• The Journal of the Convergence on Culture Technology
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• v.5 no.4
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• pp.277-282
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• 2019

This study analyzed the determinants of the financial Soundness of savings banks. In particular, empirical analysis was carried out on how the loan deposit ratio correlates with financial soundness after restructuring. As the restructuring of savings banks was finalized in 2014, asset management changed and it is time to analyze the financial characteristics of savings banks. In summary, the relationship between the savings bank lending rate and the NPL ratio is estimated to have a negative value at the 1% significance level. In other words, the higher the mortgage rate, the lower the substandard and below ratio. It can be said that it is not easy for a savings bank to build an aggressive loan portfolio. In other words, the more difficult it is to finance loans through savings deposits, the more likely the risk aversion tends to be. The higher the corporate loan ratio, average interest expense, and economic growth rate, the higher the risk index. The larger the asset size and the higher the loan growth rate, the lower the risk index. Increasing the mortgage rate may reduce risk-seeking behavior, but it does not mean that it is unconditionally positive for savings banks. Therefore, the loan deposit rate regulation should reduce the incentives for excessive asset expansion and manage preemptive soundness through lending portfolio management.

• Journal of the Korean Geotechnical Society
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• v.35 no.6
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• pp.17-26
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• 2019

In this study, the statistical characteristics of the resistance bias factors were analyzed using a high-quality field load test database, and the total resistance bias factors were estimated considering the soil uncertainty and construction errors for the application of the limit state design of aggregate pier foundation. The MLR model by Bong and Kim (2017), which has a higher prediction performance than the previous models was used for estimating the resistance bias factors, and its suitability was evaluated. The chi-square goodness of fit test was performed to estimate the probability distribution of the resistance bias factors, and the normal distribution was found to be most suitable. The total variability in the nominal resistance was estimated including the uncertainty of undrained shear strength and construction errors that can occur during the aggregate pier construction. Finally, the probability distribution of the total resistance bias factors is shown to follow a log-normal distribution. The parameters of the probability distribution according to the coefficient of variation of total resistance bias factors were estimated by Monte Carlo simulation, and their regression equations were proposed for simple application.

• Journal of Korea Water Resources Association
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• v.54 no.5
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• pp.289-299
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• 2021

This study analyzes bifurcation characteristics of the Seolmacheon experimental catchment by extracting the shape variation of channel network due to variable scale of source basin or threshold area. As the area of source basin decreases, a bifurcation process of channel network occurs within the basin of interest, resulting in the elongation of channel network (increase of total channel length) as well as the expansion of channel network (increase of the source number). In the former case, the elongation of channel reaches overwhelms the generation of sources, whereas, in the latter case, the drainage path network tends to fulfill the inner space of the basin of interest reflecting the opposite trend. Therefore, scale invariance of natural channel network could be expressed to be a balanced geomorphologic feature between the elongation of channel network and the expansion of channel network due to decrease of source basin scale. The bifurcation structure of the Seolmacheon experimental catchment can be characterized by the coexistence of the elongation and scale invariance of channel network, and thus a further study is required to find out which factor is more crucial to rainfall transformation into runoff.

• Journal of Korean Tunnelling and Underground Space Association
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• v.24 no.3
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• pp.231-245
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• 2022

When vertical shafts are constructed in soft clay with low strength, there is a risk of basal heave, which causes the excavation surface to heave due to the low bearing capacity of the ground against the imbalance of earth pressure at the excavation surface. Methods of deriving a safety factor have been proposed to evaluate the stability against the basal heave. However, there are limitations in that it is difficult to accurately evaluate the heave stability because many assumptions are included in the theoretical derivation. In this study, assuming that a circular vertical shaft is constructed in soft clay, the existing safety factor equation proposed through a theoretical approach was supplemented. Bearing capacity according to the shaft geometry, inhomogeneity of the soil, and the effect of soil plug were considered theoretically and applied in a previous safety factor equation. A three-dimensional numerical analysis was conducted to simulate the occurrence of basal heave and review the supplemented equation through various case studies. Several series of case studies were conducted targeting various factors affecting heave stability. It was verified that the additionally considered characteristics were properly reflected in the supplemented equation. Furthermore, the effects of each factor constituting the safety factor equation were examined using the results of the numerical analysis performed by simulating various cases. It was confirmed that considering the undrained shear strength increment according to depth had the most significant effect on the calculation of the safety factor.

