• Journal of Korean Library and Information Science Society
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• v.48 no.2
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• pp.263-293
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• 2017

The purpose of this study is to analyze user behaviors of books in detail based on circulation data in an academic library. It analyzes circulation patterns of books for ten years from 2006 to 2015, which are surprisingly similar every year. Each pattern follows 'Loan books 20/50 rule' that 20% core collection occupies 50% of its circulation every year. This clarifies users' circulation patterns are highly consistent and very expectable. Also, using the cumulative distribution of book age, it defines the half-life of books and suggests the mathematical formula to measure it. Circulation patterns of the whole loan book and core collection for ten years are very different in terms of subjects, user groups, and divisions. This indicates that core collection plays a significant role in analyzing circulation statistics and usage patterns for the efficient collection development in the future.

• Proceedings of the Korean Society for Information Management Conference
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• 1995.08a
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• pp.105-108
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• 1995

본 연구는 이동도서관에서 집중적으로 많이 이용되는 도서의 특성을 조사하고 이용자의 유형을 조사하였다. 본 연구를 통하여 얻은 결론은 도서 대출 분포는 브랫포드의 분산법칙, 지프의 법칙같은 현상이 존재한다는 것이다. 즉, 대출 횟수의 약 80%가 장서의 약 30%이내에서 오며 도서 대출 경향에서 수확 체감 현상이 나타났다. 그리고, 도서의 내용, 출판 후 경과 년수, 대출 경과 일수, 인구학적 특성이 장서의 이용에 영향을 준다. 즉, 아동 도서, 한국 소설, 외국 소설 순으로 많이 대출되며 출판 후 경과년수가 5-6년 이내의 도서가 핵심 도서이며 출판 후 경과년수가 짧은 도서일수록 대출횟수가 많다. 그러나, 아동 도서, 한국 소설, 외국 소설이 대출 횟수는 많지만 도서 이용가치수명은 기타 도서의 1/2에 불과하다. 대출 도서의 대부분(80%)은 6주이내에 최종 대출되며 이용자는 여자가 30, 40대가, 가정주부가, 고졸이상이 많이 이용한다.

• Journal of the Korean BIBLIA Society for library and Information Science
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• v.21 no.2
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• pp.5-13
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• 2010

As today's information environment changes rapidly with the development of information technology, users expect a variety of the library services that meet their emerging needs. This paper reports the concept of reciprocal borrowing and analyzes the cases of reciprocal borrowing programs in the US. Particularly, this paper introduces (1) three cases of state-wide library cards such as Georgia's PINES card, Maryland's MPower card, and Michigan's Michi card. (2) Public library systems in the U.S. also are introduced as a type of reciprocal borrowing. Another type of reciprocal borrowing mentioned in this paper was (3) an mutual agreement between and among libraries. The author sought the deeper understanding of reciprocal borrowing by mapping the cases described in this paper into three models of reciprocal borrowing Kwak et al.(2010) suggested. This paper concludes with a few important considerations in implementing reciprocal borrowing services in Korea.

• Journal of Korean Library and Information Science Society
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• v.50 no.3
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• pp.217-238
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• 2019

Recently, interest in Public Lending Right has increased in Korea. This study aims to collect valuable data necessary for the discussion of the introduction of Public Lending Right by analyzing the loan statistics of 820 public libraries nationwide for five years from 2014 to 2018. In order to analyze the loan statistics of Korean public libraries, 1,178,300,000 big data provided by 'Data for Library' operated by the National Library of Korea were used. Through the analysis of loan statistics, 125 books were identified, which have been lent the most in the last five years. The study examined the 125 books to find out who are authors and Japanese authors and authors' nationality. The study also analyzed publishers and number of lending of cartoons.

• Journal of the Korean BIBLIA Society for library and Information Science
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• v.21 no.1
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• pp.161-174
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• 2010

The purpose of this study is to identify the problems of the reciprocal borrowing service in Korea and to develop the reciprocal borrowing model. Using interview and survey method were used for collecting data. Results show that public librarian had positive thought about reciprocal borrowing service and there were many problems to solve before operating the service. Main problems were: leaking of private information, responsibility of lost materials, budget and staff, borrowing regulation, non-competitive libraries. Also three reciprocal borrowing system models were introduced: integrated system model, distributed system model, and reciprocal arrangement model.

• Journal of Labour Economics
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• v.40 no.2
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• pp.69-87
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• 2017

This paper examined the impact of student loan on job search duration, explicitly considering the type of student loan. The data was collected from Korean Education & Employment Panel (KEEP) study released by KRIVET. The survival analysis shows the following two patterns. First, the students who used the student loan with guarantee tended to have longer job search duration of job search. Second, the students with the income contingent loan tended to have shorter job search duration to end up with lower wage.

