• Title/Summary/Keyword: 자산계층

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BSC 기반 지식자산 평가를 위한 은행업 계층적 평가모형 개발

  • Yun, Mi-Hyang;Park, Cheol-Su;Yu, Yeong-Gwan;Lee, Jong-Mu
    • 한국경영정보학회:학술대회논문집
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    • 2007.11a
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    • pp.300-305
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    • 2007
  • 재무성과와 지식자산을 함께 관리할 수 있는 통합적 성과평가 방법을 도입함으로써 미래 기업가치를 제고시킬 수 있는 필요성이 증가하고 있다. 국제적인 추세에 발맞추어 본 연구의 목적은 지식자산 평가에 대한 기존 연구와 Kaplan & Norton이 주창(1992)한 균형잡힌 성과기록표(Balanced Score Card : BSC)를 이용하여 지식자산 평가 지표 개발과 이러한 평가를 위해 Saaty가 개발한(1980) 계층적 분석과정(Analytic Hierarchy Process : AHP)방법론을 적용한 평가모델을 제시하고, 국내 A은행을 대상으로 지점을 평가하는 연구를 수행하였다.

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The Effect of Assortative Mating on Household Income, Consumption, and Asset in Korea (동질혼이 가구의 소득, 소비, 자산에 미치는 영향: 부부의 성취적 특성 및 부모의 귀속적 특성을 중심으로)

  • Seok, Jae Eun;Noh, Hye-Jin
    • Korean Journal of Social Welfare Studies
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    • v.44 no.2
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    • pp.437-463
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    • 2013
  • As polarization and class reproduction between generations are considered to be serious problems in Korean society, increasing number of assortative mating, which means marrying between homogeneous family background, income class, and educational background, is on the spotlight socially. Some worry that the increase of assortative mating can reinforce closure of social mobility so it deepens inequality and limits class mobility between generations. This research analyzes the effects of accomplishment characteristics of husbands and wives and ascriptive characteristics of parents which consist the concept of assortative mating, on income, consumption, and assets those represent economic status of a family. The purpose of this research is to suggest empirical understanding on the role of assortative mating that affect on inequality within generations and income mobility between generations in Korean society. In the result of multiple regression analysis on the effect of assortative mating on income, consumption, and assets, high educational background was the factor that increase income and consumption level as accomplishment characteristics of assortative mating. As ascriptive characteristics of assortative mating, educational homogeneous of fathers was the factor that increased asset level. While accomplishment characteristics affect income and consumption, ascriptive characteristics of homogeneous had significant effect on assets. Thus, it was found that transfer between generations had effects around asset rather than income. In particular, ascriptive characteristics in young husbands and wives aged 20s or 30s had significant effect only on the assets.

Special Surcharge on Deposits, Reaction of Financial Institutions, and Household Burden Structure (금융기관의 반응 및 가계자산 포트폴리오를 고려한 특별예금보험료의 가계 손실분담구조)

  • Kang, Dongsoo;Sung, Taeyoon
    • KDI Journal of Economic Policy
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    • v.25 no.1
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    • pp.3-54
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    • 2003
  • This paper studies the effects of the special surcharge on deposits, proposed as a plan to finance the costs of restructuring Korean corporate and financial sectors. Specifically, the study analyzes the change in the autonomous behavior of economic agents in terms of cost transfer and substitution effects. Given the result that the growth rate of deposits does not respond to the change of interest rates so much as that of loans, financial institutions have more incentive to transfer the costs incurred by the special surcharge to depositors. This paper also reports that the portfolio of households show a noteworthy feature that insured deposits have a relatively small portion in terms of total assets for high-asset class households, whereas most assets for low-asset class households are subject to the special surcharge.

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An Analysis of the Financial Performance According to Private Education Expenditures (자산계층별 사교육비지출과 재무성과의 관련성)

  • Park, Jin-Yeong
    • Journal of Families and Better Life
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    • v.24 no.6 s.84
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    • pp.61-77
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    • 2006
  • This study was to analyze the effect of private education expenditures on financial performance. The data from 1,669 households were taken from the Korean labor and Income Panel Study. The major findings were as follows: (1) The mean of monthly private education expenditure was 257,400 won for all households. Almost 66% of households encountered an economic burden in paying for private education. (2) The mean of financial performance in all households was 31,420,000 won and those with higher assets showed the greatest financial performance (112.8 million won net gain). (3) The variables that significantly influenced on private education expenditures and the financial performance were different in all households. (4) The relationship between financial performance and private education expenditures was verified partially. The association was proved in the middle assets group.

A Study on Layered Weight Based Vulnerability Impact Assessment Scoring System (계층적 가중 기반의 취약점 영향성 평가 스코어링 시스템에 대한 연구)

  • Kim, Youngjong
    • KIPS Transactions on Computer and Communication Systems
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    • v.8 no.7
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    • pp.177-180
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    • 2019
  • A typical vulnerability scoring system is Common Vulnerability Scoring System(CVSS). However, since CVSS does not differentiate among the individual vulnerability impact of the asset and give higher priority for the more important assets, it is impossible to respond effectively and quickly to high-risk vulnerabilities on large systems. We propose a Layered weight based Vulnerability impact assessment Scoring System which can hierarchically group the importance of assets and weight the number of layers and the number of assets to effectively manage the impact of vulnerabilities on a per asset basis.

