• Title/Summary/Keyword: 지각 위험

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Behavior analysis of mobile banking user with smart phone (스마트폰 기반 모바일뱅킹의 사용자 행동분석)

  • Hong, Seong-Ok;Kim, Hag-Min
    • International Commerce and Information Review
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    • v.16 no.4
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    • pp.35-54
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    • 2014
  • Since smart phone users are continually increasing, smart phone based mobile banking users are increasing too. Therefore this study analyzes behavior of smart phone based mobile banking users. This study surveyed 400 people aged 10 to 50. The survey shows social effect influences convenience of smart-phone based mobile banking, perceived danger, and perceived security. Also,'promptness', the element of convenience has influence on trust. As perceived danger was higher, it was more vulnerable to resistance. The intention of smart-phone based mobile banking was influenced by trust and resistance. Specifically rising of intention was more influenced by lifting trust than lowering resistance.

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Clothing Consumers' Percention of Benefits and Risks on Internet Shopping (전자상거래에서 의류소비자가 느끼는 이점과 위험지각에 관한 연구)

  • Kim, Ki-Chung;Kim, Sang-Won;Park, Jae-Young;Park, Hye-Sun
    • Korean Journal of Human Ecology
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    • v.9 no.1
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    • pp.97-106
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    • 2000
  • We investigated clothing consumers' perception of benefits and risks on internet shopping and tried to identify the perceptual differences according to presence of real experiences of internet shopping, intention to buy clothings using the internet, clothing items, and demographic variables. A total of 441 people aged of twenties and thirties were surveyed for analysis. The mean values, standard deviation, Student's t-test, paired t-test, ANOVA and multiple range test were used for statistical analysis. The results of this study included: 1. Clothing consumers perceived the internet shopping as a convenient, time-saving method, and an easy way to compare clothing items, but not a cheap tool. The most highly perceived risk was inability to identify the size of clothing item, followed by shortage of stock, delivery problem, color, textiles, after-service, and exposure of personal informations in a decreasing order. 2. Those who had real experiences of internet shopping or who had intention to use it tended to perceive more benefits and less risks on the internet shopping. 3. Perception of risks and benefits differed according to the clothing items and demographic variables.

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Understanding factors affecting users' social media continuance (소셜 미디어의 지속적 이용의도에 미치는 영향변수에 관한 연구)

  • Lee, Jae-Rock
    • Journal of the Korea Convergence Society
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    • v.11 no.7
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    • pp.145-150
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    • 2020
  • It needs to explain the relationship between influencers and consequences to use continuity of social media. To address this question, we have developed an framework and made hypotheses to explicate and analyze influencers(social presence, perceived privacy risk, perceived enjoyment, commitment, and community identification) to the attitude and continuity of social media. To test empirically, data collected from on and line survey and resolved by structural equation model. We found that social presence, perceived enjoyment and commitment influence to the attitude and continuity of social media. Finally, the theoretical and practical implications of theses results are discussed also research limitation and future research directions.

The Effects of the Internet Shopping Values on Internet Shopping Behavior of Apparel Products -Focused on the Shopping Mall Attributes and Perceived Risks- (인터넷 쇼핑가치가 의류 제품의 인터넷 쇼핑행동에 미치는 영향 -쇼핑몰 속성 지각과 위험지각을 중심으로-)

  • Cho Oh-Soon;Ryou Eun-Jeong
    • The Research Journal of the Costume Culture
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    • v.13 no.2 s.55
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    • pp.209-220
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    • 2005
  • The purposes of this study were to determine the components of internet shopping value and to identify how those influence on the consumers' internet shopping behavior of apparel products. The data were collected via a self-administered questionnaire from 221 male and female students who have the shopping experiences for apparel products on the internet shopping malls, living in Kyongnam province. Using SPSS 12.0 package, $Cronbach's \alpha$, factor analysis, cluster analysis, ANOVA, Duncan multiple range test and stepwise multiple regression analysis were performed. The results could be summarized as follows; 1) According to the internet shopping values, college student consumers were classified into three groups, utilitarian value shoppers, hedonic value shoppers and low interest shoppers. 2) As a results of the ANOVA among the three groups, significant differences were found in the internet shopping mall attributes and perceived risks. 3) Internet shopping values-hedonic and utilitarian shopping values, internet shopping mall attributes and perceived risks had an significant effect on the attitude and purchasing intention of the internet shopping mall.

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Factors Affecting Information Breach Intention: Based on General Deterrence Theory and Rational Choice Theory (정보유출의도에 대한 영향요인: 일반 억제 이론 및 합리적 선택 이론을 기반으로)

  • Kim, June-Young;Kim, Tae-Sung
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.27 no.6
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    • pp.1507-1517
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    • 2017
  • Generally, information breach incidents are thought to be caused by external hackers. However, both direct and indirect information breach incidents by insiders are more frequent than by external hackers. It also accounts for more than half of the total information breach, so it should be prepared against insider breach. In this study, based on General Deterrence Theory(GDT) and Rational Choice Theory(RCT), we integrated the risk sensitivity and situational anxiety, which were studied in the field of traffic psychology to construct research model. Result of analysis shows that the impact of risk perceptions on the severity and certainty of perceived punishment was not statistically significant, but perceived benefits, situational anxiety, and severity and certainty of perceived punishment were found to influence the information breach intention.

