables. The world GDP growth rate, interest rate, exchange rate, stock index, bunker price, freight, demand and supply of the world shipping market were set as independent variables. The size of the firm was added to the control variable. For small-sized firms, OROA was not affect by macroeconomic indicators. However, ROA was affected by variables such as interest rates, bunker prices, and size of firms. For medium-sized firms, OROA was affected by demand, supply, GDP, freight, and asset variables. However, macroeconomic indicators did not affect ROA. For large-sized firms, freight, GDP, and stock index (SCI; Shanghai Composite Index) have an effect on OROA. ROA was analyzed to be influenced by bunker price and SCI.

• 한국컴퓨터정보학회:학술대회논문집
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• 한국컴퓨터정보학회 2023년도 제68차 하계학술대회논문집 31권2호
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• pp.447-450
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• 2023

Blockchain technology has paved the way for the rise of non-fungible tokens(NFTs) in recent years. NFTs enable the unique ownership of digital assets and harness the power of blockchain's transparency and decentralization. However, existing NFT platforms often pose barriers to entry for the public due to their technical complexity and high issuance costs. To address the problem, this paper proposes a user-friendly NFT platform with a simplified issuance process. A home page is created to allow easy NFT issuance for anyone. These advancements are expected to foster the growth of the NFT market and facilitate the development of new business models.