• Title/Summary/Keyword: 지출충분성

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Comparison of Financial Status of Employed Elderly Households versus Unemployed Elderly Households Focused on income adequacy, expenditure adequacy and wealth adequacy (소득, 지출 및 자산 충분성 분석을 통한 취업노인가계와 비취업노인가계의 재정상태 비교)

  • 정순희;김현정
    • Journal of Families and Better Life
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    • v.20 no.2
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    • pp.113-122
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    • 2002
  • This study compared the financial status between the employed-elderly households and the unemployed-elderly households, focused on income adequacy, expenditure adequacy and net wealth adequacy. Using data from 1997 KHPS, the lower financial status of the unemployed elderly households were found. Nine measures of financial status were used : income, per capita income, income-to-needs ratio, expenditure, per capita expenditure, expenditure-to-needs ratio, net wealth, net wealth-to-income ratio and net wealth- to-expenditure ratio. The results of this study showed that unemployed elderly households had 68%~77% of income adequacy and 72%~83% of expenditure adequacy for employed elderly households. Holding for gender, age, education, earners in the household, living area and home ownership constant, although the gap was getting smaller, significant differences between the unemployed-elderly households and the employed-elderly households were persisted. The result of this study indicated that the unemployed-elderly households and the employed-elderly households can not be regarded ac homogeneous group when public policies are developed.

Expenditure Adequacy of Elderly Households (노인가계의 지출적정에 관한 연구)

  • 양정선;김영순
    • Journal of Families and Better Life
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    • v.22 no.5
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    • pp.283-292
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    • 2004
  • The purpose of this study was to examine the determinants of expenditure adequacy of eldery households. Data for this study were collected from 2002 House Income and Expenditure Survey of Korea National Statistical Office, which is consisting of a sample of 918 eldery households. Expenditure adequacy was investigated by the Spending to Income ratio and Expenditure to Minimum standard of living ratio. The results showed that 48% of households spent more than 100% of their taken-home income or less than the minimum standard of living. Multiple logistic regression was used to investigate the determinants of expenditure adequacy. Gender, age, education, job status, family size, and level of income were significant determinants of spending to income ratio and Expenditure to Minimum standard of living ratio. Family size had negative effect on expenditure adequacy, householder's job status and the level of income had positive relationship with it.

Technical Improvements of the Projection of Household Health Care Expenditure (보건의료 가책소비지출 추계 개선방안에 관한 연구)

  • Rho, Sang-Youn
    • The Korean Journal of Applied Statistics
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    • v.23 no.1
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    • pp.1-11
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    • 2010
  • This study aims to improve the more confident and efficient projection method that is to estimate the Number of Household per Family scales(NHF) in projecting the Household Heath care Expenditure(HHE). For this purpose, this paper suggested three results of the research. First, because projecting the NHF does not reflect the recent socio-demographic trends in the process of projecting the National Health Expenditure(NHE),the prior projection results have serious problem in the confidence and political availability. Second, the projection results about the HHE might be underestimated relative to the real one. Third, in order to estimate the more confident and efficient estimates of the HHE, the estimated NHF reflecting the socio-demographic trend must be used to project the one. There is an alternative method that the NHF and the increasing or decreasing rate of them which are regularly surveyed and suggested by the KOSIS should be used to project the process.

A Study of Korean Retirees' Retirement Wealth Adequacy and Its Determinants: A Comparison of between Objective Estimation Results and Subjective Recognition (우리나라 은퇴자의 은퇴자금 충분성과 영향요인: 객관적 충분성과 주관적 인지의 비교를 중심으로)

