• Journal of the Korea Society of Computer and Information
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• v.16 no.7
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• pp.183-190
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• 2011

Loan amount of housing mortgage is composed of various factors. This study paper studies focuses on estimating the determinants of a loan amount of housing mortgage. The region for analysis consist of seven groups, that is, metropolitan city (such as Busan, Daegu, Incheon, Gwangiu, Daejeon, Ulsan.) and Seoul. Analyzing period be formed over a 45 time points(2007. 01.~ 2010. 09). In this paper the dependent variable setting up loan amount of housing mortgage, explanatory(independent) variables are composed of the consumer price index, unemployment rate, average monthly household income per household, expenditure rate of health care, composite stock price index and overdue rate of household loans for commercial bank. In looking at the factors which determine loan amount of housing mortgage, evidence was produced supporting the hypothesis that there is a significant positive relationship between the consumer price index and unemployment rate. The study also produced evidence supporting the view that there is a significant negative relationship between expenditure rate of health care. The study found that average monthly household income per household, expenditure, composite stock price index and overdue rate of household loans for commercial bank were not significant variables. The implications of these findings are discussed for further research.

• 보일러설비
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• s.52
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• pp.60-71
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• 1998

보일러하면 으레 겨울을 떠올리지만 성수기는 봄과 가을이다. 봄철인 4$\~$5월에는 주택이나 건물의 신$\cdot$증축으로 신규 수요가 많은 반면 가을인 9$\~$11월에는 겨울을 앞두고 노후 보일러를 새 보일러로 바꾸는 교체 수요가 많다. 올해 보일러 시장은 IMF한파 영향으로 인한 건설경기 위축과 이사수요 격감, 일반 가계의 소비 위축, 유가 상승 등으로 침체가 예상된다. 제조업체들은 소위 `IMF형 제품`들을 대거 선보이며 고객 확보에 힘을 쏟고 있다.

• TTA Journal
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• s.149
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• pp.22-23
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• 2013

전력난으로 힘들게 폭염을 극복해야 했던 기억이 아직도 생생한데 어느덧 추운 겨울을 대비해야 할 때가 왔다. 겨울이 다가오면 대부분 가정에서는 난방비 걱정이 앞선다. 따스한 겨울을 날만큼 난방비를 지출하기가 녹록지 않기 때문이다. 하지만 패시브하우스라면 일반 주택과 달리 난방비 걱정 없이 따스한 겨울을 날 수 있다. 흔히 패시브하우스는 단열이 잘된 집 정도로 알려져 있지만, 사실은 철저하게 열역학적 원리를 고려해 만든 과학적인 집이다.

• 한국정보통신설비학회:학술대회논문집
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• 2005.08a
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• pp.60-63
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• 2005

본 논문은 일반주택지역에서 광단자함에서 댁내 구간에 사용되는 광케이블인 Optical Drop Cable의 설치 방법과 광학적 특성을 평가하는 방법과 이 방법에 의하여 가입자 개통에 관한 것이다.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.17 no.2
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• pp.27-36
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• 2016

Houses have usually been planned for those who are in good physical condition rather than with disabilities. Therefore, it is difficult to provide a high quality residential environment for people with disabilities. To live in their own houses continuously, it is essential to renovate their houses where they have been living. This study focuses on removing the barrier factors from houses by analyzing the characteristics of disability types and purpose of each space. Therefore, this study divides a house into 5 sectors: an accessible path; an entrance hall; a corridor; a living room; and a bedroom to remove the barrier factors from each sector according to the analysis above. As a result, the sectors that show high frequency and importance of renovation should be considered as a top priority for renovation.

