• Title/Summary/Keyword: 대출업무

Search Result 51, Processing Time 0.027 seconds

A Structured System Analysis and System Specifications for Circulation Control in a University Libraries (구조적 분석 기법을 이용한 대출 업무의 분석과 설계)

  • 유재옥
    • Journal of the Korean Society for information Management
    • /
    • v.9 no.2
    • /
    • pp.118-153
    • /
    • 1992
  • This study att.empts to conduct a system an;~lysis and dcsign for circt~lation control in a univcr~ity library. In this proccss, structured sysltcm analys15 tcrhn~clucs Iikr data flolv diagrnms. data dictiomiry, and entity - relationship analysis, arc. vmploycd to construct both concqitual and p h p c a l data models of current and new circulation systems. Thc whole design aims at an al~tomntctf c~r.culation system on thc [nlcro-compurcr --basis in a mid dle - sized library.

  • PDF

기업신용평가 자문을 위한 전문가시스템의 개발

  • 황하진;구계월
    • The Journal of Information Systems
    • /
    • v.6 no.1
    • /
    • pp.63-79
    • /
    • 1997
  • 최근 들어 급격하게 변화하는 금융환경과 우수고객을 확보하려는 금융기관의 치열 해짐에 따라 금융기관의 대출업무의 전문성과 중요성이 더욱 증대되고 있다. 본 연구에서는 대출 업무에 있어 복잡하고 전문적인 지식이 요구되는 기업신용평가 과정에 전문가시스템을 적용하여 이를 실제 상황에 활용하여 봄으로써 대출 의사결정과정의 정확성과 신뢰성을 증 가시키고자 하는데 초점을 맞추고 있다. 실제적용을 위하여 25개의 중소/대기업으로 데이터 를 수집, 적용하여 시스템을 평가하였다.

  • PDF

Variables Affecting Circulation of Library Collections: Using Latent Growth Model (도서관 대출권수에 영향을 미치는 변수에 관한 연구 - 잠재성장모형을 이용하여 -)

  • Sungjae, Park
    • Journal of the Korean Society for Library and Information Science
    • /
    • v.56 no.4
    • /
    • pp.455-472
    • /
    • 2022
  • The purpose of this study is to analyze variables affecting the number of circulated books which is one of the indicators representing the library use behavior. For the analysis, 2015-2019 data for public libraries was acquired from the National Library Statistics System. The Latent Growth Model estimating a latent intercept and a latent slop based on the individual library trajectories was applied. The results are as followed; first, the circulation rate tends to be decreased. Second, the most affecting factor on the library circulation decrease was the collection budget. This study suggests increasing a collection budget in order to prevent the library circulation decrease while the library is operating in a daily routine.

Mortgage Broker System and Policy Recommendations in Housing Finance Markets (주택담보대출 금융시장에서 Mortgage Broker 역할과 제도화방안 연구)

  • Kim, Yong-Chang
    • Journal of the Korean association of regional geographers
    • /
    • v.11 no.6
    • /
    • pp.620-639
    • /
    • 2005
  • In terms of loan transactions, mortgage volume secured by housing in Korea is the most important market share. Hitherto housing finance policies are treated as a kind of property pricing policy. So it is time to import financial systems on behalf of the mortgage loan consumers like a mortgage broker. A mortgage broker is an intermediary that brings a borrower and a creditor together to obtain a mortgage loan. The broker takes the application, performs a financial and credit evaluation, produces documents, and closes the loan. Especially mortgage brokers present themselves as specifically acting in the interest of the consumer by shopping on behalf of the consumer for the best product that meets the consumer's needs and financial circumstances. The paper investigates the economic role of mortgage broker, foreign systems focused on USA, UK, Japan, and characteristics of Korean housing finance markets. Finally the paper provides policy recommendations about Korean mortgage broker system composed of licensing type, uniform professional practice standard, educational requirements.

  • PDF

A Study on the Outcomes Measurement of a Public Library's Reading Program for Children Using the Evaluation Framework Based-on the Logic Model (로직모델 기반 평가 프레임워크를 이용한 공공도서관 어린이 독서 프로그램 성과 측정 연구)

  • Han, Sang Woo;Park, Sung Jae
    • Journal of the Korean Society for information Management
    • /
    • v.35 no.3
    • /
    • pp.271-286
    • /
    • 2018
  • The purpose of this study is to measure the outcomes of a program provided by a public library using the evaluation framework based on Logic Model. A reading program for children which was operated by a public library in Seoul was selected. The outcome evaluation was started with the analysis of the reading program process including planning, operation, and evaluation. Based on the analysis, a logic model framework for outcome evaluation was developed. For evaluation, user, bibliography, and circulation data were collected from the library KOLAS system. Additionally, the participant information were extracted from the final report drafted after the program. The research results show that the number of circulation of program participants was increased after the program. In addition, the range of reading topic was expanded. These findings indicate that the reading program is an effective program for promoting children's reading habit and that outcome evaluation might be a valid tool to measure the effectiveness of public library programs.

A Study on the Improvement of Digital Library System for School Library (학교도서관업무지원시스템(DLS) 개선방안에 관한 연구)

  • Byun, Woo-Yeoul;Lee, Mihwa
    • Journal of the Korean Society for information Management
    • /
    • v.34 no.1
    • /
    • pp.31-50
    • /
    • 2017
  • This study was to suggest the problems and the improvement plan of Digital Library System (DLS) which has solved the library management and has supported the data building for resource sharing in school libraries since 2001. The 9 DLS committees were interviewed about the current situation of DLS use and the problems of DLS system in the 6 areas of acquisition, cataloging, circulation and discharge, inventory, library statistics, and searching interface as the research methods. Based on the interviews, the improvement plans were suggested as followed. In acquisition, it was to need the acquisition system development and online purchase for users. In cataloging, the improvement of data quality management, and indexes and vocabularies control for upgrade of searching function were needed. The advanced circulation speed in circulation, the restoration of discarded data in inventory and the exact statistic data in library statistics were need to improve the DLS. This study would contribute to the betterment of DLS and increase the use of DLS.