• Title/Summary/Keyword: 금융활성화방안

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A Study on the New Donation System Based on the Block Chain (블록체인을 기반으로 한 새로운 기부시스템 연구)

  • Kang, Kun-Wook;You, Hye-Jin
    • Proceedings of the Korea Information Processing Society Conference
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    • 2020.05a
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    • pp.358-360
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    • 2020
  • 본 연구보고서는 기부사용내역 불투명성 등으로 인해 감소 추세에 있는 기부금의 감소문제를 분석하고 이를 해결하기 위한 방안을 모색함. 연구의 목적은 Block Chain을 활용하여 기존의 기부시스템 개선 및 새로운 기부시스템 도입에 있음. 기부문화 활성화를 위해서는 기부금 사용에 대한 신뢰성 확보가 필수적. 따라서 기부금 사용내역을 투명하게 관리하는 시스템이 필요함. 이를 위해 블록체인을 기반으로 한 새로운 기부시스템 (New Donation System) 연구를 진행하였음. 새로운 기부시스템이 구축되기 위해서는 기부자, 기부단체, 정부가 서로 연계하여 블록체인을 기반으로 한 기부코인을 도입하고 이를 활용하는 금융 메커니즘의 적용이 필요함. 기부코인을 활용한 새로운 기부시스템이 도입된다면 우리나라의 기부시스템은 기존보다 진일보할 것이며 기부문화도 재활성화될 것으로 기대함.

Activating Strategy of Free Trade Zone in Pyeongtaek Port (평택항 자유무역지역의 활성화 방안 연구)

  • Jung, Hyun-Jae;Lee, Dong-Hyon
    • Journal of Digital Convergence
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    • v.16 no.9
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    • pp.115-123
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    • 2018
  • This study aims to analyze the importance of activating factors in the companies operating in the free trade zone of Pyeongtaek Port by using hierarchical analytical decision making method and suggest implications according to the analysis results. As a result of analyzing the importance of the five factors, it was found that most of the companies in the free trade zone of Pyeongtaek Port were aware of the infrastructure factor (0.330), finance and budget (0.223), organization and operation (0.188), manpower (0.119) in order of importance. In detail, the expansion of the route was recognized as the most important improvement. and Manufacturing companies were judged to be a more important factor in improving the entry conditions of manufacturers and strengthening the distribution of value added. In logistics companies, the importance of manpower is higher than manufacturing companies. The implications for the results of the analysis are diversification of route in Pyeongtaek Port, improvement of the infrastructure near the free trade zone, and The need for institutional improvements. Also, in the future, we suggest the necessity of activation research for non - residents.

Analysis of Labor Market Activation Policy and Its Employment Outcomes: the Effects of Employment and Tailored Social Service Provision (한국의 노동시장 활성화 정책 특성과 취업 성과: 취업지원서비스와 맞춤형 사회서비스 중심 정책의 비교)

  • Ryu, Kirak
    • 한국사회정책
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    • v.19 no.3
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    • pp.149-183
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    • 2012
  • This article aims to analyze main features of activation policy and compare major programmes in terms of their impact on employment performances in Korea. Since the introduction of National Basic Living Security Act in 2000, a series of activation policies have been in place for social assistance recipients, low-income employees, and youth unemployed by means of providing tailored employment and social services via in-depth counselling and case management. These activation policies carry both enabling and demanding elements: requiring programme participation in exchange for public assistance benefit receipts on the one hand, and providing various social services to remove barriers to employment through case management on the other hand. Therefore, it merits attention to analyze how various features of activation programmes affect employment outcomes, the effectiveness of delivery system and policy instruments as well. In analyzing employment outcomes of activation policy of which main characteristics lie in provision of employment and social services, this article points out the features and policy instruments of the activation policy that contribute to labor market entry of public assistance recipients and low income employees. In addition, it also delineates the determinants of exit from benefit receipts. Results from statistical analysis show that activation policy with intense employment service helps both benefit recipients and low income employees enter into the labor market at a faster rate. However, tailored social service provision enables social assistance recipients to exit from benefit receipts. These results suggest theoretical and policy relevant implication in regards to redesigning the delivery mechanisms and service instruments of activation policy.