Factors Influencing COVID-19 Preventive Behaviors in Nursing Students: Focusing on Health Belief Model (간호대학생의 코로나-19 예방 행위에 영향을 미치는요인: 건강 신념 모델에 집중)

  • Eun Young Yang;Bong Hee Kim
    • The Journal of the Convergence on Culture Technology
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    • v.10 no.3
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    • pp.739-747
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    • 2024
  • The purpose of this study was to identify the relationship between nursing students' COVID-19-related knowledge, perception of infection risk, and health beliefs and infection prevention behaviors, and to identify the factors influencing COVID-19 prevention behaviors, and to provide the necessary basic data for the preparation of measures to improve the infection prevention behaviors of nursing students. Data were collected from 161 nursing students 4th in G city. Data analysis was analyzed by descriptive statistics, Independant t-test, ANOVA, Pearson's correlation coefficient, and multiple regression analysis using the SPSS 21.0 program.. AS a result of this study, Preventive Behaviors was found to have significant positive correlations with COVID-19 Risk Perception(r=.217, p=.006), Health Belief Model of Perceived benefit(r=.206, p=.009) and negative correlations with Perceived barriers(r=-.219, p=.005). The most influential factors the Preventive Behaviors of nursing students were the Perceived benefit (β=.17, p<.001), mental health status after COVID-19(β=.188, p=.014), and these factors explained 58% in Preventive Behaviors(F=9.686, p=.000). In conclusion, it is expected that nursing students' health belief promotion programs, infection-related curriculum, and emotional support programs can be developed and applied to improve the degree of infection prevention behaviors.

New Fashion Brand Evaluation Attributes related to Risk Perception and Information Search (신규 패션브랜드 평가속성에 대한 소비자 위험지각과 정보탐색에 관한 연구)

  • Kim Hanna;Rhee Eun-Young
    • Journal of the Korean Society of Clothing and Textiles
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    • v.29 no.5 s.142
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    • pp.727-736
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    • 2005
  • The purpose of this study was to identify the new fashion brand evaluation attributes influenced by risk perception and its relationship with information search. As for the method of the research, questionnaires were given to 311 consumers who just finished shopping at new fashion brand stores. The results of this study were as follows: 1) New fashion brand evaluation attributes consisted of five factors; product experience attributes, celebrity credence attributes, product search attributes, brand credence attributes, salesperson search attributes. 2) New fashion brand evaluation attributes were found to be significantly influenced by risk perception. 3) The amount of information seeking and the use of information sources were found to be significantly related to the new fashion brand evaluation attributes. 4) The variables influencing on the new fashion brand evaluation attributes were age and monthly clothing expenses.

An Exploratory Study of Perceived Benefits and Risks for QR Code based Virtual Fashion Stores (QR코드 기반 가상패션점포의 지각된 혜택과 위험요소에 대한 탐색적 연구)

  • Kim, Eun Young;Lee, MiYoung
    • Korean Journal of Human Ecology
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    • v.22 no.5
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    • pp.477-490
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    • 2013
  • This study explores critical and success factor of benefits and risks for predicting the acceptance of QR code virtual fashion stores. As an exploratory approach, this study conducted focus group interviews(FGI) with 21 panels who had experience with selected QR virtual stores (e.g., Home plus, 11th Street, Pin & Fit). Content analysis was used to generate 184 excerpts and classify into benefits and risks related to QR code virtual stores. With respect to benefits, content analysis identified four factors: Affective appeal, perceived usefulness, ubiquity, and brand promotion. Also, contents regarding perceived risks were classified into four factors: Complexity, lack of information, lack of technology infrastructure, and perceived cost. A managerial implication was discussed for predicting consumer technology acceptance of a QR code virtual store in the fashion retailing market.

A Study on the Level of Perception to Internet Shopping′ Benefit - Risk in Relation to the Internet Searching Value Types of College Student Consumers (대학생소비자의 인터넷탐색가치유형과 인터넷쇼핑에 대한 혜택-위험 지각정도에 관한 연구)

  • 홍은실
    • Journal of the Korean Home Economics Association
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    • v.40 no.2
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    • pp.161-173
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    • 2002
  • This study explored the Internet searching values(utilitarian searching value and hedonic searching value) of college student consumers, typed the Internet searching values to four types, and analysed the level of perception to Internet shopping' benefit-risk according to the Internet searching value types. The subjects were 361 college students. We used Cronbach'$\alpha$, multiple regression, one-way ANOVA, and Scheffe' test as statistical analysis. The results were summarized as follows : 1) According to the Internet searching values, college student consumers were classified into 4 types - high utilitarian/high hedonic type, high utilitarian/low hedonic type, low utilitarian/high hedonic type, and low utilitarian/low hedonic type. 2) Both high utilitarian/high hedonic type and low utilitarian/high hedonic type had high level of perception to Internet shopping' benefit-risk.

The Effect of Price Discount and Perceived Risk on the Impulsive Purchase Intention in the context of Social Commerce (소셜커머스에서 가격할인과 지각된 위험이 소비자 충동구매에 미치는 영향 -상품 사용후기의 조절효과를 중심으로-)

  • Qian, Chen;Bang, Joung-Hae;Kim, Min-Sun
    • Proceedings of the KAIS Fall Conference
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    • 2012.05a
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    • pp.304-306
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    • 2012
  • 최근 들어 온라인 쇼핑몰과 SNS(Social Network Service)가 결합한 새로운 쇼핑방식인 소셜쇼핑(social shopping)과 소셜커머스(social commerce)가 핫이슈가 되었다. 소셜커머스는 이전에 존재하지 않던 수요를 창출해 낼 수 있다는 점에서 공동구매와는 전혀 다른 새로운 상거래방식이다. 소셜커머스는 50% 이상의 가격할인율과 특정 거래조건(품목, 거래가능 시간, 사용기간, 물량 등)의 제약을 통해 관심의 경제(economy of attention)를 극대화한 수익모델이라 할 수 있다. 본 연구에서는 소셜커머스에서 가격할인과 소비자들의 제품에 대한 지각된 위험은 충동구매에 어떤 영향을 미치는지에 대해서 검토하고자 하였다.

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