• Proceedings of the Korea Society for Industrial Systems Conference
• /
• 2003.11a
• /
• pp.613-618
• /
• 2003

많은 중소기업들은 정보시스템 적용과 운용에 있어서 정보기술의 전략적, 운영적 차원의 사용보다는 당면한 기업조직의 현문제와 기존의 시스템의 적절한 유지와 보수문제를 어떻게 해야 하는가 하는 문제에 더욱 집중되어 있다. 그러나 정보기술은 기업의 전략적 무기로 인식하여 경쟁우위를 점할 수 있는 가장 큰 수단으로 인식되어 져야 한다. 본 연구는 대기업중심의 아웃소싱관련 선행연구를 통해 우리나라 중소기업의 정보시스템 아웃소싱 상황에 맞는 모형연구가 필요하다는 것을 알게 되었다. 선행연구에서는 파트너십에 대한 문제와 기술적, 통제적, 경제적에 대한 성공요인에 대한 검토되었는데 한편 우리나라 중소기업 상황에서는 자금 회사규모 문제 40.3%, 시스템 운영인력 부족 24.1%, 임직원 활용능력 부족 8.9% 등이 문제로 나타났다 이처럼 대기업과 위험요인과 중소기업의 요인을 비교하였다 그리고 지금까지 나타난 대기업 아웃소싱 문제점과 함께 지난 2년간 정부주도하의 중소기업 정보화 지원사업을 연구하여 중소기업 정보화 아웃소싱 성공요인들을 도출하여 성공적인 중소기업 정보시스템 아웃소싱 모형 만들 수가 있을 것이다.

• Journal of Korea Society of Industrial Information Systems
• /
• v.8 no.4
• /
• pp.1-7
• /
• 2003

This study is concerned with the operational methods of Quality Management employed by the small and medium-sized companies in Gang won-do to improve their power of competition. This study is particular, studied the consortium-participating companies on their Plans of Quality Management as to how they carry them out in order to advance to the first-class business enterprises. The results of this study showed that the of shortage manpower and funds that the local small and mediumsized companies commonly face played a significant role as major obstacles in implementing their Quality Management programs. The study results also suggest that it is necessary to promote some periodic manpower train- ing programs in cooperation with local universities, to utilize professors and experts to build management strategies that can bring and secure the power of competition, and to construct a system of educational-industrial cooperation, as ways leading these companies to the 21s1 century's type of business enterprise.

• Proceedings of the Korean Institute of Navigation and Port Research Conference
• /
• 2007.12a
• /
• pp.58-59
• /
• 2007

The English law of ship mortgages is successor to a very long tradition. From the earliest times loans have been required to finance maritime commerce. The term "ship" describes any kind of vessel used in navigation, while the term "ship mortgage" described a method of secured financing, under which a borrower transferred its interest in ship or other property to a creditor, to secure the payment of the debt owed by the borrower or the performance of some their obligation. The shipowner (the borrower)is known as the 'mortgagor, and the person lending the money is known as the 'mortgagee'.

• Journal of The Institute of Information and Telecommunication Facilities Engineering
• /
• v.2 no.2
• /
• pp.85-94
• /
• 2003

정부에서는 정보통신기술개발을 위해 1993년부터 정보화 촉진기금을 설치하고 "정보통신연구개발사업"을 통해 이를 집중 지원하여 왔는데 정보통신 산업발전 및 정보화촉진을 위해 $1993{\sim}2001$년간 총 5조 8,252억원을 투입하였고 출연사업으로는 3조 1,012억원을 투입하였다. 정보통신연구개발사업 중 출연사업은 정보통신분야의 기술진흥과 정보통신산업 발전을 선도하기 위한 선도기술개발사업과 IT 신시장 창출 및 IT 산업경쟁력 제고를 위하여 산업체를 대상으로 지원하는 산업기술개발사업, 정보통신분야기 우수한 신기술을 보유하고도 자금부족 등으로 사업화를 못하는 개인 또는 중소기업에게 시제품개발 또는 산업화에 소요되는 사업비를 지원하는 우수신기술지정지원사업, 그리고 표준화사업과 연구기반조성사업 등이 대표적인 정보통신연구개발사업으로 사업별 지원 내용을 살펴보았다. 또한 인력양성을 제외한 정보통신연구개발 출연사업에 $1993{\sim}2001$년간 총 2조 1,755억원을 투자하여 매출이 28조원 이상 발생하는 등의 각종 성과가 있었는데 사업별 성과를 살펴보고 개선방안을 제시하였다.

• Journal of Korea Technology Innovation Society
• /
• v.15 no.1
• /
• pp.203-223
• /
• 2012

This study aimed to identify the factors of failure in cases where there was feasibility but was not successful in commercializing technology. For the study, 92 feasibility reports for new technologies were collected, and among these 4 studies that showed definite failure in commercialization of technology were analyzed in depth. Further analysis was based the factors pointed out by previous frameworks such as 1) discussion on success or failure in commercialization of technology, 2) that of venture company, and 3) valuation of technology studies. Previous studies pointed out success and failure factors as lack of funding, uncontrollable accidents, managing ability, inability for mass production and so forth, which had little difference to the pre-feasible evaluation of four cases. However, real reason was the lack of understanding technologies such as composition of technologies, production technologies required by stages, and lack of understanding of floor technologies. The misunderstandings were occurred regardless of CEO's experience and expertise. We did not touch the evaluation model of pre-feasibility studies, although we dealt with the failure of the pre-studies. The reason we do not generalize the results of this study is the fact that we dealt with only small cases.