  • Lee, Jiyoung;Choe, Hyuncha
    • 한국노년학
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    • v.29 no.1
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    • pp.215-230
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    • 2009
  • In this study, we compared Korean retirees' retirement wealth adequacy with their subjective recognition and examined determinants affecting the retirement wealth adequacy. The data were drawn from the 2007 Korean Retiree Survey carried out by the Korean Investors Education Foundation. The major results of this study were as follows. The analysis suggested that Korean retirees(age 50 and over) were not well prepared financially. When using their assets(except for their residence), only 23.2% had accumulated enough wealth to meet their expenses for the remainder of their life. 25.7% of retirees subjectively considered themselves to be adequately covered. The comparison results showed that 23.8% of retirees' subjective recognition was not in accord with the estimation results. One of the most troubling groups is the 12.9% of retirees who were in the inadequacy group even though they considered themselves to be in the adequacy group. Retirement wealth adequacy determinants were quite different between objective adequacy and subjective recognition. Household income and ownership of a residence have positive effects on the retirement wealth adequacy. Also, the importance of retirement planning to retirement wealth adequacy is statistically confirmed. Based on these findings, This research suggests private retirement planning and political implications for retirees and preretired households.

A Timeseries Study on the Determinants Behind the Changes of Korean Welfare State (한국 복지국가 지출변화 결정요인 분석)

  • Ahn, Sang-hoon;Baek, Seung-ho
    • Korean Journal of Social Welfare Studies
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    • no.37
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    • pp.117-144
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    • 2008
  • This is a timeseries study on the riving forces behind the changes of Korean welfare state. There are a few previous studies on the determinants of korean welfare state. These previous studies have some limitations in terms of reliability of the data source and validity of the statistical method used. Using the Comparative Social Policy Data-set(CSPD), we try to overcome the limitation of these previous studies. And adapting the time series regression, we examine the hypotheses about the changes of korean welfare state. In this study, four dependent variables are examined: the ratio of public social welfare expenditure to the GDP(WELGDP), the ratio of public social welfare expenditure to the government budget(WELGOV), the ratio of social expenditure to the GDP(SOCX), social welfare expenditure per capita. And independent variables were selected based on the theoretical background on the changes of welfare state. The results of this study as follows: First, the variables based on structural functionalism (industrialization) are the major driving forces behind the changes of korean welfare state since 1960s. Second, the effect of unemployment variable may be reasonably interpreted as reflecting the residual characteristics of korean welfare state. Third, the politics of the left based on power resource theory should be restrictedly interpreted. Ultimately, korean welfare state is still at rudimentary stage where the theory of industrialization is well applied as a driving forces behind the changes of welfare state.

The determinants of Emergency Care Utilization and Equity of Access to Care in Elderly Koreans (노인들의 응급의료이용 결정요인과 형평성)

  • Lee, Sukmin;Park, Ju Moon
    • Journal of Urban Science
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    • v.8 no.1
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    • pp.51-58
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    • 2019
  • This study examines the determinants of emergency care utilization and equity of access to care in elderly Koreans. Based on the data from the 2014 Korea Health Panel Survey, descriptive and logistic regression analysis was performed. The sample for this study was 1,313 individuals who participated in interviews. Predisposing factors such as age, sex, and education were significant determinants of emergency care utilization. Differences in need do not fully account for the original differences observed between subgroups of older Koreans. Health status was important determinant of older Koreans using emergency care services. Spending medical expense did not ameliorate the subgroup differences in the use of emergency care services. Nonetheless, spending medical expense remains a particularly important predictor of emergency care utilization. Health care reforms in Korea should continue to concentrate on insuring effective universal emergency care, implying that all older Koreans with need receive effective coverage. Future study is also needed to understand the access barriers that may exist for the selected demographic subgroups, i.e., those over 75, women, less educated persons, and those with higher medical expense.

