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Research on the Normalization Schemes for Insolvent Development Site on Mutual Savings Banks (상호저축은행 부실PF사업장 정상화 방안)

  • Shin, Jong-Chil;Baik, Min-Seok
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.16 no.1
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    • pp.195-204
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    • 2015
  • This study analyzed the normalization cases of the mutual savings bank insolvency PF (MSBIPF) to suggest the appropriate improvements according to the purpose. The results were as follows. First, the original intention to normalize the MSBIPF was unsuccessful. This may be caused by the daunting situation of the real estate market along with the complex and shared interests. On the other hand, it can be responsible for the lack of evidence and related regulations as well as the lukewarm attitude on public projects. Active institutional settings are warranted to compensate the remaining insolvent businesses to PF even today and in the future. The data related to the recognized sites as the poorest 32 PF sites was compared primarily to normalize by KAMCO and the relevant sites. The area variable was the only significant variable according to the correlation analysis and logit analysis. The direct investment, diverse PF-backed bonds and the activation of the Ritz can be suggested as alternative ways of normalization with respect to the issue of the KAMCO.

Who ard likely to leave a beuest among older Americans\ulcorner (미국노인의 유산상속 결정에 영향을 미치는 요인)

  • 김순미
    • Journal of Families and Better Life
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    • v.13 no.2
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    • pp.45-55
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    • 1995
  • 본 연구는 1992 Health and Retirement Survey(HRS' the Beta Release)를 사용하여 유산상속 결정에 미치는 영향요인을 분석하였다 조사를 위해 사용된 표본은 55세이상의 노 인 2,208명이었으며 표본 특성을 파악하기 위해 평균과 빈도를 분석하였고 유산상속 결정에 미치는 영향요인을 조사하기 위해 Probit 분석을 수행하였다 분석결과 주택지분액이 클수록 저축.CD.채권.주식보유액이 많은 노인일수록 유산상속을 할가능성이 높게나타났다 또한 교육수준이 높거나 백인 노인의 경우는 교육수준이 낮거나 백인이 아닌 경우보다 유산상속 을 할 가능성이 높았다 반면 건강상태가 나쁘거나 자녀수가 많은 노인은 유산상속을 할 가 능성이 낮게 나타났다.

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기술의 자립화-기능인력개발

  • Choe, Hyeong-Seop
    • The Science & Technology
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    • v.9 no.1 s.80
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    • pp.10-14
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    • 1976
  • 정부는 1월19일 상우 경제기획원에서 9개부처 장관 합동 기자 회견을 갖고 1월15일 박정희대통령이 년도회견에서 밝힌 5개항목의 경제시책운용 기본방침을 발표했다. 이날 남덕우 부총리겸 경제기획원 장관은 올해 경제시책의 기본방침을 1 물가안정 2.국제수지의 개선 3.기능인력의 개발 4.저축의 증대 5.착실한 성장이라고 밝혔다. 다음은 과학기술처 최형섭장관의 시책방향을 요약한 것이다.

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韓國統計의 現況과 將來 - 經濟統計

  • 변형윤
    • Journal of the Korean Statistical Society
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    • v.10
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    • pp.24-29
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    • 1981
  • 경제통계는 넓게 볼 수도 있고 좁게 볼 수도 있다. 그러나 여기서는 상식의 선에 따라서 일단 다음의 것들들 포괄하는 것으로 그것을 해석하기로 한다. 즉 여기서 말하는 경제통계는 (i) 국민소득 (ii) 기타의 사회회계(산업연관, 자금순환, 국제수지, 국부) (iii) 인구, 주택, 고용 (iv) 농림수산 (v) 철강 (vi) 전기 및 에너지 (vii) 건설 (viii) 운륜, 통신 (ix) 도소매 (x) 금융, 보험, 증권 (xi) 재정 (xii) 무역, 외환, 경제협력 (xiii) 물가, 자금, 생산성 (xiv) 소비 및 저축, 가계 (xv) 중소기업 (xvi) 기업경영 (xvii) 기타 (경기예측 등)를 의미한다.

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The Experimental Studu on the P-Δ Influence of Weak Beam Unbraced Frames (보항복형 비가새 골조의 PΔ 영향에 관한 실험적 연구)

  • Kim, Hee Dong;Park, Sang Chul;Lee, Myung Jae
    • Journal of Korean Society of Steel Construction
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    • v.13 no.4
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    • pp.363-372
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    • 2001
  • The objective of this study is to evaluate the $P-{\Delta}$ effect in the case of weak beam unbraced frames by experimental approach. To evaluate $P-{\Delta}$ effect, four specimens were tested under monotonic loading condition. The parameters of tests are the stiffness of column and the axial load ratio. The results show that the value of axial load affects frame stability because $P-{\Delta}$ effects promote the yielding of beam. The maximum lateral load increases in proportion to the increment of column stiffness and rotational stiffness of supports, The collapse mechanism of weak beam unbraced frames is stably formed in the condition of low axial load ratio. The $B_2$ factor of limit state design code does not properly consider the $P-{\Delta}$ effect in inelastic region.

