• 한국노년학
• /
• v.40 no.4
• /
• pp.639-657
• /
• 2020

The purpose of this study is to analyze the effect of individual differences in recognition of retirement responsibility on financial preparedness for retirement and to examine moderating effect of income-level on the relationships between the two variables, using the 7th Korean Retirement and Income Study(KReIS). Two research methods, descriptive analysis and hierarchical multiple logistic regression(HMLR) analysis, have been conducted. The total number of sample was 3,869 subjects with an average age of 58.9 years and 55.3% males. The results show that only 35.8% of the respondents make financial plans for retirement, and 64.2% did not. Main findings are as follows. First, 65% of respondents take a responsibility for financial preparedness for retirement, compared to 37% in European countries. Second, people with responsibility for their own retirement are more likely to have a financial preparation for retirement than people who think others(family, society, government) have to take a responsibility for retirement instead of them. Third, there is a significant moderating effect of income-level on relationships between recognition of retirement responsibility and financial preparedness for retirement. As income level decreases, the moderating effect reduces the positive effect of recognition of retirement responsibility on financial preparedness for retirement and vice versa. Fourth, as income level increases and educational level is higher, the tendency to prepare financially for retirement is also increasing. Low-income and low-educated people are less likely to have a financial preparation for retirement than their counterparts. The findings suggest that it is necessary to design an effective incentive scheme for financial preparedness for retirement for low-income and low-educated people and to develop various policies and services to encourage them to prepare financially for retirement.

• 한국노년학
• /
• v.31 no.3
• /
• pp.711-732
• /
• 2011

The purpose of this study is to understand the meaning and essence of aged life, which Korean elderly experience in real life and restructure them in the context of time and culture. In order to do so an in-depth interview was done with 15 elderlies over the age of 60 living in Hwaseong City, an urban-rural composite area in Gyeonggi Province where diverse elderlies could be found. In result, first, Korean elderly's understanding of aged life had physical, familial, economical, leisure, and social restoration aspects. Second, it was found that the degree of understanding about preparation for aging and preparedness is quite low. Third, as the gap between actual preparation for aging and aged life that elderly dreamed of became wider 'resentment on children', 'denial of reality', 'physical and economical change', and 'experience from prolongation of life-cycle' was found. Based on such results following suggestions could be made. First, the awareness of aged life and preparation for aging should be strengthened and there is a need for diverse educations aiming successful aged life. Second, elderly welfare policy and practical intervention with an integrated perspective based on the realm of life-cycle are demanded. Third, there is a need to strengthen the Aged Income Maintenance System for existing elder generation. Fourth, an intervention about adaptation and coping means of life event is needed. Lastly, there is a need to expand and carry out the aged life planning program for future elder generation.

• Journal of Family Resource Management and Policy Review
• /
• v.17 no.4
• /
• pp.171-187
• /
• 2013

Individuals are increasingly required to take more responsibility for their own retirement. The purpose of this study was to investigate the efficacy of counseling for retirement planning on awareness and behavior related to retirement preparation. The data came from 3,561 adults who received counseling from National Pension Service. The major findings can be summarized as follows : (1) There were significant changes in awareness and behavior for retirement preparation after receiving counseling services ; (2) young age, type of counseling (comprehensive diagnostics for retirement preparation), and counseling method (face-to-face) had a positive effect on changes in awareness and behavior ; and (3) expertise and adequacy of counseling, as well as the attitude of counselors, had an influence on changes in awareness and behavior.

• Journal of Korean society of Dental Hygiene
• /
• v.17 no.5
• /
• pp.841-851
• /
• 2017

Objectives: The purpose of the study is to investigate the relationship between life satisfaction, awareness of their old age, and preparation for their old age among dental hygienists. Methods: A self-reported questionnaire was completed by 258 dental hygienists in Seoul, Gyeonggido, Incheon and Gangwondo from September 30 to October 30, 2016. The questionnaire consisted of general characteristics (10 items), life satisfaction (10 items), awareness of old age (13 items) and preparation for old age (23 items). Respondents were asked to choose on the Likert 5-point scale. Results:Significant relationships were found between life satisfaction, awareness about old age and preparation for old age among dental hygienists (p<0.01): physical preparation for old age was related to life satisfaction; economic preparation for old age was related to life satisfaction, awareness for old age, 10 or more years of experience as dental hygienist and having offspring (two or more children). Psycho-emotional preparation for old age was related to life satisfaction and awareness for old age. Conclusions:It is necessary to find ways to increase life satisfaction and awareness of old age for their old age among dental hygienists.