• Therapeutic Science for Rehabilitation
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• v.12 no.1
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• pp.51-63
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• 2023

Objective : This study aimed to analyze the association between lifestyle and medical expenses of older adults with mental illness using claims data. Methods : We conducted secondary data analysis using the older adult cohort database provided by the Korea National Health Insurance Service. The lifestyle and medical expense variables were extracted from the cohort database. We used a generalized linear model to examine the association between lifestyle and medical expenses. Results : In total, 32,853 records were extracted. The results showed that smokers had medical expenses (estimate = -218,255, p = .037). As the number of days of walking increased, medical expenses significantly decreased (estimate = -58,843, p < .0001). Furthermore, as the number of days of drinking decreased, medical expenses increased (estimate = 692,289, p < .0001). Conclusion : This study analyzed the estimates of medical expenses according to lifestyle among older adults with mental illness. Smoking and exercise were negatively associated with medical expenses. These results suggest the importance of a healthy lifestyle for older adults with mental illness. In addition, this study can be used as clinical evidence for lifestyle management programs to improve physical and mental health.

• KSCE Journal of Civil and Environmental Engineering Research
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• v.29 no.4A
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• pp.347-353
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• 2009

The qualitative factors influencing the ingress of chloride ion into concrete are water-binder (W/B) ratio, cement type, age, chloride ion concentration of given environment, wet and dry conditions, etc. Thus, an objective of this experimental research is to investigate the effects of cement types and environmental conditions on the chloride ion diffusion characteristics in concrete through the chloride ion diffusion test. For this purpose, the diffusion coefficients for chloride ion in concrete with three types of cement such as ordinary portland cement (OPC), binary blended cement (BBC), and ternary blended cement (TBC), were measured for the concrete specimens with W/B ratios of 32%, 38%, and 43%, respectively. The diffusion coefficients for chloride ion were also measured for the concrete specimens with W/B ratio of 43%, which were subjected to standard curing and field exposure conditions. It was observed from the test results that the resistance against chloride ion penetration increased with decreasing W/B ratio and those of BBC and TBC concretes were greater than that of OPC concrete. Therefore, it was revealed that the use of these cements containing mineral admixtures is required to extend the service life of RC structures exposed to chloride environment. On the other hand, it was noted that the resistance against chloride ion penetration of field exposure test specimens was slightly lower than that of standard curing test specimens due to the penetration of chloride ion under the irregular ambient temperature, splash of wave, and cycle of wet and dry.

• Journal of the Korean Association of Geographic Information Studies
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• v.15 no.2
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• pp.57-70
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• 2012

The aim of this study is to analyse the landslide susceptibility and the future hazard in Inje, Korea using probability rainfalls and artificial neural network (ANN) environment based on geographic information system (GIS). Data for rainfall probability, topography, and geology were collected, processed, and compiled in a spatial database using GIS. Deokjeok-ri that had experienced 694 landslides by Typhoon Ewinia in 2006 was selected for analysis and verification. The 50% of landslide data were randomly selected to use as training data while the other 50% being used for verification. The probability of landslides for target years (1 year, 3 years, 10 years, 50 years, and 100 years) was calculated assuming that landslides are triggered by 1-day rainfall of 202 mm or 3-day cumulative rainfalls of 449 mm.

• Korean Journal of Soil Science and Fertilizer
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• v.43 no.5
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• pp.529-539
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• 2010

In order to evaluate the effect of soil salinity and culturing conditions including compost application and vinyl mulching on the maintenance of ridge and the growth of upland crops, three crops such as corn, soybean and sweet potato were experimented by using three or four cultivars of crops in the Saemangeum reclaimed tidal land. Average soil salinity before seeding was 2 dS $m^{-1}$, which was low enough for general upland crops to grow. However, high soil EC more than 16 dS $m^{-1}$ was observed in some parts of the experimented field. In the experiment, it was concluded that growth retardation and yield reduction of summer upland crops might be from severe erosion of ridge, soil compaction, flooding or wet soil condition and high salinity of some parts, and then these deteriorations were possibly improved for good crop growth and yield increase by compost application and vinyl mulching cultivation in the Saemangeum reclaimed tidal land.

• Proceedings of the Korea Water Resources Association Conference
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• 2006.05a
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• pp.948-952
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• 2006

