• Title/Summary/Keyword: 대출데이터

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Analysis of Circulation Measures based on Circulation Data of Colleges in a University (단과대학별 도서관 장서 활용 현황 분석을 위한 대출데이터 기반 대출지수 비교)

  • Choi, Sanghee;Lee, Jae Yun
    • Journal of the Korean Society for information Management
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    • v.35 no.4
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    • pp.125-140
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    • 2018
  • Circulation data is a key data set of academic libraries in terms of collection development and service improvement This study aims to identify the characteristics of circulation measures and their feasibility. This study collected the circulation data of 10 colleges in a university and analyzed 4 measures based on the circulation data: circulation frequency, circulation entropy, circulation h-index, and circulation divergence. These measures are to present the circulation topics of each college. This study identified that circulation entropy tends to present general topics which are popular for many colleges, but circulation divergence tends to present specific topics which are preferred by a specific college.

A Management Improvement Study by the Use Survey of an Academic Library - Focused on the Analysis of Circulation Records of the C-Academic Library Users - (대학도서관 이용조사를 통한 경영개선 연구 - C 대학도서관 이용자의 대출기록 분석을 중심으로-)

  • Yoo, Kyeong-Jong;Park, Il-Jong
    • Journal of the Korean Society for information Management
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    • v.24 no.3
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    • pp.93-117
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    • 2007
  • The books and circulation-related data in the Library Automation System(LAS) of C-academic library were collected and analyzed, and also the method which may be applied to the Customer Relationship Management (CRM) based on the results was suggested in this paper. Collected data were 269,387 bibliographic data of books, 12,281 patron data, and 39,269 circulation records. User identity, circulation frequencies, total number of circulated books, and publication year as relation factor from the analyzed data of circulation records were extracted. They were also analyzed, and verified by correlation coefficient.

A Study on Use Behaviors of Books through Circulation Data Analysis in an Academic Library (대학도서관 대출데이터분석을 통한 장서 이용행태 및 특성에 관한 연구)

  • Yang, Ji-Ann
    • Journal of Korean Library and Information Science Society
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    • v.48 no.2
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    • pp.263-293
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    • 2017
  • The purpose of this study is to analyze user behaviors of books in detail based on circulation data in an academic library. It analyzes circulation patterns of books for ten years from 2006 to 2015, which are surprisingly similar every year. Each pattern follows 'Loan books 20/50 rule' that 20% core collection occupies 50% of its circulation every year. This clarifies users' circulation patterns are highly consistent and very expectable. Also, using the cumulative distribution of book age, it defines the half-life of books and suggests the mathematical formula to measure it. Circulation patterns of the whole loan book and core collection for ten years are very different in terms of subjects, user groups, and divisions. This indicates that core collection plays a significant role in analyzing circulation statistics and usage patterns for the efficient collection development in the future.

A Structured System Analysis and System Specifications for Circulation Control in a University Libraries (구조적 분석 기법을 이용한 대출 업무의 분석과 설계)

  • 유재옥
    • Journal of the Korean Society for information Management
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    • v.9 no.2
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    • pp.118-153
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    • 1992
  • This study att.empts to conduct a system an;~lysis and dcsign for circt~lation control in a univcr~ity library. In this proccss, structured sysltcm analys15 tcrhn~clucs Iikr data flolv diagrnms. data dictiomiry, and entity - relationship analysis, arc. vmploycd to construct both concqitual and p h p c a l data models of current and new circulation systems. Thc whole design aims at an al~tomntctf c~r.culation system on thc [nlcro-compurcr --basis in a mid dle - sized library.

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Semi-Supervised Learning to Predict Default Risk for P2P Lending (준지도학습 기반의 P2P 대출 부도 위험 예측에 대한 연구)

  • Kim, Hyun-jung
    • Journal of Digital Convergence
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    • v.20 no.4
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    • pp.185-192
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    • 2022
  • This study investigates the effect of the semi-supervised learning(SSL) method on predicting default risk of peer-to-peer(P2P) loans. Despite its proven performance, the supervised learning(SL) method requires labeled data, which may require a lot of effort and resources to collect. With the rapid growth of P2P platforms, the number of loans issued annually that have no clear final resolution is continuously increasing leading to abundance in unlabeled data. The research data of P2P loans used in this study were collected on the LendingClub platform. This is why an SSL model is needed to predict the default risk by using not only information from labeled loans(fully paid or defaulted) but also information from unlabeled loans. The results showed that in terms of default risk prediction and despite the use of a small number of labeled data, the SSL method achieved a much better default risk prediction performance than the SL method trained using a much larger set of labeled data.

A study on the analysis of customer loan for the credit finance company using classification model (분류모형을 이용한 여신회사 고객대출 분석에 관한 연구)

  • Kim, Tae-Hyung;Kim, Yeong-Hwa
    • Journal of the Korean Data and Information Science Society
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    • v.24 no.3
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    • pp.411-425
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    • 2013
  • The importance and necessity of the credit loan are increasing over time. Also, it is a natural consequence that the increase of the risk for borrower increases the risk of non-performing loan. Thus, we need to predict accurately in order to prevent the loss of a credit loan company. Our final goal is to build reliable and accurate prediction model, so we proceed the following steps: At first, we can get an appropriate sample by using several resampling methods. Second, we can consider variety models and tools to fit our resampling data. Finally, in order to find the best model for our real data, various models were compared and assessed.