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Analyzing Financial Data from Banks and Savings Banks: Application of Bioinformatical Methods (은행과 저축은행 관련 재정 지표 분석: 생물 정보학 분석 기법의 응용)

  • Pak, Ro Jin
    • The Korean Journal of Applied Statistics
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    • v.27 no.4
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    • pp.577-588
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    • 2014
  • The collection and storage of a large volumes of data are becoming easier; however, the number of variables is sometimes more than the number of samples(objects). We now face the problem of dependency among variables(such as multicollinearity) due to the increased number of variables. We cannot apply various statistical methods without satisfying independency assumption. In order to overcome such a drawback we consider a categorizing (or discretizing) observations. We have a data set of nancial indices from banks in Korea that contain 78 variables from 16 banks. Genetic sequence data is also a good example of a large data and there have been numerous statistical methods to handle it. We discover lots of useful bank information after we transform bank data into categorical data that resembles genetic sequence data and apply bioinformatic techniques.

Analysis of Economic Behaviors of Government Employee Pension Subscriber's Household (공무원연금 납부 가구의 경제행태 분석)

  • Kim, Bo Min;Song, Heonjae
    • Journal of Labour Economics
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    • v.39 no.4
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    • pp.57-78
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    • 2016
  • This study analyzes economic behaviors of government employee pension subscriber's household by comparison to national pension subscriber's household. First, government employee pension subscriber's household income is higher than national pension subscriber's one. Second, household net assets of government employee pension subscriber are smaller than the ones of national pension subscriber. Government employee pension could crowd out private household savings, and a national pension subscriber's household inherited more than a government employee pension subscriber's. Third, a government employee pension subscriber's household is also likely to expend more than a national pension subscriber's household. Both summary statistics and fixed effects estimates give significant coefficients to government employee's dummy. Government employee pension subscriber's households do not need to save more because they expect to receive a stable retirement pension which gives relatively higher compensation. Thus, they are likely to consume more than national pension subscriber's households.

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The Money Spending Styles and Money Management Behavior according to Family Strengths of Adolescents (청소년의 가족건강성에 따른 금전사용양식과 금전관리행동)

  • Yang, Nam-Hee
    • Journal of Korean Home Economics Education Association
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    • v.22 no.1
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    • pp.79-96
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    • 2010
  • The purpose of this study was to examine the money spending styles and the money management behaviors according to family strengths of adolescents. The subjects were 914 high school students. To examine research questions, Cronbach'$\alpha$, t-test, one-way ANOVA, and Duncan test were used. The research results can be summarized as follows. The family strengths scores of adolescents was generally moderate, 3,36 points. The money spending styles consist of the stable style, conspicuous style, and indifferent style. The average of indifferent style was 3.33 points, stable style was 3.01 points and conspicuous style was 2.91 points. The money management behaviors consist of the planning, implementing, evaluating, and saving. The average of the planning was 2.81 points, implementing was 2.87 points, evaluating was 2.90 points, saving was 2.50 points. The family strengths statistically significant differences in the money spending styles and the money management behaviors were detected. The family strengths was very important variable in the money attitude and behavior of adolescent.

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Improvement of Housing Market Related Laws and Policies Causing Sudden Changes according to the Application Criteria (적용기준에 따라 큰 변화를 수반하는 주택시장관련 법률 및 정책의 개선방안)

  • Lee, Yong-Seong;Kim, Kyung-Hwan
    • Korean Journal of Construction Engineering and Management
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    • v.20 no.5
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    • pp.12-20
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    • 2019
  • This study analyzes and suggests improvement direction for the problems of housing related market laws and policies that cause sudden changes according to the application criteria. These laws and policies include income deduction from housing subscription, monthly rent loan for housing stability, high price house, penalty points from poor quality construction, and real estate brokerage commission. Each has one or more specific values that decide application criteria causing noticeable different results. Benefit or loss can be decided when an application range is changed by a small difference of the application value near to the boundary. This study suggest to use equations instead of a certain values to remove those sudden changes and to make them steadily increasing slopes which can be lines or curves. The concept can be applied to other laws and policies that have significantly different results between criteria.

The Economic Status of Elderly Households (노인가계의 경제구조 분석)

  • 양세정;성영애
    • Journal of Families and Better Life
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    • v.19 no.1
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    • pp.173-190
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    • 2001
  • The purpose of the study was to provide the informations about the economic status of elderly households. Utilizing the 1996 national household data, economic status was investigated by the components of two financial statements: the income and expense statement and the balance sheet statement. Thus it included incomes, consumption, propensity to consume, savings(financial assets), debt amount and net-savings. The elderly households were compared with the nonelderly households. The subgroups of the elderly were also compared. They were divided based on the employment status of the head and household composition. The results showed that the economic status of the elderly was worse compared to the nonelderly. There were also variations among the subgroups of the elderly households. In general, the economic status of retired households and single households were worse than those of employed households and of the households composed of couple and the elderly living with children.

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