• Title/Summary/Keyword: 확인은행

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A study on the trader-centered blockchain-based bill of lading (거래자 중심의 블록체인 기반 선하증권 연구)

  • Lee, Ju-Young;Kim, Hyun-A;Sung, Chae-Min;Kim, Joung-Min
    • Proceedings of the Korea Information Processing Society Conference
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    • 2021.11a
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    • pp.1353-1356
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    • 2021
  • 블록체인은 다수의 노드 네트워크 내에서 거래내역을 분산 저장함으로써 투명성을 확보하는 기술이다. 최근에는 금전적 가치를 지닌 선하증권(Bill of Lading, B/L 서류)에 블록체인을 적용하여 무결성을 확보하고 거래 과정을 간소화 하기위한 연구가 진행되고 있다. 본 논문에서는 거래자 중심의 블록체인 기반의 선하증권 시스템을 제안한다. 수출자는 발행 받은 선하증권을 AI(Artificial intelligence)기반의 OCR(Optical character recognition)기능을 통해 블록체인에 등록하고, 각국 은행에서 열람하여 신용장거래를 진행한다. 수입자는 선하증권 정보를 담은 QR(Quick Response code)코드로 자기증명을 하여 물품을 인도 받게 된다. 이는 수출자 측에서는 선적서류를 우편으로 보낼 시간과 비용을 단축하고, 서류의 무결성을 입증할 수 있다는 점에서 큰 효과를 얻을 수 있다. 수입자 측에서는 서류가 등록됨과 동시에 확인할 수 있고, 해당 거래를 신뢰할 수 있다는 이점을 갖는다. 마지막으로 은행 측에서는 선적서류에 대해 보안성을 갖출 수 있고 검증이 더 신속하게 이루어질 수 있다.

Anti-oxidant and Anti-inflammatory Activities of Beet (Beta vulgaris) Sprout Extract (비티 새싹 추출물의 항산화 및 항염효과)

  • Song-I Han;Ji Hun Byeon;Mi Sook Kang;So-Mi Kang;Jae-Hoon Kim
    • Proceedings of the Plant Resources Society of Korea Conference
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    • 2020.12a
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    • pp.77-77
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    • 2020
  • 본 연구에서는 비트 새싹 추출물의 항산화 및 항염증 효능을 평가하기 위해 3가지 품종의 레드 비트(메를린, 우단, 디트로이트다크레드) 새싹을 60% 에탄올로 추출한 후 free radical 소거활성, 총 폴리페놀 함량을 측정하였다. 또한, LPS로 염증반응이 유도된 대식세포인 RAW264.7 세포에서 nitric oxide(NO) 생성억제 효과를 알아보았다. 메를린, 우단, 디트로이트다크레드 새싹 추출물의 총 폴리페놀 함량을 querceitn을 표준물질로 사용하여 측정한 결과 2.84 mg Que/g, 2.61 mg Que/g, 2.71 mg Que/g으로 나타났고 DPPH 라디칼 소거능은 농도 의존적으로 증가하였으며, 200 ㎍/ml일 때, 55%, 72%, 63%로 나타났다. 또한, DPPH 라디칼 소거능이 가장 높은 메를린 새싹 추출물은 LPS로 염증반응이 유도된 RAW264.7 세포에서 농도 의존적으로 iNOS와 COX-2를 억제하는 것을 확인하였다. 이러한 결과를 바탕으로 메를린 비트 새싹 추출물이 항산화 및 항염증제의 천연물 소재로 활용이 가능할 것으로 생각된다.

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The Analysis of Whitening Effects on Extracts from Ginkgo (Ginkgo biloba L.) Seeds (은행나무 종자 추출물의 미백효능 분석)

  • Choi, Eun-Young;Jang, Young-Ah
    • Journal of the Korean Applied Science and Technology
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    • v.38 no.5
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    • pp.1229-1240
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    • 2021
  • Ginkgo (Ginkgo biloba L.) seeds, called 'Baekqwa', were extracted from 70% ethanol to investigate the whitening effect and to confirm the application potential as a cosmetic material. Ginkgo seed ethanol extracts (GBE) were treated with B16F10 melanoma cells, and melanin contents and tyrosinase, which is the main enzyme concerning the synthesis process of melanin, inhibitory activity were confirmed. As a result, there were inhibited in a concentration-dependent manner, and GBE also significantly reduced the protein expression and mRNA levels of tyrosinase, tyrosinase-related protein-1, -2 (TRP-1, -2), and their upstream transcription factor, microphthalmia-associated transcription factor (MITF). These results suggest that GBE could be used as an effective whitening agent that has an inhibitory effect on melanin production by regulating the expression and degradation of MITF in melanocytes.

