• Title/Summary/Keyword: 로짓회귀모형

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The Study on the Risk Predict Method and Government Funds Supporting for Small and Medium Enterprises (로짓분석을 통한 중소기업 정책자금 지원의 위험예측력에 대한 연구)

  • Choi, Chang-Yeoul;Ham, Hyung-Bum
    • Management & Information Systems Review
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    • v.28 no.3
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    • pp.1-23
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    • 2009
  • Prior bankruptcy studies have established that bankrupt firm's pre-filing financial ratios are different from those of healthy firms or of randomly selected going concerns. However, they may not be sufficiently different from the financial ratios of other firms in financial distress to allow the development of a ratio-based model that predicts bankruptcy with reasonable accuracy. As the result, in the multiple discriminant model, independent variables divided firms into bankrupt firms and healthy firms are retained earnings to total asset, receivable turnover, net income to sales, financial expenses, inventory turnover, owner's equity to total asset, cash flow to current liability, and current asset to current liability. Moreover four variables Retained earnings to total asset, net income to sales, total asset turnover, owner's equity to total asset indicate that these valuables classify bankrupt firms and distress firms. On the other hand, Owner's Equity to borrowed capital, Ordinary income to Net Sales, Operating Income to Total Asset, Total Asset Turnover and Inventory Turnover are selected to predict bankruptcy possibility in the Logistic regression model.

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Imputation for Binary or Ordered Categorical Traits Based on the Bayesian Threshold Model (베이지안 분계점 모형에 의한 순서 범주형 변수의 대체)

  • Lee Seung-Chun
    • The Korean Journal of Applied Statistics
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    • v.18 no.3
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    • pp.597-606
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    • 2005
  • The nonresponse in sample survey causes a problem when it comes time to analyze dataset in public-use files where the user has only complete-data methods available and has limited information about the reasons for nonresponse. Recently imputation for nonresponse is becoming a standard approach for handling nonresponse and various imputation methods have been devised . However, most imputation methods concern with continuous traits while many interesting features are measured by binary or ordered categorical scales in sample survey. In this note. an imputation method for ignorable nonresponse in binary or ordered categorical traits is considered.

A Study for the Development of Motion Picture Box-office Prediction Model (영화 흥행 결정 요인과 흥행 성과 예측 연구)

  • Kim, Yon-Hyong;Hong, Jeong-Han
    • Communications for Statistical Applications and Methods
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    • v.18 no.6
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    • pp.859-869
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    • 2011
  • Interest has increased in academic research regarding key factors that drive box-office success as well as the ability to predict the box-office success of a movie from a commercial perspective. This study analyzed the relationship between key success factors of a movie and box office records based on movies released in 2010 in Korea. At the pre-production investment decision-making stage, the movie genre, motion picture rating, director power, and actor power were statistically significant. At the stage of distribution decision-making process after movie production, among other factors, the influence of star actors, number of screens, power of distributors, and social media turned out to be statistically significant. We verified movie success factors through the application of a Multinomial Logit Model that used the concept of choice probabilities. The Multinomial Logit Model resulted in a higher level of accuracy in predicting box-office success compared to the Artificial Neural Network and Discriminant Analysis.

Analysis of Residential Environment Satisfaction and Residential Preference in Daegu Downtown (대구 도심의 주거환경만족도와 거주의향 분석)

  • Song, Heung-Soo;Im, Jun-Hong;Kim, Han-Soo
    • Journal of the Korean housing association
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    • v.26 no.5
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    • pp.133-141
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    • 2015
  • As an empirical study on Daegu Downtown showing decentralization phenomenon, the purpose of this study is, based on the residential satisfaction research targeting the Downtown residents, to analyze the residential environment satisfaction and residential preference. Considering the parameters of measurement, we used the Ordered Logit Model and Logistic Regression. The results are as follows: First, the comprehensive residential environment satisfaction is relatively lower than that in 2008 and the residential preference in Downtown is similar to that of the past. Second, among the 7 factors that constitute the Downtown residential environment, the house, the landscape, and the security have a relatively large influence on the comprehensive residential environment satisfaction. Third, the residential environment factors which affect those who are hoping continuous Downtown residence are the safety, the house and the complex.

SNS 프로필 사진이 대출상환에 미치는 영향: 카카오톡 메신저 사진을 중심으로

  • Jeong, Won-Hun;Ha, Gyu-Su
    • 한국벤처창업학회:학술대회논문집
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    • 2020.11a
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    • pp.127-130
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    • 2020
  • 금융시장 환경이 점차 변화하고 있다. 흔히 지점이라 불리는 오프라인 환경에서 애플리케이션을 이용하거나 웹페이지를 이용하는 온라인 비대면 환경으로 이동함에 따라 기존의 정형 정보를 중심으로 한 소비자 행동 예측 방법보다 더 나은 방법을 모색하기 이르렀다. 이에 따라 주관적 비정형 정보의 중요하게 된 것이다. 본 연구는 비대면 대출시장에서 주관적 비정형 정보의 하나인 SNS 프로필 사진과 대출상환에 영향을 미치는 변인을 파악하는 것을 목표로 한다. SNS 프로필 사진은 자신의 감정이나 상태를 표현하는 도구로 떠오르고 있으며, 이러한 차입자의 SNS 프로필사진을 분석함으로써 정보비대칭의 최소화로, 대출심사를 위한 신용평가에 유의적 요소들을 규명하는데 목적이 있다. 본 연구에서는 대출자들이 차입자에 대한 평가의 중요 고려 요소들을 규명하고 탐색하는데 초점을 맞춰 SNS 대안 신용평가만을 심사기준으로 이용한 대출인 텐스페이스의 AI LOAN 대출자중에서 2020년 2월부터 2020년 2월까지 대출자료를 확보할 예정이다. 이러한 자료 중에서 2020년 12월 30일을 기준으로 상환기일이 도래한 대출상환 자료 중 SNS사진을 순서형 로짓회귀모형을 이용해 분석하고자 한다.

