• Journal of Digital Convergence
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• v.15 no.12
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• pp.111-126
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• 2017

Korea came to see its first internet bank as 'K bank' obtained the digital-only banking license in December 2016. This paper suggests ways to foster internet banks of Korea in their early stage by analyzing the successful cases of overseas internet banks. The followings are the key success factors identified from those cases across Europe, Japan, China, and USA: Support from the related government authorities; Stable governance structure; Distinct business capabilities based on information & communications technology(ICT). These points lead to the following implications for Korean internet banks. Regulatory restrictions on owning and running internet banks should be lifted to facilitate innovation. Policies to support internet bank industry should be introduced as it is a vital part of the 4th industrial revolution. Finally, internet banks should strive to differentiate themselves by utilizing their ICT capabilities. Subjects of the further research hereafter should include the following: Analyzing the ongoing performance and developments of digital banks in Korea; Deriving success factors from the analysis; Assessing the influence and effects on financial market and economic environment.

• Journal of Digital Convergence
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• v.13 no.5
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• pp.195-204
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• 2015

This paper CTQ(Critical to Quality) to draw, aim to derive a key quality factor reflects the customer's requirements by utilizing the QFD technique for sparkling water purifier device that combines the new module. Tasting participants, consumers and New Module device intended for developers who develop and conduct a survey and FGI (Focus Group Interview) VOC(Voice of Customer) to draw, drawn by the EC through the developer VOC and EC (Engineering Characteristic) and charts the relationship between the phases was prepared HOQ(House of Quality). Sparkling water purifier through the HOQ chart certain taste, sound, running water, CO2 cylinder replacement cycle, we obtain results that element is an important quality factors such as ease of use. These factors are closely related to each component regulators and Module device (mixing) associated with the taste of water, booster pumps, and deliver results that the solenoid is considered the most critical part.

• Journal of the Korean Geosynthetics Society
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• v.5 no.2
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• pp.31-37
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• 2006

The purposes of this paper are to study the use possibility of geotextile tubes for dewatering of high water content sludges and sediments and to evaluate affecting factors on dewatering. To do this, pressure filtration tests are conducted on four high water content materials with two geotextiles under two filtration pressures. Based on the test results, although woven geotextile tubes are not satisfied the soil retention criteria used in filter design commonly, a great portion of fines are retained by filter cake formation on geotextile tube's upstream side, but also after formation of filter cake, the permeability drops sharply. Higher filtration pressure tends to increase dewatering rate, but has very little effect on filtration efficiency. Dewatering capacity is affected by several factors which are related to the geotextile, but the property of sludge appears to be the dominant control factor for dewatering efficiency.

• Journal of the Korea Convergence Society
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• v.13 no.4
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• pp.203-211
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• 2022

Due to the Corona-19 pandemic, online education has grown worldwide and it is now being predicted that online education will dominate the future of education. This study examines, as characteristics of the human factor, the effect of self-efficacy; as system factors influencing learners' satisfaction with online learning and behavioral intention to use online learning, this study examines perceived social presence and perceived teaching presence. Participating in this study were 236 students who filled out an online survey in return for course credits. Study findings suggest that individuals with high social presence and teaching presence will have higher satisfaction with online learning and higher behavioral intention to use online learning than those with low social presence and teaching presence. The study also found that individuals with high self-efficacy have higher satisfaction with online learning and higher behavioral intention to use online learning than those with low self-efficacy. This study provides theoretical implications as well as practical implications for e-learning educators when it comes to enhancing students' satisfaction with online learning and behavioral intention to use online learning.

• Journal of the Computational Structural Engineering Institute of Korea
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• v.35 no.2
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• pp.119-129
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• 2022

It is essential to control the lateral displacement and differential axial shortening of the vertical elements in high-rise buildings. The differential axial shortening can cause challenges in the serviceability and safety of non-structural and structural elements, respectively. Hence, in this study, the differential axial shortening of the vertical elements and effects of long term behaviors of concrete are analyzed in 120-story high-rise buildings via the construction sequence analysis. Consequently, the axial shortening of the vertical elements is classified into elastic, creep, and shrinkage shortening, and dominant factors to the maximum axial shortening are analyzed. In addition, the serviceability of the non -structural elements is checked with a differential axial shortening at 30 years after completion of construction, and member forces at design and construction stages in girders and outrigger walls are compared.