Design and implementation of access control systems using decentralized identifier technology (탈중앙화 신원증명을 이용한 출입통제 시스템의 설계 및 구현)

  • Lee, Sang-Geun;Kim, Do-Hyeong;Jung, Soon-Ki
    • Convergence Security Journal
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    • v.21 no.2
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    • pp.37-46
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    • 2021
  • Decentralized Identifier (DID) technology is a technology that uses blockchain technology to prove an individual's identity through information owned by the individual rather than through a central system. In this paper, we would like to present an access control system using decentralized identifier technology. The access control system using decentralized identifier technology (DID access control system) is a system that allows users to verify their identity from the DID blockchain server through their smartphone (mobile employee ID) and access when they are confirmed to be registered in the access control system. Through this, access control can be managed only by verifying identification with smartphones (mobile employee ID) and DID blockchain servers without having to store information to prove an individual's identity in the access control system.

Chlorophyll Content and Genetic Variation of Ginkgo biloba L. Planted on the Street in Seoul (도심지 은행나무 가로수의 엽록소 함량 및 유전변이 특성)

  • 김판기;구영본;이재천;배상원;이용섭;정용문
    • Korean Journal of Agricultural and Forest Meteorology
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    • v.3 no.2
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    • pp.114-120
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    • 2001
  • Ginkgo biloba L. has been planted in the city as street trees because reported as resistant species to air pollutant. Especially, the trees planted on the street of 'Cheongro', Mt. 'Nam', and 'Jamsil' have been exposed to air pollutant for a long time. This study was conducted to examine chlorophyll contents and genetic variation of Ginkgo biloba in the areas. Chlorophyll contents measured in the above three areas were variable although the the diameter at breast height measured in 'Cheongro' and Mt. 'Nam' were constant. In addition, the result showed positive relation between chlorophyll contents and DBH in this study. Eight enzyme systems were analyzed in megagametophytes which were collected in the areas and separated to two groups based on chlorophyll contents. All the enzymes appeared to be polymorphic : Got-2, Pgi-2, Pgm, Acon, Mnr, Mdh, Skdh, and 6Pgd. The sensitive (S) groups varied from 1.253 to 2.571 in the genetic diversity and the tolerant (T) groups ranged from 1.416 to 2.825. The observed single locus heterozygosities (H$_{0}$) ranged from 0.056 to 0.611 in the S groups, and from 0.179 to 1.643 in the T groups. The expected heterozygosities (H$_{e}$) ranged from 0.208 to 0.629 in the S groups and from 0.321 to 0.658 in the T groups. In addition, the H$_{0}$ values averaged over all loci were 0.326 for the T groups and 0.299 for the S group, respectively. A difference between the two groups was 0.027. The T groups had the unique alleles and genotypes and all the parameters for genetic diversity showed that the T groups had higher genetic diversity than the S groups.s. genetic diversity than the S groups.

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The Effect of Non-documentary Condition for Letter of Credit and Demand Guarantee (신용장과 청구보증서의 비서류적 조건의 유효성에 관한 연구)

  • Park, Sae-Woon;Choi, Jang-Woo
    • International Commerce and Information Review
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    • v.13 no.4
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    • pp.275-295
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    • 2011
  • Any attempt which requires banks to consider non-documentary conditions would destroy autonomy principle and increase the risks of the bank in L/C transactions. Therefore, non-documentary conditions are disregarded in the letter of credit. This provision was first introduced in UCP500, but later, ICC Position Paper No.3 added that if L/C requires documents related to non-documentary conditions, it cannot be disregarded. While the language in UCP600 is basically the same as that in UCP500, there is a difference between the two in that the former disregards the documents related to non-documentary conditions even if they are required by L/C. However, it should be remembered that international standard banking practice does not disregard all of non-documentary conditions. It recognizes the validity of some non-documentary conditions which it is not feasible to change into documentary conditions. That is, such non-documentary conditions as can be determined from an index specified in the guarantee or identified from the issuing bank's own records or their normal operations are recognized as valid in legal cases. ISP98 and UR00758 do not consider these as non-documentary conditions. The applicant should be cautious not to include non-documentary conditions in their applications.

