• Title/Summary/Keyword: 금융범죄

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Mediated Effect of Mobile Financial Crime Fear on the Relationship between Mobile Financial Crime Vulnerability Perception and Mobile Financial Using (모바일금융범죄 취약성인식과 모바일금융 사용 간의 관계에서 모바일금융 범죄두려움의 매개효과)

  • Kwon, Joon-Sung;Gong, Jung-Sik
    • The Journal of the Korea Contents Association
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    • v.20 no.4
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    • pp.305-314
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    • 2020
  • Mobile environment is relatively free from time and space constraints, and has unique characteristics such as not applying physical and social vulnerability because of it's non-face-to-face channel. Since such spatial and temporal speciality is likely to appear in a different form from psychological action and action in a general face-to-face environment, it is necessary to conduct an empirical study based on the results of the existing research that has been studied as major psychological variables of action in mobile environment. However, advance research have not been conducted in earnest on the vulnerability and anxiety of the consumers in a new environment called mobile finance. so this study intends to establish the basis through empirical research. As a result, women among traditional vulnerable groups perceived themselves to be vulnerable in mobile financial environments than men and felt fear of crime strongly. In addition, the vulnerability of mobile financial crime did not have a significant direct effect on mobile financial use, but it was confirmed that mobile crime fear was mediated completely and had an indirect effect on mobile financial use.

모바일 인스턴트 메신저에 대한 TMTO 및 GAN 모델을 활용한 안전성 분석

  • Seungjun, Baek;Yongjin, Jeon;Uk, Hur;Jongsung, Kim
    • Review of KIISC
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    • v.32 no.6
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    • pp.23-28
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    • 2022
  • 모바일 인스턴트 메신저에 적용된 암호기술은 사용자들의 개인정보를 보호하는 역할을 한다. 메신저에 저장된 사용자의 개인정보는 일반적으로 사용자의 패스워드, 사용자 정보 및 기기 정보 기반으로 생성된 암호화 키를 통해 암호화되므로 높은 안전성을 갖는다. 이러한 암호기술의 특성 때문에 국가 법집행기관은 범죄단서 확보 및 사실 증명을 위한 증거 분석과정에 어려움을 겪는다. 그러나, 최근 모바일 인스턴트 메신저를 통해 발생하고 있는 일련의 범죄 사건들을 볼 때 정당한 접근 하에 범죄단서 확보를 위한 암호분석 기술은 활발히 연구될 필요가 있다. 본 논문에서는 10종의 모바일 인스턴트 메신저에 대한 TMTO 및 GAN 모델을 활용한 안전성 분석을 제시한다.

Secure Electronic Financial Services using End-to-End Encryption (종단간 암호화(End-to-End Encryption)를 이용한 전자금융거래 정보보호 강화)

  • Kim, In-Seok;Lee, Su-Mi;Lim, Jong-In
    • Convergence Security Journal
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    • v.7 no.2
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    • pp.65-71
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    • 2007
  • Recently, security softwares are the program that is to protect the users from hackers in using electronic financial services. However heackers commit financial crimes to extort asserts using known hacking skills. In our paper, we analyse vulnerability that can be used to hook financial information in user application area and explain end-to-end encryption which is able to be provided by interacting keyboard security program and PKI application program.

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A Study on Damage and Countermeasures of SMS Phishing (스미싱의 피해와 대응방안에 관한 연구)

  • Kim, Jang Il;Lee, Heui Seok;Kim, Ji Ung;Jung, Yong-Gyu
    • Journal of Service Research and Studies
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    • v.5 no.1
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    • pp.71-78
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    • 2015
  • Created, but the development of mobile devices to have a margin of life have appeared in the opposite forces that are considered to be the target of financial crime and attacks them. Financial crime among crimes that target the smartphone SMS phishing, phishing, pharming, phishing, etc. voice and, in particular, a phenomenon that is growing a lot of SMS phishing is by nature a text message to your mobile. Ye Jin proactive rather than post responses in order to be safe from the SMS phishing attack individuals and businesses, and asset protection is even more important in the country. For this, the SMS phishing attack detected in advance and that can block the development program, it is necessary to deploy.