A Study on Big Data Analysis of Public Library in Busan: Based on the Library Collection/Circulation Data (부산지역 공공도서관의 빅데이터 분석 연구 - 도서관 정보나루 장서/대출데이터를 중심으로 -)

  • Lee, Soon-Young;Lee, Soo-Sang
    • Journal of the Korean Society for Library and Information Science
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    • v.55 no.4
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    • pp.89-114
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    • 2021
  • This study analyzed the previous studies and utilization cases on library big data, and based on this, analyzed the collection/circulation data of the library big data platform and tried to derive meaningful analysis results. And five analysis indicators were selected: the increase rate of collections by annual, the composition of collections by subject, the composition of unborrowed collections by subject, the rate of borrowed collections, and use factor by subject. The analysis data is 6,722,603 cases of collection/circulation data from 33 public libraries in Busan. The main analysis results are as follows. First, it was found that the gap in the number of circulation was larger than the number of collection in the 33 public libraries. Second, the annual increase rate of collections also showed a clear decline. Third, each library showed a similar pattern in the composition of both the collections and the unborrowed collections by subject. Fourth, it was found that users' circulation were very different by subject and library. Fifth, in most libraries, the rate of circulation of collections and use factor in the natural science field were the highest.

Analysis of Collection and Circulation for Multicultual Libraries and Policy Implications: A Case of Ansan Multicultural Small Library (다문화 밀집지역 작은도서관의 장서 대출 현황 분석과 정책적 시사점 - 안산다문화작은도서관 사례연구 -)

  • Eungyung Park
    • Journal of the Korean BIBLIA Society for library and Information Science
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    • v.34 no.4
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    • pp.77-99
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    • 2023
  • This study aims to quantitatively assess collection and circulation data of one small library in an area where multicultural users are concentrated and draw policy implications on improving multicultural services for public libraries. The Ansan Multicultural Small Library was selected for examining the library's collection and circulation usages from 2016 to 2022. The numbers of collection and circulation, collection turnover rates and use factors were calculated by year, language, and KDC subject. The result of this study presents the empirical evidence drawn from users' circulation usage, which can be a basis for leading to valid collection development and multicultural service policies.

Performance comparison between Decision tree model and TabNet for loan repayment prediction (대출 상환 예측을 위한 의사결정나무모델과 TabNet 간 성능 비교)

  • Sujin Han;Hyeoncheol Kim
    • Proceedings of the Korea Information Processing Society Conference
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    • 2023.11a
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    • pp.453-455
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    • 2023
  • 본 연구는 은행에서 리스크 관리 자동화를 위해 고객의 대출 상환 여부 예측 모델을 제안하고자 한다. 예측 모델로 금융 데이터 같은 정형데이터에서 전통적으로 높은 성능을 보인 의사결정나무기반 모델 LightGBM, CatBoost, XGB 와 최근 제안된 정형데이터에서 사용할 수 있는 설명 가능한 딥러닝 기반 모델 TabNet 간의 성능 비교를 진행한다. 다만, 대출 상환 여부 데이터는 불균형 클래스 데이터로 구성되어있어 샘플링을 진행한다. SMOTE, Random Under Sampling, 혼합 방식을 비교해 가장 높은 성능의 샘플링 기법을 제안한다. 대출 상환 여부 예측 결과 TabNet 모델이 의사결정나무모델들보다 좋은 성능을 보여 정형데이터에서 의사결정나무 기반 모델을 딥러닝 모델이 대체 할 수 있는 가능성을 확인했다.

Analysis of Reading Domian of Men and Women Elderly Using Book Lending Data (도서 대출데이터를 활용한 남녀 노령자의 독서 주제 분석)

  • Cho, Jane
    • Journal of Korean Library and Information Science Society
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    • v.50 no.1
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    • pp.23-41
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    • 2019
  • This study understand the subject domain of book which has been read by men and woman elderly by analizying the PFNET using library big data and confirm the difference between adult at age 30-40. This study extract co-occurrence matrix of book lending on the popular book list from library big data, for 4 group, men/woman elderly, men/woman adult. With these matrix, this study performs FP network analysis. And Pearson Correlation Analysis based on the Triangle Betweenness Centrality calculated on the loan book was performed to understand the correlation among the 4 clusters which has been created by PNNC algorithm. As a result, reading trend which has been focused on modern korean novel has been revealed in elderly regardless gender, among them, men elderly show extreme tendency concentrated on modern korean long series novel. In the correlation analysis, the male elderly showed a weak negative correlation with the adult male of r = -0.222, and the negative direction of all the other groups showed that the tendency of male elderly's loan book was opposite.