• Journal of the Korean Society for information Management
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• v.24 no.3
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• pp.93-117
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• 2007

The books and circulation-related data in the Library Automation System(LAS) of C-academic library were collected and analyzed, and also the method which may be applied to the Customer Relationship Management (CRM) based on the results was suggested in this paper. Collected data were 269,387 bibliographic data of books, 12,281 patron data, and 39,269 circulation records. User identity, circulation frequencies, total number of circulated books, and publication year as relation factor from the analyzed data of circulation records were extracted. They were also analyzed, and verified by correlation coefficient.

• Journal of the Korean BIBLIA Society for library and Information Science
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• v.25 no.4
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• pp.187-207
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• 2014

Public library user studies are required for better services and circulation records can be used as specific library data to identify common user patterns of the libraries. This study examined 754,198 of circulation data set - number of users, frequencies of circulation, volume of time of circulation and etc. The results of this study indicate the possibility of using circulation data to analyze the usage patterns in public libraries and to provide major types of users, collections, time of circulation, and common library user behaviors for better public library services.

• Asia-Pacific Journal of Business Venturing and Entrepreneurship
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• v.18 no.5
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• pp.77-90
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• 2023

This study aims to investigate the potential of alternative credit assessment through Social Networking Sites (SNS) as a complementary tool to conventional loan review processes. It seeks to discern the impact of SNS usage characteristics and loan product attributes on credit loan repayment. To achieve this objective, we conducted a binomial logistic regression analysis examining the influence of SNS usage patterns, loan characteristics, and personal attributes on credit loan conditions, utilizing data from Company A's credit loan program, which integrates SNS data into its actual loan review processes. Our findings reveal several noteworthy insights. Firstly, with respect to profile photos that reflect users' personalities and individual characteristics, individuals who choose to upload photos directly connected to their personal lives, such as images of themselves, their private circles (e.g., family and friends), and photos depicting social activities like hobbies, which tend to be favored by individuals with extroverted tendencies, as well as character and humor-themed photos, which are typically favored by individuals with conscientious traits, demonstrate a higher propensity for diligently repaying credit loans. Conversely, the utilization of photos like landscapes or images concealing one's identity did not exhibit a statistically significant causal relationship with loan repayment. Furthermore, a positive correlation was observed between the extent of SNS usage and the likelihood of loan repayment. However, the level of SNS interaction did not exert a significant effect on the probability of loan repayment. This observation may be attributed to the passive nature of the interaction variable, which primarily involves expressing sympathy for other users' comments rather than generating original content. The study also unveiled the statistical significance of loan duration and the number of loans, representing key characteristics of loan portfolios, in influencing credit loan repayment. This underscores the importance of considering loan duration and the quantity of loans as crucial determinants in the design of microcredit products. Among the personal characteristic variables examined, only gender emerged as a significant factor. This implies that the loan program scrutinized in this analysis does not exhibit substantial discrimination based on age and credit scores, as its customer base predominantly consists of individuals in their twenties and thirties with low credit scores, who encounter challenges in securing loans from traditional financial institutions. This research stands out from prior studies by empirically exploring the relationship between SNS usage and credit loan repayment while incorporating variables not typically addressed in existing credit rating research, such as profile pictures. It underscores the significance of harnessing subjective, unstructured information from SNS for loan screening, offering the potential to mitigate the financial disadvantages faced by borrowers with low credit scores or those ensnared in short-term liquidity constraints due to limited credit history a group often referred to as "thin filers." By utilizing such information, these individuals can potentially reduce their credit costs, whereas they are supposed to accrue a more substantial financial history through credit transactions under conventional credit assessment system.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.18 no.2
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• pp.625-630
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• 2017

We analyzed the relationship between small- and medium-sized corporate bank loans and bank's equity ratio, as well as small- and medium-sized corporate bank loans and bank's performance in Korean banking industry. Using the data from the Bank of Korea and the Financial Supervisory Service, we made a panel data set, including small and medium corporate loan ratio, BIS ration, basic equity ratio, performance ratio, etc. We found a positively significant relationship between small- and medium-sized corporate loans and bank's equity ratio. There was a positive change of this relationship between the pre-financial crisis and post-financial crisis periods. In the post-financial crisis period, small- and medium-sized corporate bank loans had a significantly positive impact on the bank's equity ratio and bank's performance. We expect that these results will give new insights and contribute to the already-existing knowledge as well as to the Korean government institutions that are interested in the impact of small- and medium-sized corporate bank loans.