• Journal of Korean Public Health Nursing
• /
• v.27 no.1
• /
• pp.129-141
• /
• 2013

Purpose: This study examine the relationships retirement plans, perception of successful aging and attitude toward retirement nurses. Methods: The subjects of this study 200 nurses at two hospitals in C City. The data collection period from Nov. 1 to Dec. 31, 2011. Results: The degree of retirement significant according to age, marital status, education level, dependent, duration of employment, shift, department, annual salary. he degree of economic retirement plan showed significant differences according to age, marital status, education level, dependent home, duration of employment, department, annual salary. he degree of physical retirement plan showed statistically significant differences according to age, marital status, dependent, department. The degree of emotional retirement plan showed significant differences according to age, department. Conclusion: mprove the retirement of clinical nurse, we need a systematic based on physical and mental health.

• Journal of Digital Convergence
• /
• v.11 no.12
• /
• pp.121-144
• /
• 2013

The purpose of this study is to explore the effects of the middle aged's perception of successful aging on their preparations for the old age. We used data from 350 participants, aged 35-64 in Seoul-Gyonggi region. The hierachial regression analysis estimated the relation between the middle aged's perception on successful aging and their preparations for the old age. The findings indicate that the middle aged's level of preparations for the old age was slightly higher than average. The level of their emotional preparation appeared highest and the level of economical preparation showed lowest. The perception of successful aging indicated relatively high, and especially the level of comfortable everyday life showed highest. The results also showed that personal characteristics influencing on preparations for the old age were sex, age, marriage status, religion, occupation, monthly income, health condition, level of plan for the old age, and social activities frequency, and demonstrated that the perception of successful aging effected on preparations for the old age positively.

• The Journal of the Convergence on Culture Technology
• /
• v.5 no.2
• /
• pp.189-194
• /
• 2019

In this research, it is the research which carried out the fact-finding for the preparation of old age targeting middle and middle age. After requesting a questionnaire survey for middle-aged and elderly people, it was carried out by the method of collection. A total of 350 copies were distributed, and there were a lot of questions that were poor in response or lacking. Except for the 39 copies, a total of 311 copies of SPSS 22.0 were tried and frequency analysis, t-test and oneway ANOVA were performed. Targeting middle-aged and elderly people, we grasped the difference in regional characteristics and differences in life of old-aged people. The purpose of this study is as follows. First of all, the difference of life in old age according to the socio-demographic characteristics of middle and middle age, second middle and middle age, socio-demographic, economic, life in old age, living in physical age, or social old age It is the provision of basic materials for the preparation of old age by grasping the difference of life.

• The Journal of the Korea Contents Association
• /
• v.8 no.5
• /
• pp.287-299
• /
• 2008

The purpose of this study is to analyze the statistical data to get the government to have positive recognition of education for middle-aged and aged people about provision for old age after retirement and present a model of policy direction of realistic elderly education for middle-aged and aged people and an ideal program for middle-aged and aged people in Korea. Such an empirical research obtained the following results. First, as for effects of recognition of the need of elderly education and the desire to participate in elderly education on provision for retirement, the need of elderly education and the desire to participate in elderly education were found to have effects. Second, as for effects of the level of retirement expectation on provision for retirement, new departure, career completion, and continuous expectation were found to have effects. Third, as for mediating effects of retirement expectation in terms of effects of recognition of the need of elderly education and the level of desire for participation, the need of elderly education has retirement expectation partly affect physical, psychological, and economic preparation. As for the desire to participate in elderly education, expectation of retirement had completely mediating effects on physical preparation and partly mediating effects on psychological and economic preparation. Fourth, the need of elderly education, the desire for participation, retirement expectation, and recognition of provision for retirement by general properties were found to have statistically significant results in terms of gender, age, occupation, and educational background.

• The Journal of the Korea Contents Association
• /
• v.16 no.7
• /
• pp.522-531
• /
• 2016

Extension of life expectancy and retirement of baby-boomers from 2010 made big population senior citizens, and concerns about retirement was heightened. Researches to remove the concerns about retirement found out that awareness for senior age life and financial preparation actions for retirement influence retirement life both directly and indirectly. This research identified the influence of financial retirement preparation on related variables, and analyzed its control effect on retirement and senior life perception, retirement preparation actions, and retirement satisfaction level. For that, from Nov 2015 to Feb 2016, this research surveyed 1,500 people from 20 to 69, by mailing or visiting with survey, noting purpose and process of research, eliminating 83 insufficient replies, and analyzing 1,417 surveys. This result shows the better retirement preparation, the more positive retirement and senior life perception, retirement preparation actions, and retirement satisfaction level. This research is significant as basic data for general and practical retirement preparation program development.

• 한국노년학
• /
• v.37 no.1
• /
• pp.151-171
• /
• 2017

The purpose of this study is to analyze middle-aged female householders' reasons behind becoming female householders, process of adapting to female householders' life, and experiences in preparation for old age using Colaizzi's phenomenological method. The participants were 9 middle-aged women (aged from 40-59) having professions. We interviewed each participants twice, for 60 to 90 minutes at a time from September to December of 2014. The result of this study showed following 6 emergent themes: , , , , and . Regarding the result we suggest the necessity of political support such as providing information and education for female householders' successful old age.