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Effects of the Residential Area and Personal Characteristics of Households on the Preference of Residential Location Factors (가구의 거주지역 및 인적 특성요인이 주거입지 선호에 미치는 영향)

  • Park, Wonseok
    • Journal of the Economic Geographical Society of Korea
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    • v.20 no.2
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    • pp.173-188
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    • 2017
  • This paper aims to analyze the effects of the residential area and personal characteristics of households on the preference of residential location factors. The main results of this study are as follows. Firstly, considering the results of multiple regression analysis, it can be seen that preference of location factors is differentiated according to the residential area and personal characteristics of households by individual location factors. Secondly, considering the results of binomial logistic regression analysis, it can be also elucidated that the preferred location factors are differentiated according to the residential area and personal characteristics of the households. Therefore, it is judged that the residential area and personal characteristics of household and the location factors of the household are mutually influencing each other.

Characteristics of Housing ownership Structure and Residential Location Preference of Korean Immigrants: Case Study of Korean Immigrants in Washington State (한인 이주민의 주택 소유구조 및 주거입지 선호 특성 -미국 워싱턴 주 사례를 중심으로-)

  • Park, Wonseok
    • Journal of the Economic Geographical Society of Korea
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    • v.15 no.4
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    • pp.660-675
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    • 2012
  • This paper aims at, analyzing the characteristics of immigration path, residential status and residential location preference of Korean immigrants in Washington State of United State. The main results of this study are as follows. Firstly, according to the questionnaire survey results, respondents tend to prefer own housing as their incomes are higher. Secondly, Location factors which respondents most prefer are safety, natural environment and school district. Thirdly, household income influences the housing ownership rate of respondents, according to the result of binomial logistic regression analysis on the impact of individual characteristics of the respondents on the housing ownership structure. Finally, according to the results of logistic regression analysis on the impact of individual characteristics and housing ownership structure of the respondents on the residential location preferences, (1) respondents who own housings more prefer school district as residential location factor, (2) respondents their age are over 40 years old prefer safety/amenity as residential location factor, (3) respondents their immigration period are more than 10 years prefer safety/amenity as residential location factor, (4) respondents their initial immigration region are not Washington state prefer safety/amenity as residential location factor.

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The Factors of the Acquisition of Qualifications and the Employment and Wage Effects of the Acquisition of Qualifications (자격취득의 결정요인 및 취업·임금효과)

  • Kim, Ahn Kook;Kang, Soon Hie
    • Journal of Labour Economics
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    • v.27 no.1
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    • pp.1-25
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    • 2004
  • In knowledge-based economy where the human capital has an strong compatibilities, the life cycle of technologies and skills get shorter, and the mobility of labor get greater, the role of the signal system of qualifications have greater importance. This article used the KLIPS(Korean Labor Institute Panel Study) data, and analysed the factors of the acquisition of qualifications and the employment and wage effects of the acquisition of qualifications by fixed effects logit model and random effects model. The lower school stratification acquired the more qualifications, and in the case of men the unemployed one acquired the more qualifications. The employment effects of the acquisition of qualifications are significant at first year and second year in women, but the men's of the employment effects of acquisition of qualifications are not significant. The wage effects of the acquisition of qualifications are not significant. The results of the regression suggest that in Korea the signal system of qualifications do not working, and that the qualifications in Korea need to reform.

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Hypotheses Analysis about the Efficacy of University-Industry Collaboration In the Field of Information Technology -The Case of IT Mentoring System- (정보통신분야 산학협력 효과성에 대한 영향요인 분석 -IT 멘토링 사례중심으로-)

  • Lee, Jung-Mann;Ihm, Seung-Ho;Hwang, Gyu-He;Lee, Jin-Suk
    • The Journal of the Korea Contents Association
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    • v.11 no.8
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    • pp.342-352
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    • 2011
  • This study is to verify hypotheses about the efficacy and success factors of the IT Mentor project(in which 524 students participated) which is one of the most best practices in Korea. The empirical results found that all the aspects of students, industrial experts, professors, support programs and other infrastructure have certain influences on the industry-academia cooperation. In addition, logit regression model was employed to investigate the efficacy factors of industry and university's satisfaction to IT mentor system. It showed that industry's satisfaction depends on students' participation in company's projects and students' improvements of major competence.

The Analysis of Factors affecting Expressway Accident Involving Human Injuries using Logit Model (로짓모형을 활용한 고속도로 인적피해에 영향을 주는 요인분석)

  • Seo, Im-Ki;Lee, Ki-Young;Lee, Seong-Kwan;Park, Je-Jin
    • The Journal of The Korea Institute of Intelligent Transport Systems
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    • v.11 no.3
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    • pp.102-111
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    • 2012
  • Expresway traffic accident is fatal accident by high speed, especially human injury is a great social issue. This paper aims to identify characteristic differences of highway accidents that involve human injuries or not. To analysis the elements that affect the two types of accidents used the logistic regression model. The analysis showed that human injury accident rate is increased in case of straight road, flat, or cut-slope areas, barriers, male driver, and older driver. These results provide the ground for actions to counter the problems. By discovering factors for accidents leading to fatality, this study can provide important implications for authorities that establish highway safety measures and policies in preventing human injuries or deaths from car accidents.