• Korean Journal of Construction Engineering and Management
• /
• v.16 no.6
• /
• pp.84-91
• /
• 2015

Project Financing (PF) is a financing method, executed based upon the projected profitability from a project itself instead of relying on the credit rating of project sponsors or any type of collateral. However, most financial institutions of Korea lacks the long term profitability assessment capability, and they prefer to acquire credit reinforcement from the construction companies in the form of the guarantor or debt argument commitments. As a result, PF contingent liabilities as an indirect debt, are burdened to the construction companies. Even though the PF contingent liabilities are not supposed to be part of the financial statements, they became a mandatory disclosure items since 2009. In this study, PF contingent liabilities were studied to indicate how they were correlated with construction firms' financial ratios. Construction firms were grouped by their credit rating and each group was compared in order to analyze PF contingent liabilities' impact on the financial condition of the company in terms of liquidity, liability, and stability.

• Asia-Pacific Journal of Business Venturing and Entrepreneurship
• /
• v.14 no.4
• /
• pp.191-198
• /
• 2019

The purpose of this study is to explain the bootstrapping method to understand the process of overcoming the difficulties experienced by the limited resources of the initial start-up, through the example of Black Ruby Studio. Most nascent start-ups have constrained resources. This problem is a subject that is constantly being repeated in entrepreneurship research. Despite these problems, there are relatively few studies detailing the process of overcoming the initial difficulties of start-up. Bootstrapping is described as a way to reduce external inflows, reduce risk, and resolve funding issues internally. Many start-ups initially rely on bootstrapping as a way to solving scarce funds and limited resources. Therefore, this study reviewed the prior literatures in bootstrapping, and used 32 detailed item bootstrapping methods suggested in Winborg & Landstrom(2001) on bootstrapping in order to understand bootstrapping concept of start-up. This study gives insightful implication to prospective founders by using the bootstrapping method for survival of start-up and the process of overcoming the difficulties in the start-up.

• Korean Journal of Construction Engineering and Management
• /
• v.23 no.4
• /
• pp.36-46
• /
• 2022

It takes a relatively long time for construction companies that lack the ability to finance to adapt to construction policy in the construction industry. However, financial institutions rarely provide financial products to construction companies, particularly small and medium-sized construction companies, because their security capacity and credit rating are low. This study investigates the financial products needed for small and medium construction companies to adapt to policy changes. The demand of small and medium construction companies for financial products is analyzed by experts' advise and survey. And, when the investigated financial products for the construction industry are introduced, the legal systems in need of revision are analyzed. Based on the analyzed demand and the number of legal systems needing revision, the priority for the introduction of financial products to the construction industry is analyzed. Among the financial products investigated, the priority of "Expert consultation, such as accountant, tax accountant, lawyer, etc." is the highest. In future studies, the criteria and method of financial product development for high-priority financial products could be researched.

• The Journal of the Korea Contents Association
• /
• v.15 no.12
• /
• pp.541-549
• /
• 2015

Research about U.S. and European countries demonstrated that startups and young firms account for nearly all net job creation. If we want to bring down unemployment and to increase economic growth rate, we need to create new companies and to make them to grow. Credit availability is one of the most important factors for entrepreneurs as they attempt to start or expand a business. For young firms, access to credit for business growth can mean the difference between survival and failure. Equity crowdfunding is an innovative means of raising capital for businesses. Crowdfunding campaigns can give new business access to a large pool of investors. This brings huge benefits for marketing and increase provability of success of business and ROI, so it leads follow-on investment from Venture Capital and Angel investors. In Korea, the survival rate of startups and average growth rate of survivors is far lower than those of the U.S or other countries due to lack of funds for startup or early business growth. Equity crowdfunding can be a new funding source for venture or startups. It can increase startup and survival rate, in addition to the growth rate of survivors, resulting in decreased unemployment rate. In Korea, Equity crowdfunding will be available from 2016. Further study is needed to determine whether the impact of crowdfunding in Korea on job creation will be similar to its impact in the U.S.

• Asia-Pacific Journal of Business Venturing and Entrepreneurship
• /
• v.13 no.3
• /
• pp.125-140
• /
• 2018

According to statistics, it is shown that domestic SMEs rely on bank loans for the majority of fund procurement. From financial information shortage (Thin file) that does not provide information necessary for credit evaluation from banks such as financial statements. In order to overcome these problems, recently, in alternative finance such as P2P, using differentiated information such as demographics, trading information and the like utilizing Fintech instead of existing financial information, small funds A new credit evaluation method has been expanding to provide SMEs with small amounts of money. In this paradigm of environmental change, in this research, credit evaluation which can expand fund supply to SMEs by utilizing big data based on trade area information such as sales fluctuation, location conditions etc. In this research, we try to find such a solution. By analyzing empirically the big data generated in the trade area, we verify the effectiveness as a credit evaluation factor and try to derive the main parameters necessary for the business performance evaluation of the founder of SMEs. In this research, for 17,116 material businesses in Seoul City that operate the service industry from 2009 to February 2018, we collect trade area information generated for each business location from Big Data specialized company NICE Zini Data Co., Ltd.. We collected and analyzed the data on the locations and commercial areas of the facilities that were difficult to obtain from SMEs and analyzed the data that affected the Corporate financial Distress. It is possible to refer to the variable of the existing unused big data and to confirm the possibility of utilizing it for efficient financial support for SMEs, This is to ensure that commercial lenders, even in general commercial banks, are made to be more prominent in one sector of the financing of SMEs. In this research, it is not the traditional financial information about raising fund of SMEs who have basically the problem of information asymmetry, but a trade area analysis variable is derived, and this variable is evaluated by credit evaluation There is differentiation of research in that it verified through analysis of big data from Trading-area whether or not there is an effect on.