• Proceedings of the Korea Water Resources Association Conference
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• 2023.05a
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• pp.401-401
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• 2023

터널이나 폐기물저장소와 같은 지하 구조물 또는 지표에서부터 상당한 깊이로 설계되거나 건설되는 구조물을 계획하거나 건축할 때 구조물의 안전성에 영향을 주는 수많은 요인 중에 간과할 수 없는 것이 바로 지하수이다. 뿐만 아니라 지상 혹은 지하에서 오염이 발생하여 오염물질이 지중환경으로 유입되는 경우, 지하수 거동은 오염물의 이송·확산에 지대한 요인으로 작용한다. 최근에는 지구온난화와 같은 유례없는 기후변화를 경험하고 있고, 따라서 수자원으로써 지하수의 역할이 더욱 중요해지고 있다. 지하수의 저류와 거동은 지하매질의 특성에 지배되고 있지만, 지표 아래 자리잡고 있는 매질의 특성을 정확히 파악하기란 매우 힘들고, 따라서 지하수 거동을 해석함에 항상 불확실성이 존재한다. 전통적으로 지하매질의 특성을 이해하기 위해 다양한 지구물리탐사를 수행하여 왔고, 더욱 직접적인 관찰을 위해 시추를 수행하여, 시료를 수집·관찰하고, 시추공에서의 다양한 현장수리실험을 통해 수리특성을 알고자 하였다. 하지만 그동안의 다양한 노력에도 불구하고, 지하매질 및 지하수 거동에 대한 불확실성은 여전히 줄어들지 않고, 오히려 증가하고 있다. 따라서, 본 연구에서는 지하수 거동을 결정짓는 지하매질의 수리특성에 대한 불확실성을 정량화하기 위한 도구로써, 매개변수 보정법의 하나인 Pilot Point Method(PPM)을 소개하고자 한다. 우물 또는 관측정을 통해 관측되는 지하수의 수위는 지하매질의 특성을 반영하고 있으며, 인간이 가장 쉽게 취득할 수 있는 지하 정보에 해당한다. 지하수 수위를 이용하여 수치모형의 매개변수를 보정하게 되며, 이 때 PPM이 적용된다. Pilot points의 공간적인 분포에 따라 다양한 보정 결과가 산출될 수 있으며, 다양한 결과들을 통해 변동계수를 산정한 후 수리특성의 불확실성이 높은 지역을 나타낼 수 있다. 본 연구를 통해 얻은 결과는 물리탐사 또는 시추 작업을 위한 위치 선정의 기초자료로 활용될 수 있다.

• International Area Studies Review
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• v.15 no.1
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• pp.367-389
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• 2011

This paper examines what factors contribute to the entry of foreign investors to Chinese commercial banks from 1996 to 2008. Empirical results show that using survival analysis, size, liquidity ratio and non-interest incomes are important to foreign investors. This indicates that as Chinese banking system opened, foreign investors invest in bigger but financially weak banks. For Joint-Stock commercial banks, foreign investors invest in banks whose asset qualities and non-interest incomes are low. But for City commercial banks, foreign investors invest in banks that are big but have low liquidity ratios. This results indicate that because City commercial banks operate in only one city, foreign investors require minimum bank size to operate in that city.