The Consumer Skills of the Poor Farm Households' Homemakers in Korea (빈곤농가 주부의 소비자기능)

  • 최은숙
    • Journal of Families and Better Life
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    • v.13 no.1
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    • pp.58-68
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    • 1995
  • 본 연구는 경제적 자원의 결핍과 열악한 시장환경으로인해 소비의 효율성 발휘에 제약을 받고 있는 빈곤농가 주부의 소비자기능을 평가하고, 관련 변수를 규명하려는 목적으로 수행되었다. 농촌지도 실무자들로부터 상대적으로 낙후된 지역을 추천받아 농가주부를 대상으로 설문조사를 수행하였으며, 총 444부를 분석에 사용하였다. 빈도분포, 교차분석, 일원분산분석 및 최소유의차검증, 중분류분석 등의 결과 빈곤농가 주부의 소비자기능은 비빈곤농가 주부에 비해 낮았으며, 소비자기능은 주부의 학력과 연령, 가계관리자 유형, 주관적 관 리능력에 따라 차이가 나타났다. 소비자기능의 하위영역별로 볼 때, 빈곤농가 주부는 지출비목별 예산수립, 정기적인 저축, 구매품목의 사전결정, 가격.상표.제조년월일의 확인, 사용방법.주의사항.보증내용의 확인, 영수증 확인 및 보관, 가계부기록.확인, 아프터서비스 요청 항목에서 모든 비빈곤농가 주부 보다 낮은 기능점수를 보였고, 인적정보 활용, 충분한 상점탐색 항목에서는 부분적으로 낮은 기능점수를 보였다.

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Cost-benefit analysis of public investment on aircraft design assurance infrastructure (중형항공기 설계검증·인프라구축과 인증기개발의 경제적 타당성 분석)

  • Yi, Jae-Kyung;Kim, Myeong-Kyun;Kim, Yong-Min;Lee, Tae-Hee;Kim, Do-Hyeon
    • Journal of the Korean Society for Aeronautical & Space Sciences
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    • v.38 no.9
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    • pp.900-906
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    • 2010
  • We analyse benefits and costs of investment on the assurance of aircraft design and development of related infrastructure. Although the discounted cash flow from the sales of aircrafts is found to be smaller than the amount of required investment, the net present value considering the effects of export increase, import substitution, and the accident cost reduction is very high. This justifies governmental investment, for the effects are not easily appropriated by private investors.

The MS Card Data Transfer System using Bluetooth Protocol (블루투스를 이용한 마그네틱 카드 정보 전송 시스템)

  • 강형원;김영길
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2003.05a
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    • pp.435-438
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    • 2003
  • The MS card data transfer system using blue-tooth protocol ran communicate the MS card data wirelessly and does not take an extra communication expense which is a weakness point of existing wireless communication system. This Blue-tooth system, which has excellent security and no extra communication expense, can efficiently communicate data of the place ,where can be solved with small scale wireless network, such as the theme-park or gasoline-station. Existing wireless communication system compose network using wireless-LAN protocol which has extra communication expense, or with RF protocol which has poor security. But this system suitable for LAN because it has not extra communication expense and it has excellent security cause frequency-hopping of Blue-tooth protocol. The MS card data transfer system using blue-tooth protocol has low power, high performance RISC processor and large scale 16-gray graphic LCD which is suitable for portable unit. The MS card data transfer system can efficiently control depot for a long time because it has low power, excellent security and no extra communication expense.

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Development of a Natural Target-based Edge Analysis Method for NIIRS Estimation (NIIRS 추정을 위한 자연표적 기반의 에지분석기법 개발)

  • Kim, Jae-In;Kim, Tae-Jung
    • Korean Journal of Remote Sensing
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    • v.27 no.5
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    • pp.587-599
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    • 2011
  • As one measure of image interpretability, NIIRS(National Imagery Interpretability Rating Scale) has been used. Unlike MTF(Modulation Transfer Function), SNR(Signal to Noise Ratio), and GSD(Ground Sampling Distance), NIIRS can describe the quality of overall image at user's perspective. NIIRS is observed with human observation directly or estimated by edge analysis. For edge analysis specially manufactured artificial target is used commonly. This target, formed with a tarp of black and white patterns, is deployed on the ground and imaged by the satellite. Due to this, the artificial target-based method needs a big expense and can not be performed often. In this paper, we propose a new edge analysis method that enables to estimate NIIRS accurately. In this method, natural targets available in the image are used and characteristics of the target are considered. For assessment of the algorithm, various experiments were carried out. The results showed that our algorithm can be used as an alternative to the artificial target-based method.