The Applicability and Limits of Housing Wealth as the Measure of Socioeconomic Status (경제적 지위 측정값으로의 주택자산의 적용 가능성과 한계: 수도권 지역의 아파트 거주자를 중심으로)

  • Lee, Myoung-Jin
    • Survey Research
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    • v.8 no.2
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    • pp.1-19
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    • 2007
  • This paper explores the extent to which property scale, in particular housing price is useful as the measure of an individual's economic status. Its main object is to compare the distributions of the measure of housing wealth and other objective or subject measures, i,e., reported income and subjective class identification. Additionally, their relations to other variables are examined. An analysis of distributions and cross-tables based upon national survey of 2005 family and the database of apartment price of Kookmin Bank are used. It is shown that the measure of housing wealth differs from other economic status measures in terms of distribution and the relations to other variables, such as attitude variables and consumption-related variables. Its results also suggest that the measure of housing wealth can be applied to various areas as a new measure of an individual's objective economic status, in such a way to improve applicability of social survey.

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A Study on a Measure of Asset Management Information Systems for Highway Transportation Facilities using AHP (계층적 분석기법을 이용한 도로시설 자산관리정보시스템 평가에 관한 연구)

  • Jeong, Seong Yun;Choi, Won Sik;Kim, Woo Je
    • KSCE Journal of Civil and Environmental Engineering Research
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    • v.30 no.6D
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    • pp.663-673
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    • 2010
  • We are developing asset management information systems to introduce the preventive/proactive approach at operation and management (O&M) of infrastructures. The objective of this study is to explore the future direction for development and operation of asset management information systems. So, we developed the success model and selected the evaluation criteria for analyzing user satisfaction to assess the expected performance of asset management information systems and the degree of impact on asset management functions to operation and management of highway transportation facilities. We estimated the relative importance weight according to the selected evaluation criteria through AHP analysis. We verified the logical consistency of the importance weight and exclude biased outlier from importance weight group using the concept of the Compatibility.

An Assets and Insolvency Prediction Framework based on Forensic Readiness using AHP and XML (AHP와 XML을 이용한 포렌식 준비도 기반의 자산 및 부실예측 프레임워크)

  • Jeong, Minseung;Kim, Jaechun;Park, Younghee
    • Proceedings of the Korea Information Processing Society Conference
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    • 2014.11a
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    • pp.695-698
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    • 2014
  • 본 논문은 AHP의사결정 기법의 계층적 분석과 자산 및 부실채권에 대한 예측 평가르 수행하는 프레임워크를 설계하고 위험탐지 분석 시나리오 등을 통해 상황변화에 따른 모니터링에서 수집된 자료를 수집, 분석할 수 있는 포렌식 준비도 모형을 제안한다. 제안하는 시스템은 기업에서 운영하고 있는 기존의 레거시 시스템과 연계하여 자산 및 부실예측평가 항목을 다양한 속성에 따라 그룹화하고 분석을 수행함으로써 기업의 자산과 리스크를 보다 효율적이고 안정적으로 관리할 수 있으며, 부실 자산에 대한 관리와 회수를 통해 기업 경쟁력 및 수익률을 향상시킬 수 있다. 또한 포렌식 준비도와 분석 모니터링을 활용하여 민사 및 형사 소송 등의 기업 간 분쟁에 대하여 수집된 증거자료를 제공할 수 있으며, 민원발생과 기타 사고를 예방하고 처리비용을 줄일 수 있다.

Hierarchical NFT using Parent-Child Structure

  • JongWook Bae;Nitin Bhagat;Su-Hyun Lee
    • Journal of the Korea Society of Computer and Information
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    • v.29 no.2
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    • pp.127-136
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    • 2024
  • This paper presents a novel method for minting hierarchical Non-Fungible Tokens(NFTs) via a parent-child structure. In contrast to existing NFT structures, our proposed model enables an NFT to act as a parent, creating child NFTs and distributing ownership stakes among them. These child NFTs are recursively structured, allowing them to generate their own descendants. The existing structure of NFTs does not inherently allow for fractional ownership. However, our proposed hierarchical model provides a feasible solution to this restriction. By dividing an NFT into multiple child NFTs, each with its own unique identity, we facilitate the detailed division of an asset, thereby making fractional ownership possible. In conclusion, the hierarchical NFT model proposed in this paper offers a promising solution to the challenges of fractional ownership in the digital asset arena. By enabling the detailed division of NFTs through a parent-child structure, we anticipate a future where digital assets can be owned and traded more flexibly and transparently.

Design and Implementation of a Digital Asset Manager for Contents Authoring Applications (컨텐츠 저작 응용을 위한 디지털 자산 관리자의 설계 및 구현)

  • Kim, Jong-Soo;Bang, Su-Ho;Chung, Yon-Dohn;Lee, Jae-Hyung;Kim, Min-Jung;Kim, Myoung-Ho;Chang, Duk-Ho;Park, Jong-Seung;Oh, Hwang-Seok
    • Journal of KIISE:Computing Practices and Letters
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    • v.6 no.3
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    • pp.288-298
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    • 2000
  • Digital assets denote multimedia information that exists in the form of digitized materials such as images, audio, and video. The management of digital assets demands much effort because of a huge amount of storage space requirement and multidimensional characteristics of the information needed to describe their contents. In this paper, we design and implement a Digital Asset Manager that stores and manages digital assets efficiently. Among the various types of digital assets, we focus on the video asset which has the highest complexity. Our Digital Asset Manager provides various facilities for digital contents authoring applications. In the Digital Asset Manager, video assets are managed by using a hierarchical model in order to ensure efficient accesses to any part of a video asset. Our system also guarantees the independence from the storage platform, and provides a fast content-based similarity search method on the digital assets.

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