• Korean Journal of Social Welfare
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• v.68 no.3
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• pp.29-50
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• 2016

This study examined the determinants of housing affordability using the 2014 fact-finding survey of housing. This study identified the effects of characters of districts as well as the effects of characters of family and housing, taking advantage of HGLM(Hierarchical General Linear Model). The results of this study showed that male householder, higher education level, the monthly housing, higher satisfaction of environment of housing are the factors that increased the odds of living at unaffordable housing, but higher income, public transfer recipient, living at sub-standard housing, the Jensei housing are the factors that decreased the odds of living at unaffordable housing. And the higher housing price, the higher rent of the districts increased significantly the odds of living at unaffordable housing, but the higher rate of public housing of the districts decreased the odds of living at unaffordable housing. This study provides the basis that the price of housing and rent should be controled and the policy of public housing should be expanded for housing welfare.

• Korean Journal of Construction Engineering and Management
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• v.20 no.6
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• pp.23-33
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• 2019

The purpose of this study is to analyze the housing price variation within the redevelopment project district, affected by the characteristics of project and implementation stage. This study implemented the hedonic price model employing the actual transaction price with 24 dependent variables from 2006 to 2016 inside 19 redevelopment districts in Seoul. Research finding indicates that the larger ratio of the number of tenants and general distribution, the smaller ratio of rented households and the more positive effect of housing price. It is noteworthy that this study demonstrated the actual transaction price of houses located within the project districts by implementation stage. This study is expected to help the policy makers, the developers and the investors make more reliable decisions on the feasibility study related to the redevelopment project.

• Korean Journal of Construction Engineering and Management
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• v.20 no.5
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• pp.12-20
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• 2019

This study analyzes and suggests improvement direction for the problems of housing related market laws and policies that cause sudden changes according to the application criteria. These laws and policies include income deduction from housing subscription, monthly rent loan for housing stability, high price house, penalty points from poor quality construction, and real estate brokerage commission. Each has one or more specific values that decide application criteria causing noticeable different results. Benefit or loss can be decided when an application range is changed by a small difference of the application value near to the boundary. This study suggest to use equations instead of a certain values to remove those sudden changes and to make them steadily increasing slopes which can be lines or curves. The concept can be applied to other laws and policies that have significantly different results between criteria.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.17 no.6
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• pp.566-576
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• 2016

It is known that the Real Estate Sales Market and Auction Market are closely interrelated with each other in a variety of respects and the media often mention the real estate auction market as a leading indicator of the real estate market. The purpose of this paper is to analyze the relationships between the housing market and auction market before and after macroeconomic fluctuations using VECM. The period from January 2002 to December 2008, which was before the financial crisis, was set as Model 1 and the period from January 2009 to November 2015, which was after the financial crisis, was set as Model 2. The results are as follows. First, the housing auction market is less sensitive to changes in the housing market than it is to fluctuations in the auction market. This means that changes in the auction market precede fluctuations in the housing market, which shows that the auction market as a trading market is activated. In this respect, public institutions need to realize the importance of the housing auction market and check trends in the housing contract price in the auction market. Also, investors need to ensure that they have expertise in the auction market.

• Land and Housing Review
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• v.4 no.1
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• pp.107-117
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• 2013

This study aimed to assess the rental housing ABS in Korea, and to suggest ways of improving the structure of existing rental housing ABS. Thus, the three major assessment for existing public rental housing ABS case can be summarized as follows : First, when viewed in terms of the accounting treatment, rental housing ABS which use the future receivables as underlying asset, can not enjoy off-balance-sheet effect. Second, when viewed from the point of financing costs, the rental housing ABS interest rate being higher than unsecure bond is very unreasonable nevertheless the ABS being off-balanced. Third, when viewed from the liquidity effect, the originator (LH) use the ABS as a means of diversifying funding in a serious liquidity crisis situation. The Improvement of rental housing ABS based on the evaluation results can be summarized into two broad. First, it is a plan to handle the off-balance-sheet effect in a way of changing the accounting treatment of rental payment. Second, it is a plan to reducing the structuring cost and interest rate in ways of multi-asset securitization structure, self-trust structure, and adopting legal CB structure.