• Journal of Sericultural and Entomological Science
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• v.16 no.1
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• pp.85-92
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• 1974

Many of studies on the transovarial transmission of occult virus and their activation due to various stresses such as cold or heat treatment, chemical feeding, and nutritional deficiency, etc., in the silkworm, Bombyx mori L. have been made, but any attempts have been not made to control virus diseases by detection of the occult virus-carried moths in the production of silkworm egg of hybrids, because of difficulty to detect occult virus in any stage. Therefore, it may be worth while to disclose whether a sublethal infection of the moths from which active virus are detectable, has the same level of induction rate as that of occult virus activation, thus to apply its results for the reduction of the occurence of virus diseases in silkworm rearing. For these purposes, the following experiment was conducted as one of preliminary steps. In this study, investigations on the generation-to-generation transmission of occult virus and a sublethal infection, and the role of chromosomal gene of the host, Jam 103 and Jam 104 in the Previous generation, and Jam 103 x Jam 103 and Jam 104 f Jam 104 in the next generation were made for the induction of virus diseases due to the transmitted virus. The frequency of cytoplasmic polyhedrosis due to the induction in the F$_1$ generation was markedly higher in the cross-batches, male$\times$female and male$\times$female in which inoculated individuals were used as fem ale parents than in the cross-batches, male$\times$female and male$\times$female in which virus has been not inoculated or inoculated only to male in the previous generation. The tendency of increasing rate was observed in any treatments; such as the inoculations of cytoplasmic polyhedrosis virus (10$\^$5/, 10$\^$6/ 10$\^$7, and 10$\^$8//ml ill different concentration of inocula) , cold-treatment (5$^{\circ}C$, 12hrs or 24hrs), and formalin-feeding treatment (2％ or 3％). The shape of polyhedra (tetragonal in outline) examined in the F, larvae was identified as that of the inoculated polyhedra with partial application of immunofluorescent techniques. These results suggests that the cytoplasmic polyhedrosis virus in B. meri L. are transmitted to the next generation through the egg, apparently in the occult state. And the experimental results of various cross-batches revealed the egg cytoplasm plays an important part i the transmission of the occult virus of the cytoplasmic polyhedrosis virus,

• Archives of design research
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• v.20 no.1 s.69
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• pp.5-20
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• 2007

The aim of this research is to find out the flows of mega-trends and design trends by analyzing the factors that influence trend and design trends in the late 20th century. Moreover, it is to forecast and recommend design color trends by evaluating color trends in design trends for the near future. Secondary and primary research were used in parallel. In the late 20th century, mega-trends were analyzed from secondary research based on PEST. Design trends were analyzed from case studies in fashion, space, product and visual design. On this basis, design color trends were analyzed. Also, color trends were forecast for the near future. The results are as follows. Firstly, the main trends in the late 20th century were 'female thinking', 'back to the nature' and 'heaven of peace'. Second, main design trends in the 1970s were modernism, post-modernism and high-tech. In the 1980s, with those of the 1970s, ecology was introduced In the late 1980s. In the 1990s, modernism rose again and ecology had an influence. The trends of 'female thinking' and 'back to the nature' controled the design in the early 2000s. Third, design colors in the late 20th century changed from Red to Purple Blue. Tones changed from 'grayish' to 'dull' Finally, it was forecast that Purple Blue, Yellow Red and Green colors with 'grayish', 'dull' and 'deep' tones were going to be used mainly in the near future. Also, achromatic colors with female and warm nuances would be reflected in design parts. This research will be very useful in that it has built a concrete database reflected on design trends forecasting in the near future by organizing academically a methodology to identify trends reflected on design and identifying relation between mega-trends and design trends based on analyzing factors that influence trend.

• Journal of Information Technology Applications and Management
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• v.21 no.4_spc
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• pp.309-329
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• 2014

This paper proposes an integrative framework for determining a dominant design in the mobile operation systems. A dominant design has emerged as a de facto standard from traditional industries to ICT. ICT-related industries have been reorganized around the mobile industry in which the mobile operation system can be seen as a strategical keystone. In this paper, we develop a holistic approach for the emergence of a dominant design in the mobile operation systems. Firstly, we combined an integrative framework based on previous research findings with new determinants derived from cases of the mobile operation systems. Secondly, we categorized all determinants according to technological, firm-level and environmental factors within our proposed framework. Finally, we compared this framework to patterns coded from cases which include Android and iOS. This results show that a dominant design is likely to emerge as a result of the interaction of the determinants, not the influence of a single determinant. Furthermore, our proposed framework may extend the existing literature on dominant designs in both researchers and practitioners and provide implications to actors for establishing a competition strategy in the mobile telecommunication ecosystems.