• Journal of Intelligence and Information Systems
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• v.18 no.4
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• pp.79-95
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• 2012

As credit loan products significantly increase in most financial institutions, the number of fraudulent transactions is also growing rapidly. Therefore, to manage the financial risks successfully, the financial institutions should reinforce the qualifications for a loan and augment the ability to detect a credit loan fraud proactively. In the process of building a classification model to detect credit loan frauds, utility from classification results (i.e., benefits from correct prediction and costs from incorrect prediction) is more important than the accuracy rate of classification. The objective of this paper is to propose a new approach to building a classification model for detecting credit loan fraud based on an individual-level utility. Experimental results show that the model comes up with higher utility than the fraud detection models which do not take into account the individual-level utility concept. Also, it is shown that the individual-level utility computed by the model is more accurate than the mean-level utility computed by other models, in both opportunity utility and cash flow perspectives. We provide diverse views on the experimental results from both perspectives.

• Annual Conference of KIPS
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• 2013.11a
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• pp.622-624
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• 2013

모바일 헬스케어는 다양한 스마트 디바이스를 활용한 개인건강관리 기술을 말한다. 특히 스마트폰 보급과 근거리 무선 통신 기술의 발전으로 모바일 헬스케어와 관련한 여러 디바이스와 서비스들이 개발되고 있다. 그러나 이러한 디바이스와 서비스들이 대부분 자체적인 규격에 의해 굿현 되고 있으며 이로인해 기기 간 호환이 안 되고 서비스가 종속되는 등의 문제가 있다. 특히 규제가 엄격한 의료 서비스와 거리를 둔 일상적 생활에서의 건강관리 기기나 서비스들은 그 문제가 더욱 심각하다. 본 논문에서는 이러한 모바일 헬스케어 환경에서의 문제점 해결을 위한 표준 요소와 그 현황에 대해 살펴보고 관련 표준의 모바일 헬스케어 적용 모델을 제안 한다.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.19 no.6
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• pp.113-119
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• 2009

In recent years, to provide visitors with the various and dynamic services, many ActiveX Controls are developed and distributed in most of the web sites such as e-Government Internet banking Portal in Korea. However, unsecure ActiveX Controls may be critical security threats on Internet User. Although hacking incidents increase sharply for these vulnerable ActiveX Controls, there are not enough national security actions or policies. Thus, in this paper we propose the technical method to design 'Security model for ActiveX Control Managemnet through Security Authentication' to be able safe and useful security management in three aspects of development distribution using.

• Journal of Korea Multimedia Society
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• v.14 no.8
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• pp.1029-1040
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• 2011

Electronic identity (e-ID) card based on smartcard is a representative identity credential for on-line and off-line personal identification. The e-ID card can store the personal identity information securely, so that the information can be accessed fast, automated identity verification and used to determine the cardholder's authorization to access protected resources. Due to such features of an e-ID card, the number of government organizations and corporate enterprises that consider using e-ID card for identity management is increasing. In this paper, we present an authentication framework for access control system using e-ID cards by discussing the threat environment and security requirement against e-ID card. Specifically, to accomplish our purpose, we consider the Personal Identity Verification system as our target model.

• Convergence Security Journal
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• v.21 no.3
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• pp.49-56
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• 2021

Recently, artificial intelligence is regarded as an essential technology in our society. In particular, the invasion of privacy in artificial intelligence has become a serious problem in modern society. Split learning, proposed at MIT in 2019 for privacy protection, is a type of federated learning technique that does not share any raw data. In this study, we studied a safe and accurate segmentation learning model using known differential privacy to safely manage data. In addition, we trained SVHN and GTSRB on a split learning model to which 15 different types of differential privacy are applied, and checked whether the learning is stable. By conducting a learning data extraction attack, a differential privacy budget that prevents attacks is quantitatively derived through MSE.

