Browse > Article
http://dx.doi.org/10.5392/JKCA.2020.20.04.305

Mediated Effect of Mobile Financial Crime Fear on the Relationship between Mobile Financial Crime Vulnerability Perception and Mobile Financial Using  

Kwon, Joon-Sung (경기대학교 교육혁신처)
Gong, Jung-Sik (경기대학교 인문사회계열)
Publication Information
The Journal of the Korea Contents Association / v.20, no.4, 2020 , pp. 305-314 More about this Journal
Abstract
Mobile environment is relatively free from time and space constraints, and has unique characteristics such as not applying physical and social vulnerability because of it's non-face-to-face channel. Since such spatial and temporal speciality is likely to appear in a different form from psychological action and action in a general face-to-face environment, it is necessary to conduct an empirical study based on the results of the existing research that has been studied as major psychological variables of action in mobile environment. However, advance research have not been conducted in earnest on the vulnerability and anxiety of the consumers in a new environment called mobile finance. so this study intends to establish the basis through empirical research. As a result, women among traditional vulnerable groups perceived themselves to be vulnerable in mobile financial environments than men and felt fear of crime strongly. In addition, the vulnerability of mobile financial crime did not have a significant direct effect on mobile financial use, but it was confirmed that mobile crime fear was mediated completely and had an indirect effect on mobile financial use.
Keywords
Mobile Finance; Mobile Crime; Mobile Financial Crime; Criminal Fear; Vulnerability Recognition;
Citations & Related Records
Times Cited By KSCI : 4  (Citation Analysis)
연도 인용수 순위
1 박종옥, 손상희, "소비자의 금융소비자문제경험과 영 향 요인 분석," 소비자문제연구, 제43호, pp.49-69, 2012.
2 지광석, 하정철, "신기술의 불확실성과 소비자안전에 대한 고찰," 소비자문제연구, 제42호, pp.1-25, 2012.
3 한지형, "소비자는 왜 모바일금융 환경에서 불안을 느끼는가?," 소비자정책교육연구, 제15권, 제3호, pp.51-73, 2019.
4 M. L. Meuter, A. L. Ostrom, M. J. Bitner, and R. Roundtree, "The influence of technology anxiety on consumer use and experiences with self-service technologies," Journal of Business Research, Vol.56, No.11, pp.899-906, 2003.   DOI
5 E. Paul, I. Zhu, D. Landsman, and H. M. Randall, "Genome-Wide Association of Mediator and RNA Polymerase II in Wild-Type and Mediator Mutant Yeast, Mol Cell Biol," Vol.35, No.1, pp.331-42, 2015.   DOI
6 김성언, "범죄 피해와 범죄의 두려움이 삶의 만족에 미치는 영향," 한국범죄학, 제12권, 제1호, pp.55-80, 2018.
7 오봉옥, 취약집단의 범죄두려움에 관한 다수준적 접근, 가톨릭대학교 대학원, 박사학위논문, 2016.
8 이규범, 북한이탈주민의 취약성이 범죄두려움에 미치는 영향 : 문화변용의 매개효과를 중심으로, 동국대학교 대학원, 박사학위논문, 2018.
9 문윤지, "모바일뱅킹 사용의도에 영향을 미치는 요인에 대한 탐색," 경영과 정보연구, 제38권, 제1호, pp.103-120, 2019.
10 신재헌, 김상운, "모바일 범죄의 특성과 예방에 관한 연구," 경찰학논총, 제9권, 제1호, pp.122-144, 2014.
11 F. Furstenburg, "Public Reaction to Crime in the Streets," American Scholar, Vol.40, pp.601-610, 1971.
12 J. Garofalo, "Victimization and the Fear of Crime," Journal of Research in Crime and Delinquency, Vol.16, pp.80-97, 1979.   DOI
13 장안식, 정혜원, 김준호, "범죄에 대한 일반적 두려움과 구체적 두려움의 차이," 한국사회학회 사회학대회논문집, pp.381-39, 2010.
14 N. E. Rader, "The Threat of Victimization: A Theoretical Reconceptualization of Fear of Crime," Sociological Spectrum, Vol.24, pp.689-704, 2004.   DOI
15 V. Sacco, When Crime Waves, Thousand Oaks, CA: Sage, 2005.
16 J. Jackson, "Introducing Fear of Crime to Risk Research," Risk Analysis, Vol.26, No.1, pp.253-264, 2006.   DOI
17 C. Hale, "Fear of Crime: A review of Literature," International Review of Victimology, Vol.4, No.2, pp.79-150, 1996.   DOI
18 차훈진, "성별에 따른 범죄에 대한 인식이 범죄 두려움에 미치는 영향 연구," 한국경찰연구, 제7권, 제3호, pp.177-210, 2008.
19 한동호, "사이버 금융사기의 체험적 사례 연구: 구체적 과정과 대책을 중심으로," 국제문화기술진흥원, 제4권, 제1호, pp.193-200, 2018.
20 최인섭, 김지선, "범죄의 두려움에 관한 연구," 형사정책연구원 연구총서, pp.13-214, 1996.
21 T. Hedden and J. D. C. Gabrieli, "Insighys into the ageing maid: A view from cognitive neuroscience," Nature Reviews Neuroscience, Vol.5, pp.87-96, 2004.   DOI
22 김연수, 범죄에 대한 두려움의 원인과 반응에 관한 연구, 동국대학교 대학원, 박사학위논문, 2010.