미국달러 선물시장과 미국달러 옵션시장 활성화 방안에 관한 고찰

  • Tae, Seok-Jun
    • The Korean Journal of Financial Studies
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    • v.10 no.1
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    • pp.171-189
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    • 2004
  • 외환시장의 효율성을 증대시키고, 기업이나 금융기관들의 원/달러환율 변동위험관리가 보다 원활하게 이루어질 수 있도록 하며, 원/달러 환율과 연계된 다양한 투자전략 구사가 보다 용이하게 이루어질 수 있도록 하기 위하여 미국달러 선물시장과 미국달러 옵션시장에서의 유동성 확대 및 시장 활성화가 요구된다. 본 논문에서는 미국달러 선물시장과 미국달러 옵션시장의 유동성을 제고시키고 시장을 활성화 시키기 위한 방안들을 제시하였다. 미국달러선물의 만기시 최종결제와 미국달러옵션 만기시 옵션매입자가 옵션을 행사할 때 권리행사에 따른 결제는 실물인수도 방식으로 결제되며, 이러한 실물인수도 방식의 결제는 현물환 포지션을 취하여야 하는 불편함과 현물환 거래와 관련된 거래비용 등으로 인하여 투자자들의 시장 참여를 제약하는 주요 요인으로 작용하고 있다. 미국달러선물과 미국달러옵션의 만기시 결제방식을 현금결제 방식으로 바꾸게 되면 헤지거래자 등 투자자들의 참여가 확대되어 시장 유동성이 증대되고 시장이 활성화될 것이며, 차익거래자들도 적극적으로 참여하게 되어 시장의 효율성이 향상될 것이다. 그리고 미국달러선물과 미국달러옵션을 이용한 투자기법 및 투자전략에 대한 투자자들의 이해 수준을 높이고 환율변동위험 관리의 중요성에 대한 기업들의 인식을 제고시키기 위한 적극적인 노력이 요구되며, 중장기적으로 선물회사들의 지점망 확충과 선물거래소 회원사 확대 방안도 모색되어야 할 것이다. 미국달러 옵션은 거래가 매우 부진한 상태이므로 미국달러 옵션시장에서 유동성이 어느 정도 확보될 때까지는 선물회사들의 시장조성 기능 강화가 요구된다.주었다. 둘째, 주가 수익률을 결정하는 유의성있는 요인들은 당기순이익의 증감, 당해연도의 당기순이익의 분포, 자산증가율, 매매 유동성, 매출액 변동, 거래량 추세, 기업크기(시가총액), 과거 1개월간의 주가수익률, 자기자본증가율등으로 나타났다.이 있을 것으로 여겨진다.다중회귀분석에서 각각 일관되게 관찰할 수 있었다. 또한 이러한 결과는 IMF 이후에도 여전히 유지되는 것으로 나타났다.과와는 별개의 PER효과가 여전히 존재하며, 다만 이 PER 효과는 전통적 의미의 일반적으로 낮은 PER종목이 초과수익률을 내는 것이 아니라, 기업규모가 크더라도 그 기업의 개별특성을 고려했을 때 이와 비교해 상대적으로 PER가 낮은 종목에 투자하면 초과수익을 낼 수 있음을 의미한다. 발견하였다.적 일정하게 하는 소비행동을 목표로 삼고 소비와 투자에 대한 의사결정을 내리고 있음이 실증분석을 통하여 밝혀졌다. 투자자들은 무위험 자산과 위험성 자산을 동시에 고려하여 포트폴리오를 구성하는 투자활동을 행동에 옮기고 있다.서, Loser포트폴리오를 매수보유하는 반전거래전략이 Winner포트폴리오를 매수보유하는 계속거래전략보다 적합한 전략임을 알 수 있었다. 다섯째, Loser포트폴리오와 Winner포트폴리오를 각각 투자대상종목으로써 매수보유한 반전거래전략과 계속거래 전략에 대한 유용성을 비교검증한 Loser포트폴리오와 Winner포트폴리오 각각의 1개월 평균초과수익률에 의하면, 반전거래전략의 Loser포트폴리오가 계속거래전략의 Winner포트폴리오보다 약 5배정도의 높은 1개월 평균초과수익률을 실현하였고, 반전거래전략의 유용성을

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Big Data Security Technology and Response Study (빅 데이터 보안 기술 및 대응방안 연구)

  • Kim, Byung-Chul
    • Journal of Digital Convergence
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    • v.11 no.10
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    • pp.445-451
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    • 2013
  • Cyber terrorism has lately aimed at major domestic financial institutions and broadcasters. A large number of PCs have been infected, so normal service is difficult. As a result, the monetary damage was reported to be very high. It is important to recognize the importance of big data. But security and privacy efforts for big data is at a relatively low level, therefore the marketing offort is very active. This study concerns the analysis of Big Data industry and Big data security threats that are intelligent and the changes in defense technology. Big data, security countermeasures for the future are also presented.

An Exploratory Study on Fintech Regulations and Start-ups: Focusing on the US, China, and Korea Cases (핀테크 산업 규제와 스타트업 활성화 방안에 대한 탐색적 연구: 미국, 중국, 한국 사례를 중심으로)

  • Jeon, Seongmin;Pak, Do Hyun
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.15 no.1
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    • pp.45-57
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    • 2020
  • Among the fintech businesses that are actively developing around the world, payment and settlement are the most prominent. Korea has a well-developed IT industry and a good existing card payment environment, however, its innovative movement is overwhelmingly slower than that of other countries in the fintech. In this study, we try to assess the regulations on fintech and their impacts on the startup ecosystem by comparing the cases of U.S., China, and Korea. We have found that both the United States and China have lowered barriers to entry for the newly launched fintech industry, allowing startups and IT companies to start fintech businesses at the existing financial sector. Particularly the implementation of predictable regulations in U.S., and the failure to apply the financial regulations in China, help start-up companies' growth in the fintech industry. This finding provides us with a lesson that current positive regulations in Korea should gradually change into negative regulations, and predictable regulations that strictly enforce post-management except major items rather than pre-approval. The policy implications are discussed with the perspective of start-ups in fintech industry.