• Journal of the Korean Society for information Management
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• v.34 no.3
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• pp.151-177
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• 2017

This study is to investigate the effects of personal characteristics and perceived interactivity on acceptance of mobile health information service by applying Technology Acceptance Model (TAM). Also it examine whether the perceived interactivity, which is a key variable in the previous research studying the intention of PC-based health information service, works on the mobile environment equally. As a result of the analysis, the relationship between the health hypochondria of personal characteristics and perceived interactivity is negative, and the health concern and perceived interactivity is positive. Also, personal characteristics influence perceived usefulness and perceived ease of use of mobile health information service through perceived interactivity. Therefore, the perceived interactivity in the health information service of web and mobile environment is an important variable to mediate or directly affect other variables.

• The Journal of Society for e-Business Studies
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• v.24 no.3
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• pp.73-86
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• 2019

After the 4th industrial revolution, the healthcare industry is striving to find new business models through new technologies. Among them, blockchain technology is one of the technologies that have great interest in the healthcare industry. Most providers of personal health record systems have difficulty in securing marketability due to various problems. Therefore, they try to integrate blockchain technology to develop new systems and gain marketability. However, blockchain has limitations in solving the problems of the personal health record system. In this study, we have designed a personalized health data management framework that enables information subjects to acquire full ownership rights of individual's health data, based on distributed ledger technology. For the framework design, we refer to the structure of R3 Corda. It was designed with a different network structure than the existing blockchain systems so that the node can be operated on the personal user's mobile device. This allows information subjects to directly store and manage their own data and share data with authorized network members. Through the proposed system, the information utilization of the healthcare industry can be improved and the public health promotion and medical technology development can be realized.

• Annual Conference of KIPS
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• 2022.11a
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• pp.943-945
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• 2022

2030 세대의 주식시장 참여율은 갈수록 늘어나는 데에 반해 증권업의 높은 진입 장벽과 부족한 정보로 손실을 보는 경우가 적지 않다. 이러한 상황에서 정보의 주체인 개인이 본인 데이터에 대한 권리를 가지고, 본인이 원하는 방식으로 데이터를 관리하는 패러다임인 '마이데이터' 서비스가 최근 떠오르고 있다. 본 논문에서는 위의 문제를 해결하기 위하여 마이데이터를 토대로 특정 주식 종목과 유사한 종목들을 먼저 선별한 후 순수익이 높게 예측되는 종목을 최종 추천하는 모델을 제안한다.

• Proceedings of the KIEE Conference
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• 2005.07d
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• pp.2915-2917
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• 2005

본 논문에서는 개인 사용자가 쉽게 디지털 컨텐츠를 제작하여 다른 로컬 사용자의 계약에 의해 컨텐츠의 재분배까지 가능한 분산 거래 모델을 제시하였다. 제작되는 컨텐츠는 MPEG-21 멀티미디어 프레임워크를 기반으로 하여 컨텐츠에 관한 다양한 정보를 포함 할 수 있는 디지털 아이템 형식으로 제작되며, 본 논문에서는 개인 사용자가 쉽게 디지털 아이템을 제작할 수 있도록 DI(Digital Item)제작 tool을 구현하였다. 뿐만 아니라 컨텐츠 저작권 보호를 위해 MPEG-4 IPMP, REL을 이용하여 다양한 컨텐츠 관리 및 암호화 기능을 수행하는 소프트웨어를 구현하였고 이들을 기반으로 분산 거래 시스템을 구현하였다.

• The Journal of Korean Institute of Communications and Information Sciences
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• v.30 no.4B
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• pp.226-234
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• 2005

Context-Aware is the most important facts to reason a personalized and optimized service and to provide it to user. In the previous researches, user and surrounding environment were main facts of Context-Aware and middleware or center server has been proposed to support Context-Aware. In the daily space(for example, home, office, Car, etc), interactions between user and service can be a important facts of Context-Aware. In this paper, Context Autogenesis service model is introduced, simplified the Context-Aware process and designed the middleware which performs decentralize management for Context-Aware information of user's portable devices, so that problems occurred during the management and operation of existing Context-Aware system can be minimized and supporting user anonymity