• Title/Summary/Keyword: 노후생활 준비도

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The Effect of the Public Pension and the Old-Age Preparation on the Life Satisfaction of the Elderly with Disabilities who have Paid Jobs: Focusing on Mediating Effects of Self-esteem (임금근로 고령 장애인의 공적 연금과 노후준비가 생활만족도에 미치는 영향: 자아존중감의 매개효과를 중심으로)

  • Kim, Gi Tae;Kim, Hae Seong;Song, Jin Yeong;Jeong, Jong Hwa
    • 재활복지
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    • v.21 no.3
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    • pp.85-106
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    • 2017
  • The purpose of this study is to verify the effect of the public pension and the old-age preparation on the life satisfaction of the elderly with disabilities who have paid jobs, focusing on mediation effects of self-esteem. The data of "the 8th year Panel Survey of Employment for the Disabled" of 2016 surveyed by the Korea Employment Agency for the Disabled was used. Among the 5,092 people with disabilities, who are 60 or older and who are employed for paid jobs, only 296 cases were finally selected and analyzed by using SPSS 20.0 Version. The results of this study are as follows: First, public pension is a factor that increases the life satisfaction of the population. The elderly with disabilities who have paid jobs and well prepared for the old-age are more likely to have higher life satisfaction. Second, self-esteem did not seem to mediate between public pension and life satisfaction. Third, self-esteem have proven to mediate between old-age preparation and life satisfaction. This study is meaningful in terms of finding mediating factors such as public pension, revitalization of old-age preparation and self-esteem as part of raising life satisfaction of the elderly with disabilities.

A Study on the Relationship between Income Instability and the Degree of Preparation for Old Life and Satisfaction with Current Life (소득위험과 노후준비정도 및 현재생활의 만족도 간의 관련성)

  • Lee, Chan-Ho
    • Journal of the Korea Convergence Society
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    • v.10 no.12
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    • pp.337-343
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    • 2019
  • The need for preparation for old life has been further increased due to the increase of the elderly population and changes in economic conditions today. The purpose of this study is to analyze the relationship between income instability and the degree of preparation for old life and satisfaction of current life. The key variables were extracted through prior study review. And the data collected through the survey were statistically analyzed with a structural equation model. The analysis found that the indirect effect of the current income risk on the satisfaction of current life through the preparation for old life had a significant negative effect under the statistically significant level of 0.05. However, it was found that the direct effects of current income risk on the satisfaction of current life were not statistically significant. An additional analysis was conducted by dividing the age, the number of dependents by two groups respectively. To summarize the results, preparation for old life played a significant role as a prerequisite for improving the satisfaction of current life. And the variability(risk) of current income played an important role in preparing for old life. At this time, the degree of relevance between the factors(potential variables) differed somewhat between the two groups. The results of this analysis will be meaningful in providing basic source of data to prepare for a satisfactory life in each individual's current situation. This study, meanwhile, has limitations that have only been done with cross-sectional analysis and would like to analyze time-series changes in the future.

The Efficacy of Retirement Planning Counseling on Retirement Preparation Awareness and Behavior (노후준비 인식과 행동에 대한 노후 생활설계 상담의 효과)

  • Sung, Heayoung
    • Journal of Family Resource Management and Policy Review
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    • v.17 no.4
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    • pp.171-187
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    • 2013
  • Individuals are increasingly required to take more responsibility for their own retirement. The purpose of this study was to investigate the efficacy of counseling for retirement planning on awareness and behavior related to retirement preparation. The data came from 3,561 adults who received counseling from National Pension Service. The major findings can be summarized as follows : (1) There were significant changes in awareness and behavior for retirement preparation after receiving counseling services ; (2) young age, type of counseling (comprehensive diagnostics for retirement preparation), and counseling method (face-to-face) had a positive effect on changes in awareness and behavior ; and (3) expertise and adequacy of counseling, as well as the attitude of counselors, had an influence on changes in awareness and behavior.

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A Study on economic preparations for aging of middle-old aged women (중고령 여성의 경제적 노후준비에 관한 연구)

  • Park, Hyo-Jin
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.16 no.10
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    • pp.6618-6626
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    • 2015
  • This study was designed to explore the factors affecting economic preparations for aging of middle-old aged women. Using fourth Korean retirement and income study panel data of National Pension Reacher Institute. The researcher explored the characteristics of preparation for the old age life who middle-old aged women and analyzed the factors affecting economic preparations for aging of middle-old aged women. The results were as follows. The the factors affecting economic preparations for aging of middle-old aged women were education level, subjective health status, a number of adolescent children(14-19), a number of adolescent children(20-39), public pension, financial asset and debt. On the basis of this results, suggestions for policy were offered.