인구의 증가와 경제의 발전으로 인해 한정된 수자원에 대한 수요가 급증하였고 향후 고도의 복지사회 구현과 지방 자치화에 따른 각종 용수 수요에 대한 심각한 물 배분 문제가 대두되고 있다. 특히 심각하게 물 배분 문제가 야기될 때 각 수요지점별로 필요한 용수를 공급하기 위해서 단지 상류에서 하류 단으로 물을 배분한다면 수리권의 공정성 문제가 제기되며 물 관리 원칙의 결여에 따른 곤란한 상황이 발생할 수 있다. 이렇게 갈수 및 가뭄 시와 같이 물 배분 문제가 생길시 에는 우선 하천유역 전체의 가용수량을 파악한 후 각 용수 사용별로 중요성을 감안하여 용수공급 우선순위를 설정하여 전 하천 유역을 통하여 일관된 배분을 실시할 수 있는 수자원 최적화 배분 시스템을 개발 할 필요성이 있다. 이러한 문제를 해결하기 위하여 본 연구에서는 한국수자원공사 수자원연구원과 콜로라도주립대학에서 공동 개발한 유역 네트워크 유량 모델(River Basin Network Flow Model)인 K-MODSIM을 이용하여 유역통합 실시간 일 저수지 운영 모델을 개발하였다. 개발된 유역통합 실시간 일운영 모델은 금강유역에 적용하였으며, 금강유역을 12개의 소유역으로 구분하고, 용담댐과 대청댐을 포함하며, 유역관리는 용수공급, 치수대책, 발전수력 및 하천 유지용수의 공급등의 유역내 수자원 관리 상황을 포함하였다. 이처럼 유역의 매우 자세한 세부사항을 고려함으로서 기존에 개발된 모델이 가지고 있던 단순화의 단점을 보완하고 유역의 특성을 최대한 반영하도록 하였다. 또한 유역통합 실시간 일운영 모델의 장기적인 저수지 운영 문제를 해결하기 위해 암시적 추계학적 동적계획법을 사용하여 도출된 월운영룰을 일운영모델에 적용할 수 있는 방법을 제시 하였다.기능으로 구성되어 있으며, 각 기능을 선택하면 해당 화면으로 GUI가 전환된다. 따라서 다량의 측정자료의 신뢰성을 유지하고 이를 모형의 입력자료로 활용하는 일련의 과정을 시스템화하기 때문에 자료의 이상적 유지 관리가 이루어지며 복잡한 2차원 수질해석 모형을 수월하게 운영할 수 있는 시스템으로 개발하였다.제외하면, 부자측정 방법에 의한 유량산정시 가장 큰 오차원인은 홍수시 측정된 유속측선의 위치와 홍수 전후로 측정된 횡단면상의 위치가 일치하지 않는 점과, 대부분 두 측정 구간의 평균값을 대푯값으로 사용한다는 점이다. 본 연구는 다년간의 유량 측정 및 검증 경험과 자료를 토대로 현장에서 부자를 이용하여 측정된 측정성과를 정확도 높은 유량자료로 산정하는데 있어서의 문제점을 도출하고, 이로 인해 발생하는 오차를 추정하여 그 개선방안을 제시해 보고자한다. 더불어 보다 정확한 유량 산정을 위한 기준과 범주를 제시하고자 한다.리적 특성을 잘 반영하며, 도시지역의 복잡한 배수시스템 해석모형과 지표범람 모형을 통합한 모형 개발로 인해 더욱 정교한 도시지역에서의 홍수 범람 해석을 실시할 수 있을 것으로 판단된다. 본 모형의 개발로 침수상황의 시간별 진행과정을 분석함으로써 도시홍수에 대한 침수위험 지점 파악 및 주민대피지도 구축 등에 활용될 수 있을 것으로 판단된다. 있을 것으로 판단되었다.4일간의 기상변화가 자발성 기흉 발생에 영향을 미친다고 추론할 수 있었다. 향후 본 연구에서 추론된 기상변화와 기흉 발생과의 인과관계를 확인하고 좀 더 구체화하기 위한 연구가 필요할 것이다.게 이루어질 수 있을 것으로 기대된다.는 초과수익률이 상승하지만, 이후로는 감소하므로, 반전거래전략을 활용하는 경우 주식투자기간은 24개월이하의 중단기가 적합함을

• Spatial Information Research
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• v.8 no.1
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• pp.141-153
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• 2000

The purpose of this study is to develop and apply spatial landslide information system using Geographic information system (GIS) in concerned with spatial data. Landslide locations detected from interpretation of aerial photo and field survey, and topographic , soil , forest , and geological maps of the study area, Yongin were collected and constructed into spatial database using GIS. As landslide occurrence factors, slope, aspect and curvature of topography were calculated from the topographic database. Texture, material, drainage and effective thickness of soil were extracted from the soil database, and type, age, diameter and density of wood were extracted from the forest database. Lithology was extracted from the geological database, and land use was classified from the Landsat TM satellite image. In addition, landslide damageable objects such as building, road, rail and other facility were extracted from the topographic database. Landslide susceptibility was analyzed using the landslide occurrence factors by probability, logistic regression and neural network methods. The spatial landslide information system was developed to retrieve the constructed GIS database and landslide susceptibility . The system was developed using Arc View script language(Avenue), and consisted of pull-down and icon menus for easy use. Also, the constructed database can be retrieved through Internet World Wide Web (WWW) using Internet GIS technology.