A study on America Police-Private Security Partnership (미국 경찰과 민간경비의 Partnership에 관한 연구)

  • Seo, Jin Seok
    • Convergence Security Journal
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    • v.12 no.5
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    • pp.15-22
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    • 2012
  • A study on America Police-Private Security Partnership in Business Improvement Districts, Special Event Safety and Security, Community Policing, Alarms, Investigations, Electronic and Financial Crimes Investigations. Many Police-Private Security Partnerships have significantly changed how policing is done with respect to field operations, particularly patrol and access control. Some areas in which these collaborations have produced notable results are described here.

Privacy Lounge - Ambulance Chaser와 개인정보보호

  • Kim, Il-Seop
    • 정보보호뉴스
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    • s.136
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    • pp.48-51
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    • 2009
  • 금년 들어 미국의 신용카드 결제처리업체인 하트랜드 시스템즈(Heartland Payment Systems)에서 사상 최악의 신용카드 정보 유출 사건이 발생했으며, 이로 인한 금융 피해금액이 수억 달러에 이를 것으로 추산되고 있다. 이 회사는 매달 1억건에 달하는 신용카드 거래를 처리한다고 하니 그 유출된 개인 금융정보의 양은 상상을 초월할 것으로 보인다. 이렇게 유출된 정보는 카드복제, 신용도용 등 쉽게 예상할 수 있는 범죄 이외에도 어떠한 형태의 범죄로 당사자들에게 피해가 되돌아 올 지는 가늠하기 어렵다. 최근 국내에서 발생한 일련의 개인정보 유출사건과 마찬가지로 정보화와 개인정보보호 문제에 경종을 울리는 또 하나의 사건이라 하겠다.

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Changes in the environment of electronic finance and its challenges -Focusing on the prospects and implications of changes in electronic finance- (국내 전자금융의 환경 변화와 그 과제 -전자금융의 변화 전망과 시사점을 중심으로-)

  • Kim, Daehyun
    • Journal of Digital Convergence
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    • v.19 no.5
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    • pp.229-239
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    • 2021
  • For this study, we have extensively analyzed the presentation data of the government's financial-related departments and the data of each financial institution and electronic financial institution.. As a result, In Korea's electronic financial environment, real changes such as first) expansion of non-face-to-face finance, second) teleworking in the financial sector, third) abolition of accredited certification, fourth) advanced voice phishing, fifth) openness of the financial industry and diversification of forms, sixth) the'walletless society'. In addition to the above, however, global changes triggered by the Fourth Industrial Revolution spread to the financial security sector, making it difficult to respond to problems such as artificial intelligence/ deep learning/ user analysis/ deepfake technology. As the proportion of electronic finance is increasing socially, it should be studied in the fields of electronic finance and its environment, and crime and criminal investigation.

A Study on the Improvement of User Identification of Non-Face-to-Face Financial Transactions with Messenger Phishing Case (비대면 금융거래 사용자 확인 개선방안 연구 - 메신저피싱 사례를 중심으로)

  • Eun Bi Kim;Ik Rae Jeong
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.33 no.2
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    • pp.353-362
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    • 2023
  • Messenger phishing, communications frauds crime, exploits remote control of smartphones and non-face-to-face financial transactions, causing property damage due to money transfers, as well as account opening and loans in the name of victims. Such financial accidents may be careless of victims, but the current messenger phishing criminal method is intelligent and can be seen as digging into loopholes in the non-face-to-face user verification process. In this paper we analyze how messenger phishing uses loopholes in user identification procedures in non-face-to-face financial transactions. Through experiments, it is suggested to improve the non-face-to-face verification process for safer financial transactions.