A study on the effect of financial education and retirement attitudes of middle-aged on the recognition of the preparation for their old age (중년층의 재무교육 및 퇴직태도가 노후준비인식에 미치는 영향 요인)

  • Kang, Shin-Kee;Cho, Sung Sook
    • Journal of Digital Convergence
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    • v.11 no.11
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    • pp.117-132
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    • 2013
  • This study shows how financial education for middle-age affects their remaining life (economic, physical, emotional and social) and improves the way of preparing for their old age through 355 questionnaires using SPSS 18.0, factor analysis, t-test and ANOVA program. The results obtained are summarized as follows: Firstly, The importance of financial education has been differently perceived by the age, marital status, income and religion. Secondly, the necessity for early financial education and retirement preparation have been comprehended by analyzing the effects of the financial education on their old life. Thirdly, Attitude for retirement has affirmative effects on the self respect, economic stability and leisure activity.

A Study on the Types and Determinants of Longitudinal Changes in the Economic Preparations for the aging Among People with Physical Disabilities: Using Latent Class Growth Model (지체장애인의 경제적 노후준비에 대한 종단적 변화유형과 결정요인에 관한 연구 : 잠재계층성장분석을 활용하여)

  • Lee, Gye Seung;Kim, Dong Ha
    • Korean Journal of Social Welfare Studies
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    • v.48 no.4
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    • pp.157-185
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    • 2017
  • This study aimed to explore the trajectories of economic preparations for the aging among people with physical disabilities and to identify the determinants according to the Andersen model. For this study, data were drawn from Panel Survey of Employment for the Disabled (PSED). A total of 1,847 samples were used from the second to the eighth wave. Latent class growth model was conducted to explore the longitudinal change classes for the disabled, and the multinominal logistic regression analysis was conducted to examine the influence of the determinants. As a result, four classes were identified: preparation decrease group, continuous non-preparation group, preparation increase group, and continuous preparation group. Each group was found to be associated deferentially with education level, family income, socioeconomic status, employment, home ownership, national basic livelihood security recipient status, and ADL. These findings proposed the practical and political implications for the strategies concerned with facilitating the economic preparations for the aging among the disabled.

Development of Practical Problem-focused teaching plans for Teenagers' 'Preparation for Successful aging' in the 'Family life in old age' unit (고등학생의 '성공적인 노후생활 준비교육'을 위한 실천적 문제 중심 가정과 수업의 교수 설계와 개발)

  • Lee, Jong-Hui;Cho, Byung-Eun
    • Journal of Korean Home Economics Education Association
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    • v.23 no.3
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    • pp.161-183
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    • 2011
  • This study aims to design, develop the impact of a high school course in practical problem- focused teaching plan which will enable students to deal with an aging society, and prepare well for the aging by looking at issues the elderly face. This study set a target of analyzing the 2007 revised curriculum manual to develop instructor-led teaching and learning plans for 'Successful aging preparation'. Five common subjects were reframed on a practical problem basis through factor analysis of preliminary research regarding aging education for teenagers and the 2007 revised curriculum and textbooks of Technology Home Economics, and Human Development. The practical problem was 'What do we need to do to Successfully live an independent life in aging?', and the subjects studied to answer this question were the aging society and population changes. the nature of the elderly, aging preparation, care of the elderly, and welfare services for the elderly. These five subjects were grouped under the main categories of The Aging Society. Understanding the Elderly, and aging Preparation. The ultimate objective of the lessons was, through critical reasoning, to inquire into the causes of current problems the elderly face so that teenagers can understand aging societies and the elderly, and prepare for a Successful aging. Another objective was to seek reasonable alternatives for teenagers as they prepare for Successful and independent aging, and increase their problem-solving abilities in choosing the best course of action by considering the ripple effect of consequences of each of those alternatives. The practical problem-teaching lesson plans consisted of five classes on practical reasoning instruction. This study suggests that new high school curricula should include lessons on preparation for aging so that students can deal successfully with our aging society.

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Preparation Characterizations for old Age of the Baby Boomers (베이비붐 세대의 노후준비 특성분석)

  • Lee, Yong-Jae
    • The Journal of the Korea Contents Association
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    • v.13 no.5
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    • pp.253-261
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    • 2013
  • This study analyzed the preparation characteristics for old age of the baby boomers by the framework of the multi-pillar pension system. Analysis results are as follows. First, multi-pillar pension system's subscription rates of baby boomers was public pension 59%, private pension 11.5% and retirement pension 1.5%. The baby boomers isn't ready for old age life. Second, women and people with the low level of education are less prepared for old age. Third, people in a bad health state are less prepared for old age. Forth, low-income people are less prepared for old age. We must support baby boomers' preparations for old age by establishing income security system for old age. We must establish public pension support policy for the people of the low level of education and economic hierarchy, women, bad health status people, and must introduce universal old-age allowance policy for guaranteeing the minimum income of baby boomers.