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Feasibility Study of Credit Rating Upgrading through Technology Evaluation of SMEs (중소기업의 기술력평가를 통한 신용등급 상향의 타당성 연구)

  • Kim, Jaechun;Son, Seokhyun
    • Journal of Technology Innovation
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    • v.26 no.2
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    • pp.129-149
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    • 2018
  • Technology finance is an area in which financial authorities have introduced and implemented a strong policy will for the advancement of the financial industry and the development of SMEs. As a result, the Bank's own technology evaluation was conducted from September 2016. Technically superior companies are upgrading their credit ratings, and as a result, they benefit from financial transactions as much as their higher credit ratings through technology evaluation. Based on the data generated during this process, we analyze the degree to which credit ratings was upgraded by technology evaluation. The pre study handles 406 data from KEB Hana Bank's technology evaluation conducted in the second half of 2016. As a result of combining the credit rating with the calculated technology rating, J58 'Publishing Activities' technology-credit rating is raised by 1.05 rating, which is the highest, and C10 'Manufacture of Food Products' is the second highest. As a result, we were able to identify the sectors that benefited from the technology evaluation and confirmed the usefulness of technology evaluation by industry(KSIC). To expanding the study, 2,719 companies evaluated during the entire period were analyzed by technology grade, business experience and promising growth industry code. As a result of the analysis, technological power over T-4 grade companies had the highest credit rating upgrades. The companies belonging to promising growth industries designated for efficiency of policy support, it is confirm that the support of the promising business type was useful because the credit grade was upgraded through technology evaluation. The validity of the technology evaluation based on the five-year business experience was found to be insignificant. In the future, it will be possible to maximize the support effect by concentration on the companies with over T-4 grade and growth potential companies when supporting SMEs.

Molecular Cloning of Antagonistic Genes in Pseudomonas maItophiliQ B-14 (토양병해 길항성 Pseudomonas maltophilia B-14의 길항유전자탐색)

  • 구본성;서영우;윤상홍;박경수;은무영;김용환;오상우;류진창;은무영
    • Microbiology and Biotechnology Letters
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    • v.20 no.6
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    • pp.619-624
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    • 1992
  • Tn5 lac 삽입으로 채소입고병원균에 길항력이 약화된 T-67 및 고추역병균과 참깨역병균에 길항력이 약화된 T-81의 Tn5 lac 유전자 일부와 오른쪽 말단에 있는 길항관련 유전자의 flanking sequence가 cloning된 pAG67 및 pAG81 clone을 선발하였고, pAG67 및 pAG81 clone된 길항관련 유전자의 flanking sequence를 야생 길항균 Pseudomonas maltophilia B-14의 DNA를 probe로 사용하여 Southern hybridization으로 확인하였으며, 제한효소 지도를 작성하여 8Kb 및 4Kb 크기의 flanking sequence가 cloning되었음을 확인하였다. pAG6 및 pAG81의 flanking sequence를 EcoRi-BglII와 EcoRI-MpaI으로 분리하여 유전자 은행으로부터 길항관련 유전자가 cloning된 cosmid clone 7개주를 선발하였다.

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A Legal Position of Confirming Bank and Limits of Responsibilities between the Confirming Bank and the Contract Parties at the Documentary Credit Transactions (화환신용장거래(貨換信用狀去來)에서 확인은행(確認銀行)의 법적(法的) 지위(地位)와 관계당사자(關係當事者)에 대한 책임(責任)의 한계(限界))

  • Jang, Heung-Hoon
    • THE INTERNATIONAL COMMERCE & LAW REVIEW
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    • v.13
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    • pp.605-630
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    • 2000
  • A letter of credit plays very important roles in rational and smooth international trade. But the parties to letter of credit transactions can bring about many troubles and losses in such transactions because of ignorance and limits of their rights and responsibilities. The purpose of this study is to analyze a legal position of confirming bank and limits of responsibilities of the confirming bank on the UCP and authoritative decisions by ICC. I attempts to analyze a legal position of confirming bank and limits of responsibilities between the confirming bank and the contract parties at the documentary credit transactions on the basis of theoretical, lawful, and international transactions.

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A study on the System for the Mobile electronic account (모바일 전자장부시스템에 관한 연구)

  • Choi, Byung-Kook;Song, Eun Jee
    • Proceedings of the Korea Information Processing Society Conference
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    • 2005.05a
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    • pp.1541-1544
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    • 2005
  • 모바일이란 본래 ‘움직일 수 있는’ 이라는 뜻으로, 휴대폰과 휴대용 개인 정보단말기(PDA) 등과 같이 이동성을 가진 것들을 총칭한다. 최근 휴대폰을 인터넷에 접속하여 입출금 등의 은행 업무를 보는 모바일뱅킹, 온라인 게임을 하는 모바일게임, 영화를 실시간으로 보는 모바일영화 등 다양한 서비스가 제공되고 있으며 새로운 모바일서비스가 생겨나고 계속 개발 되고 있다. 본 연구에서는 인터넷 가계부의 단점을 보완할 수 있는 모바일 전자장부 시스템을 제안한다. 이 시스템은 언제 어디서나 지출수입내역을 확인하고 기록이 가능하며 인터넷과의 연동으로 전체적인 개인경제의 흐름을 확인할 수 있다.

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