A Study on the Feasibility Improvement of the Real Estate Development by Using Project Financing Analytical Method in Korea (PF대출 분석기법을 활용한 부동산개발사업 사업성 평가 개선 연구)

  • Seo, Jeong-Jin
    • Journal of Cadastre & Land InformatiX
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    • v.44 no.2
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    • pp.209-230
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    • 2014
  • There are three forms of REITs company in Korea that was first introduced in 2002. Each REITs have been listed on the KRX, its characteristics are different, but it is classified as a REITs company in all events. REITs current methods are applied uniformly manner that does not reflect the characteristics of the individual. REITs some, that is not seen unlike legislative intent, it is delisted, such as generating an investment loss of investors. In this study it is an object of the invention from the point of view of REITs business validity, to draw up operational support aggressive plans of the scheme. By improving the PF assesment system, to improve the relevance of REIT business and presenting policy direction to the activation of REITs. Through the sophistication of real estate finance utilizing REITs, policy for proper investment of general investors REITs funds were listed with the smooth flow must be realized. The results of this study, it can be utilized as basic data for policy to reflect the real estate policy for activation of the indirect financial investments.

A Study on the Activation of Crowdfunding for e-Commerce Trade Start-ups Investment (전자상거래 무역창업 투자를 위한 크라우드펀딩 활성화방안에 관한 연구)

  • Park, Jong Hyun
    • International Commerce and Information Review
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    • v.18 no.2
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    • pp.3-26
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    • 2016
  • Crowdfunding is growing up SNS spread, raising funds from numerous people which are offering necessary funding of private and enterprise using the internet-based platforms. The function of crowdfunding uses innovative financing in being business and start-ups having difficulty in financing. Crowdfunding in our domestic is concentrated on culture and arts in the early adoption phase, and is numerous projects with public features. However, the investment case of crowdfundig in e-commerce trade start-ups is rarely in spite of a increased attention for crowdfunding.. The purpose of this study examined the factors to be considered when using successfully crowdfunding on e-commerce trade start-ups. This study is understanding the legal and policy of crowdfunding market status and other countries, and suggests the activation of the direction of government policy, legal system, and participation of financing suppliers and investors as activating the law and policy system related the crowdfunding on a domestic in terms of e-commerce trade start-ups investment.

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Improvement Scheme of System for Apartment Housing Remodeling Activity (우리나라 공동주택의 리모델링 활성화를 위한 제도 개선 방안)

  • Kim Yong-Sung;Lee Chan-Shik
    • Korean Journal of Construction Engineering and Management
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    • v.2 no.1 s.5
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    • pp.57-67
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    • 2001
  • In 1999, a residence stock amounts to 11 million units and apartment housing holds 57.6 percent of the residence stock. Without proper remodeling for apartment housing, a significant portion of them would be expected to be demolished shorter than their life-time due to socioeconomic reasons. Apartment housing is maintained depending on government regulations such as 'Housing Construction Promotion Code' and 'Apartment Housing Maintenance Ordinance'. However, there are many problems with implementation of them. In order to solve the problems, we focus on the remodeling system that includes Maintenance of Apartment Housing, Finance and Taxation, Special Repair Appropriation Budget, Resource Quality and Standard Plan, and Remodeling associated with the code. And this study, which being compared with the foreign remodeling system, presents the improvement scheme of system for apartment housing remodeling. This study aims to promote remodeling apartment housing and provide the suitable scheme for remodeling activities.

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A Study of Customer Churn by Analysing CRM Customer Data (CRM 고객데이터 분석을 통한 이탈고객 연구)

  • Kim, Sang Yong;Song, Ji Yeon;Lee, Gi Soon
    • Asia Marketing Journal
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    • v.7 no.1
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    • pp.21-42
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    • 2005
  • Customer Relationship Management (CRM) is a corporate marketing strategy maintaining and managing customers. And with CRM companies maximize the customer's value through a series of processes of new customer retention, VIP customer retention, customer value increase, potential customer activation, and customers for lifetime by collecting the customer information and taking advantage of it effectively. In particular, as the competitive environment is changing rapidly and getting more intense, maintaining the customer retention through customer churn management becomes more important in order to increase the customer value for maximizing the company's profit and to build up the relationship with customers. For example, the financial industry has managed the customer churn with the concept of customer segmentation. Recently the customer retention and churn management is becoming increasingly important in all business fields as well as financial industry since the companies expect the effect of preventing the customer churn by identifying characteristics of customers. However, despite the increasing interest and importance of the management of the customer churn, not many of studies are systematically executed by analyzing the data of customer churn. In this study we analyze the actual data of CRM activities for the customer retention, specifically the data of TV home-shopping. By doing so, we hope to identify the differences of demographic attributes and transaction specific characteristics in consumer behaviors between the churning customer and the retained customers. In addition, we try to find out the variables which can impact the churning of the customers and to predict the churn rate of individual customer through our proposed model of customer churn. In the end, based on our findings we suggest the possible marketing strategies for TV home-shopping companies.

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